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ENVA Stock Forecast: Enova International Inc. Price Predictions for 2025

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$91.30

+0.24 (0.26%)

ENVA Stock Forecast 2025-2026

$91.30
Current Price
$2.34B
Market Cap
7 Ratings
Buy 6
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to ENVA Price Targets

+51.2%
To High Target of $138.00
+42.4%
To Median Target of $130.00
+19.4%
To Low Target of $109.00

ENVA Price Momentum

+2.5%
1 Week Change
-6.3%
1 Month Change
+50.4%
1 Year Change
-4.8%
Year-to-Date Change
-22.3%
From 52W High of $117.56
+58.9%
From 52W Low of $57.46
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Latest ENVA Stock Price Targets & Analyst Predictions

Based on our analysis of 9 Wall Street analysts, ENVA has a bullish consensus with a median price target of $130.00 (ranging from $109.00 to $138.00). The overall analyst rating is Strong Buy (8.9/10). Currently trading at $91.30, the median forecast implies a 42.4% upside. This outlook is supported by 6 Buy, 1 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Michael Diana at Maxim Group, projecting a 51.2% upside. Conversely, the most conservative target is provided by David Scharf at JMP Securities, suggesting a 19.4% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

ENVA Analyst Ratings

6
Buy
1
Hold
0
Sell

ENVA Price Target Range

Low
$109.00
Average
$130.00
High
$138.00
Current: $91.30

Latest ENVA Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for ENVA.

Date Firm Analyst Rating Change Price Target
Feb 6, 2025 Maxim Group Michael Diana Buy Maintains $138.00
Feb 5, 2025 BTIG Vincent Caintic Buy Maintains $129.00
Feb 5, 2025 Stephens & Co. Kyle Joseph Overweight Maintains $136.00
Feb 5, 2025 JMP Securities David Scharf Market Outperform Maintains $135.00
Nov 13, 2024 Stephens & Co. Vincent Caintic Overweight Initiates $108.00
Oct 23, 2024 BTIG Vincent Caintic Buy Maintains $110.00
Oct 23, 2024 TD Cowen Moshe Orenbuch Hold Maintains $96.00
Oct 23, 2024 JMP Securities David Scharf Market Outperform Maintains $109.00
Oct 14, 2024 JMP Securities David Scharf Market Outperform Maintains $103.00
Aug 26, 2024 Janney Montgomery Scott John Rowan Neutral Downgrade $0.00
Aug 14, 2024 BTIG Vincent Caintic Buy Initiates $90.00
Jul 24, 2024 TD Cowen Moshe Orenbuch Hold Maintains $76.00
Jul 24, 2024 JMP Securities David Scharf Market Outperform Maintains $93.00
Apr 25, 2024 Maxim Group Michael Diana Buy Maintains $78.00
Apr 25, 2024 BMO Capital James Fotheringham Market Perform Maintains $62.00
Apr 24, 2024 JMP Securities David Scharf Market Outperform Maintains $78.00
Apr 9, 2024 Jefferies John Hecht Buy Maintains $75.00
Jan 31, 2024 BMO Capital James Fotheringham Market Perform Maintains $59.00
Jan 31, 2024 JMP Securities David Scharf Market Outperform Maintains $73.00
Jan 10, 2024 BMO Capital James Fotheringham Market Perform Initiates $57.00

Enova International Inc. (ENVA) Competitors

The following stocks are similar to Enova based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Enova International Inc. (ENVA) Financial Data

Enova International Inc. has a market capitalization of $2.34B with a P/E ratio of 12.3x. The company generates $1.24B in trailing twelve-month revenue with a 16.9% profit margin.

Revenue growth is +25.5% quarter-over-quarter, while maintaining an operating margin of +23.3% and return on equity of +17.2%.

Valuation Metrics

Market Cap $2.34B
Enterprise Value $5.87B
P/E Ratio 12.3x
PEG Ratio 8.4x
Price/Sales 1.9x

Growth & Margins

Revenue Growth (YoY) +25.5%
Gross Margin +46.1%
Operating Margin +23.3%
Net Margin +16.9%
EPS Growth +83.2%

Financial Health

Cash/Price Ratio +3.3%
Current Ratio 19.0x
Debt/Equity 300.4x
ROE +17.2%
ROA +4.3%
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Enova International Inc. logo

Enova International Inc. (ENVA) Business Model

About Enova International Inc.

What They Do

Provides technology-driven financial solutions.

Business Model

Enova International generates revenue by offering a variety of consumer and small business lending products through online platforms. The company utilizes proprietary analytics and advanced technology to assess credit risks, thereby enabling it to serve a diverse clientele effectively.

Additional Information

Headquartered in Chicago, Illinois, Enova plays a significant role in the digital finance landscape, focusing on financial inclusion for underserved markets. Its commitment to responsible lending and innovative technology enhances customer experience and positions it as a leading provider in the online financial services sector.

Company Information

Sector

Financial Services

Industry

Credit Services

Employees

1,787

CEO

Mr. David A. Fisher J.D.

Country

United States

IPO Year

2014

Enova International Inc. (ENVA) Latest News & Analysis

ENVA stock latest news image
Quick Summary

Zacks emphasizes its Rank system, focusing on earnings estimates and revisions, while also monitoring value, growth, and momentum trends to identify strong stock picks.

Why It Matters

Zacks' emphasis on earnings estimates and revisions signals potential stock performance, guiding investors toward high-potential growth and value opportunities.

Source: Zacks Investment Research
Market Sentiment: Positive
ENVA stock latest news image
Quick Summary

Enova International (ENVA) is expected to report earnings that may exceed forecasts, driven by favorable conditions. Investors should stay alert for the upcoming report.

Why It Matters

Enova International's potential earnings beat could boost investor confidence, positively impacting stock performance and attracting new investments.

Source: Zacks Investment Research
Market Sentiment: Positive
ENVA stock latest news image
Quick Summary

Enova International (ENVA) has strong growth attributes that may enable it to outperform the market.

Why It Matters

Enova International's strong growth potential indicates a likelihood of superior market performance, suggesting potential for increased returns on investment.

Source: Zacks Investment Research
Market Sentiment: Positive
ENVA stock latest news image
Quick Summary

Enova International (ENVA) shows a strong earnings surprise history and has favorable conditions for a potential earnings beat in its upcoming quarterly report.

Why It Matters

Enova International's strong earnings surprise history and favorable conditions suggest potential for positive quarterly results, which could boost investor confidence and stock performance.

Source: Zacks Investment Research
Market Sentiment: Positive
ENVA stock latest news image
Quick Summary

Enova International (ENVA) saw significant trading volume recently. However, recent earnings estimate revisions may hinder its upward momentum in the near term.

Why It Matters

Enova International's significant trading volume signals heightened interest, but negative earnings estimate revisions could hinder its upward momentum, impacting potential returns for investors.

Source: Zacks Investment Research
Market Sentiment: Positive
ENVA stock latest news image
Quick Summary

Zacks emphasizes its ranking system based on earnings estimates and revisions to identify strong stocks, while also monitoring value, growth, and momentum trends.

Why It Matters

Zacks emphasizes earnings estimates and revisions, critical metrics for stock performance, signaling potential investment opportunities based on current trends.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About ENVA Stock

What is Enova International Inc.'s (ENVA) stock forecast for 2025?

Based on our analysis of 9 Wall Street analysts, Enova International Inc. (ENVA) has a median price target of $130.00. The highest price target is $138.00 and the lowest is $109.00.

Is ENVA stock a good investment in 2025?

According to current analyst ratings, ENVA has 6 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $91.30. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for ENVA stock?

Wall Street analysts predict ENVA stock could reach $130.00 in the next 12 months. This represents a 42.4% increase from the current price of $91.30. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Enova International Inc.'s business model?

Enova International generates revenue by offering a variety of consumer and small business lending products through online platforms. The company utilizes proprietary analytics and advanced technology to assess credit risks, thereby enabling it to serve a diverse clientele effectively.

What is the highest forecasted price for ENVA Enova International Inc.?

The highest price target for ENVA is $138.00 from Michael Diana at Maxim Group, which represents a 51.2% increase from the current price of $91.30.

What is the lowest forecasted price for ENVA Enova International Inc.?

The lowest price target for ENVA is $109.00 from David Scharf at JMP Securities, which represents a 19.4% increase from the current price of $91.30.

What is the overall ENVA consensus from analysts for Enova International Inc.?

The overall analyst consensus for ENVA is bullish. Out of 9 Wall Street analysts, 6 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $130.00.

How accurate are ENVA stock price projections?

Stock price projections, including those for Enova International Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 20, 2025 9:01 AM UTC
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