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OMF Stock Forecast 2025-2026
$48.97
Current Price
$5.83B
Market Cap
Buy 11
Hold 5
Sell 0
Wall St Analyst Ratings
Distance to OMF Price Targets
+51.1%
To High Target of $74.00
+23.5%
To Median Target of $60.50
-2.0%
To Low Target of $48.00
OMF Price Momentum
+0.1%
1 Week Change
+13.5%
1 Month Change
-3.4%
1 Year Change
-6.1%
Year-to-Date Change
-16.9%
From 52W High of $58.90
+28.9%
From 52W Low of $38.00
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Latest OMF Stock Price Targets & Analyst Predictions
Based on our analysis of 20 Wall Street analysts, OMF has a bullish consensus with a median price target of $60.50 (ranging from $48.00 to $74.00). The overall analyst rating is Strong Buy (8.4/10). Currently trading at $48.97, the median forecast implies a 23.5% upside. This outlook is supported by 11 Buy, 5 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Michael Kaye at Wells Fargo, suggesting a 2.0% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
OMF Analyst Ratings
11
Buy
5
Hold
0
Sell
OMF Price Target Range
Low
$48.00
Average
$60.50
High
$74.00
Current: $48.97
Latest OMF Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for OMF.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 30, 2025 | JMP Securities | David Scharf | Market Outperform | Reiterates | $65.00 |
| Apr 30, 2025 | Wells Fargo | Michael Kaye | Equal-Weight | Maintains | $53.00 |
| Apr 8, 2025 | JP Morgan | Richard Shane | Overweight | Maintains | $46.00 |
| Mar 25, 2025 | Evercore ISI Group | John Pancari | In-Line | Initiates | $58.00 |
| Feb 3, 2025 | JMP Securities | David Scharf | Market Outperform | Reiterates | $65.00 |
| Feb 3, 2025 | Stephens & Co. | Kyle Joseph | Overweight | Reiterates | $62.00 |
| Feb 3, 2025 | RBC Capital | Kenneth Lee | Outperform | Maintains | $65.00 |
| Jan 21, 2025 | Wells Fargo | Michael Kaye | Equal-Weight | Maintains | $57.00 |
| Jan 16, 2025 | RBC Capital | Kenneth Lee | Outperform | Reiterates | $62.00 |
| Jan 14, 2025 | JP Morgan | Richard Shane | Overweight | Maintains | $58.00 |
| Dec 9, 2024 | JP Morgan | Richard Shane | Overweight | Maintains | $59.00 |
| Nov 13, 2024 | Stephens & Co. | Kyle Joseph | Overweight | Initiates | $57.00 |
| Oct 31, 2024 | Compass Point | Giuliano Bologna | Buy | Maintains | $63.00 |
| Oct 31, 2024 | Wells Fargo | Michael Kaye | Equal-Weight | Maintains | $52.00 |
| Oct 31, 2024 | JMP Securities | David Scharf | Market Outperform | Maintains | $62.00 |
| Oct 16, 2024 | RBC Capital | Kenneth Lee | Outperform | Reiterates | $58.00 |
| Oct 14, 2024 | JMP Securities | David Scharf | Market Outperform | Reiterates | $60.00 |
| Oct 14, 2024 | Wells Fargo | Michael Kaye | Equal-Weight | Maintains | $49.00 |
| Oct 10, 2024 | RBC Capital | Kenneth Lee | Outperform | Maintains | $58.00 |
| Oct 8, 2024 | Barclays | Terry Ma | Equal-Weight | Downgrade | $46.00 |
OneMain Holdings Inc. (OMF) Competitors
The following stocks are similar to OneMain based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
OneMain Holdings Inc. (OMF) Financial Data
OneMain Holdings Inc. has a market capitalization of $5.83B with a P/E ratio of 10.4x. The company generates $2.58B in trailing twelve-month revenue with a 22.0% profit margin.
Revenue growth is +13.3% quarter-over-quarter, while maintaining an operating margin of +38.2% and return on equity of +17.5%.
Valuation Metrics
Market Cap
$5.83B
Enterprise Value
$26.69B
P/E Ratio
10.4x
PEG Ratio
7.1x
Price/Sales
2.3x
Growth & Margins
Revenue Growth (YoY)
+13.3%
Gross Margin
N/A
Operating Margin
+38.2%
Net Margin
+22.0%
EPS Growth
+37.4%
Financial Health
Cash/Price Ratio
+10.8%
Current Ratio
0.0x
Debt/Equity
655.3x
ROE
+17.5%
ROA
+2.3%
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OneMain Holdings Inc. (OMF) Business Model
About OneMain Holdings Inc.
What They Do
Provides personal loans and insurance products.
Business Model
The company operates primarily through its subsidiaries, offering unsecured personal loans, secured loans, and credit insurance products to consumers who may have difficulty obtaining credit from traditional banks. By using non-traditional metrics to evaluate creditworthiness, OneMain Holdings generates revenue through interest on loans and insurance premiums.
Additional Information
OneMain Holdings is a leader in the non-bank lending sector, focusing on financial flexibility for middle-income Americans. The company combines digital capabilities with personalized service through a nationwide branch network, emphasizing financial inclusion and accessibility.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
9,000
CEO
Mr. Douglas H. Shulman
Country
United States
IPO Year
2013
Website
www.onemainfinancial.comOneMain Holdings Inc. (OMF) Latest News & Analysis
Latest News
Quick Summary
OneMain Holdings, Inc. will hold its Q1 2025 earnings conference call on April 29, 2025, at 9:00 AM ET, featuring key executives and analysts from various financial institutions.
Why It Matters
The Q1 2025 earnings call for OneMain Holdings will provide insights into the company's financial performance, impacting stock valuation and investor sentiment.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
OneMain Holdings reported Q1 2025 diluted EPS of $1.78, up from $1.29 YoY. Net income reached $213 million, with managed receivables at $24.6 billion. A quarterly dividend of $1.04 was declared.
Why It Matters
OneMain Holdings' strong Q1 2025 earnings and increased dividend signal robust financial health and growth, likely boosting investor confidence and stock value.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
OneMain Holdings (OMF) reported Q3 earnings of $1.72 per share, surpassing the Zacks Consensus Estimate of $1.55 and up from $1.45 per share year-over-year.
Why It Matters
OneMain Holdings' earnings beat estimates and show year-over-year growth, indicating strong financial performance, which could boost investor confidence and positively impact stock prices.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
OneMain (OMF) reported its revenue and EPS for Q1 2025, prompting comparisons with Wall Street estimates and year-ago figures for a fuller business performance assessment.
Why It Matters
Revenue and EPS results versus estimates and year-ago figures can indicate OneMain's growth trajectory, affecting stock valuation and investor sentiment. Missing expectations may lead to a stock decline.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
OMF's Q1 2025 earnings exceeded estimates due to increased net interest income and revenues, but rising operating expenses and provisions raise concerns.
Why It Matters
OMF's earnings beat expectations, indicating strong revenue growth, but rising expenses and provisions may signal potential challenges ahead, affecting profitability and investor sentiment.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
OneMain Holdings lost 4% in the past year but pays an 8% dividend. Q1 results showed strong loan demand and improved credit dynamics, despite ongoing economic risks.
Why It Matters
OneMain Holdings' strong Q1 results and 8% dividend amid economic concerns suggest resilience. Solid loan demand and improved credit dynamics may attract investors seeking income and stability.
Source: Seeking Alpha
Market Sentiment:
Negative
Frequently Asked Questions About OMF Stock
What is OneMain Holdings Inc.'s (OMF) stock forecast for 2025?
Based on our analysis of 20 Wall Street analysts, OneMain Holdings Inc. (OMF) has a median price target of $60.50. The highest price target is $74.00 and the lowest is $48.00.
Is OMF stock a good investment in 2025?
According to current analyst ratings, OMF has 11 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $48.97. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for OMF stock?
Wall Street analysts predict OMF stock could reach $60.50 in the next 12 months. This represents a 23.5% increase from the current price of $48.97. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is OneMain Holdings Inc.'s business model?
The company operates primarily through its subsidiaries, offering unsecured personal loans, secured loans, and credit insurance products to consumers who may have difficulty obtaining credit from traditional banks. By using non-traditional metrics to evaluate creditworthiness, OneMain Holdings generates revenue through interest on loans and insurance premiums.
What is the highest forecasted price for OMF OneMain Holdings Inc.?
The highest price target for OMF is $74.00 from at , which represents a 51.1% increase from the current price of $48.97.
What is the lowest forecasted price for OMF OneMain Holdings Inc.?
The lowest price target for OMF is $48.00 from Michael Kaye at Wells Fargo, which represents a -2.0% decrease from the current price of $48.97.
What is the overall OMF consensus from analysts for OneMain Holdings Inc.?
The overall analyst consensus for OMF is bullish. Out of 20 Wall Street analysts, 11 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $60.50.
How accurate are OMF stock price projections?
Stock price projections, including those for OneMain Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: May 11, 2025 4:20 PM UTC