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PYPL Stock Forecast: PayPal Holdings, Inc. Price Predictions for 2026-2027

Last close, 28 Oct 2026
$57
+0.82% on the day

The 43 Wall Street analysts covering PayPal Holdings, Inc. hold a median 12-month price target of $58 — +2.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 78 of 100 as at 27 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$48.0B
Ticker Nerd rank
78/ 100
Median analyst target
$58
Analysts covering
43
Revenue$8.7B+4.8% y/y
Operating income$1.5B
Net income$1.1B
Free cash flow$1.8B
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.1%
1M
+4.2%
YTD
−2.3%
1Y
−21.7%
From 52W high
−21.7%
From 52W low
+46.0%
$39
$72
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PYPL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PayPal Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 27 Oct 2026
78/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
92
Quality
91
Volatility
74
Value
72
Issuance
72
Growth
70
Momentum
44
Accruals
33
Size
5

Revisions (92): Analysts have, on balance, been raising their forecasts.

Accruals (33): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (5): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

PYPL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PYPL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$40$50$60$70$80Jan 26Apr 26Jul 26Oct 26PYPLHigh $80Median $58Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says43 analysts
7 Buy32 Hold4 Sell
Low $36Median $58High $80

The green dot is the last close — the median target sits +2.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 9 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
28 Oct 2026B of A SecuritiesMaintainsUnderperform$53 → $54
28 Oct 2026BMO CapitalMaintainsMarket Perform$56 → $59
28 Oct 2026Canaccord GenuityMaintainsHold$55
28 Oct 2026Evercore ISI GroupMaintainsIn-Line$40 → $45
28 Oct 2026Morgan StanleyMaintainsUnderweight$45 → $46
28 Oct 2026TD CowenMaintainsHold$59 → $60
27 Oct 2026BTIGReiteratesNeutral—
27 Oct 2026NeedhamReiteratesHold—
23 Oct 2026Truist SecuritiesMaintainsHold$53 → $58
9 Oct 2026BarclaysMaintainsEqual-Weight—
9 Oct 2026BarclaysMaintainsEqual-Weight$57 → $56
31 Aug 2026RBC CapitalMaintainsOutperform$65 → $70
31 Aug 2026RBC CapitalMaintainsOutperform—
31 Aug 2026Truist SecuritiesMaintainsHold$62 → $53
31 Aug 2026Truist SecuritiesMaintainsHold—
28 Aug 2026Loop CapitalMaintainsHold—
28 Aug 2026Loop CapitalMaintainsHold$62 → $50
19 Aug 2026Truist SecuritiesMaintainsHold$59 → $62
19 Aug 2026Truist SecuritiesMaintainsHold—
17 Aug 2026Piper SandlerMaintainsNeutral$42 → $59

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

PYPL appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

Free. Unsubscribe any time.

Performance

PYPL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 28 Oct 2026, PayPal Holdings, Inc. returned −21.7% against +13.2% for the S&P 500, dividends included.

PYPL vs S&P 500, last 12 monthsTotal return, rebased to 100
5060708090100110120Jan 26Apr 26Jul 26Oct 26PYPLS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PYPL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.6%
Analysts raising
2
Analysts cutting
2
Fundamentals

PayPal Holdings, Inc. (PYPL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.7×

Cheaper than 57% of US stocks

Price / sales
1.4×

Cheaper than 60% of US stocks

Price / book
2.4×

Cheaper than 36% of US stocks

EV / EBITDA
7.8×

Cheaper than 45% of US stocks

Growth & margins
Revenue growth (YoY)
2.0%

Higher than 39% of US stocks

Earnings growth (YoY)
−14.0%

Higher than 25% of US stocks

Gross margin
44.9%

Higher than 56% of US stocks

Operating margin
16.3%

Higher than 75% of US stocks

Net margin
13.8%

Higher than 77% of US stocks

Returns & dividend
Return on equity
23.8%

Higher than 85% of US stocks

Return on assets
4.6%

Higher than 74% of US stocks

Dividend yield
1.0%

Higher than 71% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

PayPal Holdings, Inc. (PYPL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • PayPal Holdings, Inc. has a market value of $48.0B and an enterprise value of $50.1B.

  • Revenue in the twelve months to 30 June 2026: $34.1B. The latest quarter grew 2.0% year on year.

  • Net income over the same four quarters: $4.9B, a 14.4% net margin.

  • Diluted earnings per share, trailing twelve months: $5.29.

  • Free cash flow in the twelve months to 30 June 2026: $6.6B.

  • PayPal Holdings, Inc. spent $6.1B on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 862.0M.

  • Trailing P/E: 10.7×; forward P/E: 9.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.00%, paying out 11% of earnings.

  • PayPal Holdings, Inc. employs 23,800 people — $1.4M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 28 Oct 2026

Data provided by Twelve Data

Peers

PYPL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
PYPLPayPal Holdings, Inc.$48.0B78
AFRMAffirm Holdings, Inc.$24.5B54
SYFSynchrony Financial$24.4B67
SOFISoFi Technologies, Inc.$20.7B37
COFCapital One Financial Corp.$126.6B79
AXPAmerican Express Co.$213.5B68
ALLYAlly Financial, Inc.$11.8B61

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own PayPal Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PYPL news & analysis

PayPal: A 24% FCF Yield Trading At 9.7x Earnings

Seeking Alpha · 28 Oct 2026positive

PayPal reported a Q3 earnings beat, while revenue missed expectations partly due to international-business headwinds. Venmo’s total payment volume grew 14% year over year and accounted for 20% of PayPal’s total payment volume, alongside management’s renewed focus on high-margin payment services.

Why it matters — Venmo’s growth and PayPal’s strategic focus are cited as potential supports for a turnaround, despite the revenue shortfall.

PayPal's Q3 Earnings Beat, Transaction Revenues & TPV Rises Y/Y

Zacks Investment Research · 28 Oct 2026positive

PayPal's Q3 2026 earnings beat estimates, with transaction revenues up 3% and total payment volume up 6% year over year. The excerpt also notes low value-added services revenue.

Why it matters — The earnings beat and growth in transaction revenues and payment volume are key reported performance indicators, while low value-added services revenue provides additional context.

PayPal Q3 Earnings Call Highlights Growth and 2027 Investments

Zacks Investment Research · 28 Oct 2026positive

PayPal raised its 2026 earnings outlook, citing growth in Venmo and financial services. Checkout headwinds and planned 2027 investments also remained in focus during its Q3 earnings call.

Why it matters — PYPL watchers may note the stronger earnings outlook alongside the checkout challenges and upcoming investment plans.

Here's Why Paypal (PYPL) is a Strong Value Stock

Zacks Investment Research · 28 Oct 2026positive

A Zacks Investment Research headline describes PayPal (PYPL) as a strong value stock and points readers to Zacks Style Scores as a way to identify stocks.

Why it matters — PYPL watchers may note the article’s favorable value-stock framing and its reference to Zacks Style Scores.

PayPal Analysts Boost Their Forecasts Following Upbeat Q3 Earnings

Benzinga · 28 Oct 2026positive

PayPal reported better-than-expected third-quarter earnings, while revenue fell short of Wall Street expectations. The headline says analysts boosted their forecasts following the results.

Why it matters — PYPL watchers may note the contrast between earnings beating expectations and revenue missing them, alongside the reported analyst forecast increases.

FAQ

Frequently asked questions about PYPL stock

What is the PYPL stock price forecast for 2026-2027?

The 43 Wall Street analysts covering PayPal Holdings, Inc. have a median 12-month price target of $58, with estimates ranging from $36 to $80. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PYPL stock a buy right now?

Of the 43 analysts covering PayPal Holdings, Inc., 7 rate it a Buy, 32 a Hold and 4 a Sell. Ticker Nerd's systematic factor model ranks PayPal Holdings, Inc. 78 out of 100 across roughly 4,600 US stocks as at 27 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PYPL?

As at 27 Oct 2026, PayPal Holdings, Inc. ranks 78 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (92 of 100).

Will PYPL stock go up?

No one can know that. What the data says: the median 12-month target from 43 analysts implies +2.6% from the last close, and Ticker Nerd's factor model ranks PayPal Holdings, Inc. 78 out of 100 as at 27 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PYPL stock forecast for 2030?

No analyst covering PayPal Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PYPL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $80 over the next 12 months.

How has PYPL stock performed over the past year?

PayPal Holdings, Inc. returned -21.7% over the 12 months to 28 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does PayPal Holdings, Inc. do?

PayPal Holdings, Inc. is a financial technology company that provides a digital payments platform for consumers and merchants worldwide.

What is the latest news on PYPL?

The most recent item we track (Seeking Alpha, 28 Oct 2026): "PayPal: A 24% FCF Yield Trading At 9.7x Earnings". PayPal reported a Q3 earnings beat, while revenue missed expectations partly due to international-business headwinds. Venmo’s total payment volume grew 14% year over year and accounted for 20% of PayPal’s total payment volume, alongside management’s renewed focus on high-margin payment services.

Company

About PayPal Holdings, Inc.

PayPal Holdings, Inc. is a financial technology company that provides a digital payments platform for consumers and merchants worldwide. PayPal Holdings, Inc. enables online and in-person payments, money transfers, and fund withdrawals through linked bank accounts, card networks, stored balances, and other payment sources. Its ecosystem includes well-known services such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy, supporting a wide range of use cases from checkout and peer-to-peer transfers to merchant processing and cross-border payments. The company serves individual users, small businesses, large enterprises, and platform partners across e-commerce, mobile commerce, and retail environments. Headquartered in San Jose, California, PayPal Holdings, Inc. plays a central role in digital commerce by helping businesses and consumers move money securely and efficiently across multiple channels.

CEO Mr. Enrique J. Lores · 23,800 employees · United States · https://www.paypal.com