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ENVAENVAFinancial Services · Credit Services

ENVA Stock Forecast: Enova International, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$265
+1.35% on the day

The 7 Wall Street analysts covering Enova International, Inc. hold a median 12-month price target of $275 — +3.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 87 of 100 as at 15 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$6.6B
Ticker Nerd rank
87 / 100
Median analyst target
$275
Analysts covering
7
Total return, dividends reinvested
1W
+5.1%
1M
+15.1%
YTD
+68.9%
1Y
+141.1%
From 52W high
0.0%
From 52W low
+155.2%
$104
$265
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ENVA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Enova International, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
87 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
99
Revisions
97
Quality
90
Growth
84
Volatility
72
Value
57
Issuance
48
Size
20
Accruals
13

Momentum (99): The shares have been drifting up relative to others.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ENVA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ENVA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$100$150$200$250$300Oct 25Jan 26Apr 26Jul 26ENVAHigh $300Median $275Low $257

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says7 analysts
7 Buy0 Hold0 Sell
Low $257Median $275High $300

The green dot is the last close — the median target sits +3.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
24 July 2026TD CowenMaintainsBuy$250 → $257
24 July 2026TD CowenMaintainsBuy—
8 July 2026JefferiesMaintainsBuy$260 → $280
8 July 2026JefferiesMaintainsBuy—
7 July 2026TD CowenMaintainsBuy$190 → $250
7 July 2026TD CowenMaintainsBuy—
30 June 2026BTIGMaintainsBuy—
26 June 2026CitizensMaintainsMarket Outperform—
27 Apr 2026Maxim GroupMaintainsBuy—
24 Apr 2026CitizensMaintainsMarket Outperform—
24 Apr 2026Stephens & Co.MaintainsOverweight—
24 Apr 2026TD CowenMaintainsBuy—
23 Apr 2026BTIGReiteratesBuy—
28 Jan 2026BTIGReiteratesBuy—
28 Jan 2026CitizensMaintainsMarket Outperform—
8 Jan 2026TD CowenMaintainsBuy—
12 Dec 2025BTIGMaintainsBuy—
12 Dec 2025CitizensMaintainsMarket Outperform—
24 Oct 2025BTIGMaintainsBuy—
24 Oct 2025JMP SecuritiesMaintainsMarket Outperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ENVA appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

ENVA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+5.1%
Analysts raising
4
Analysts cutting
0
Fundamentals

Enova International, Inc. (ENVA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
19.7×

Cheaper than 40% of US stocks

Price / sales
3.9×

Cheaper than 33% of US stocks

Price / book
4.4×

Cheaper than 25% of US stocks

EV / EBITDA
25.3×

Cheaper than 12% of US stocks

Growth & margins
Revenue growth (YoY)
31.1%

Higher than 79% of US stocks

Earnings growth (YoY)
38.0%

Higher than 71% of US stocks

Gross margin
50.6%

Higher than 63% of US stocks

Operating margin
29.9%

Higher than 87% of US stocks

Net margin
21.0%

Higher than 83% of US stocks

Returns & dividend
Return on equity
26.1%

Higher than 86% of US stocks

Return on assets
5.5%

Higher than 79% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

ENVA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
ENVAEnova International, Inc.$6.6B
87
CACCCredit Acceptance Corp.$6.1B
84
OMFOneMain Holdings, Inc.$7.7B
75
SLMSLM Corp.$5.3B
92
FCFSFirstCash Holdings, Inc.$9.4B
78
NNINelnet, Inc.$4.6B
57
BFHBread Financial Holdings, Inc.$4.6B
99

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Enova International, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ENVA news & analysis

3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)

Zacks Investment Research · 14 Aug 2026positive

Zacks Investment Research published an article highlighting three reasons growth investors should not overlook Enova International (ENVA), noting the company is well positioned to outperform the market due to above-average growth in its financials.

Why it matters — ENVA watchers would care because the piece points to the company's above-average financial growth as evidence of a strong competitive position.

Why Enova International (ENVA) is a Top Growth Stock for the Long-Term

Zacks Investment Research · 14 Aug 2026positive

Zacks Research highlights Enova International as a top growth stock for the long term, presenting the company through its Zacks Style Scores framework. The article discusses how investors can use these scores to identify strong, market-beating stocks, with Enova featured favorably.

Why it matters — ENVA watchers would care because the article positions the company as a strong long-term growth stock worthy of investor attention.

4 Stocks With Solid Net Profit Margins to Boost Portfolio Returns

Zacks Investment Research · 12 Aug 2026positive

Enova International (ENVA) was featured among four stocks highlighted by Zacks Investment Research for having solid net profit margins that can help strengthen a portfolio.

Why it matters — The mention signals that ENVA is recognized by an independent research firm for its profitability, which may attract investor attention to the stock.

5 Stocks With Recent Price Strength to Tap August Rally

Zacks Investment Research · 10 Aug 2026positive

A Zacks report highlighted five stocks, including Enova International (ENVA), for showing strong recent price gains and earnings growth as markets rally in August. ENVA was listed alongside OPHC, EDRY, ANIK and GEO among stocks demonstrating recent price strength.

Why it matters — ENVA watchers would note that the company's shares have been recognized for recent price strength and earnings growth during the August market rally.

Here's Why Enova International (ENVA) is a Strong Momentum Stock

Zacks Investment Research · 7 Aug 2026positive

Zacks Investment Research highlights Enova International (ENVA) as a strong momentum stock, referring investors to the Zacks Style Scores as a tool for identifying market-beating stocks. The piece positions ENVA favorably within this momentum framework.

Why it matters — A Zacks recognition of ENVA as a strong momentum stock signals that the company is drawing favorable attention from a widely followed stock-evaluation service, which ENVA watchers may view as a notable endorsement.

FAQ

Frequently asked questions about ENVA stock

What is the ENVA stock price forecast for 2026-2027?

The 7 Wall Street analysts covering Enova International, Inc. have a median 12-month price target of $275, with estimates ranging from $257 to $300. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ENVA stock a buy right now?

Of the 7 analysts covering Enova International, Inc., 7 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Enova International, Inc. 87 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ENVA?

As at 15 Aug 2026, Enova International, Inc. ranks 87 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).

Will ENVA stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +3.6% from the last close, and Ticker Nerd's factor model ranks Enova International, Inc. 87 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ENVA stock forecast for 2030?

No analyst covering Enova International, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ENVA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $257 to $300 over the next 12 months.

How has ENVA stock performed over the past year?

Enova International, Inc. returned +141.1% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Enova International, Inc. do?

Enova International Inc. is a prominent player in the financial services sector, specializing in providing innovative and technology-driven financial solutions.

What is the latest news on ENVA?

The most recent item we track (Zacks Investment Research, 14 Aug 2026): "3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)". Zacks Investment Research published an article highlighting three reasons growth investors should not overlook Enova International (ENVA), noting the company is well positioned to outperform the market due to above-average growth in its financials.

Company

About Enova International, Inc.

Enova International Inc. is a prominent player in the financial services sector, specializing in providing innovative and technology-driven financial solutions. As a leading online financial services provider, Enova offers a diverse range of services, including consumer and small business lending products. The company leverages proprietary analytics, state-of-the-art technology, and advanced machine learning models to evaluate credit and other risks, effectively meeting the demands of its established and growing customer base. Enova's portfolio extends to various industries, significantly impacting consumer finance and small business sectors, by addressing their credit needs through efficient online platforms. Headquartered in Chicago, Illinois, Enova International has made a significant mark in the digital finance landscape, ensuring accessibility to financial resources for underserved markets. Its commitment to responsible lending practices and innovative technology makes it a key player in expanding financial inclusion and enhancing customer experience within the industry.

CEO Mr. Steven E. Cunningham C.F.A. · 1,836 employees · United States · https://www.enova.com