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ENVA Stock Forecast 2026-2027
$156.11
Current Price
$3.90B
Market Cap
Buy 7
Hold 0
Sell 0
Wall St Analyst Ratings
Distance to ENVA Price Targets
+28.1%
To High Target of $200.00
+21.1%
To Median Target of $189.00
+5.7%
To Low Target of $165.00
ENVA Price Momentum
+7.7%
1 Week Change
+13.8%
1 Month Change
+71.0%
1 Year Change
-0.7%
Year-to-Date Change
-11.6%
From 52W High of $176.68
+77.2%
From 52W Low of $88.11
📊 TOP ANALYST CALLS
Did ENVA Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Enova is one of their latest high-conviction picks.
Latest ENVA Stock Price Targets & Analyst Predictions
Based on our analysis of 11 Wall Street analysts, ENVA has a bullish consensus with a median price target of $189.00 (ranging from $165.00 to $200.00). The overall analyst rating is Strong Buy (9.4/10). Currently trading at $156.11, the median forecast implies a 21.1% upside. This outlook is supported by 7 Buy, 0 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
ENVA Analyst Ratings
7
Buy
0
Hold
0
Sell
ENVA Price Target Range
Low
$165.00
Average
$189.00
High
$200.00
Current: $156.11
Latest ENVA Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for ENVA.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jan 28, 2026 | BTIG | Vincent Caintic | Buy | Reiterates | $199.00 |
| Jan 28, 2026 | Citizens | David M. Scharf | Market Outperform | Maintains | $182.00 |
| Jan 8, 2026 | TD Cowen | Moshe Orenbuch | Buy | Maintains | $180.00 |
| Dec 12, 2025 | BTIG | Vincent Caintic | Buy | Maintains | $199.00 |
| Dec 12, 2025 | Citizens | David Scharf | Market Outperform | Maintains | $180.00 |
| Oct 24, 2025 | BTIG | Vincent Caintic | Buy | Maintains | $144.00 |
| Oct 24, 2025 | JMP Securities | David Scharf | Market Outperform | Maintains | $149.00 |
| May 14, 2025 | Seaport Global | Bill Ryan | Buy | Initiates | $124.00 |
| Apr 30, 2025 | JMP Securities | David Scharf | Market Outperform | Reiterates | $135.00 |
| Feb 6, 2025 | Maxim Group | Michael Diana | Buy | Maintains | $138.00 |
| Feb 5, 2025 | BTIG | Vincent Caintic | Buy | Maintains | $129.00 |
| Feb 5, 2025 | JMP Securities | David Scharf | Market Outperform | Maintains | $135.00 |
| Feb 5, 2025 | Stephens & Co. | Kyle Joseph | Overweight | Maintains | $136.00 |
| Jan 13, 2025 | JMP Securities | Market Outperform | Maintains | $N/A | |
| Nov 13, 2024 | Stephens & Co. | Vincent Caintic | Overweight | Initiates | $108.00 |
| Oct 23, 2024 | JMP Securities | David Scharf | Market Outperform | Maintains | $109.00 |
| Oct 23, 2024 | TD Cowen | Moshe Orenbuch | Hold | Maintains | $96.00 |
| Oct 23, 2024 | BTIG | Vincent Caintic | Buy | Maintains | $110.00 |
| Oct 14, 2024 | JMP Securities | David Scharf | Market Outperform | Maintains | $103.00 |
| Aug 26, 2024 | Janney Montgomery Scott | John Rowan | Neutral | Downgrade | $N/A |
Enova International Inc. (ENVA) Competitors
The following stocks are similar to Enova based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Enova International Inc. (ENVA) Financial Data
Enova International Inc. has a market capitalization of $3.90B with a P/E ratio of 13.6x. The company generates $1.49B in trailing twelve-month revenue with a 20.7% profit margin.
Revenue growth is +22.9% quarter-over-quarter, while maintaining an operating margin of +23.6% and return on equity of +24.3%.
Valuation Metrics
Market Cap
$3.90B
Enterprise Value
$8.35B
P/E Ratio
13.6x
PEG Ratio
0.4x
Price/Sales
2.6x
Growth & Margins
Revenue Growth (YoY)
+22.9%
Gross Margin
+49.2%
Operating Margin
+23.6%
Net Margin
+20.7%
EPS Growth
+24.0%
Financial Health
Cash/Price Ratio
+2.2%
Current Ratio
19.3x
Debt/Equity
338.9x
ROE
+24.3%
ROA
+5.3%
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Enova International Inc. (ENVA) Business Model
About Enova International Inc.
What They Do
Provides technology-driven financial solutions.
Business Model
Enova International generates revenue by offering a range of consumer and small business lending products through its online platforms. By utilizing proprietary analytics and advanced technology, the company efficiently evaluates credit and risks, enabling it to serve both established and growing customer bases effectively.
Additional Information
Headquartered in Chicago, Enova focuses on expanding financial inclusion for underserved markets while maintaining a commitment to responsible lending practices. Its innovative approach and extensive portfolio across various industries position it as a significant player in the digital finance landscape.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
1,787
CEO
Mr. David A. Fisher J.D.
Country
United States
IPO Year
2014
Website
www.enova.comEnova International Inc. (ENVA) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Enova International (ENVA) is a Top-Ranked Growth Stock: Should You Buy?
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Apr 13, 2026
By Zacks Equity Research
Tale of the Tape
Wall Street Analysts See a 36.54% Upside in Enova International (ENVA): Can the Stock Really Move This High?
The average of price targets set by Wall Street analysts indicates a potential upside of 36.5% in Enova International (ENVA). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
Apr 08, 2026
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
Zacks Style Scores help investors identify top-rated stocks tailored to their investing preferences, providing a strategic tool for stock selection.
Why It Matters
Zacks Style Scores can help identify high-potential stocks tailored to specific investment strategies, enhancing portfolio performance and decision-making.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Enova International (NYSE: ENVA) will release its Q1 2026 financial results on April 23, 2026, after market close, followed by a conference call at 4 p.m.
Why It Matters
Enova's upcoming earnings release and conference call may impact stock performance, providing insights into financial health and growth, key for assessing investment opportunities.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
Wall Street analysts' price targets suggest a potential upside of 36.5% for Enova International (ENVA), supported by positive earnings estimate revisions.
Why It Matters
The 36.5% potential upside in Enova International's price targets, coupled with positive earnings revisions, suggests a bullish outlook that could attract investor interest.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Lower rates and easier lending criteria are expected to improve the Zacks Consumer Loans industry's outlook, benefiting companies like CACC, ENVA, and ECPG despite asset quality concerns.
Why It Matters
Lower rates and easier lending criteria can enhance profitability for companies in the consumer loans sector, positively impacting stock performance for firms like CACC, ENVA, and ECPG.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Zacks Style Scores can help investors identify strong, market-beating stocks for their portfolios.
Why It Matters
Zacks Style Scores can help identify high-potential stocks, enhancing portfolio performance and guiding investment decisions for better returns.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
ENVA reports a surge in SMB lending, contributing to accelerated growth and margin expansion, with strong originations and stable credit supporting its 2026 projections.
Why It Matters
ENVA's SMB lending growth indicates increased revenue potential and improved profitability, suggesting a positive trajectory for future performance and investor returns.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About ENVA Stock
What is Enova International Inc.'s (ENVA) stock forecast for 2026?
Based on our analysis of 11 Wall Street analysts, Enova International Inc. (ENVA) has a median price target of $189.00. The highest price target is $200.00 and the lowest is $165.00.
Is ENVA stock a good investment in 2026?
According to current analyst ratings, ENVA has 7 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $156.11. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for ENVA stock?
Wall Street analysts predict ENVA stock could reach $189.00 in the next 12 months. This represents a 21.1% increase from the current price of $156.11. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Enova International Inc.'s business model?
Enova International generates revenue by offering a range of consumer and small business lending products through its online platforms. By utilizing proprietary analytics and advanced technology, the company efficiently evaluates credit and risks, enabling it to serve both established and growing customer bases effectively.
What is the highest forecasted price for ENVA Enova International Inc.?
The highest price target for ENVA is $200.00 from at , which represents a 28.1% increase from the current price of $156.11.
What is the lowest forecasted price for ENVA Enova International Inc.?
The lowest price target for ENVA is $165.00 from at , which represents a 5.7% increase from the current price of $156.11.
What is the overall ENVA consensus from analysts for Enova International Inc.?
The overall analyst consensus for ENVA is bullish. Out of 11 Wall Street analysts, 7 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $189.00.
How accurate are ENVA stock price projections?
Stock price projections, including those for Enova International Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: April 17, 2026 4:36 AM UTC