JCAPFinancial Services · Credit ServicesThe 5 Wall Street analysts covering Jefferson Capital, Inc. hold a median 12-month price target of $26 — +26.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 35 of 100 as at 1 Aug 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Jefferson Capital, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Value (84): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.
Accruals (8): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
The rank is the raw material. Whether the rules would actually own Jefferson Capital, Inc. — and when they’d sell — is the membership.
The bullish and bearish analyst opinions on JCAP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +26.0% from it.
Of the 20 most recent actions, 3 moved their price target up and 4 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 24 Dec 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | $28 |
| 17 Nov 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Nov 2025 | Citizens | Maintains | Market Outperform | — |
| 21 July 2025 | Jefferies | Initiates | Buy | — |
| 21 July 2025 | JMP Securities | Initiates | Market Outperform | — |
| 21 July 2025 | Keefe, Bruyette & Woods | Initiates | Outperform | — |
| 21 July 2025 | Raymond James | Initiates | Outperform | — |
| 21 July 2025 | Truist Securities | Initiates | Buy | — |
| 23 Apr 2020 | B. Riley Securities | Maintains | Buy | $26 → $20 |
| 9 Apr 2020 | Keybanc | Maintains | Overweight | $23 → $17 |
| 24 Jan 2020 | Keybanc | Maintains | Overweight | $20 → $23 |
| 17 Dec 2019 | Keybanc | Maintains | Overweight | $23 → $20 |
| 5 Aug 2019 | Raymond James | Downgrade | Market Perform | — |
| 11 Dec 2018 | Raymond James | Maintains | Outperform | $22 → $24 |
| 27 Sept 2018 | Jefferies | Upgrade | Buy | $20 → $23 |
| 6 Mar 2018 | Keybanc | Maintains | Overweight | $24 → $22 |
| 19 Oct 2017 | Keybanc | Initiates | Overweight | $24 |
| 24 Apr 2017 | Jefferies | Initiates | Hold | $25 |
| 23 June 2016 | FBR Capital | Initiates | Outperform | $20 |
| 6 Apr 2016 | Wunderlich Securities | Downgrade | Sell | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 67% of US stocks
Cheaper than 53% of US stocks
Cheaper than 38% of US stocks
Cheaper than 50% of US stocks
Higher than 59% of US stocks
Higher than 12% of US stocks
Higher than 84% of US stocks
Higher than 96% of US stocks
Higher than 86% of US stocks
Higher than 91% of US stocks
Higher than 95% of US stocks
Higher than 82% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. JCAP appears on the weeks it earns a place.
Jefferson Capital, Inc. announced it will release its second quarter 2026 financial results after the market close on August 13, followed by a webcast at 5:00 pm Eastern Time to discuss the results.
Why it matters — Investors and analysts tracking JCAP will gain insight into the company's recent financial performance and operational trends when the results and management commentary are released.
The 5 Wall Street analysts covering Jefferson Capital, Inc. have a median 12-month price target of $26, with estimates ranging from $21 to $29. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering Jefferson Capital, Inc., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Jefferson Capital, Inc. 35 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 1 Aug 2026, Jefferson Capital, Inc. ranks 35 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (84 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +26.0% from the last close, and Ticker Nerd's factor model ranks Jefferson Capital, Inc. 35 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Jefferson Capital, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for JCAP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $21 to $29 over the next 12 months.
Jefferson Capital, Inc. returned +33.3% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Jefferson Capital Inc. is a financial services company specializing in the acquisition and management of distressed consumer receivables.
The most recent item we track (GlobeNewsWire, 30 July 2026): "Jefferson Capital to Announce Second Quarter 2026 Results". Jefferson Capital, Inc. announced it will release its second quarter 2026 financial results after the market close on August 13, followed by a webcast at 5:00 pm Eastern Time to discuss the results.
Jefferson Capital Inc. is a financial services company specializing in the acquisition and management of distressed consumer receivables. Established in 2002, it operates as a purchaser and servicer of charged-off debts, bankruptcy accounts, and other nonperforming consumer loans. The company leverages proprietary data analytics and compliance-driven processes to evaluate, acquire, and manage portfolios of credit card balances, auto finance deficiencies, telecommunications debts, utilities receivables, and installment loans. Jefferson Capital’s solutions are tailored for a diverse client base, including banks, credit originators, fintech platforms, and Fortune 500 companies. With a significant presence across the United States, the United Kingdom, Canada, and Latin America, the company plays a pivotal role in the credit services sector by helping consumers resolve overdue obligations and restoring financial health. Its business model emphasizes data science expertise, rigorous regulatory adherence, and international diversification, positioning Jefferson Capital as a key player in the global debt recovery and receivables management industry.
CEO Mr. David M. Burton · 1,178 employees · United States · https://www.jcap.com