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PYPL Stock Forecast 2026-2027
$49.81
Current Price
$45.86B
Market Cap
Buy 11
Hold 29
Sell 4
Wall St Analyst Ratings
Distance to PYPL Price Targets
+195.9%
To High Target of $147.39
-5.6%
To Median Target of $47.00
-35.8%
To Low Target of $32.00
PYPL Price Momentum
+10.1%
1 Week Change
+8.0%
1 Month Change
-18.3%
1 Year Change
-14.7%
Year-to-Date Change
-37.3%
From 52W High of $79.50
+29.5%
From 52W Low of $38.46
📊 TOP ANALYST CALLS
Did PYPL Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if PayPal is one of their latest high-conviction picks.
Latest PYPL Stock Price Targets & Analyst Predictions
Based on our analysis of 75 Wall Street analysts, PYPL has a neutral consensus with a median price target of $47.00 (ranging from $32.00 to $147.39). The overall analyst rating is Buy (6.5/10). Currently trading at $49.81, the median forecast implies a -5.6% downside. This outlook is supported by 11 Buy, 29 Hold, and 4 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PYPL Analyst Ratings
11
Buy
29
Hold
4
Sell
PYPL Price Target Range
Low
$32.00
Average
$47.00
High
$147.39
Current: $49.81
Latest PYPL Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PYPL.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 16, 2026 | Mizuho | Dan Dolev | Neutral | Downgrade | $50.00 |
| Apr 8, 2026 | Citigroup | Bryan Keane | Neutral | Maintains | $48.00 |
| Mar 31, 2026 | Loop Capital | Dominick Gabriele | Hold | Initiates | $46.00 |
| Mar 2, 2026 | KGI Securities | Andrew Cheng | Neutral | Downgrade | $55.00 |
| Feb 10, 2026 | Truist Securities | Matthew Coad | Sell | Maintains | $39.00 |
| Feb 9, 2026 | Cantor Fitzgerald | Ramsey El-Assal | Neutral | Maintains | $42.00 |
| Feb 4, 2026 | Wells Fargo | Jason Kupferberg | Equal-Weight | Maintains | $48.00 |
| Feb 4, 2026 | Goldman Sachs | Will Nance | Sell | Maintains | $41.00 |
| Feb 4, 2026 | JP Morgan | Tien-Tsin Huang | Neutral | Maintains | $46.00 |
| Feb 4, 2026 | Evercore ISI Group | Adam Frisch | In-Line | Maintains | $40.00 |
| Feb 4, 2026 | Canaccord Genuity | Joseph Vafi | Hold | Downgrade | $42.00 |
| Feb 4, 2026 | Needham | Mayank Tandon | Hold | Reiterates | $N/A |
| Feb 4, 2026 | Citizens | Andrew Boone | Market Perform | Downgrade | $N/A |
| Feb 4, 2026 | Macquarie | Paul Golding | Outperform | Maintains | $58.00 |
| Feb 4, 2026 | Citigroup | Bryan Keane | Neutral | Maintains | $42.00 |
| Feb 4, 2026 | Morgan Stanley | James Faucette | Underweight | Maintains | $34.00 |
| Feb 3, 2026 | Macquarie | Paul Golding | Outperform | Maintains | $100.00 |
| Feb 3, 2026 | BTIG | Mayank Tandon | Neutral | Reiterates | $N/A |
| Jan 27, 2026 | Cantor Fitzgerald | Ramsey El-Assal | Neutral | Initiates | $60.00 |
| Jan 14, 2026 | Piper Sandler | Patrick Moley | Neutral | Maintains | $74.00 |
PayPal Holdings Inc (PYPL) Competitors
The following stocks are similar to PayPal based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
PayPal Holdings Inc (PYPL) Financial Data
PayPal Holdings Inc has a market capitalization of $45.86B with a P/E ratio of 9.2x. The company generates $33.17B in trailing twelve-month revenue with a 15.8% profit margin.
Revenue growth is +3.7% quarter-over-quarter, while maintaining an operating margin of +17.5% and return on equity of +25.7%.
Valuation Metrics
Market Cap
$45.86B
Enterprise Value
$47.51B
P/E Ratio
9.2x
PEG Ratio
0.2x
Price/Sales
1.4x
Growth & Margins
Revenue Growth (YoY)
+3.7%
Gross Margin
+46.5%
Operating Margin
+17.5%
Net Margin
+15.8%
EPS Growth
+28.2%
Financial Health
Cash/Price Ratio
+22.7%
Current Ratio
1.3x
Debt/Equity
60.7x
ROE
+25.7%
ROA
+4.9%
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PayPal Holdings Inc (PYPL) Business Model
About PayPal Holdings Inc
What They Do
Provides online payment services globally.
Business Model
The company operates a two-sided network connecting merchants and consumers, facilitating various digital transactions. It generates revenue primarily from transaction fees, accounting for about 90% of its income, while value-added services comprise the remaining 10%. With 426 million active accounts, its business is heavily reliant on the U.S. market, which contributes 58% of net sales.
Additional Information
PayPal Holdings Inc. is a leader in financial technology, driving innovation in digital commerce. It offers features like buy-now-pay-later options and stablecoin liquidity through PYUSD, alongside AI-powered shopping tools via Honey, enhancing its competitive edge in the payments ecosystem.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
23,800
CEO
Mr. Enrique J. Lores
Country
United States
IPO Year
2015
Website
www.paypal.comPayPal Holdings Inc (PYPL) Latest News & Analysis
Featured Analysis
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PayPal's Venmo Stash Expansion: Will This Drive More Transactions?
PYPL's Venmo expands Stash rewards, offering up to 5% cash back and adding top brands, aiming to boost daily spending and transaction growth.
Apr 16, 2026
By Zacks Equity Research
Analyst Blog
PayPal vs. Upstart: Which Fintech Stock is the Better Buy Now?
PYPL faces intense competition and a weak 2026 outlook, while UPST delivers surging AI-driven lending revenues and rapid expansion into new loan markets.
Apr 15, 2026
By Rohit Vasant Fatarpekar
Analyst Blog
Intuit's AI & HI Integration: Will It Drive Future Growth?
INTU's AI and human intelligence blend powers done-for-you financial workflows, boosting automation, accuracy and growth across its expanding platform.
Apr 15, 2026
By Zacks Equity Research
Analyst Blog
Latest News
Quick Summary
Investors in PayPal (NASDAQ: PYPL) have until April 20, 2026, to file a lead plaintiff motion in a class action for shares purchased between February 8, 2024, and February 2, 2026.
Why It Matters
The upcoming deadline for filing a lead plaintiff motion indicates potential legal risks for PayPal, which could affect its stock price and investor sentiment.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
A class action lawsuit has been filed against PayPal Holdings, Inc. (NASDAQ: PYPL). Affected investors can contact Pomerantz LLP for more information.
Why It Matters
A class action lawsuit against PayPal could signal potential legal and financial risks, impacting stock performance and investor sentiment.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
The Gross Law Firm is notifying PayPal Holdings, Inc. (NASDAQ: PYPL) shareholders to contact them about potential lead plaintiff appointments for a class action.
Why It Matters
The notice indicates potential legal issues for PayPal, which could impact stock performance and investor sentiment, raising concerns about financial stability and shareholder rights.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
Levi & Korsinsky, LLP has notified PayPal Holdings, Inc. (NASDAQ: PYPL) investors of a securities class action involving senior executives for the period from February 25, 2025, to February 2, 2026.
Why It Matters
Pending securities class action against PayPal executives could signal potential financial liabilities or governance issues, impacting stock performance and investor confidence.
Source: PRNewsWire
Market Sentiment:
Neutral
Quick Summary
PayPal Holdings, Inc. (NASDAQ: PYPL) investors are advised of a class action for those who purchased securities between February 25, 2025, and February 2, 2026. Deadline to file a lead plaintiff motion is April 20, 2026.
Why It Matters
The class action may signal potential legal and financial risks for PayPal, impacting investor sentiment and the stock's performance. Timely participation can influence outcomes for affected shareholders.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
A class action lawsuit has been announced against PayPal Holdings, Inc. (NASDAQ: PYPL) for securities fraud. Investors with losses can join the suit before the April 20, 2026 deadline.
Why It Matters
The announcement of a securities fraud class action against PayPal may indicate potential legal and financial liabilities, impacting the company's stock performance and investor sentiment.
Source: PRNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About PYPL Stock
What is PayPal Holdings Inc's (PYPL) stock forecast for 2026?
Based on our analysis of 75 Wall Street analysts, PayPal Holdings Inc (PYPL) has a median price target of $47.00. The highest price target is $147.39 and the lowest is $32.00.
Is PYPL stock a good investment in 2026?
According to current analyst ratings, PYPL has 11 Buy ratings, 29 Hold ratings, and 4 Sell ratings. The stock is currently trading at $49.81. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PYPL stock?
Wall Street analysts predict PYPL stock could reach $47.00 in the next 12 months. This represents a -5.6% decrease from the current price of $49.81. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is PayPal Holdings Inc's business model?
The company operates a two-sided network connecting merchants and consumers, facilitating various digital transactions. It generates revenue primarily from transaction fees, accounting for about 90% of its income, while value-added services comprise the remaining 10%. With 426 million active accounts, its business is heavily reliant on the U.S. market, which contributes 58% of net sales.
What is the highest forecasted price for PYPL PayPal Holdings Inc?
The highest price target for PYPL is $147.39 from at , which represents a 195.9% increase from the current price of $49.81.
What is the lowest forecasted price for PYPL PayPal Holdings Inc?
The lowest price target for PYPL is $32.00 from at , which represents a -35.8% decrease from the current price of $49.81.
What is the overall PYPL consensus from analysts for PayPal Holdings Inc?
The overall analyst consensus for PYPL is neutral. Out of 75 Wall Street analysts, 11 rate it as Buy, 29 as Hold, and 4 as Sell, with a median price target of $47.00.
How accurate are PYPL stock price projections?
Stock price projections, including those for PayPal Holdings Inc, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: April 17, 2026 10:42 AM UTC