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ATLC Stock Forecast: Atlanticus Holdings Corp. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$103
+5.71% on the day

The 5 Wall Street analysts covering Atlanticus Holdings Corp. hold a median 12-month price target of $123 — +19.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 71 of 100 as at 15 Aug 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$1.6B
Ticker Nerd rank
71 / 100
Median analyst target
$123
Analysts covering
5
Total return, dividends reinvested
1W
+2.6%
1M
+4.9%
YTD
+53.2%
1Y
+65.1%
From 52W high
−8.2%
From 52W low
+113.9%
$48
$112
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ATLC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Atlanticus Holdings Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
71 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
98
Momentum
94
Value
79
Revisions
71
Quality
69
Volatility
43
Size
40
Issuance
19
Accruals
10

Growth (98): Sales and profits are climbing, and climbing faster than before.

Accruals (10): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ATLC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ATLC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$100$150$200Oct 25Jan 26Apr 26Jul 26ATLCHigh $179Median $123Low $110

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
5 Buy0 Hold0 Sell
Low $110Median $123High $179

The green dot is the last close — the median target sits +19.4% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
8 July 2026JefferiesMaintainsBuy$100 → $115
30 June 2026BTIGMaintainsBuy—
23 Mar 2026B. Riley SecuritiesMaintainsBuy—
17 Mar 2026CitizensMaintainsMarket Outperform—
11 Dec 2025CitizensMaintainsMarket Outperform—
27 Oct 2025BTIGReiteratesBuy—
18 Sept 2025JMP SecuritiesMaintainsMarket Outperform—
15 Sept 2025B. Riley SecuritiesMaintainsBuy—
15 Sept 2025BTIGMaintainsBuy—
12 Sept 2025JMP SecuritiesReiteratesMarket Outperform—
11 Sept 2025BTIGReiteratesBuy—
12 Aug 2025JMP SecuritiesMaintainsMarket Outperform—
17 July 2025JMP SecuritiesMaintainsMarket Outperform—
12 May 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
21 Mar 2025Citizens Capital MarketsMaintainsMarket Outperform—
17 Mar 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
14 Mar 2025Citizens Capital MarketsReiteratesMarket Outperform—
3 Dec 2024JMP SecuritiesMaintainsMarket Outperform—
21 Nov 2024B. Riley SecuritiesMaintainsBuy—
13 Nov 2024JMP SecuritiesMaintainsMarket Outperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ATLC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

ATLC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.9%
Analysts raising
1
Analysts cutting
0
Fundamentals

Atlanticus Holdings Corp. (ATLC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.3×

Cheaper than 51% of US stocks

Price / sales
2.1×

Cheaper than 52% of US stocks

Price / book
2.2×

Cheaper than 44% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
83.3%

Higher than 91% of US stocks

Earnings growth (YoY)
62.6%

Higher than 79% of US stocks

Gross margin
—
Operating margin
29.5%

Higher than 87% of US stocks

Net margin
21.1%

Higher than 83% of US stocks

Returns & dividend
Return on equity
23.0%

Higher than 84% of US stocks

Return on assets
2.8%

Higher than 63% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

ATLC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
ATLCAtlanticus Holdings Corp.$1.6B
71
JCAPJefferson Capital, Inc.$1.4B
62
EZPWEZCORP, Inc.$1.8B
81
ECPGEncore Capital Group, Inc.$2.3B
99
WUThe Western Union Co.$2.4B
65
AGMFederal Agricultural Mortgage Corp.$2.5B
88
WRLDWorld Acceptance Corp.$903.7M
72

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Atlanticus Holdings Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ATLC news & analysis

Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

GlobeNewsWire · 13 Aug 2026positive

Atlanticus Holdings announced that its Board of Directors approved a quarterly dividend of $0.476563 per share on its Series B Cumulative Perpetual Preferred Stock. The cash dividend is payable on or about September 15, 2026, to holders of record at the close of business on September 1, 2026.

Why it matters — The approved dividend indicates continued recurring cash distributions to Atlanticus preferred shareholders and confirms the company is honoring its preferred dividend obligations.

Atlanticus Q2 Earnings Call Spotlights Mercury Progress and Credit

Zacks Investment Research · 13 Aug 2026positive

Atlanticus Holdings Corp. reported second-quarter earnings, highlighting that the integration of Mercury is progressing faster than planned, along with gains in digital operations, stable credit performance, and capital flexibility supported by high returns.

Why it matters — For ATLC watchers, the faster-than-expected Mercury integration and stable credit conditions suggest the company is executing well on its strategic priorities without signs of credit deterioration.

Atlanticus Holdings Corporation (ATLC) Q2 2026 Earnings Call Transcript

Seeking Alpha · 13 Aug 2026neutral

Seeking Alpha published the transcript of Atlanticus Holdings Corporation's (ATLC) Q2 2026 earnings call, covering the company's financial results and management discussion for the quarter.

Why it matters — ATLC watchers would look to the earnings call transcript for management's commentary and details on the company's quarterly performance.

Atlanticus Holdings Corporation (ATLC) Q2 Earnings Meet Estimates

Zacks Investment Research · 7 Aug 2026neutral

Atlanticus Holdings Corporation reported quarterly earnings of $2.50 per share for Q2, matching the Zacks Consensus Estimate and up from $1.51 per share in the same quarter a year ago.

Why it matters — ATLC watchers would note that the company's earnings met analyst expectations while showing year-over-year growth.

Atlanticus Q2 Earnings Call Highlights

MarketBeat · 6 Aug 2026positive

Atlanticus reported record second-quarter profit and revenue, according to its Q2 earnings call. The consumer-credit company continued to expand its legacy businesses and integrate the Mercury acquisition during the period.

Why it matters — This signals continued growth and successful integration progress that ATLC watchers would want to track for the company's financial trajectory.

FAQ

Frequently asked questions about ATLC stock

What is the ATLC stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Atlanticus Holdings Corp. have a median 12-month price target of $123, with estimates ranging from $110 to $179. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ATLC stock a buy right now?

Of the 5 analysts covering Atlanticus Holdings Corp., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Atlanticus Holdings Corp. 71 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ATLC?

As at 15 Aug 2026, Atlanticus Holdings Corp. ranks 71 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (98 of 100).

Will ATLC stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +19.4% from the last close, and Ticker Nerd's factor model ranks Atlanticus Holdings Corp. 71 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ATLC stock forecast for 2030?

No analyst covering Atlanticus Holdings Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ATLC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $110 to $179 over the next 12 months.

How has ATLC stock performed over the past year?

Atlanticus Holdings Corp. returned +65.1% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Atlanticus Holdings Corp. do?

Atlanticus Holdings Corp. is a financial technology company that provides products and services to lenders in the United States.

What is the latest news on ATLC?

The most recent item we track (GlobeNewsWire, 13 Aug 2026): "Atlanticus Announces Approval of Quarterly Preferred Stock Dividend". Atlanticus Holdings announced that its Board of Directors approved a quarterly dividend of $0.476563 per share on its Series B Cumulative Perpetual Preferred Stock. The cash dividend is payable on or about September 15, 2026, to holders of record at the close of business on September 1, 2026.

Company

About Atlanticus Holdings Corp.

Atlanticus Holdings Corp. is a financial technology company that provides products and services to lenders in the United States. It operates primarily through two segments: Credit as a Service (CaaS) and Auto Finance. The CaaS segment delivers private label credit products under brands like Fortiva for consumer electronics, furniture, elective medical procedures, and home-improvement, as well as healthcare-focused offerings under the Curae brand through retail and healthcare partners. It also issues general-purpose credit cards under Aspire, Imagine, and Fortiva brands, originated via retail, direct mail, digital marketing, and third-party partnerships. The Auto Finance segment services loans secured by independent automotive dealers and finance companies in the buy-here, pay-here used car market. Atlanticus Holdings Corp. focuses on credit and related financial services for the financially underserved consumer credit market, enabling lenders to offer accessible financing solutions across diverse channels. Founded in 1996 and headquartered in Atlanta, Georgia, it plays a key role in the financial services sector by supporting underserved segments with innovative credit enablement.

CEO Mr. Jeffrey A. Howard · 576 employees · United States · https://www.atlanticus.com