Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc. Stock Forecast & Price Prediction

Live Bread Financial Holdings, Inc. Stock (BFH) Price
$64.33

18

Ratings

  • Buy 5
  • Hold 10
  • Sell 3
Disclaimer : Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance. This information is for educational purposes only and should not be construed as advice to buy or sell any security.

Stock Price

$64.33

P/E Ratio

8.94

Volume Traded Today

$922,819

Dividend

$0.21

52 Week High/low

65.27/28.00

Bread Financial Holdings, Inc. Market Cap

$2.82B

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BFH Summary

From what 18 stock analysts predict, the share price for Bread Financial Holdings, Inc. (BFH) might decrease by 14.39% in the next year. This is based on a 12-month average estimation for BFH. Price targets go from $34 to $88. The majority of stock analysts believe BFH is a buy. Please note analyst price targets are not guaranteed and could be missed completely.

BFH Analyst Ratings

BFH is a stock in Financial Services which has been forecasted to be worth $55.076 as an average. On the higher end, the forecast price is $88 USD by from and on the lower end BFH is forecasted to be $34 by Betsy Graseck from Morgan Stanley.

BFH stock forecast by analyst

These are the latest 20 analyst ratings of BFH.

Analyst/Firm

Rating

Price Target

Change

Date

John Pancari
Evercore ISI Group

In-Line

$54

Maintains

Oct 30, 2024
Bill Ryan
Seaport Global

Buy

$56

Maintains

Oct 28, 2024
Moshe Orenbuch
TD Cowen

Hold

$50

Maintains

Oct 28, 2024
Terry Ma
Barclays

Underweight

$34

Maintains

Oct 25, 2024
Terry Ma
Barclays

Underweight

$35

Maintains

Oct 8, 2024
John Pancari
Evercore ISI Group

In-Line

$52

Maintains

Oct 7, 2024
Mihir Bhatia
B of A Securities

Buy

$57

Maintains

Sep 25, 2024
Reginald Smith
JP Morgan

Neutral

$59

Maintains

Aug 20, 2024
Mihir Bhatia
B of A Securities

Buy

$61

Maintains

Aug 19, 2024
Mihir Bhatia
B of A Securities

Buy

$54

Upgrade

Aug 9, 2024
Ryan Nash
Goldman Sachs

Sell

$53

Maintains

Jul 29, 2024
David Rochester
Compass Point

Buy

$60

Maintains

Jul 26, 2024
Jon Arfstrom
RBC Capital

Sector Perform

$58

Maintains

Jul 26, 2024
Moshe Orenbuch
TD Cowen

Hold

$57

Maintains

Jul 26, 2024
Terry Ma
Barclays

Underweight

$37

Maintains

Jul 26, 2024
Reginald Smith
JP Morgan

Neutral

$45

Maintains

Jul 23, 2024
David Rochester
Compass Point

Buy

$54

Initiates

Jul 16, 2024
Terry Ma
Barclays

Underweight

$32

Maintains

Jul 9, 2024
John Hecht
Jefferies

Hold

$45

Maintains

Jul 9, 2024
John Pancari
Evercore ISI Group

In-Line

$49

Maintains

Jun 25, 2024

BFH Company Information

What They Do: Provides tech-forward payment and lending solutions.

Business Model: The company generates revenue by offering a range of payment solutions, including credit card financing, loans, and risk management services for private label and co-brand credit card programs. Additionally, it earns income through the management and servicing of these loans, as well as providing marketing and analytics services to enhance customer engagement and sales.

Other Information: With a strong digital presence, Bread Financial leverages partnerships and a comprehensive digital payments platform to facilitate online financing for merchants. The company operates under well-known brands like Bread CashbackTM, Bread PayTM, and Bread SavingsTM, and has a history dating back to 1995. Its rebranding from Alliance Data Systems Corporation in 2022 reflects its focus on innovative financial solutions.
BFH
Bread Financial Holdings, Inc. (BFH)

When did it IPO

2022

Staff Count

7,000

Country

United States

Sector/Industry

Financial Services/Credit Services

CEO

Mr. Ralph J. Andretta

Market Cap

$2.82B

Bread Financial Holdings, Inc. (BFH) Financial Data

In 2023, BFH generated $4.30B in revenue, which was a increase of 10.98% from the previous year. This can be seen as a signal that BFH's business is growing, and its share price could be worth more in the future. However, if the company grows faster (or slower) than expected, this could also have a major impact on the future share price.

Revenue From 2020

$3.30B

Revenue From 2021

$3.27B

-0.85 %
From Previous Year

Revenue From 2022

$3.87B

18.35 %
From Previous Year

Revenue From 2023

$4.30B

10.98 %
From Previous Year
  • Revenue TTM $2.47B
  • Operating Margin TTM 6.5%
  • Gross profit TTM $0
  • Return on assets TTM 1.5%
  • Return on equity TTM 10.6%
  • Profit Margin 12.7%
  • Book Value Per Share 62.62%
  • Market capitalisation $2.82B
  • Revenue for 2021 $3.27B
  • Revenue for 2022 $3.87B
  • Revenue for 2023 $4.30B
  • EPS this year (TTM) $6.34

Bread Financial Holdings, Inc. (BFH) Latest News

News Image

Wed, 04 Dec 2024

Sentiment - NEUTRAL

Source - GlobeNewsWire

Summary - Bread Financial Holdings, Inc. (NYSE: BFH) will participate in the Goldman Sachs Financial Services Conference on December 11, 2024.

Why It Matters - Bread Financial's participation in a major financial conference signals potential growth opportunities and increased visibility, which could influence stock performance and investor sentiment.

News Image

Mon, 02 Dec 2024

Sentiment - NEUTRAL

Source - GlobeNewsWire

Summary - Bread Financial Holdings, Inc. (NYSE: BFH) increased its 2024 share repurchase program by $25 million, raising total authorization to $55 million, with $19 million remaining from the previous program.

Why It Matters - Bread Financial's increased share repurchase program signals confidence in its financial health and may enhance shareholder value by reducing the number of outstanding shares.

News Image

Tue, 03 Dec 2024

Sentiment - NEGATIVE

Source - CNBC

Summary - Credit card issuers Synchrony and Bread Financial raised interest rates and added fees in anticipation of a new Consumer Financial Protection Bureau regulation on late fees that may not be implemented.

Why It Matters - Rising credit card fees and interest rates may impact consumer spending and credit demand, affecting bank profitability and stock performance in the financial sector.

News Image

Thu, 14 Nov 2024

Sentiment - NEUTRAL

Source - GlobeNewsWire

Summary - Bread Financial Holdings, Inc. (NYSE: BFH) has released a performance update, detailing its net loss and delinquency rates for the specified periods.

Why It Matters - Changes in net loss and delinquency rates signal financial health, affecting risk assessment and valuation for Bread Financial Holdings. Investors will monitor these metrics for future performance trends.

News Image

Thu, 07 Nov 2024

Sentiment - NEUTRAL

Source - GlobeNewsWire

Summary - Bread Financial Holdings, Inc. (NYSE: BFH) will participate in KBW's Fintech & Payments Conference on November 14, 2024, showcasing its financial services solutions.

Why It Matters - Bread Financial's participation in a key fintech conference highlights its growth strategy and potential market opportunities, signaling to investors the company's commitment to innovation and industry presence.

News Image

Thu, 24 Oct 2024

Sentiment - NEUTRAL

Source - Seeking Alpha

Summary - Bread Financial Holdings, Inc. (NYSE: BFH) will hold its Q3 2024 earnings conference call on October 24, 2024, at 8:30 AM ET, featuring key executives and analysts from various firms.

Why It Matters - The earnings call will provide insights into Bread Financial's Q3 performance, impacting stock valuation and investor sentiment based on financial health and future outlook.

...

BFH Frequently asked questions

The highest forecasted price for BFH is $88 from at .

The lowest forecasted price for BFH is $34 from Betsy Graseck from Morgan Stanley

The BFH analyst ratings consensus are 5 buy ratings, 10 hold ratings, and 3 sell ratings.