ALLY Logo

ALLY Stock Forecast: Ally Financial Inc. Price Predictions for 2025

Home โ€บ Stocks โ€บ United States | NYSE | Financial Services | Credit Services

$31.63

-0.55 (-1.71%)

ALLY Stock Forecast 2025-2026

$31.63
Current Price
$9.72B
Market Cap
21 Ratings
Buy 12
Hold 7
Sell 2
Wall St Analyst Ratings

Distance to ALLY Price Targets

+77.0%
To High Target of $56.00
+28.0%
To Median Target of $40.50
-5.2%
To Low Target of $30.00

ALLY Price Momentum

-0.5%
1 Week Change
-10.8%
1 Month Change
-19.0%
1 Year Change
-12.2%
Year-to-Date Change
-30.4%
From 52W High of $45.46
+7.1%
From 52W Low of $29.52
๐Ÿ“‰ MARKET SELLOFF ALERT

10 Quality Stocks Worth Considering Now

Researching Ally Financial (ALLY) after the drop? Our ex-Goldman Sachs analyst reveals if it made our list of 10 oversold quality stocks with strong growth potential.

Get our FREE market selloff report + exclusive analysis on ALLY and similar high-potential opportunities.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

Latest ALLY Stock Price Targets & Analyst Predictions

Based on our analysis of 28 Wall Street analysts, ALLY has a bullish consensus with a median price target of $40.50 (ranging from $30.00 to $56.00). The overall analyst rating is Buy (7.3/10). Currently trading at $31.63, the median forecast implies a 28.0% upside. This outlook is supported by 12 Buy, 7 Hold, and 2 Sell ratings.

The most optimistic forecast comes from Sanjay Sakhrani at Keefe, Bruyette & Woods, projecting a 77.0% upside. Conversely, the most conservative target is provided by Kevin Barker at Piper Sandler, suggesting a 5.2% downside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

ALLY Analyst Ratings

12
Buy
7
Hold
2
Sell

ALLY Price Target Range

Low
$30.00
Average
$40.50
High
$56.00
Current: $31.63

Latest ALLY Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for ALLY.

Date Firm Analyst Rating Change Price Target
Apr 8, 2025 JP Morgan Richard Shane Overweight Maintains $36.00
Apr 7, 2025 Compass Point Giuliano Bologna Buy Upgrade $41.00
Apr 7, 2025 B of A Securities Brandon Berman Buy Maintains $38.00
Apr 4, 2025 Truist Securities David Smith Buy Maintains $45.00
Apr 1, 2025 Goldman Sachs Ryan Nash Buy Maintains $50.00
Jan 28, 2025 Truist Securities David Smith Buy Maintains $47.00
Jan 23, 2025 RBC Capital Karl Shepard Outperform Maintains $45.00
Jan 23, 2025 Goldman Sachs Ryan Nash Buy Maintains $48.00
Jan 23, 2025 Wells Fargo Donald Fandetti Underweight Maintains $34.00
Jan 23, 2025 Jefferies John Hecht Hold Maintains $40.00
Jan 23, 2025 Morgan Stanley Betsy Graseck Overweight Maintains $45.00
Jan 23, 2025 JP Morgan Richard Shane Overweight Maintains $43.00
Jan 14, 2025 JP Morgan Richard Shane Overweight Maintains $40.00
Jan 7, 2025 Truist Securities David Smith Buy Initiates $42.00
Jan 6, 2025 Barclays Jason Goldberg Equal-Weight Maintains $44.00
Dec 19, 2024 Morgan Stanley Betsy Graseck Overweight Maintains $42.00
Dec 9, 2024 Keefe, Bruyette & Woods Sanjay Sakhrani Outperform Maintains $56.00
Dec 9, 2024 JP Morgan Richard Shane Overweight Maintains $42.00
Dec 5, 2024 Wolfe Research Bill Carcache Peer Perform Downgrade $0.00
Nov 15, 2024 Citigroup Keith Horowitz Buy Maintains $55.00

Ally Financial Inc. (ALLY) Competitors

The following stocks are similar to Ally Financial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Ally Financial Inc. (ALLY) Financial Data

Ally Financial Inc. has a market capitalization of $9.72B with a P/E ratio of 56.5x. The company generates $6.66B in trailing twelve-month revenue with a 4.5% profit margin.

Revenue growth is -5.5% quarter-over-quarter, while maintaining an operating margin of +1.3% and return on equity of +2.2%.

Valuation Metrics

Market Cap $9.72B
Enterprise Value $21.43B
P/E Ratio 56.5x
PEG Ratio 7.6x
Price/Sales 1.5x

Growth & Margins

Revenue Growth (YoY) -5.5%
Gross Margin N/A
Operating Margin +1.3%
Net Margin +4.5%
EPS Growth -2.2%

Financial Health

Cash/Price Ratio +107.1%
Current Ratio 0.0x
Debt/Equity 1.4x
ROE +2.2%
ROA +0.2%
๐Ÿ’ฐ DON'T MISS THIS OPPORTUNITY

Get All 10 Quality Stocks For This Market Selloff

Still researching investments after the market drop? Our ex-Goldman Sachs analyst has already identified the 10 highest-quality oversold stocks with strong fundamentals and upside potential.

Why spend hours researching when we've already done the work? Get instant access to our complete market selloff analysis.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

Ally Financial Inc. logo

Ally Financial Inc. (ALLY) Business Model

About Ally Financial Inc.

What They Do

Provides digital financial services and automotive financing.

Business Model

Ally Financial Inc. generates revenue primarily through automotive financing, offering auto loans, personal loans, and mortgage services. Additionally, it earns income from its online banking platform that includes savings and checking accounts, leveraging a direct-to-consumer model to attract a diverse customer base with competitive interest rates.

Additional Information

Founded in 1919, Ally has transformed from an auto financing division of General Motors into a significant player in the digital banking sector. Its digital-first strategy positions it well in the market, aligning with the shift towards technology-driven financial services.

Company Information

Sector

Financial Services

Industry

Credit Services

Employees

10,700

CEO

Mr. Michael G. Rhodes

Country

United States

IPO Year

2014

Ally Financial Inc. (ALLY) Latest News & Analysis

ALLY stock latest news image
Quick Summary

Ally Financial Inc. will hold its Q1 2025 Earnings Conference Call on April 17, 2025, at 9:00 AM ET, featuring key executives and analysts from various financial institutions.

Why It Matters

Ally Financial's earnings call provides insights into its financial performance and strategic direction, influencing stock valuation and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral
ALLY stock latest news image
Quick Summary

Ally Financial Inc. (NYSE: ALLY) announced its first quarter 2025 financial results on April 17, 2025. Further details on performance are pending.

Why It Matters

Quarterly results from Ally Financial can impact stock performance, indicating financial health, growth potential, and influencing investor sentiment and market position.

Source: PRNewsWire
Market Sentiment: Neutral
ALLY stock latest news image
Quick Summary

Ally Financial (ALLY) reported Q3 earnings of $0.58 per share, exceeding the Zacks Consensus Estimate of $0.43 and up from $0.45 per share year-over-year.

Why It Matters

Ally Financial's earnings beat expectations and show year-over-year growth, indicating strong financial performance and potentially boosting investor confidence and stock value.

Source: Zacks Investment Research
Market Sentiment: Positive
ALLY stock latest news image
Quick Summary

Ally Financial (ALLY) reported its quarterly performance for March 2025. Investors may want to compare key metrics to Wall Street estimates and prior year results for insights.

Why It Matters

The performance of Ally Financial relative to Wall Street estimates and prior year results signals its operational health, impacting investor sentiment and stock valuation.

Source: Zacks Investment Research
Market Sentiment: Positive
ALLY stock latest news image
Quick Summary

Berkshire Hathaway's portfolio shows some stocks trading at significant discounts amid market downturns. The video highlights five attractive stocks and two to avoid currently.

Why It Matters

Berkshire Hathaway's resilience in a downturn and discounted stocks in its portfolio may signal buying opportunities or risks for investors seeking value and stability.

Source: The Motley Fool
Market Sentiment: Positive
ALLY stock latest news image
Quick Summary

Ally Financial shares fell 12% in the past year amid rising credit losses and a negative economic outlook. Q1 showed mixed earnings, with a GAAP loss and tight capital at a 7.3% ratio.

Why It Matters

Ally Financial's share decline and mixed earnings reflect heightened credit risk and economic concerns, while tight capital limits flexibility, signaling potential challenges ahead for investors.

Source: Seeking Alpha
Market Sentiment: Negative

Frequently Asked Questions About ALLY Stock

What is Ally Financial Inc.'s (ALLY) stock forecast for 2025?

Based on our analysis of 28 Wall Street analysts, Ally Financial Inc. (ALLY) has a median price target of $40.50. The highest price target is $56.00 and the lowest is $30.00.

Is ALLY stock a good investment in 2025?

According to current analyst ratings, ALLY has 12 Buy ratings, 7 Hold ratings, and 2 Sell ratings. The stock is currently trading at $31.63. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for ALLY stock?

Wall Street analysts predict ALLY stock could reach $40.50 in the next 12 months. This represents a 28.0% increase from the current price of $31.63. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Ally Financial Inc.'s business model?

Ally Financial Inc. generates revenue primarily through automotive financing, offering auto loans, personal loans, and mortgage services. Additionally, it earns income from its online banking platform that includes savings and checking accounts, leveraging a direct-to-consumer model to attract a diverse customer base with competitive interest rates.

What is the highest forecasted price for ALLY Ally Financial Inc.?

The highest price target for ALLY is $56.00 from Sanjay Sakhrani at Keefe, Bruyette & Woods, which represents a 77.0% increase from the current price of $31.63.

What is the lowest forecasted price for ALLY Ally Financial Inc.?

The lowest price target for ALLY is $30.00 from Kevin Barker at Piper Sandler, which represents a -5.2% decrease from the current price of $31.63.

What is the overall ALLY consensus from analysts for Ally Financial Inc.?

The overall analyst consensus for ALLY is bullish. Out of 28 Wall Street analysts, 12 rate it as Buy, 7 as Hold, and 2 as Sell, with a median price target of $40.50.

How accurate are ALLY stock price projections?

Stock price projections, including those for Ally Financial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 19, 2025 3:38 PM UTC
Missed GME or NVDA? Donโ€™t Miss the Next One.โ€‹

Join 5,000+ investors using Ticker Nerd’s Market Radar to stay ahead of major market moves, analyst upgrades, and trending opportunities โ€” for free.