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OMF Stock Forecast 2026-2027
$61.25
Current Price
$6.93B
Market Cap
Buy 10
Hold 5
Sell 1
Wall St Analyst Ratings
Distance to OMF Price Targets
+38.8%
To High Target of $85.00
+11.0%
To Median Target of $68.00
-10.2%
To Low Target of $55.00
OMF Price Momentum
+3.4%
1 Week Change
+6.3%
1 Month Change
+6.5%
1 Year Change
-9.3%
Year-to-Date Change
-14.8%
From 52W High of $71.93
+33.8%
From 52W Low of $45.78
📊 TOP ANALYST CALLS
Did OMF Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if OneMain is one of their latest high-conviction picks.
Latest OMF Stock Price Targets & Analyst Predictions
Based on our analysis of 6 Wall Street analysts, OMF has a bullish consensus with a median price target of $68.00 (ranging from $55.00 to $85.00). The overall analyst rating is Strong Buy (8.1/10). Currently trading at $61.25, the median forecast implies a 11.0% upside. This outlook is supported by 10 Buy, 5 Hold, and 1 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
OMF Analyst Ratings
10
Buy
5
Hold
1
Sell
OMF Price Target Range
Low
$55.00
Average
$68.00
High
$85.00
Current: $61.25
Latest OMF Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for OMF.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jul 7, 2026 | Barclays | Terry Ma | Equal-Weight | Maintains | $60.00 |
| Jul 7, 2026 | TD Cowen | Moshe Orenbuch | Buy | Maintains | $68.00 |
| Jul 6, 2026 | Evercore ISI Group | John Pancari | In-Line | Maintains | $66.00 |
| Jul 2, 2026 | Truist Securities | Arren Cyganovich | Buy | Maintains | $70.00 |
| May 4, 2026 | RBC Capital | Outperform | Maintains | $N/A | |
| May 4, 2026 | Barclays | Equal-Weight | Maintains | $N/A | |
| Apr 9, 2026 | JP Morgan | Underweight | Maintains | $N/A | |
| Apr 9, 2026 | Wells Fargo | Equal-Weight | Maintains | $N/A | |
| Apr 6, 2026 | Barclays | Equal-Weight | Maintains | $N/A | |
| Mar 17, 2026 | Evercore ISI Group | In-Line | Maintains | $N/A | |
| Feb 6, 2026 | JP Morgan | Underweight | Maintains | $N/A | |
| Feb 6, 2026 | RBC Capital | Outperform | Maintains | $N/A | |
| Feb 6, 2026 | Truist Securities | Buy | Maintains | $N/A | |
| Feb 6, 2026 | Stephens & Co. | Overweight | Maintains | $N/A | |
| Feb 6, 2026 | Wells Fargo | Equal-Weight | Maintains | $N/A | |
| Jan 12, 2026 | JP Morgan | Underweight | Downgrade | $N/A | |
| Jan 8, 2026 | TD Cowen | Buy | Maintains | $N/A | |
| Jan 6, 2026 | Barclays | Equal-Weight | Maintains | $N/A | |
| Jan 5, 2026 | Wells Fargo | Equal-Weight | Maintains | $N/A | |
| Dec 8, 2025 | Truist Securities | Buy | Initiates | $N/A |
OneMain Holdings Inc. (OMF) Competitors
The following stocks are similar to OneMain based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
OneMain Holdings Inc. (OMF) Financial Data
OneMain Holdings Inc. has a market capitalization of $6.93B with a P/E ratio of 8.9x. The company generates $3.04B in trailing twelve-month revenue with a 26.2% profit margin.
Revenue growth is +9.1% quarter-over-quarter, while maintaining an operating margin of +37.4% and return on equity of +23.9%.
Valuation Metrics
Market Cap
$6.93B
Enterprise Value
$28.41B
P/E Ratio
8.9x
PEG Ratio
0.9x
Price/Sales
2.3x
Growth & Margins
Revenue Growth (YoY)
+9.1%
Gross Margin
N/A
Operating Margin
+37.4%
Net Margin
+26.2%
EPS Growth
+6.1%
Financial Health
Cash/Price Ratio
+11.8%
Current Ratio
N/A
Debt/Equity
663.2x
ROE
+23.9%
ROA
+3.0%
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OneMain Holdings Inc. (OMF) Business Model
About OneMain Holdings Inc.
What They Do
Provides personal loans and insurance products.
Business Model
The company operates primarily through its subsidiaries and a broad branch network, targeting consumers who struggle to obtain credit from traditional banks. It generates revenue by offering unsecured and secured personal loans, as well as credit insurance products, focusing on individuals seeking alternative financing solutions.
Additional Information
OneMain Holdings is a leader in the non-bank lending sector, utilizing non-traditional metrics for credit evaluation. Its hybrid model combines digital capabilities with personalized service, promoting financial inclusion and accessibility for middle-income Americans.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
9,300
CEO
Mr. Douglas H. Shulman J.D.
Country
United States
IPO Year
2013
Website
www.onemainfinancial.comOneMain Holdings Inc. (OMF) Latest News & Analysis
Latest News
OneMain Holdings Announces Date of Second Quarter 2026 Earnings Release and Conference Call
8 days ago
Quick Summary
OneMain Holdings, Inc. (NYSE: OMF) will report its Q2 2026 results on July 29, 2026, prior to market opening. Earnings will be accessible on their investor relations website.
Why It Matters
OneMain's upcoming earnings report could impact stock performance and investor sentiment, particularly given its focus on nonprime consumers in a changing credit landscape.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
OMF reported Q1'26 net income of $226M and EPS of $1.93, surpassing estimates. The stock has a 9x PE and 7% dividend yield, noted for resilience in credit cycles.
Why It Matters
Strong Q1 results and a solid dividend yield enhance OneMain's appeal, especially as a defensive stock amid a tech-driven market, suggesting stability and potential for income.
Source: Seeking Alpha
Market Sentiment:
Positive
Nu vs. OneMain: Should You Pick the Digital Disruptor or the Domestic Dividend Payer in 2026?
10 days ago
Quick Summary
Nu aims to reach 135 million customers in Latin America by early 2026. OneMain continues to operate steadily in the U.S. nonprime lending market with a hybrid digital and branch strategy.
Why It Matters
Nu's expansion signals growth potential in emerging markets, while OneMain's stability in the U.S. suggests resilience in a competitive sector. Both indicate differing risk profiles and opportunities for diversification.
Source: The Motley Fool
Market Sentiment:
Positive
Quick Summary
OneMain Holdings shows resilience with 2.5% returns, 55% secured personal loans, and a $2.8B loan loss allowance. Target price is $88.79; buy zone is up to $71.04.
Why It Matters
OneMain Holdings shows stability with solid returns and strong risk management, indicating potential for growth. The target price and buy zone suggest favorable investment opportunities.
Source: Seeking Alpha
Market Sentiment:
Positive
Quick Summary
Lowey Dannenberg P.C. is investigating OneMain Holdings Inc. (NYSE: OMF) for potential federal securities law violations, as of June 30, 2026.
Why It Matters
The investigation into OneMain Holdings for potential securities law violations could lead to legal repercussions, impacting stock performance and investor confidence.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
OneMain operates over 1,300 branches with stable profitability in nonprime lending, while Upstart leverages AI for quick credit decisions and strong revenue growth through banking partners.
Why It Matters
OneMain's strong branch network and profitability indicate stability, while Upstart's AI-driven growth suggests innovation and potential for high returns, impacting investment strategies in lending.
Source: The Motley Fool
Market Sentiment:
Positive
Frequently Asked Questions About OMF Stock
What is OneMain Holdings Inc.'s (OMF) stock forecast for 2027?
Based on our analysis of 6 Wall Street analysts, OneMain Holdings Inc. (OMF) has a median price target of $68.00. The highest price target is $85.00 and the lowest is $55.00.
Is OMF stock a good investment in 2027?
According to current analyst ratings, OMF has 10 Buy ratings, 5 Hold ratings, and 1 Sell ratings. The stock is currently trading at $61.25. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for OMF stock?
Wall Street analysts predict OMF stock could reach $68.00 in the next 12 months. This represents a 11.0% increase from the current price of $61.25. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is OneMain Holdings Inc.'s business model?
The company operates primarily through its subsidiaries and a broad branch network, targeting consumers who struggle to obtain credit from traditional banks. It generates revenue by offering unsecured and secured personal loans, as well as credit insurance products, focusing on individuals seeking alternative financing solutions.
What is the highest forecasted price for OMF OneMain Holdings Inc.?
The highest price target for OMF is $85.00 from at , which represents a 38.8% increase from the current price of $61.25.
What is the lowest forecasted price for OMF OneMain Holdings Inc.?
The lowest price target for OMF is $55.00 from at , which represents a -10.2% decrease from the current price of $61.25.
What is the overall OMF consensus from analysts for OneMain Holdings Inc.?
The overall analyst consensus for OMF is bullish. Out of 6 Wall Street analysts, 10 rate it as Buy, 5 as Hold, and 1 as Sell, with a median price target of $68.00.
How accurate are OMF stock price projections?
Stock price projections, including those for OneMain Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: July 17, 2026 2:58 AM UTC