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ALLY Stock Forecast 2026-2027
$43.61
Current Price
$13.43B
Market Cap
Buy 15
Hold 5
Sell 0
Wall St Analyst Ratings
Distance to ALLY Price Targets
+60.5%
To High Target of $70.00
+20.4%
To Median Target of $52.50
+5.5%
To Low Target of $46.00
ALLY Price Momentum
-1.7%
1 Week Change
-4.6%
1 Month Change
+18.1%
1 Year Change
-3.7%
Year-to-Date Change
-7.7%
From 52W High of $47.27
+47.7%
From 52W Low of $29.52
📊 TOP ANALYST CALLS
Did ALLY Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Ally is one of their latest high-conviction picks.
Latest ALLY Stock Price Targets & Analyst Predictions
Based on our analysis of 29 Wall Street analysts, ALLY has a bullish consensus with a median price target of $52.50 (ranging from $46.00 to $70.00). The overall analyst rating is Strong Buy (8.6/10). Currently trading at $43.61, the median forecast implies a 20.4% upside. This outlook is supported by 15 Buy, 5 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Keith Horowitz at Citigroup, projecting a 60.5% upside. Conversely, the most conservative target is provided by Brandon Berman at B of A Securities, suggesting a 5.5% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
ALLY Analyst Ratings
15
Buy
5
Hold
0
Sell
ALLY Price Target Range
Low
$46.00
Average
$52.50
High
$70.00
Current: $43.61
Latest ALLY Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for ALLY.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jan 12, 2026 | JP Morgan | Richard Shane | Overweight | Maintains | $48.00 |
| Jan 8, 2026 | UBS | Nicholas Holowko | Buy | Initiates | $56.00 |
| Jan 8, 2026 | TD Cowen | Moshe Orenbuch | Buy | Maintains | $55.00 |
| Jan 6, 2026 | Evercore ISI Group | John Pancari | Outperform | Upgrade | $53.00 |
| Jan 5, 2026 | Barclays | Jason Goldberg | Equal-Weight | Maintains | $54.00 |
| Dec 22, 2025 | Truist Securities | David Smith | Buy | Maintains | $51.00 |
| Dec 17, 2025 | Wells Fargo | Donald Fandetti | Overweight | Upgrade | $52.00 |
| Oct 20, 2025 | Truist Securities | David Smith | Buy | Maintains | $47.00 |
| Oct 20, 2025 | JP Morgan | Richard Shane | Overweight | Maintains | $43.00 |
| Oct 20, 2025 | TD Cowen | Moshe Orenbuch | Buy | Upgrade | $50.00 |
| Oct 7, 2025 | JP Morgan | Richard Shane | Overweight | Maintains | $42.00 |
| Oct 1, 2025 | Keefe, Bruyette & Woods | Sanjay Sakhrani | Outperform | Maintains | $51.00 |
| Sep 30, 2025 | Evercore ISI Group | John Pancari | In-Line | Maintains | $44.00 |
| Sep 29, 2025 | Morgan Stanley | Betsy Graseck | Overweight | Maintains | $52.00 |
| Sep 23, 2025 | Evercore ISI Group | John Pancari | In-Line | Maintains | $45.00 |
| Sep 15, 2025 | Citigroup | Keith Horowitz | Buy | Maintains | $70.00 |
| Sep 2, 2025 | Wells Fargo | Donald Fandetti | Equal-Weight | Upgrade | $45.00 |
| Jul 24, 2025 | Truist Securities | David Smith | Buy | Maintains | $45.00 |
| Jul 21, 2025 | JP Morgan | Richard Shane | Overweight | Maintains | $45.00 |
| Jul 14, 2025 | BTIG | Vincent Caintic | Neutral | Upgrade | $N/A |
Ally Financial Inc. (ALLY) Competitors
The following stocks are similar to Ally based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
ALLY
Ally Financial
mkt cap
13.43B
Ally Financial Inc. (ALLY) Financial Data
Ally Financial Inc. has a market capitalization of $13.43B with a P/E ratio of 26.1x. The company generates $7.17B in trailing twelve-month revenue with a 8.8% profit margin.
Revenue growth is +19.2% quarter-over-quarter, while maintaining an operating margin of +25.9% and return on equity of +4.2%.
Valuation Metrics
Market Cap
$13.43B
Enterprise Value
$26.24B
P/E Ratio
26.1x
PEG Ratio
2.3x
Price/Sales
1.9x
Growth & Margins
Revenue Growth (YoY)
+19.2%
Gross Margin
N/A
Operating Margin
+25.9%
Net Margin
+8.8%
EPS Growth
+101.0%
Financial Health
Cash/Price Ratio
+76.3%
Current Ratio
N/A
Debt/Equity
1.4x
ROE
+4.2%
ROA
+0.3%
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Ally Financial Inc. (ALLY) Business Model
About Ally Financial Inc.
What They Do
Digital financial services focused on automotive financing.
Business Model
Ally Financial makes money primarily through automotive financing, personal loans, mortgage services, and banking products such as savings and checking accounts. Its direct-to-consumer model and competitive interest rates attract a wide customer base, leveraging a digital-first strategy that enhances customer experience and operational efficiency.
Additional Information
Founded in 1919, Ally has grown into one of the largest auto finance operations in the U.S. Its focus on technology-driven solutions positions it well in the evolving financial landscape, appealing to tech-savvy consumers seeking convenience and competitive financial products.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
10,700
CEO
Mr. Michael G. Rhodes
Country
United States
IPO Year
2014
Website
www.ally.comAlly Financial Inc. (ALLY) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Ally Financial (ALLY) Earnings Expected to Grow: Should You Buy?
Ally Financial (ALLY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Jan 14, 2026
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
Ally Financial (ALLY) is not expected to meet key criteria for a potential earnings beat in its upcoming report, signaling possible challenges ahead for investors.
Why It Matters
Ally Financial's potential earnings miss may signal weak financial performance, impacting stock prices and investor confidence.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Stay Ahead of the Game With Ally Financial (ALLY) Q4 Earnings: Wall Street's Insights on Key Metrics
3 days ago
Quick Summary
Investors should review Wall Street's estimates for Ally Financial's (ALLY) top and bottom lines, as well as projections for key metrics for Q4 2025 to assess company performance.
Why It Matters
Projections for Ally Financial’s key metrics provide insight into its financial health and performance, impacting investor sentiment and stock valuation.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Regional-bank stocks have lower valuations compared to the largest U.S. banks, indicating potential investment opportunities or market concerns.
Why It Matters
Lower valuations for regional-bank stocks may indicate potential investment opportunities or heightened risks, reflecting market confidence in larger banks over smaller ones.
Source: Market Watch
Market Sentiment:
Positive
Quick Summary
Zacks Style Scores can assist investors in selecting strong stocks that may outperform the market for their investment portfolios.
Why It Matters
The Zacks Style Scores can help identify stocks with strong potential, aiding investors in making informed decisions for a market-beating portfolio.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
ALLY reaches a 52-week high following robust U.S. GDP data, but concerns over asset quality, net interest margin pressure, and expenses suggest a cautious hold on the stock.
Why It Matters
ALLY's 52-week high reflects positive market sentiment from strong GDP, but concerns over asset quality and expenses signal potential risks, suggesting cautious investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Quick Summary
In 2025, the S&P 500 saw volatility from trade policy changes and AI speculation, yet corporate profits stayed strong. Double-digit earnings growth is expected in 2026, led by tech and other sectors.
Why It Matters
Fluctuations in the S&P 500 and resilient corporate profits indicate market volatility, while anticipated double-digit earnings growth and broader sector contributions signal potential investment opportunities.
Source: Seeking Alpha
Market Sentiment:
Positive
Frequently Asked Questions About ALLY Stock
What is Ally Financial Inc.'s (ALLY) stock forecast for 2026?
Based on our analysis of 29 Wall Street analysts, Ally Financial Inc. (ALLY) has a median price target of $52.50. The highest price target is $70.00 and the lowest is $46.00.
Is ALLY stock a good investment in 2026?
According to current analyst ratings, ALLY has 15 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $43.61. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for ALLY stock?
Wall Street analysts predict ALLY stock could reach $52.50 in the next 12 months. This represents a 20.4% increase from the current price of $43.61. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Ally Financial Inc.'s business model?
Ally Financial makes money primarily through automotive financing, personal loans, mortgage services, and banking products such as savings and checking accounts. Its direct-to-consumer model and competitive interest rates attract a wide customer base, leveraging a digital-first strategy that enhances customer experience and operational efficiency.
What is the highest forecasted price for ALLY Ally Financial Inc.?
The highest price target for ALLY is $70.00 from Keith Horowitz at Citigroup, which represents a 60.5% increase from the current price of $43.61.
What is the lowest forecasted price for ALLY Ally Financial Inc.?
The lowest price target for ALLY is $46.00 from Brandon Berman at B of A Securities, which represents a 5.5% increase from the current price of $43.61.
What is the overall ALLY consensus from analysts for Ally Financial Inc.?
The overall analyst consensus for ALLY is bullish. Out of 29 Wall Street analysts, 15 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $52.50.
How accurate are ALLY stock price projections?
Stock price projections, including those for Ally Financial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: January 19, 2026 5:43 AM UTC