PYPLPYPLFinancial Services · Credit Services

PYPL Stock Forecast: PayPal Holdings, Inc. Price Predictions for 2026-2027

Last close, 3 Sept 2026
$57
+3.93% on the day

The 43 Wall Street analysts covering PayPal Holdings, Inc. hold a median 12-month price target of $57 — +0.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 68 of 100 as at 2 Sept 2026 — in the upper half.

Market cap
$45.2B
Ticker Nerd rank
68 / 100
Median analyst target
$57
Analysts covering
43
Revenue$8.7B+4.8% y/y
Operating income$1.5B
Net income$1.1B
Free cash flow$1.8B
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−7.6%
1M
−1.8%
YTD
−2.0%
1Y
−17.7%
From 52W high
−24.7%
From 52W low
+46.3%
$39
$75
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PYPL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PayPal Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Sept 2026
68 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
91
Revisions
81
Value
73
Issuance
72
Growth
69
Volatility
63
Accruals
33
Momentum
32
Size
5

Quality (91): The business earns solid, repeatable profits on what it owns.

Momentum (32): The shares have been drifting down relative to others.

Size (5): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PYPL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PYPL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$40$60$80$100$120$140$160Oct 25Jan 26Apr 26Jul 26PYPLHigh $147Median $57Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says43 analysts
7 Buy33 Hold3 Sell
Low $36Median $57High $147

The green dot is the last close — the median target sits +0.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 9 moved their price target up and 2 moved it down.

DateFirmActionRatingTarget
31 Aug 2026RBC CapitalMaintainsOutperform$65$70
31 Aug 2026Truist SecuritiesMaintainsHold$62$53
28 Aug 2026Loop CapitalMaintainsHold$62$50
19 Aug 2026Truist SecuritiesMaintainsHold
19 Aug 2026Truist SecuritiesMaintainsHold$59$62
17 Aug 2026Piper SandlerMaintainsNeutral$42$59
17 Aug 2026Piper SandlerMaintainsNeutral
3 Aug 2026Cantor FitzgeraldMaintainsNeutral$54$60
3 Aug 2026Cantor FitzgeraldMaintainsNeutral
29 July 2026BairdMaintainsNeutral
29 July 2026BairdMaintainsNeutral$50$57
29 July 2026BarclaysMaintainsEqual-Weight$55$57
29 July 2026BarclaysMaintainsEqual-Weight
29 July 2026BMO CapitalMaintainsMarket Perform
29 July 2026BMO CapitalMaintainsMarket Perform$46$56
29 July 2026Canaccord GenuityMaintainsHold
29 July 2026Canaccord GenuityMaintainsHold$55
29 July 2026CitigroupMaintainsNeutral$48$61
29 July 2026CitigroupMaintainsNeutral
29 July 2026JP MorganMaintainsNeutral$46$65

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PYPL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PYPL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 3 Sept 2026, PayPal Holdings, Inc. returned −17.7% against +21.4% for the S&P 500, dividends included.

PYPL vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120Oct 25Jan 26Apr 26Jul 26PYPLS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PYPL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.6%
Analysts raising
31
Analysts cutting
3
Fundamentals

PayPal Holdings, Inc. (PYPL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.9×

Cheaper than 59% of US stocks

Price / sales
1.3×

Cheaper than 63% of US stocks

Price / book
2.3×

Cheaper than 42% of US stocks

EV / EBITDA
7.4×

Cheaper than 47% of US stocks

Growth & margins
Revenue growth (YoY)
4.8%

Higher than 38% of US stocks

Earnings growth (YoY)
−12.5%

Higher than 24% of US stocks

Gross margin
44.9%

Higher than 56% of US stocks

Operating margin
17.0%

Higher than 75% of US stocks

Net margin
14.4%

Higher than 77% of US stocks

Returns & dividend
Return on equity
24.5%

Higher than 85% of US stocks

Return on assets
4.6%

Higher than 74% of US stocks

Dividend yield
1.1%

Higher than 24% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

PayPal Holdings, Inc. (PYPL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • PayPal Holdings, Inc. has a market value of $45.2B and an enterprise value of $47.8B.

  • Revenue in the twelve months to 30 June 2026: $34.1B. The latest quarter grew 4.8% year on year.

  • Net income over the same four quarters: $4.9B, a 14.4% net margin.

  • Diluted earnings per share, trailing twelve months: $5.29.

  • Free cash flow in the twelve months to 30 June 2026: $6.6B.

  • PayPal Holdings, Inc. spent $6.1B on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 862.0M.

  • Trailing P/E: 9.9×; forward P/E: 9.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.07%, paying out 8% of earnings.

  • PayPal Holdings, Inc. employs 23,800 people $1.4M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 2 Sept 2026

Data provided by Twelve Data

Peers

PYPL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
PYPLPayPal Holdings, Inc.$45.2B
68
SYFSynchrony Financial$25.5B
76
AFRMAffirm Holdings, Inc.$24.1B
56
SOFISoFi Technologies, Inc.$22.5B
35
COFCapital One Financial Corp.$134.8B
30
ALLYAlly Financial, Inc.$13.0B
71
AXPAmerican Express Co.$225.2B
69

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own PayPal Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PYPL news & analysis

PayPal cuts 220 India jobs as part of previously announced restructuring plan, source says

Reuters · 3 Sept 2026neutral

PayPal has cut approximately 220 jobs in India as part of its broader, multi-year turnaround plan announced earlier this year, according to a source familiar with the matter who spoke to Reuters.

Why it matters — The reduction reflects PayPal's ongoing restructuring efforts, which PYPL watchers will want to track as the company executes its turnaround strategy.

Why PayPal Trades Below The Offer It Turned Down

Seeking Alpha · 3 Sept 2026neutral

PayPal rejected a $60.50/share takeover bid, which the board deemed undervalued, and its shares now trade below both that offer and the pre-bid range. The company reported Q2 2026 revenue of $8.68B (+5% YoY), non-GAAP EPS of $1.38, and free cash flow up 157% to $1.78B.

Why it matters — PYPL watchers would care because the stock now trades below the offer the company's own board rejected, raising questions about the gap between market valuation and management's assessment of standalone worth.

What's Going On With PayPal Stock Wednesday?

Benzinga · 2 Sept 2026positive

PayPal shares edged higher Wednesday afternoon, rebounding after a multi-day selloff triggered by the collapse of a potential $53 billion buyout offer.

Why it matters — A PayPal watcher would care because the stock is showing signs of recovery after the failed buyout deal drove recent declines.

Affirm Rallies 6% on $104 Price Target From BofA, Sezzle Climbs 4%, PayPal Rises 3%

24/7 Wall Street · 2 Sept 2026positive

Installment-lending stocks, including Affirm, Sezzle, and PayPal, were outperforming the broad market at midday Wednesday as Treasury yields retreated and a fresh price-target raise on the group's largest name lifted peers. Affirm rallied 6% on a $104 price target from BofA, Sezzle climbed 4%, and PayPal rose 3%.

Why it matters — The rally in installment-lending peers and retreating Treasury yields show market conditions that are supporting PayPal's stock performance on that day.

Elon Musk's X Money Is Taking Aim at Something Bigger Than PayPal

Benzinga · 1 Sept 2026neutral

Elon Musk is bringing financial services back into X, 27 years after co-founding X.com as an online financial-services company and more than two decades after that business evolved into PayPal. This payments push is described as targeting something larger than PayPal itself.

Why it matters — A PYPL watcher would care because Musk is reintroducing financial services into X, a move with roots in the company that eventually became PayPal, potentially expanding competitive pressure in the payments space.

FAQ

Frequently asked questions about PYPL stock

What is the PYPL stock price forecast for 2026-2027?

The 43 Wall Street analysts covering PayPal Holdings, Inc. have a median 12-month price target of $57, with estimates ranging from $36 to $147. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PYPL stock a buy right now?

Of the 43 analysts covering PayPal Holdings, Inc., 7 rate it a Buy, 33 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks PayPal Holdings, Inc. 68 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PYPL?

As at 2 Sept 2026, PayPal Holdings, Inc. ranks 68 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (91 of 100).

Will PYPL stock go up?

No one can know that. What the data says: the median 12-month target from 43 analysts implies +0.3% from the last close, and Ticker Nerd's factor model ranks PayPal Holdings, Inc. 68 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PYPL stock forecast for 2030?

No analyst covering PayPal Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PYPL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $147 over the next 12 months.

How has PYPL stock performed over the past year?

PayPal Holdings, Inc. returned -17.7% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does PayPal Holdings, Inc. do?

PayPal Holdings, Inc. is a financial technology company that provides a digital payments platform for consumers and merchants worldwide.

What is the latest news on PYPL?

The most recent item we track (Reuters, 3 Sept 2026): "PayPal cuts 220 India jobs as part of previously announced restructuring plan, source says". PayPal has cut approximately 220 jobs in India as part of its broader, multi-year turnaround plan announced earlier this year, according to a source familiar with the matter who spoke to Reuters.

Company

About PayPal Holdings, Inc.

PayPal Holdings, Inc. is a financial technology company that provides a digital payments platform for consumers and merchants worldwide. PayPal Holdings, Inc. enables online and in-person payments, money transfers, and fund withdrawals through linked bank accounts, card networks, stored balances, and other payment sources. Its ecosystem includes well-known services such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy, supporting a wide range of use cases from checkout and peer-to-peer transfers to merchant processing and cross-border payments. The company serves individual users, small businesses, large enterprises, and platform partners across e-commerce, mobile commerce, and retail environments. Headquartered in San Jose, California, PayPal Holdings, Inc. plays a central role in digital commerce by helping businesses and consumers move money securely and efficiently across multiple channels.

CEO Mr. Enrique J. Lores · 23,800 employees · United States · https://www.paypal.com