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ALLY Stock Forecast: Ally Financial, Inc. Price Predictions for 2026-2027

Last close, 14 Aug 2026
$45
+0.70% on the day

The 18 Wall Street analysts covering Ally Financial, Inc. hold a median 12-month price target of $55 — +22.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 70 of 100 as at 15 Aug 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$13.7B
Ticker Nerd rank
70 / 100
Median analyst target
$55
Analysts covering
18
Total return, dividends reinvested
1W
+2.7%
1M
−0.3%
YTD
+1.2%
1Y
+18.8%
From 52W high
−4.3%
From 52W low
+26.6%
$35
$47
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ALLY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Ally Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
70 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
91
Growth
89
Momentum
85
Volatility
79
Quality
56
Revisions
55
Issuance
54
Accruals
27
Size
13

Value (91): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Accruals (27): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (13): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ALLY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ALLY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55$60Oct 25Jan 26Apr 26Jul 26ALLYHigh $58Median $55Low $45

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says18 analysts
14 Buy4 Hold0 Sell
Low $45Median $55High $58

The green dot is the last close — the median target sits +22.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
4 Aug 2026Truist SecuritiesMaintainsBuy$54 → $51
10 July 2026RBC CapitalMaintainsOutperform$52 → $55
10 July 2026RBC CapitalMaintainsOutperform—
8 July 2026B of A SecuritiesMaintainsBuy$52 → $53
8 July 2026B of A SecuritiesMaintainsBuy—
26 June 2026Wells FargoMaintainsOverweight—
23 June 2026CitigroupMaintainsBuy—
21 Apr 2026Evercore ISI GroupMaintainsOutperform—
20 Apr 2026BarclaysMaintainsEqual-Weight—
20 Apr 2026Goldman SachsMaintainsBuy—
20 Apr 2026Morgan StanleyMaintainsOverweight—
10 Apr 2026B of A SecuritiesMaintainsBuy—
9 Apr 2026JP MorganMaintainsOverweight—
6 Apr 2026Evercore ISI GroupMaintainsOutperform—
5 Feb 2026Evercore ISI GroupMaintainsOutperform—
26 Jan 2026Truist SecuritiesMaintainsBuy—
12 Jan 2026JP MorganMaintainsOverweight—
12 Jan 2026RBC CapitalMaintainsOutperform—
8 Jan 2026TD CowenMaintainsBuy—
8 Jan 2026UBSInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ALLY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

ALLY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−1.4%
Analysts raising
4
Analysts cutting
9
Fundamentals

Ally Financial, Inc. (ALLY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.6×

Cheaper than 58% of US stocks

Price / sales
1.7×

Cheaper than 57% of US stocks

Price / book
1.0×

Cheaper than 73% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
11.0%

Higher than 55% of US stocks

Earnings growth (YoY)
16.5%

Higher than 55% of US stocks

Gross margin
—
Operating margin
25.3%

Higher than 84% of US stocks

Net margin
18.4%

Higher than 81% of US stocks

Returns & dividend
Return on equity
9.7%

Higher than 63% of US stocks

Return on assets
0.7%

Higher than 47% of US stocks

Dividend yield
2.7%

Higher than 60% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

ALLY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
ALLYAlly Financial, Inc.$13.7B
70
FCFSFirstCash Holdings, Inc.$9.4B
78
SOFISoFi Technologies, Inc.$23.1B
34
OMFOneMain Holdings, Inc.$7.7B
75
AFRMAffirm Holdings, Inc.$25.5B
40
SYFSynchrony Financial$26.4B
75
ENVAEnova International, Inc.$6.6B
87

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Ally Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ALLY news & analysis

Driving the Next Generation Forward: Court Street Ford's Kenady Minley Recognized With 2026 Ally Sees Her Award

PRNewsWire · 14 Aug 2026positive

Ally Financial announced Kenady Minley of Court Street Ford as the winner of the 2026 Ally Sees Her Award at the NAMAD Conference in Miami, recognizing her achievements and community impact in the automotive retail industry.

Why it matters — The award highlights Ally's ongoing commitment to diversity, community engagement, and supporting women of color in the auto industry, reinforcing its brand presence among dealers and community stakeholders.

Ally Financial Chief Risk Officer Stephanie Richard Sells 5,000 Shares

The Motley Fool · 10 Aug 2026neutral

Ally Financial Chief Risk Officer Stephanie Richard sold 5,000 shares at $44.23 per share on August 4, 2026, for a total transaction value of approximately $221,000. The sale reduced her direct equity holdings by nearly 5%.

Why it matters — Insider share sales by a senior Ally Financial executive are a disclosure that investors tracking the company may watch for signals about management sentiment.

Is the Options Market Predicting a Spike in Ally Financial Stock?

Zacks Investment Research · 6 Aug 2026neutral

A Zacks Investment Research article highlights recent movements in the options market for Ally Financial (ALLY) stock, suggesting investors should monitor the shares closely. The piece questions whether options activity points to a potential price spike in the stock.

Why it matters — ALLY watchers would care because unusual options-market activity can signal how traders are positioning around the stock's near-term direction.

Company Insider Sells $560,000 of Financial Stock in Tax-Driven Transaction, According to Latest SEC Filing

The Motley Fool · 3 Aug 2026neutral

According to a recent SEC filing reported by The Motley Fool, Ally Financial insider Russell E. Hutchinson sold 12,614 shares at $44.43 per share on July 21, 2026, for approximately $560,000, a transaction described as tax-driven. The sale reduced the insider's direct equity holdings by 5%.

Why it matters — ALLY watchers track insider transactions because changes in executives' direct holdings can signal their confidence in the company's stock.

Ally Financial Earns National Recognition for Digital Banking, Workplace Culture and Innovation

PRNewsWire · 28 July 2026positive

Ally Financial announced it received multiple national recognitions, including its fifth-consecutive Best Overall Online Bank honor from The Wall Street Journal, a #6 ranking on Forbes' 2026 World's Best Banks List, and top marks in all three categories of Kiplinger's Readers' Choice Awards.

Why it matters — The recognitions highlight Ally's strength in digital banking, workplace culture and innovation, reinforcing its competitive position as the nation's largest all-digital bank.

FAQ

Frequently asked questions about ALLY stock

What is the ALLY stock price forecast for 2026-2027?

The 18 Wall Street analysts covering Ally Financial, Inc. have a median 12-month price target of $55, with estimates ranging from $45 to $58. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ALLY stock a buy right now?

Of the 18 analysts covering Ally Financial, Inc., 14 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Ally Financial, Inc. 70 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ALLY?

As at 15 Aug 2026, Ally Financial, Inc. ranks 70 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (91 of 100).

Will ALLY stock go up?

No one can know that. What the data says: the median 12-month target from 18 analysts implies +22.5% from the last close, and Ticker Nerd's factor model ranks Ally Financial, Inc. 70 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ALLY stock forecast for 2030?

No analyst covering Ally Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ALLY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $45 to $58 over the next 12 months.

How has ALLY stock performed over the past year?

Ally Financial, Inc. returned +18.8% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Ally Financial, Inc. do?

Ally Financial Inc. is a digital financial services company that serves consumers, automotive dealers, businesses, and corporate clients through a broad set of banking and lending products.

What is the latest news on ALLY?

The most recent item we track (PRNewsWire, 14 Aug 2026): "Driving the Next Generation Forward: Court Street Ford's Kenady Minley Recognized With 2026 Ally Sees Her Award". Ally Financial announced Kenady Minley of Court Street Ford as the winner of the 2026 Ally Sees Her Award at the NAMAD Conference in Miami, recognizing her achievements and community impact in the automotive retail industry.

Company

About Ally Financial, Inc.

Ally Financial Inc. is a digital financial services company that serves consumers, automotive dealers, businesses, and corporate clients through a broad set of banking and lending products. The company’s core offerings include online deposit accounts, auto financing, auto insurance, securities brokerage, investment advisory services, and corporate finance solutions. Ally also provides lending support to middle-market companies, with a focus on real estate, technology finance, lender finance, energy, and infrastructure. Its business is built around a fully digital banking model, complemented by a strong auto finance franchise and insurance operations that support vehicle owners and dealers. Ally Financial Inc. plays a significant role in U.S. financial markets by combining consumer banking, specialized lending, and capital solutions in a single diversified platform.

CEO Mr. Michael G. Rhodes · 10,300 employees · United States · https://www.ally.com