ALLYALLYFinancial Services · Credit Services

ALLY Stock Forecast: Ally Financial, Inc. Price Predictions for 2026-2027

Last close, 23 Oct 2026
$39
−0.64% on the day

The 18 Wall Street analysts covering Ally Financial, Inc. hold a median 12-month price target of $50 — +26.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 61 of 100 as at 22 Oct 2026 — in the upper half.

Market cap
$11.8B
Ticker Nerd rank
61/ 100
Median analyst target
$50
Analysts covering
18
Revenue$2.5B+11.4% y/y
Net income$410.0M
Free cash flow$629.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+3.7%
1M
+1.2%
YTD
−12.0%
1Y
−2.0%
From 52W high
−16.8%
From 52W low
+10.1%
$35
$47
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ALLY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Ally Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
61/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
94
Growth
91
Volatility
77
Momentum
61
Quality
61
Issuance
58
Revisions
40
Accruals
27
Size
13

Value (94): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Accruals (27): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (13): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ALLY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ALLY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55Jan 26Apr 26Jul 26Oct 26ALLYHigh $56Median $50Low $40

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says18 analysts
14 Buy4 Hold0 Sell
Low $40Median $50High $56

The green dot is the last close — the median target sits +26.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 10 moved it down.

DateFirmActionRatingTarget
12 Oct 2026JP MorganMaintainsOverweight$48 → $43
12 Oct 2026Morgan StanleyDowngradeEqual-Weight$55 → $43
9 Oct 2026RBC CapitalMaintainsOutperform$55 → $50
6 Oct 2026Raymond JamesMaintainsStrong Buy$55 → $52
6 Oct 2026TD CowenMaintainsBuy$55 → $54
5 Oct 2026UBSMaintainsBuy$54 → $50
30 Sept 2026Wells FargoDowngradeEqual-Weight—
30 Sept 2026Wells FargoDowngradeEqual-Weight$55 → $42
25 Sept 2026CitigroupMaintainsBuy—
25 Sept 2026CitigroupMaintainsBuy$58 → $50
23 Sept 2026Truist SecuritiesMaintainsBuy—
23 Sept 2026Truist SecuritiesMaintainsBuy$51 → $50
2 Sept 2026Raymond JamesReinstatesStrong Buy$55
4 Aug 2026Truist SecuritiesMaintainsBuy$54 → $51
4 Aug 2026Truist SecuritiesMaintainsBuy—
10 July 2026RBC CapitalMaintainsOutperform$52 → $55
10 July 2026RBC CapitalMaintainsOutperform—
8 July 2026B of A SecuritiesMaintainsBuy$52 → $53
8 July 2026B of A SecuritiesMaintainsBuy—
26 June 2026Wells FargoMaintainsOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

ALLY appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

ALLY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 23 Oct 2026, Ally Financial, Inc. returned −2.0% against +14.9% for the S&P 500, dividends included.

ALLY vs S&P 500, last 12 monthsTotal return, rebased to 100
9095100105110115Jan 26Apr 26Jul 26Oct 26ALLYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ALLY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−5.5%
Analysts raising
0
Analysts cutting
13
Fundamentals

Ally Financial, Inc. (ALLY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.1×

Cheaper than 60% of US stocks

Price / sales
1.5×

Cheaper than 59% of US stocks

Price / book
0.9×

Cheaper than 73% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
11.0%

Higher than 55% of US stocks

Earnings growth (YoY)
16.5%

Higher than 55% of US stocks

Gross margin
—
Operating margin
25.3%

Higher than 84% of US stocks

Net margin
18.4%

Higher than 81% of US stocks

Returns & dividend
Return on equity
9.7%

Higher than 63% of US stocks

Return on assets
0.7%

Higher than 48% of US stocks

Dividend yield
3.1%

Higher than 87% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Ally Financial, Inc. (ALLY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Ally Financial, Inc. has a market value of $11.8B and an enterprise value of $28.5B.

  • Revenue in the twelve months to 30 June 2026: $9.6B. The latest quarter grew 11.0% year on year.

  • Net income over the same four quarters: $1.5B, a 15.1% net margin.

  • Diluted earnings per share, trailing twelve months: $4.24.

  • Free cash flow in the twelve months to 30 June 2026: $762.0M, after $1.6B of capital spending.

  • Ally Financial, Inc. spent $1.7B on share buybacks and $491.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 304.5M.

  • Trailing P/E: 9.1×; forward P/E: 6.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.10%, paying out 28% of earnings.

  • Ally Financial, Inc. employs 10,300 people — $935K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

ALLY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
ALLYAlly Financial, Inc.$11.8B61
FCFSFirstCash Holdings, Inc.$8.1B65
KLARKlarna Group Plc$7.9B12
SOFISoFi Technologies, Inc.$18.6B30
OMFOneMain Holdings, Inc.$6.7B68
AFRMAffirm Holdings, Inc.$24.4B52
SYFSynchrony Financial$24.4B67

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Ally Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ALLY news & analysis

These Analysts Revise Their Forecasts On Ally Financial After Q3 Results

Benzinga · 21 Oct 2026neutral

Ally Financial reported mixed third-quarter results on Tuesday. The headline says analysts revised their forecasts following the results, but the excerpt provides no details about the revisions.

Why it matters — ALLY watchers may want to note that analysts reassessed their forecasts after the company’s quarterly results.

Ally Financial: Q3 Delivered On The Three Things I Said I'd Watch

Seeking Alpha · 21 Oct 2026positive

Ally Financial reported Q3 core ROTCE of 13.1%, stable retail auto charge-offs of 1.89% within guidance, and a dividend increase. The excerpt also cites accelerated buybacks below tangible book and ongoing amortization of AOCI losses.

Why it matters — ALLY watchers may note the combination of operating results, capital returns, and continued growth in tangible book value.

Ally Financial Inc. (ALLY) Q3 2026 Earnings Call Transcript

Seeking Alpha · 20 Oct 2026neutral

The excerpt announces Ally Financial’s Q3 2026 earnings conference call, held October 20, 2026, and lists company executives and analyst participants. It contains no discussion of results or business developments.

Why it matters — ALLY watchers should note that the source is a call transcript, but the provided excerpt does not include information about the company’s quarterly performance.

What Ally Financial (ALLY) Said on Its Q3 Earnings Call

MarketBeat · 20 Oct 2026positive

Ally Financial reported third-quarter adjusted earnings per share of $1.34, up 16% year over year. Growth in retail auto and corporate finance lifted revenue, while adjusted expenses were flat.

Why it matters — The results highlight how growth in Ally’s retail auto and corporate finance businesses contributed to higher earnings.

Ally Financial (ALLY) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 20 Oct 2026neutral

The article discusses Ally Financial’s Q3 earnings for the quarter ended September 2026 and highlights comparing key metrics with Wall Street estimates and year-ago results. The excerpt does not provide specific metric outcomes.

Why it matters — ALLY watchers may find the comparison of key metrics useful for understanding quarterly performance, though the excerpt gives no results.

FAQ

Frequently asked questions about ALLY stock

What is the ALLY stock price forecast for 2026-2027?

The 18 Wall Street analysts covering Ally Financial, Inc. have a median 12-month price target of $50, with estimates ranging from $40 to $56. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ALLY stock a buy right now?

Of the 18 analysts covering Ally Financial, Inc., 14 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Ally Financial, Inc. 61 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ALLY?

As at 22 Oct 2026, Ally Financial, Inc. ranks 61 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (94 of 100).

Will ALLY stock go up?

No one can know that. What the data says: the median 12-month target from 18 analysts implies +26.9% from the last close, and Ticker Nerd's factor model ranks Ally Financial, Inc. 61 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ALLY stock forecast for 2030?

No analyst covering Ally Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ALLY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $40 to $56 over the next 12 months.

How has ALLY stock performed over the past year?

Ally Financial, Inc. returned -2.0% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Ally Financial, Inc. do?

Ally Financial Inc. is a digital financial services company and bank holding company headquartered in Detroit, Michigan.

What is the latest news on ALLY?

The most recent item we track (Benzinga, 21 Oct 2026): "These Analysts Revise Their Forecasts On Ally Financial After Q3 Results". Ally Financial reported mixed third-quarter results on Tuesday. The headline says analysts revised their forecasts following the results, but the excerpt provides no details about the revisions.

Company

About Ally Financial, Inc.

Ally Financial Inc. is a digital financial services company and bank holding company headquartered in Detroit, Michigan. It provides a broad range of consumer and commercial financial products, with a strong focus on automotive finance, including retail loans, leases, dealer floorplan financing, and related insurance offerings. The company also operates an all-digital banking platform that offers deposits, checking and savings accounts, credit cards, mortgage lending, and securities brokerage and investment advisory services. In addition, Ally Financial serves middle-market businesses through its corporate finance division, supplying secured lending and capital solutions to companies and private equity sponsors. The company plays an important role in linking consumers, dealers, and businesses across the automotive and broader financial services ecosystem through online-first banking and specialty lending products.

CEO Mr. Michael G. Rhodes · 10,300 employees · United States · https://www.ally.com