OMFFinancial Services · Credit Services

OMF Stock Forecast: OneMain Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026

$66

+0.60% on the day

The 16 Wall Street analysts covering OneMain Holdings, Inc. hold a median 12-month price target of $69 — +5.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 15 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap

$7.6B

Ticker Nerd rank

75 / 100

Median analyst target

$69

Analysts covering

Total return, dividends reinvested

+2.8%

+11.3%

YTD

+2.5%

+20.5%

From 52W high

−3.0%

From 52W low

+38.0%

$48

$68

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

OMF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores OneMain Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026

75 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth

Value

Quality

Volatility

Momentum

Issuance

Revisions

Accruals

Size

Growth (83): Sales and profits are climbing, and climbing faster than before.

Accruals (39): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (19): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OMF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OMF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says16 analysts

10 Buy5 Hold1 Sell

Low $60Median $69High $85

The green dot is the last close — the median target sits +5.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 2 moved it down.

Date	Firm	Action	Rating	Target
30 July 2026	Citizens	Maintains	Market Outperform	$68 → $70
30 July 2026	RBC Capital	Maintains	Outperform	$70 → $73
30 July 2026	Truist Securities	Maintains	Buy	$70 → $71
7 July 2026	Barclays	Maintains	Equal-Weight	—
7 July 2026	Barclays	Maintains	Equal-Weight	$61 → $60
7 July 2026	TD Cowen	Maintains	Buy	—
7 July 2026	TD Cowen	Maintains	Buy	$66 → $68
6 July 2026	Evercore ISI Group	Maintains	In-Line	$58 → $66
6 July 2026	Evercore ISI Group	Maintains	In-Line	—
2 July 2026	Truist Securities	Maintains	Buy	$73 → $70
2 July 2026	Truist Securities	Maintains	Buy	—
4 May 2026	Barclays	Maintains	Equal-Weight	—
4 May 2026	RBC Capital	Maintains	Outperform	—
9 Apr 2026	JP Morgan	Maintains	Underweight	—
9 Apr 2026	Wells Fargo	Maintains	Equal-Weight	—
6 Apr 2026	Barclays	Maintains	Equal-Weight	—
17 Mar 2026	Evercore ISI Group	Maintains	In-Line	—
6 Feb 2026	JP Morgan	Maintains	Underweight	—
6 Feb 2026	RBC Capital	Maintains	Outperform	—
6 Feb 2026	Stephens & Co.	Maintains	Overweight	—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OMF appears on the weeks it earns a place.

Estimates

OMF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year

EPS revision, 90 days

−3.2%

Analysts raising

Analysts cutting

Fundamentals

OneMain Holdings, Inc. (OMF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 9.9×
Price / sales: 2.5×
Price / book: 2.2×
EV / EBITDA: —

Growth & margins

Revenue growth (YoY): −2.7%
Earnings growth (YoY): −9.0%
Gross margin: —
Operating margin: 28.6%
Net margin: 25.9%

Returns & dividend

Return on equity: 23.3%
Return on assets: 2.9%
Dividend yield: 6.4%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

OMF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services

Company	Market cap	TKN rank
OMFOneMain Holdings, Inc.	$7.6B	75
ENVAEnova International, Inc.	$6.6B	87
FCFSFirstCash Holdings, Inc.	$9.4B	78
CACCCredit Acceptance Corp.	$6.1B	84
SLMSLM Corp.	$5.3B	92
NNINelnet, Inc.	$4.6B	57
BFHBread Financial Holdings, Inc.	$4.6B	99

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own OneMain Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OMF news & analysis

KBRA Assigns Preliminary Ratings to OneMain Financial Issuance Trust 2026-3

Business Wire · 5 Aug 2026neutral

KBRA assigned preliminary ratings to four classes of notes issued by OneMain Financial Issuance Trust 2026-3, a consumer loan asset-backed securitization totaling $600.0 million. The ratings reflect initial credit enhancement levels ranging from 33.10% for the Class A notes to 10.80% for the Class D notes.

Why it matters — OMF watchers track this because the preliminary ratings on the company's consumer loan ABS issuance provide visibility into the credit quality and structure of its ongoing securitization funding.

KBRA Assigns Preliminary Ratings to OneMain Financial Issuance Trust 2026-2

Business Wire · 5 Aug 2026neutral

KBRA assigned preliminary ratings to four classes of notes issued by OneMain Financial Issuance Trust 2026-2 (OMFIT 2026-2), a consumer loan asset-backed securities transaction totaling $750 million. The preliminary ratings reflect initial credit enhancement levels ranging from 32.75% for the Class A notes to 10.45% for the Class D notes, comprised of overcollateralization and subordination of junior note classes.

Why it matters — OMF watchers would care because this indicates the company is continuing to access the ABS market to fund its consumer loan originations.

Yes, Safe 6% Dividend Yields Do Exist. Here Are 5 You Can Buy Right Now

24/7 Wall Street · 5 Aug 2026neutral

An article from 24/7 Wall Street notes that with the 10-year Treasury yielding 4.70%, income investors can find dividend yields around 6% without accepting junk-level risk, and it lists five such stocks to buy now.

Why it matters — OMF watchers would care because the piece highlights that high-yield dividend stocks remain attractive to income investors in the current rate environment, though OMF itself is not named in the excerpt.

OneMain Holdings Q2 Earnings in Line, Stock Gains as NII Rises Y/Y

Zacks Investment Research · 30 July 2026positive

OneMain Holdings reported Q2 earnings in line with estimates, with higher net interest income and other revenues boosting results, though rising credit costs weighed on profit. The company's stock gained following the announcement.

Why it matters — OMF watchers would care because the earnings report showed revenue growth from net interest income, a key driver for the consumer finance company, even as credit costs remain a headwind to watch.

OneMain Q2 Earnings Call Highlights

MarketBeat · 30 July 2026positive

OneMain Holdings reported Q2 2026 results featuring growth in receivables and originations, improving early-stage delinquency trends, and continued investment in auto finance, credit cards, and technology.

Why it matters — The results signal healthy business expansion and improving credit quality, both key metrics for investors tracking OneMain's operational performance.

FAQ

Frequently asked questions about OMF stock

What is the OMF stock price forecast for 2026-2027?

The 16 Wall Street analysts covering OneMain Holdings, Inc. have a median 12-month price target of $69, with estimates ranging from $60 to $85. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OMF stock a buy right now?

Of the 16 analysts covering OneMain Holdings, Inc., 10 rate it a Buy, 5 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks OneMain Holdings, Inc. 75 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OMF?

As at 15 Aug 2026, OneMain Holdings, Inc. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (83 of 100).

Will OMF stock go up?

No one can know that. What the data says: the median 12-month target from 16 analysts implies +5.1% from the last close, and Ticker Nerd's factor model ranks OneMain Holdings, Inc. 75 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OMF stock forecast for 2030?

No analyst covering OneMain Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OMF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $60 to $85 over the next 12 months.

How has OMF stock performed over the past year?

OneMain Holdings, Inc. returned +20.5% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does OneMain Holdings, Inc. do?

What is the latest news on OMF?

The most recent item we track (Business Wire, 5 Aug 2026): "KBRA Assigns Preliminary Ratings to OneMain Financial Issuance Trust 2026-3". KBRA assigned preliminary ratings to four classes of notes issued by OneMain Financial Issuance Trust 2026-3, a consumer loan asset-backed securitization totaling $600.0 million. The ratings reflect initial credit enhancement levels ranging from 33.10% for the Class A notes to 10.80% for the Class D notes.

Company

About OneMain Holdings, Inc.

OneMain Holdings Inc., a prominent American financial services company, specializes in providing personal loans and insurance products to a broad range of customers across the country. Operating primarily through its subsidiaries, OneMain Financial and its expansive branch network, the firm aims to meet the financial needs of consumers who may face challenges obtaining credit from traditional banking institutions. This company is significant in the consumer finance sector, particularly for individuals seeking credit solutions outside the standard banking infrastructure, providing options like unsecured personal loans, secured loans, and credit insurance products. Positioned as a leader in the non-bank lending space, OneMain Holdings Inc. is crucial in offering financial flexibility to borrowers by evaluating creditworthiness in non-traditional metrics, thus supporting the economic interests of middle-income Americans. The firm’s approach combines digital capabilities with personalized service delivered through its nationwide network of branches, embodying a hybrid model that reflects the evolving financial services landscape. As such, OneMain Holdings plays a pivotal role in financial inclusion and accessibility.

CEO Mr. Douglas H. Shulman J.D. · 9,300 employees · United States · https://www.onemainfinancial.com