KLARFinancial Services · Credit ServicesThe 24 Wall Street analysts covering Klarna Group Plc hold a median 12-month price target of $18 — +40.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 12 of 100 as at 22 Oct 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Klarna Group Plc on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Accruals (77): Reported profit is backed by cash, and the company is not expanding recklessly.
Momentum (3): The shares have been drifting down relative to others.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on KLAR, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +40.5% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 6 Oct 2026 | TD Cowen | Maintains | Hold | $18 → $16 |
| 9 Sept 2026 | Loop Capital | Assumes | Hold | $18 |
| 2 Sept 2026 | Scotiabank | Initiates | Sector Perform | — |
| 25 Aug 2026 | Wolfe Research | Downgrade | Peer Perform | — |
| 24 Aug 2026 | UBS | Downgrade | Neutral | — |
| 21 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 19 Aug 2026 | Barclays | Maintains | Equal-Weight | — |
| 19 Aug 2026 | BMO Capital | Maintains | Market Perform | — |
| 19 Aug 2026 | JP Morgan | Downgrade | Neutral | — |
| 19 Aug 2026 | Morgan Stanley | Maintains | Equal-Weight | — |
| 19 Aug 2026 | TD Cowen | Maintains | Hold | — |
| 19 Aug 2026 | Wells Fargo | Maintains | Overweight | — |
| 14 Aug 2026 | Morgan Stanley | Maintains | Equal-Weight | — |
| 9 July 2026 | Goldman Sachs | Maintains | Buy | — |
| 8 July 2026 | Barclays | Initiates | Equal-Weight | — |
| 8 July 2026 | JP Morgan | Maintains | Overweight | — |
| 8 July 2026 | UBS | Maintains | Buy | — |
| 7 July 2026 | TD Cowen | Maintains | Hold | — |
| 2 July 2026 | Deutsche Bank | Maintains | Buy | — |
| 30 June 2026 | Citizens | Initiates | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
KLAR appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 23 Oct 2026, Klarna Group Plc returned −65.4% against +14.9% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 96% of US stocks
Cheaper than 63% of US stocks
Cheaper than 42% of US stocks
Cheaper than 97% of US stocks
Higher than 76% of US stocks
Higher than 72% of US stocks
Higher than 86% of US stocks
Higher than 50% of US stocks
Higher than 25% of US stocks
Higher than 40% of US stocks
Higher than 43% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Klarna Group Plc has a market value of $5.0B and an enterprise value of $2.2B.
Revenue in the twelve months to 31 Mar 2026: $3.8B. The latest quarter grew 26.6% year on year.
Net income over the same four quarters: −$174.0M, a −4.6% net margin.
Free cash flow in the twelve months to 31 Mar 2026: −$2.6B.
Trailing P/E: −16.8×; forward P/E: 16.6× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Klarna Group Plc employs 2,831 people — $1.3M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Klarna Group Plc — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Klarna will publish its Q3 2026 earnings on its investor relations website before market open on November 17, 2026. An earnings webcast is scheduled for 8:30 a.m. ET that day, with a replay to be posted afterward.
Why it matters — KLAR watchers can note when the company will release its quarterly results and discuss them in a webcast.
Klarna launched Consumer FX, allowing shoppers to purchase from participating Klarna merchants worldwide and pay in their own currency with no exchange fee. Prices and exchange rates are shown upfront and remain visible in the Klarna app after purchase.
Why it matters — The launch gives Klarna-connected merchants access to Klarna’s 120 million consumers across 26 countries and adds a new cross-border shopping feature for users.
Seeking Alpha describes Klarna as a rapidly growing BNPL market leader, reporting 27% year-over-year revenue growth, positive net income, and improvements in loan quality and operational efficiency. The article notes lower FY guidance while citing a forecast for 16% GMV growth and cash of $5.3 billion with low debt.
Why it matters — KLAR watchers may weigh the reported growth and balance-sheet flexibility against the lower FY guidance when assessing the company’s performance.
Klarna will be available on Fiserv’s Commerce Hub enterprise commerce platform, allowing merchants in the U.S., Canada, the U.K. and select European markets to offer it in-store and online. The expansion follows Klarna’s launch at 100,000 U.S. merchant locations through Fiserv’s Clover platform.
Why it matters — The agreement extends Klarna’s reach across Fiserv’s enterprise merchant network and follows its rollout through Clover.
A hotter-than-expected inflation report lifted long-term Treasury yields, with Affirm down 10% in afternoon trading. The headline reports Klarna down 3% and PayPal barely changed.
Why it matters — The report links market moves among BNPL companies to higher yields, including a 3% decline in Klarna.
The 24 Wall Street analysts covering Klarna Group Plc have a median 12-month price target of $18, with estimates ranging from $13 to $38. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 24 analysts covering Klarna Group Plc, 10 rate it a Buy, 14 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Klarna Group Plc 12 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Oct 2026, Klarna Group Plc ranks 12 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Accruals (77 of 100).
No one can know that. What the data says: the median 12-month target from 24 analysts implies +40.5% from the last close, and Ticker Nerd's factor model ranks Klarna Group Plc 12 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Klarna Group Plc publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for KLAR are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $13 to $38 over the next 12 months.
Klarna Group Plc returned -65.4% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Klarna Group plc is a global digital bank and flexible payments provider that serves consumers and merchants through an AI-powered commerce network. Klarna Group plc offers payment solutions that let shoppers pay in full at checkout, defer payment to a later date, or spread costs over time through installment-style financing.
The most recent item we track (Business Wire, 22 Oct 2026): "Klarna to Publish Q3 2026 Earnings on November 17, 2026". Klarna will publish its Q3 2026 earnings on its investor relations website before market open on November 17, 2026. An earnings webcast is scheduled for 8:30 a.m. ET that day, with a replay to be posted afterward.
Klarna Group plc is a global digital bank and flexible payments provider that serves consumers and merchants through an AI-powered commerce network. Klarna Group plc offers payment solutions that let shoppers pay in full at checkout, defer payment to a later date, or spread costs over time through installment-style financing. The company also provides digital banking features, merchant tools, and commerce services designed to support online and in-store shopping. Its platform is used across multiple markets, connecting retail, payment processing, and advertising services in a single ecosystem. Klarna Group plc plays a significant role in modern consumer finance by helping merchants improve conversion and giving customers more flexibility in how they complete purchases.
CEO Mr. Sebastian Marcin Siemiatkowski · 2,831 employees · United Kingdom · https://www.klarna.com
