JCAPFinancial Services · Credit ServicesThe 5 Wall Street analysts covering Jefferson Capital, Inc. hold a median 12-month price target of $29 — +40.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 66 of 100 as at 4 Nov 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Jefferson Capital, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (87): Analysts have, on balance, been raising their forecasts.
Accruals (16): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on JCAP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +40.5% from it.
Of the 20 most recent actions, 6 moved their price target up and 4 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 14 Aug 2026 | Citizens | Maintains | Market Outperform | $26 → $28 |
| 14 Aug 2026 | Raymond James | Maintains | Outperform | $21 → $24 |
| 14 Aug 2026 | Truist Securities | Maintains | Buy | $26 → $30 |
| 24 Dec 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 24 Dec 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | $28 |
| 17 Nov 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Nov 2025 | Citizens | Maintains | Market Outperform | — |
| 21 July 2025 | Jefferies | Initiates | Buy | — |
| 21 July 2025 | JMP Securities | Initiates | Market Outperform | — |
| 21 July 2025 | Keefe, Bruyette & Woods | Initiates | Outperform | — |
| 21 July 2025 | Raymond James | Initiates | Outperform | — |
| 21 July 2025 | Truist Securities | Initiates | Buy | — |
| 23 Apr 2020 | B. Riley Securities | Maintains | Buy | $26 → $20 |
| 9 Apr 2020 | Keybanc | Maintains | Overweight | $23 → $17 |
| 24 Jan 2020 | Keybanc | Maintains | Overweight | $20 → $23 |
| 17 Dec 2019 | Keybanc | Maintains | Overweight | $23 → $20 |
| 5 Aug 2019 | Raymond James | Downgrade | Market Perform | — |
| 11 Dec 2018 | Raymond James | Maintains | Outperform | $22 → $24 |
| 27 Sept 2018 | Jefferies | Upgrade | Buy | $20 → $23 |
| 6 Mar 2018 | Keybanc | Maintains | Overweight | $24 → $22 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
JCAP appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Jefferson Capital, Inc. returned +11.5% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 34% of US stocks
Cheaper than 53% of US stocks
Cheaper than 36% of US stocks
Cheaper than 49% of US stocks
Higher than 56% of US stocks
Higher than 25% of US stocks
Higher than 76% of US stocks
Higher than 98% of US stocks
Higher than 85% of US stocks
Higher than 90% of US stocks
Higher than 95% of US stocks
Higher than 92% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Jefferson Capital, Inc. has a market value of $1.2B and an enterprise value of $2.5B.
Revenue in the twelve months to 30 June 2026: $659.6M. The latest quarter grew 11.5% year on year.
Net income over the same four quarters: $155.0M, a 23.5% net margin.
Diluted earnings per share, trailing twelve months: $2.45.
Free cash flow in the twelve months to 30 June 2026: $220.1M.
Jefferson Capital, Inc. spent $60.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 22.7×; forward P/E: 6.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 4.65%, paying out 105% of earnings.
Jefferson Capital, Inc. employs 1,120 people — $589K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Jefferson Capital, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Jefferson Capital announced it will release its third-quarter 2026 financial results after market close on November 12, 2026. The company will host a webcast to discuss the results at 5:00 p.m. Eastern Time that day.
Why it matters — JCAP watchers can note the scheduled date and time for the company's third-quarter results and discussion.
The Seeking Alpha item says Jefferson Capital trades at an 8.5x GAAP P/E and a 5% dividend yield amid market caution about legal and consumer-solvency risks. It highlights portfolio expansion and an 18% rise in estimated remaining recoveries to $3.4 billion, while noting that higher legal and servicing costs have compressed profit margins.
Why it matters — JCAP watchers may weigh the increased recoveries and portfolio activity against the reported margin pressure and cited risks.
Jefferson Capital announced the pricing of an offering of $100 million aggregate principal amount of 8.250% senior notes due 2030, to be issued by its indirect wholly-owned subsidiary Jefferson Capital Holdings, LLC as add-on notes under an existing indenture. The notes will be guaranteed on a senior unsecured basis by certain of the issuer's wholly-owned domestic restricted subsidiaries.
Why it matters — The offering expands Jefferson Capital's outstanding debt through additional notes under an existing indenture, which is relevant to the company's capital structure and financing activities.
Jefferson Capital announced a proposed private offering of $100 million in aggregate principal amount of senior notes due 2030, to be issued by its indirect wholly-owned subsidiary Jefferson Capital Holdings, LLC as add-on notes under an existing indenture dated May 2, 2025. The add-on notes will be guaranteed on a senior unsecured basis by certain of the issuer's wholly-owned domestic restricted subsidiaries.
Why it matters — JCAP watchers would care because this new debt offering expands the company's existing senior notes program and could affect its capital structure and leverage.
Jefferson Capital reported higher second-quarter collections, revenue and portfolio purchases in its Q2 earnings call. The company also highlighted expanding opportunities in auto finance and its entry into Mexico's debt-purchasing market.
Why it matters — A JCAP watcher would care because the report points to broadened growth across collections, revenue, auto finance and a new Mexico market entry.
The 5 Wall Street analysts covering Jefferson Capital, Inc. have a median 12-month price target of $29, with estimates ranging from $24 to $30. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering Jefferson Capital, Inc., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Jefferson Capital, Inc. 66 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Jefferson Capital, Inc. ranks 66 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (87 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +40.5% from the last close, and Ticker Nerd's factor model ranks Jefferson Capital, Inc. 66 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Jefferson Capital, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for JCAP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $24 to $30 over the next 12 months.
Jefferson Capital, Inc. returned +11.5% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Jefferson Capital Inc. Common Stock is the equity security of Jefferson Capital, a consumer finance and debt recovery company focused on purchasing and servicing charged-off consumer receivables.
The most recent item we track (GlobeNewsWire, 29 Oct 2026): "Jefferson Capital to Announce Third Quarter 2026 Results". Jefferson Capital announced it will release its third-quarter 2026 financial results after market close on November 12, 2026. The company will host a webcast to discuss the results at 5:00 p.m. Eastern Time that day.
Jefferson Capital Inc. Common Stock is the equity security of Jefferson Capital, a consumer finance and debt recovery company focused on purchasing and servicing charged-off consumer receivables. The company works with portfolios that include credit card, automotive, utility, telecom, and other consumer accounts, using analytics and portfolio management tools to help individuals repay obligations and resolve delinquent balances. Jefferson Capital also provides debt servicing and related management services to credit originators and financial institutions handling nonperforming loans. Its operations span the United States, Canada, the United Kingdom, and Latin America, placing it within the broader credit services segment of the financial market. Jefferson Capital Inc. Common Stock represents an interest in a business centered on receivables management, collections, and consumer financial recovery services.
CEO Mr. David M. Burton · 1,120 employees · United States · https://www.jcap.com
