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ECPG Stock Forecast 2026-2027
$92.32
Current Price
$1.93B
Market Cap
Buy 3
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to ECPG Price Targets
+30.0%
To High Target of $120.00
+24.6%
To Median Target of $115.00
+13.7%
To Low Target of $105.00
ECPG Price Momentum
-0.3%
1 Week Change
+11.7%
1 Month Change
+136.3%
1 Year Change
+69.9%
Year-to-Date Change
-2.4%
From 52W High of $94.60
+158.8%
From 52W Low of $35.67
📊 TOP ANALYST CALLS
Did ECPG Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Encore Capital is one of their latest high-conviction picks.
Latest ECPG Stock Price Targets & Analyst Predictions
Based on our analysis of 2 Wall Street analysts, ECPG has a bullish consensus with a median price target of $115.00 (ranging from $105.00 to $120.00). The overall analyst rating is Strong Buy (8.5/10). Currently trading at $92.32, the median forecast implies a 24.6% upside. This outlook is supported by 3 Buy, 1 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
ECPG Analyst Ratings
3
Buy
1
Hold
0
Sell
ECPG Price Target Range
Low
$105.00
Average
$115.00
High
$120.00
Current: $92.32
Latest ECPG Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for ECPG.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jun 17, 2026 | Citizens | David M. Scharf | Market Outperform | Maintains | $115.00 |
| May 7, 2026 | Citizens | Market Outperform | Maintains | $N/A | |
| May 7, 2026 | Truist Securities | Buy | Maintains | $N/A | |
| Feb 26, 2026 | Citizens | Market Outperform | Maintains | $N/A | |
| Feb 26, 2026 | Truist Securities | Buy | Maintains | $N/A | |
| Jan 20, 2026 | Citizens | Market Outperform | Maintains | $N/A | |
| Nov 6, 2025 | Janney Montgomery Scott | Buy | Maintains | $N/A | |
| Feb 27, 2025 | Truist Securities | Buy | Maintains | $N/A | |
| Dec 23, 2024 | Northland Capital Markets | Outperform | Maintains | $N/A | |
| Nov 7, 2024 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Oct 17, 2024 | Northland Capital Markets | Outperform | Upgrade | $N/A | |
| Oct 14, 2024 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Aug 20, 2024 | Truist Securities | Buy | Maintains | $N/A | |
| May 6, 2024 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Apr 17, 2024 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Nov 6, 2023 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Sep 21, 2023 | Truist Securities | Buy | Reiterates | $N/A | |
| Aug 7, 2023 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| Jul 14, 2023 | JMP Securities | Market Outperform | Reiterates | $N/A | |
| May 4, 2023 | JMP Securities | Outperform | Maintains | $N/A |
Encore Capital Group Inc. (ECPG) Competitors
The following stocks are similar to Encore Capital based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Encore Capital Group Inc. (ECPG) Financial Data
Encore Capital Group Inc. has a market capitalization of $1.93B with a P/E ratio of 7.0x. The company generates $1.85B in trailing twelve-month revenue with a 16.0% profit margin.
Revenue growth is +21.0% quarter-over-quarter, while maintaining an operating margin of +38.7% and return on equity of +32.0%.
Valuation Metrics
Market Cap
$1.93B
Enterprise Value
$5.73B
P/E Ratio
7.0x
PEG Ratio
0.1x
Price/Sales
1.0x
Growth & Margins
Revenue Growth (YoY)
+21.0%
Gross Margin
+55.8%
Operating Margin
+38.7%
Net Margin
+16.0%
EPS Growth
+84.3%
Financial Health
Cash/Price Ratio
+11.5%
Current Ratio
18.2x
Debt/Equity
390.5x
ROE
+32.0%
ROA
+8.2%
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Encore Capital Group Inc. (ECPG) Business Model
About Encore Capital Group Inc.
What They Do
Specialty financial services in distressed debt recovery.
Business Model
The company acquires defaulted consumer debt portfolios at a discount from financial institutions and aims to collect payments through internal efforts or third-party agencies. This model allows Encore to generate revenue by recovering amounts greater than its purchase cost of the debts.
Additional Information
Founded in 1999 and headquartered in San Diego, Encore Capital Group has a strong presence in both U.S. and international markets, including the UK and India. The company's operations play a vital role in the credit recovery sector, aiding creditors in managing non-performing assets and promoting capital flow in the lending ecosystem.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
7,350
CEO
Mr. Ashish Masih
Country
United States
IPO Year
1999
Website
www.encorecapital.comEncore Capital Group Inc. (ECPG) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
EZCORP's Strong Rally Puts Valuation and Earnings Outlook in Focus
EZPW stock surges 65.8% over the past six months on the back of earnings outlook, pawn demand and liquidity, while valuation and costs raise caution.
Jul 08, 2026
By Ankita Gupta
Analyst Blog Plus
Latest News
Quick Summary
Encore Capital Group (Nasdaq:ECPG) will release Q2 2026 financial results on August 5, 2026, after market close, followed by a conference call at 2:00 PM PT.
Why It Matters
Encore Capital's upcoming financial results and conference call could influence investor sentiment and stock price, providing insights into the company’s performance and future outlook.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Encore Capital remains undervalued post-rally, featuring low earnings multiples and optimistic forecasts, though it faces challenges from leverage, legal costs, and concentration risks.
Why It Matters
Encore Capital's low earnings multiples and positive forecasts suggest growth potential, but leverage and legal risks could impact profitability, influencing investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
ECPG reports improved results due to tech-led collections and strong U.S. supply, but faces challenges from legal costs, funding pressures, and issues in Europe.
Why It Matters
ECPG's strong results from tech-driven collections indicate growth potential, but ongoing legal costs and funding pressures in Europe may impact future performance and profitability.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
Encore Capital's outlook depends on U.S. debt supply, strong collections, and funding discipline following a 58.1% year-to-date stock rally.
Why It Matters
Encore Capital's reliance on U.S. debt trends and strong collection performance signals potential volatility and investment risk, impacting future stock performance amid recent gains.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
The Zacks Consumer Loans industry benefits from higher rates, digitization, and easier lending criteria, positioning firms like CACC, ENVA, and ECPG for potential gains despite asset quality concerns.
Why It Matters
Higher rates and digitization boost the consumer loans sector, indicating potential growth for firms like CACC, ENVA, and ECPG, despite asset quality and macro uncertainties.
Source: Zacks Investment Research
Market Sentiment:
Positive
Best Value Stocks to Buy for June 17th
1 month ago
Quick Summary
ECPG, DK, and DVA were ranked as Zacks Rank #1 (Strong Buy) value stocks as of June 17, 2026.
Why It Matters
ECPG, DK, and DVA gaining a Zacks Rank #1 indicates strong buy potential, suggesting favorable market performance and value opportunities for investors.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About ECPG Stock
What is Encore Capital Group Inc.'s (ECPG) stock forecast for 2027?
Based on our analysis of 2 Wall Street analysts, Encore Capital Group Inc. (ECPG) has a median price target of $115.00. The highest price target is $120.00 and the lowest is $105.00.
Is ECPG stock a good investment in 2027?
According to current analyst ratings, ECPG has 3 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $92.32. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for ECPG stock?
Wall Street analysts predict ECPG stock could reach $115.00 in the next 12 months. This represents a 24.6% increase from the current price of $92.32. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Encore Capital Group Inc.'s business model?
The company acquires defaulted consumer debt portfolios at a discount from financial institutions and aims to collect payments through internal efforts or third-party agencies. This model allows Encore to generate revenue by recovering amounts greater than its purchase cost of the debts.
What is the highest forecasted price for ECPG Encore Capital Group Inc.?
The highest price target for ECPG is $120.00 from at , which represents a 30.0% increase from the current price of $92.32.
What is the lowest forecasted price for ECPG Encore Capital Group Inc.?
The lowest price target for ECPG is $105.00 from at , which represents a 13.7% increase from the current price of $92.32.
What is the overall ECPG consensus from analysts for Encore Capital Group Inc.?
The overall analyst consensus for ECPG is bullish. Out of 2 Wall Street analysts, 3 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $115.00.
How accurate are ECPG stock price projections?
Stock price projections, including those for Encore Capital Group Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 17, 2026 2:27 AM UTC