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ECPG Stock Forecast 2025-2026
$38.17
Current Price
$891.24M
Market Cap
Buy 4
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to ECPG Price Targets
+59.8%
To High Target of $61.00
+48.0%
To Median Target of $56.50
+44.1%
To Low Target of $55.00
ECPG Price Momentum
-5.8%
1 Week Change
+9.7%
1 Month Change
-12.7%
1 Year Change
-20.1%
Year-to-Date Change
-26.3%
From 52W High of $51.77
+44.3%
From 52W Low of $26.45
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Latest ECPG Stock Price Targets & Analyst Predictions
Based on our analysis of 5 Wall Street analysts, ECPG has a bullish consensus with a median price target of $56.50 (ranging from $55.00 to $61.00). Currently trading at $38.17, the median forecast implies a 48.0% upside. This outlook is supported by 4 Buy, 1 Hold, and 0 Sell ratings.
The most optimistic forecast comes from David Scharf at JMP Securities, projecting a 59.8% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
ECPG Analyst Ratings
4
Buy
1
Hold
0
Sell
ECPG Price Target Range
Low
$55.00
Average
$56.50
High
$61.00
Current: $38.17
Latest ECPG Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for ECPG.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Feb 27, 2025 | Truist Securities | Mark Hughes | Buy | Maintains | $57.00 |
| Dec 23, 2024 | Northland Capital Markets | Mike Grondahl | Outperform | Maintains | $66.00 |
| Nov 7, 2024 | JMP Securities | David Scharf | Market Outperform | Maintains | $65.00 |
| Oct 17, 2024 | Northland Capital Markets | Mike Grondahl | Outperform | Upgrade | $58.00 |
| Oct 14, 2024 | JMP Securities | David Scharf | Market Outperform | Reiterates | $60.00 |
| Aug 20, 2024 | Truist Securities | Mark Hughes | Buy | Maintains | $64.00 |
| May 6, 2024 | JMP Securities | David Scharf | Market Outperform | Reiterates | $60.00 |
| Apr 17, 2024 | JMP Securities | David Scharf | Market Outperform | Reiterates | $60.00 |
| Nov 6, 2023 | JMP Securities | David Scharf | Market Outperform | Maintains | $56.00 |
| Sep 21, 2023 | Truist Securities | Mark Hughes | Buy | Reiterates | $73.00 |
| Aug 7, 2023 | JMP Securities | David Scharf | Market Outperform | Reiterates | $61.00 |
| Jul 14, 2023 | JMP Securities | David Scharf | Market Outperform | Reiterates | $61.00 |
| May 4, 2023 | JMP Securities | David Scharf | Outperform | Maintains | $61.00 |
| Mar 28, 2023 | Janney Montgomery Scott | John Rowan | Buy | Upgrade | $0.00 |
| Feb 27, 2023 | JMP Securities | David Scharf | Market Outperform | Reiterates | $68.00 |
| Feb 14, 2023 | Northland Capital Markets | Mike Grondahl | Market Perform | Downgrade | $58.00 |
| May 16, 2022 | JMP Securities | David Scharf | Market Outperform | Maintains | $77.00 |
| Feb 15, 2022 | Northland Capital Markets | Mike Grondahl | Outperform | Maintains | $80.00 |
| Nov 4, 2021 | JMP Securities | David Scharf | Market Outperform | Maintains | $71.00 |
| Nov 3, 2020 | Oppenheimer | Outperform | Maintains | $54.00 |
Encore Capital Group Inc. (ECPG) Competitors
The following stocks are similar to Encore Capital based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Encore Capital Group Inc. (ECPG) Financial Data
Encore Capital Group Inc. has a market capitalization of $891.24M with a P/E ratio of 119.6x. The company generates $1.38B in trailing twelve-month revenue with a -8.4% profit margin.
Revenue growth is +19.6% quarter-over-quarter, while maintaining an operating margin of +32.9% and return on equity of -13.1%.
Valuation Metrics
Market Cap
$891.24M
Enterprise Value
$4.51B
P/E Ratio
119.6x
PEG Ratio
5.1x
Price/Sales
0.6x
Growth & Margins
Revenue Growth (YoY)
+19.6%
Gross Margin
+54.0%
Operating Margin
+32.9%
Net Margin
-8.4%
EPS Growth
+101.4%
Financial Health
Cash/Price Ratio
+21.0%
Current Ratio
16.6x
Debt/Equity
465.1x
ROE
-13.1%
ROA
+4.2%
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Encore Capital Group Inc. (ECPG) Business Model
About Encore Capital Group Inc.
What They Do
Specializes in distressed consumer debt recovery.
Business Model
Encore Capital Group buys defaulted consumer debts, such as credit cards and loans, at a discount from financial institutions. It generates revenue by collecting payments on these debts either through its own collection efforts or by outsourcing to third parties.
Additional Information
Founded in 1999 and based in San Diego, California, Encore Capital Group operates in both U.S. and international markets, including the United Kingdom and India. The company plays a vital role in the financial ecosystem by helping creditors manage non-performing assets and improve their balance sheets.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
7,350
CEO
Mr. Ashish Masih
Country
United States
IPO Year
1999
Website
www.encorecapital.comEncore Capital Group Inc. (ECPG) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Encore Capital Q1 Earnings Top Estimates on Higher Portfolio Purchases
ECPG continues to witness growth in global collections. It repurchases shares worth $10 million in the first quarter of 2025.
May 15, 2025
By Zacks Equity Research
Analyst Blog
Latest News
Quick Summary
ECPG reports growth in global collections and has repurchased $10 million in shares during Q1 2025.
Why It Matters
ECPG's growth in global collections and $10 million share repurchase indicate strong financial health and commitment to returning value, potentially boosting investor confidence and stock performance.
Source: Zacks Investment Research
Market Sentiment:
Positive
Wall Street Analysts Predict a 44.41% Upside in Encore Capital Group (ECPG): Here's What You Should Know
11 days ago
Quick Summary
Analysts' price targets suggest a 44.4% upside for Encore Capital Group (ECPG), with strong consensus on raised earnings estimates indicating potential stock growth.
Why It Matters
Analysts' price targets suggest a significant upside for Encore Capital Group, indicating potential for price appreciation and increased investor interest due to improved earnings estimates.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Encore Capital Group will host its Q1 2025 earnings conference call on May 7, 2025, at 5:00 PM ET, with key executives participating and analysts from various firms attending.
Why It Matters
The earnings call provides insights into Encore Capital's financial performance and strategic direction, influencing investor sentiment and stock valuation.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Zacks emphasizes its Rank system based on earnings estimates and revisions to identify strong stocks, while also monitoring value, growth, and momentum trends.
Why It Matters
Zacks' emphasis on earnings estimates and revisions highlights potential stock performance, guiding investors to identify strong investment opportunities based on current market trends.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Encore Capital Group (ECPG) reported quarterly earnings of $1.93 per share, surpassing the Zacks Consensus Estimate of $1.24, and up from $0.95 per share in the same quarter last year.
Why It Matters
Encore Capital's strong earnings beat indicates robust financial health and growth potential, which can boost investor confidence and drive stock prices higher.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Investors are encouraged to reassess value stocks in the S&P 500 after recent market declines, seeking potential bargains amidst ongoing market volatility.
Why It Matters
The focus on value stocks amidst market declines signals potential buying opportunities, suggesting that long-term gains may be found in undervalued companies with growth potential.
Source: Market Watch
Market Sentiment:
Positive
Frequently Asked Questions About ECPG Stock
What is Encore Capital Group Inc.'s (ECPG) stock forecast for 2025?
Based on our analysis of 5 Wall Street analysts, Encore Capital Group Inc. (ECPG) has a median price target of $56.50. The highest price target is $61.00 and the lowest is $55.00.
Is ECPG stock a good investment in 2025?
According to current analyst ratings, ECPG has 4 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $38.17. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for ECPG stock?
Wall Street analysts predict ECPG stock could reach $56.50 in the next 12 months. This represents a 48.0% increase from the current price of $38.17. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Encore Capital Group Inc.'s business model?
Encore Capital Group buys defaulted consumer debts, such as credit cards and loans, at a discount from financial institutions. It generates revenue by collecting payments on these debts either through its own collection efforts or by outsourcing to third parties.
What is the highest forecasted price for ECPG Encore Capital Group Inc.?
The highest price target for ECPG is $61.00 from David Scharf at JMP Securities, which represents a 59.8% increase from the current price of $38.17.
What is the lowest forecasted price for ECPG Encore Capital Group Inc.?
The lowest price target for ECPG is $55.00 from at , which represents a 44.1% increase from the current price of $38.17.
What is the overall ECPG consensus from analysts for Encore Capital Group Inc.?
The overall analyst consensus for ECPG is bullish. Out of 5 Wall Street analysts, 4 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $56.50.
How accurate are ECPG stock price projections?
Stock price projections, including those for Encore Capital Group Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 24, 2025 5:43 AM UTC