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ATLC Stock Forecast: Atlanticus Holdings Corp. Price Predictions for 2026-2027

Last close, 4 Nov 2026
$100
+8.01% on the day

The 5 Wall Street analysts covering Atlanticus Holdings Corp. hold a median 12-month price target of $120 — +20.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 80 of 100 as at 4 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$1.4B
Ticker Nerd rank
80/ 100
Median analyst target
$120
Analysts covering
5
Revenue$166.7M+86.1% y/y
Net income$49.7M
Free cash flow$276.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+9.0%
1M
+8.7%
YTD
+49.2%
1Y
+80.8%
From 52W high
−10.6%
From 52W low
+108.3%
$48
$112
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ATLC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Atlanticus Holdings Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 4 Nov 2026
80/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
97
Momentum
96
Revisions
86
Value
80
Quality
70
Volatility
63
Size
39
Issuance
19
Accruals
11

Growth (97): Sales and profits are climbing, and climbing faster than before.

Accruals (11): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

ATLC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ATLC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$100$150$200Jan 26Apr 26Jul 26Oct 26ATLCHigh $179Median $120Low $110

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
5 Buy0 Hold0 Sell
Low $110Median $120High $179

The green dot is the last close — the median target sits +20.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
22 Sept 2026BTIGReiteratesBuy$179
3 Sept 2026B. Riley SecuritiesMaintainsBuy$111 → $119
3 Sept 2026B. Riley SecuritiesMaintainsBuy—
8 July 2026JefferiesMaintainsBuy—
8 July 2026JefferiesMaintainsBuy$100 → $115
30 June 2026BTIGMaintainsBuy—
23 Mar 2026B. Riley SecuritiesMaintainsBuy—
17 Mar 2026CitizensMaintainsMarket Outperform—
11 Dec 2025CitizensMaintainsMarket Outperform—
27 Oct 2025BTIGReiteratesBuy—
18 Sept 2025JMP SecuritiesMaintainsMarket Outperform—
15 Sept 2025B. Riley SecuritiesMaintainsBuy—
15 Sept 2025BTIGMaintainsBuy—
12 Sept 2025JMP SecuritiesReiteratesMarket Outperform—
11 Sept 2025BTIGReiteratesBuy—
12 Aug 2025JMP SecuritiesMaintainsMarket Outperform—
17 July 2025JMP SecuritiesMaintainsMarket Outperform—
12 May 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—
21 Mar 2025Citizens Capital MarketsMaintainsMarket Outperform—
17 Mar 2025Keefe, Bruyette & WoodsReiteratesMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

ATLC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

ATLC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, Atlanticus Holdings Corp. returned +80.8% against +14.8% for the S&P 500, dividends included.

ATLC vs S&P 500, last 12 monthsTotal return, rebased to 100
80100120140160180200Jan 26Apr 26Jul 26Oct 26ATLCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ATLC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+1.7%
Analysts raising
1
Analysts cutting
0
Fundamentals

Atlanticus Holdings Corp. (ATLC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.3×

Cheaper than 52% of US stocks

Price / sales
2.0×

Cheaper than 52% of US stocks

Price / book
2.1×

Cheaper than 42% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
83.3%

Higher than 91% of US stocks

Earnings growth (YoY)
62.6%

Higher than 78% of US stocks

Gross margin
—
Operating margin
29.5%

Higher than 87% of US stocks

Net margin
21.1%

Higher than 83% of US stocks

Returns & dividend
Return on equity
23.0%

Higher than 84% of US stocks

Return on assets
2.8%

Higher than 64% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Atlanticus Holdings Corp. (ATLC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Atlanticus Holdings Corp. has a market value of $1.4B and an enterprise value of $7.2B.

  • Revenue in the twelve months to 30 June 2026: $539.0M. The latest quarter grew 83.3% year on year.

  • Net income over the same four quarters: $153.5M, a 28.5% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $936.5M.

  • Atlanticus Holdings Corp. spent $20.3M on share buybacks and $9.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 15.2M.

  • Trailing P/E: 12.3×; forward P/E: 7.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Atlanticus Holdings Corp. employs 576 people — $936K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 5 Nov 2026

Data provided by Twelve Data

Peers

ATLC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
ATLCAtlanticus Holdings Corp.$1.4B80
EZPWEZCORP, Inc.$1.8B85
JCAPJefferson Capital, Inc.$1.2B66
WUThe Western Union Co.$2.1B65
ECPGEncore Capital Group, Inc.$2.1B97
AGMFederal Agricultural Mortgage Corp.$2.2B73
UPSTUpstart Holdings, Inc.$2.3B25

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Atlanticus Holdings Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ATLC news & analysis

Atlanticus to Participate in KBW Fintech Ecosystem Conference

GlobeNewsWire · 3 Nov 2026neutral

Atlanticus announced that CEO Jeff Howard and CFO Bill McCamey will participate in the KBW Fintech Ecosystem Conference in New York on November 10–12, 2026. Howard is scheduled for a fireside chat on November 12 titled “Beyond the Credit Score: Expanding Access without Buying Losses.”

Why it matters — The conference appearance provides ATLC watchers with information about scheduled participation by the company’s senior leadership.

Are Investors Undervaluing Atlanticus (ATLC) Right Now?

Zacks Investment Research · 23 Oct 2026neutral

Zacks Investment Research describes its approach as focusing on its Zacks Rank system, which uses earnings estimates and estimate revisions, while also monitoring value, growth, and momentum trends. The excerpt does not provide an ATLC-specific valuation conclusion.

Why it matters — ATLC watchers may note the article’s focus on estimate revisions and investment-style trends, but the excerpt does not say whether Atlanticus is undervalued.

Should Value Investors Buy Atlanticus (ATLC) Stock?

Zacks Investment Research · 7 Oct 2026neutral

Zacks Investment Research says its stock-selection approach centers on the Zacks Rank system, which uses earnings estimates and estimate revisions, while also tracking value, growth and momentum trends. The excerpt does not provide a specific assessment of Atlanticus Holdings.

Why it matters — ATLC watchers are given context on the factors Zacks considers, but the excerpt does not state how Atlanticus scores on them.

Are Investors Undervaluing Atlanticus (ATLC) Right Now?

Zacks Investment Research · 21 Sept 2026neutral

A Zacks Investment Research article, titled "Are Investors Undervaluing Atlanticus (ATLC) Right Now?", explains the Zacks Rank system, which focuses on earnings estimates and estimate revisions while also tracking value, growth, and momentum trends to identify strong stock picks.

Why it matters — ATLC watchers would care because the article highlights how earnings-estimate trends factor into assessing whether the stock is undervalued.

FAQ

Frequently asked questions about ATLC stock

What is the ATLC stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Atlanticus Holdings Corp. have a median 12-month price target of $120, with estimates ranging from $110 to $179. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ATLC stock a buy right now?

Of the 5 analysts covering Atlanticus Holdings Corp., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Atlanticus Holdings Corp. 80 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ATLC?

As at 4 Nov 2026, Atlanticus Holdings Corp. ranks 80 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (97 of 100).

Will ATLC stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +20.1% from the last close, and Ticker Nerd's factor model ranks Atlanticus Holdings Corp. 80 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ATLC stock forecast for 2030?

No analyst covering Atlanticus Holdings Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ATLC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $110 to $179 over the next 12 months.

How has ATLC stock performed over the past year?

Atlanticus Holdings Corp. returned +80.8% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Atlanticus Holdings Corp. do?

Atlanticus Holdings Corporation is a financial technology company that provides credit and related financial services products in the United States. The company operates through its Credit as a Service (CaaS) and Auto Finance segments, supporting lending partners with technology-enabled programs that help originate and manage consumer credit offerings.

What is the latest news on ATLC?

The most recent item we track (GlobeNewsWire, 3 Nov 2026): "Atlanticus to Participate in KBW Fintech Ecosystem Conference". Atlanticus announced that CEO Jeff Howard and CFO Bill McCamey will participate in the KBW Fintech Ecosystem Conference in New York on November 10–12, 2026. Howard is scheduled for a fireside chat on November 12 titled “Beyond the Credit Score: Expanding Access without Buying Losses.”

Company

About Atlanticus Holdings Corp.

Atlanticus Holdings Corporation is a financial technology company that provides credit and related financial services products in the United States. The company operates through its Credit as a Service (CaaS) and Auto Finance segments, supporting lending partners with technology-enabled programs that help originate and manage consumer credit offerings. Its CaaS business includes private label and general-purpose credit card products, as well as financing solutions tied to healthcare, retail, and other consumer categories. Atlanticus also works with auto finance partners and manages credit-related portfolios, making it a specialized participant in consumer lending and financing markets. Headquartered in Atlanta, Georgia, Atlanticus Holdings Corporation focuses on serving consumers and businesses that need flexible, data-driven credit solutions.

CEO Mr. Jeffrey A. Howard · 576 employees · United States · https://www.atlanticus.com