SYF Stock Forecast 2025-2026
Distance to SYF Price Targets
SYF Price Momentum
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Latest SYF Stock Price Targets & Analyst Predictions
Based on our analysis of 33 Wall Street analysts, SYF has a bullish consensus with a median price target of $68.00 (ranging from $44.00 to $88.00). The overall analyst rating is Strong Buy (8.2/10). Currently trading at $47.87, the median forecast implies a 42.1% upside. This outlook is supported by 15 Buy, 7 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Jeff Adelson at Morgan Stanley, suggesting a 8.1% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
SYF Analyst Ratings
SYF Price Target Range
Latest SYF Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for SYF.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 8, 2025 | JP Morgan | Richard Shane | Overweight | Maintains | $50.00 |
| Apr 7, 2025 | Morgan Stanley | Jeff Adelson | Equal-Weight | Downgrade | $44.00 |
| Apr 3, 2025 | Wells Fargo | Donald Fandetti | Overweight | Maintains | $70.00 |
| Mar 21, 2025 | Truist Securities | Brian Foran | Hold | Maintains | $65.00 |
| Mar 18, 2025 | Goldman Sachs | Alex Scott | Buy | Maintains | $70.00 |
| Jan 30, 2025 | Truist Securities | Brian Foran | Hold | Maintains | $77.00 |
| Jan 29, 2025 | RBC Capital | Karl Shepard | Sector Perform | Maintains | $73.00 |
| Jan 28, 2025 | B of A Securities | Mihir Bhatia | Buy | Maintains | $85.00 |
| Jan 28, 2025 | Compass Point | David Rochester | Neutral | Downgrade | $70.00 |
| Jan 13, 2025 | UBS | Eric Wasserstrom | Neutral | Maintains | $66.00 |
| Jan 8, 2025 | Goldman Sachs | Alex Scott | Buy | Maintains | $82.00 |
| Jan 7, 2025 | Truist Securities | Brian Foran | Hold | Initiates | $72.00 |
| Jan 6, 2025 | Barclays | Mark Devries | Overweight | Upgrade | $79.00 |
| Dec 10, 2024 | Compass Point | David Rochester | Buy | Maintains | $77.00 |
| Dec 9, 2024 | Keefe, Bruyette & Woods | Sanjay Sakhrani | Outperform | Maintains | $82.00 |
| Dec 9, 2024 | JP Morgan | Richard Shane | Overweight | Upgrade | $72.00 |
| Dec 3, 2024 | Wells Fargo | Donald Fandetti | Overweight | Upgrade | $85.00 |
| Nov 19, 2024 | Goldman Sachs | Alex Scott | Buy | Maintains | $72.50 |
| Oct 30, 2024 | Evercore ISI Group | John Pancari | Outperform | Maintains | $65.00 |
| Oct 17, 2024 | Wells Fargo | Donald Fandetti | Equal-Weight | Maintains | $60.00 |
Synchrony Financial (SYF) Competitors
The following stocks are similar to Synchrony based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Synchrony Financial (SYF) Financial Data
Synchrony Financial has a market capitalization of $18.61B with a P/E ratio of 5.6x. The company generates $9.39B in trailing twelve-month revenue with a 37.3% profit margin.
Revenue growth is +20.8% quarter-over-quarter, while maintaining an operating margin of +52.0% and return on equity of +23.0%.
Valuation Metrics
Growth & Margins
Financial Health
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Synchrony Financial (SYF) Business Model
About Synchrony Financial
Provides private-label credit card services.
The company partners with retailers, manufacturers, and healthcare providers to offer customized credit solutions, including private-label credit cards, promotional financing, and installment lending. It generates revenue primarily through interest and fees associated with these financial products, enhancing customer retention for its partners.
Founded in 2003 and headquartered in Stamford, Connecticut, Synchrony Financial is a key player in consumer finance, particularly in industries such as retail, health and wellness, and automotive. Its financial solutions are designed to integrate seamlessly at the point of sale, promoting accessible credit and supporting economic activity.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
20,000
CEO
Mr. Brian D. Doubles
Country
United States
IPO Year
2014
Website
www.synchrony.comSynchrony Financial (SYF) Latest News & Analysis
Shareholder yield, which includes dividend yield and buyback yield, is a key metric for assessing a company's capital allocation strategies.
Shareholder yield offers a comprehensive view of how a company returns value to investors through dividends and buybacks, impacting investment decisions and overall stock attractiveness.
Synchrony (NYSE: SYF) has extended its multi-year agreement to manage credit programs for American Eagle Outfitters (NYSE: AEO), enhancing its digital cardholder experience and rewards.
The extended agreement between Synchrony and American Eagle enhances customer engagement and revenue potential, signaling stability and growth opportunities for both companies, which may boost investor confidence.
Synchrony (SYF) is expected to report earnings that may exceed forecasts due to favorable conditions. Investors should stay informed on key expectations ahead of the report.
Synchrony's potential for an earnings beat could boost investor confidence, leading to a positive stock price movement and influencing market sentiment around the company.
Investors should examine key metrics of Synchrony (SYF) for insights into its potential performance for Q1 2025, beyond just top-and-bottom-line estimates from Wall Street.
Key metrics for Synchrony (SYF) can reveal underlying business health and growth potential, influencing stock valuation and investment decisions ahead of earnings reports.
Synchrony and Ashley have extended their strategic partnership to enhance retail growth and provide flexible financing options for consumers.
The extended partnership between Synchrony and Ashley enhances retail growth prospects and strengthens flexible financing options, potentially boosting consumer spending and sales for both companies.
SYF has renewed its partnership with Ashley, introducing enhanced financing solutions that utilize analytics to boost customer engagement and sales growth.
SYF's renewed partnership with Ashley indicates potential revenue growth and improved customer engagement, which can positively impact stock performance and investor sentiment.
Frequently Asked Questions About SYF Stock
What is Synchrony Financial's (SYF) stock forecast for 2025?
Based on our analysis of 33 Wall Street analysts, Synchrony Financial (SYF) has a median price target of $68.00. The highest price target is $88.00 and the lowest is $44.00.
Is SYF stock a good investment in 2025?
According to current analyst ratings, SYF has 15 Buy ratings, 7 Hold ratings, and 0 Sell ratings. The stock is currently trading at $47.87. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for SYF stock?
Wall Street analysts predict SYF stock could reach $68.00 in the next 12 months. This represents a 42.1% increase from the current price of $47.87. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Synchrony Financial's business model?
The company partners with retailers, manufacturers, and healthcare providers to offer customized credit solutions, including private-label credit cards, promotional financing, and installment lending. It generates revenue primarily through interest and fees associated with these financial products, enhancing customer retention for its partners.
What is the highest forecasted price for SYF Synchrony Financial?
The highest price target for SYF is $88.00 from at , which represents a 83.8% increase from the current price of $47.87.
What is the lowest forecasted price for SYF Synchrony Financial?
The lowest price target for SYF is $44.00 from Jeff Adelson at Morgan Stanley, which represents a -8.1% decrease from the current price of $47.87.
What is the overall SYF consensus from analysts for Synchrony Financial?
The overall analyst consensus for SYF is bullish. Out of 33 Wall Street analysts, 15 rate it as Buy, 7 as Hold, and 0 as Sell, with a median price target of $68.00.
How accurate are SYF stock price projections?
Stock price projections, including those for Synchrony Financial, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.