TICKERNERD
Menu
ATLCATLCFinancial Services · Credit Services

ATLC Stock Forecast: Atlanticus Holdings Corp. Price Predictions for 2026-2027

Last close, 4 Sept 2026
$93
−3.70% on the day

The 4 Wall Street analysts covering Atlanticus Holdings Corp. hold a median 12-month price target of $120 — +28.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 73 of 100 as at 7 Sept 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$1.4B
Ticker Nerd rank
73 / 100
Median analyst target
$120
Analysts covering
4
Revenue$166.7M+86.1% y/y
Net income$49.7M
Free cash flow$276.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.3%
1M
−15.6%
YTD
+39.1%
1Y
+35.4%
From 52W high
−16.7%
From 52W low
+94.2%
$48
$112
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ATLC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Atlanticus Holdings Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 7 Sept 2026
73 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
98
Momentum
91
Value
84
Revisions
75
Quality
70
Size
41
Volatility
40
Issuance
19
Accruals
10

Growth (98): Sales and profits are climbing, and climbing faster than before.

Accruals (10): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ATLC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ATLC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$100$150$200Oct 25Jan 26Apr 26Jul 26ATLCHigh $179Median $120Low $110

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
4 Buy0 Hold0 Sell
Low $110Median $120High $179

The green dot is the last close — the median target sits +28.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
3 Sept 2026B. Riley SecuritiesMaintainsBuy$111 → $119
8 July 2026JefferiesMaintainsBuy$100 → $115
8 July 2026JefferiesMaintainsBuy—
30 June 2026BTIGMaintainsBuy—
23 Mar 2026B. Riley SecuritiesMaintainsBuy—
17 Mar 2026CitizensMaintainsMarket Outperform—
11 Dec 2025CitizensMaintainsMarket Outperform—
27 Oct 2025BTIGReiteratesBuy—
18 Sept 2025JMP SecuritiesMaintainsMarket Outperform—
15 Sept 2025B. Riley SecuritiesMaintainsBuy—
15 Sept 2025BTIGMaintainsBuy—
12 Sept 2025JMP SecuritiesReiteratesMarket Outperform—
11 Sept 2025BTIGReiteratesBuy—
12 Aug 2025JMP SecuritiesMaintainsMarket Outperform—
17 July 2025JMP SecuritiesMaintainsMarket Outperform—
12 May 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
21 Mar 2025Citizens Capital MarketsMaintainsMarket Outperform—
17 Mar 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
14 Mar 2025Citizens Capital MarketsReiteratesMarket Outperform—
3 Dec 2024JMP SecuritiesMaintainsMarket Outperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ATLC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ATLC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Sept 2026, Atlanticus Holdings Corp. returned +35.4% against +20.0% for the S&P 500, dividends included.

ATLC vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120140160Oct 25Jan 26Apr 26Jul 26ATLCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ATLC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.9%
Analysts raising
1
Analysts cutting
2
Fundamentals

Atlanticus Holdings Corp. (ATLC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.1×

Cheaper than 54% of US stocks

Price / sales
1.9×

Cheaper than 54% of US stocks

Price / book
2.0×

Cheaper than 46% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
83.3%

Higher than 91% of US stocks

Earnings growth (YoY)
62.6%

Higher than 78% of US stocks

Gross margin
—
Operating margin
29.5%

Higher than 87% of US stocks

Net margin
21.1%

Higher than 83% of US stocks

Returns & dividend
Return on equity
23.0%

Higher than 84% of US stocks

Return on assets
2.8%

Higher than 64% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Atlanticus Holdings Corp. (ATLC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Atlanticus Holdings Corp. has a market value of $1.4B and an enterprise value of $7.2B.

  • Revenue in the twelve months to 30 June 2026: $539.0M. The latest quarter grew 83.3% year on year.

  • Net income over the same four quarters: $153.5M, a 28.5% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $936.5M.

  • Atlanticus Holdings Corp. spent $20.3M on share buybacks and $9.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 15.2M.

  • Trailing P/E: 12.1×; forward P/E: 7.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Atlanticus Holdings Corp. employs 576 people — $936K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Sept 2026

Data provided by Twelve Data

Peers

ATLC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
ATLCAtlanticus Holdings Corp.$1.4B
73
JCAPJefferson Capital, Inc.$1.2B
64
EZPWEZCORP, Inc.$2.1B
81
NAVINavient Corp.$915.7M
79
ECPGEncore Capital Group, Inc.$2.2B
99
WRLDWorld Acceptance Corp.$884.2M
71
WUThe Western Union Co.$2.3B
64

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Atlanticus Holdings Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ATLC news & analysis

Is Atlanticus (ATLC) Stock Undervalued Right Now?

Zacks Investment Research · 4 Sept 2026neutral

Zacks Research discusses whether Atlanticus (ATLC) stock is currently undervalued, using its Zacks Rank system, which emphasizes earnings estimates and estimate revisions, alongside value, growth, and momentum trends. The piece focuses on the methodology rather than arriving at a specific conclusion about the stock.

Why it matters — ATLC watchers would care because the article indicates the company is being evaluated under Zacks' ranking framework for potential undervaluation.

Atlanticus to Participate in B. Riley Securities Consumer & TMT Conference

GlobeNewsWire · 1 Sept 2026neutral

Atlanticus Holdings announced that its President and CEO Jeff Howard and CFO Bill McCamey will participate in the B. Riley Securities Consumer & TMT Conference in New York on September 10, 2026. The company is a financial technology firm offering inclusive financial services through its bank, retail, and healthcare partners.

Why it matters — Management's participation in the conference provides Atlanticus watchers with an opportunity to hear directly from the CEO and CFO about the company.

Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

GlobeNewsWire · 13 Aug 2026positive

Atlanticus Holdings announced that its Board of Directors approved a quarterly dividend of $0.476563 per share on its Series B Cumulative Perpetual Preferred Stock. The cash dividend is payable on or about September 15, 2026, to holders of record at the close of business on September 1, 2026.

Why it matters — The approved dividend indicates continued recurring cash distributions to Atlanticus preferred shareholders and confirms the company is honoring its preferred dividend obligations.

Atlanticus Q2 Earnings Call Spotlights Mercury Progress and Credit

Zacks Investment Research · 13 Aug 2026positive

Atlanticus Holdings Corp. reported second-quarter earnings, highlighting that the integration of Mercury is progressing faster than planned, along with gains in digital operations, stable credit performance, and capital flexibility supported by high returns.

Why it matters — For ATLC watchers, the faster-than-expected Mercury integration and stable credit conditions suggest the company is executing well on its strategic priorities without signs of credit deterioration.

Atlanticus Holdings Corporation (ATLC) Q2 2026 Earnings Call Transcript

Seeking Alpha · 13 Aug 2026neutral

Seeking Alpha published the transcript of Atlanticus Holdings Corporation's (ATLC) Q2 2026 earnings call, covering the company's financial results and management discussion for the quarter.

Why it matters — ATLC watchers would look to the earnings call transcript for management's commentary and details on the company's quarterly performance.

FAQ

Frequently asked questions about ATLC stock

What is the ATLC stock price forecast for 2026-2027?

The 4 Wall Street analysts covering Atlanticus Holdings Corp. have a median 12-month price target of $120, with estimates ranging from $110 to $179. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ATLC stock a buy right now?

Of the 4 analysts covering Atlanticus Holdings Corp., 4 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Atlanticus Holdings Corp. 73 out of 100 across roughly 4,600 US stocks as at 7 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ATLC?

As at 7 Sept 2026, Atlanticus Holdings Corp. ranks 73 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (98 of 100).

Will ATLC stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +28.9% from the last close, and Ticker Nerd's factor model ranks Atlanticus Holdings Corp. 73 out of 100 as at 7 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ATLC stock forecast for 2030?

No analyst covering Atlanticus Holdings Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ATLC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $110 to $179 over the next 12 months.

How has ATLC stock performed over the past year?

Atlanticus Holdings Corp. returned +35.4% over the 12 months to 4 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Atlanticus Holdings Corp. do?

Atlanticus Holdings Corporation is a financial technology company that provides credit and related financial services products in the United States. The company operates through its Credit as a Service (CaaS) and Auto Finance segments, supporting lending partners with technology-enabled programs that help originate and manage consumer credit offerings.

What is the latest news on ATLC?

The most recent item we track (Zacks Investment Research, 4 Sept 2026): "Is Atlanticus (ATLC) Stock Undervalued Right Now?". Zacks Research discusses whether Atlanticus (ATLC) stock is currently undervalued, using its Zacks Rank system, which emphasizes earnings estimates and estimate revisions, alongside value, growth, and momentum trends. The piece focuses on the methodology rather than arriving at a specific conclusion about the stock.

Company

About Atlanticus Holdings Corp.

Atlanticus Holdings Corporation is a financial technology company that provides credit and related financial services products in the United States. The company operates through its Credit as a Service (CaaS) and Auto Finance segments, supporting lending partners with technology-enabled programs that help originate and manage consumer credit offerings. Its CaaS business includes private label and general-purpose credit card products, as well as financing solutions tied to healthcare, retail, and other consumer categories. Atlanticus also works with auto finance partners and manages credit-related portfolios, making it a specialized participant in consumer lending and financing markets. Headquartered in Atlanta, Georgia, Atlanticus Holdings Corporation focuses on serving consumers and businesses that need flexible, data-driven credit solutions.

CEO Mr. Jeffrey A. Howard · 576 employees · United States · https://www.atlanticus.com