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PYPL Stock Forecast: PayPal Holdings, Inc. Price Predictions for 2026-2027

Last close, 6 Oct 2026
$55
+0.37% on the day

The 42 Wall Street analysts covering PayPal Holdings, Inc. hold a median 12-month price target of $57 — +3.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 6 Oct 2026 — in the upper half.

Market cap
$45.2B
Ticker Nerd rank
69 / 100
Median analyst target
$57
Analysts covering
42
Revenue$8.7B+4.8% y/y
Operating income$1.5B
Net income$1.1B
Free cash flow$1.8B
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.3%
1M
−0.6%
YTD
−5.6%
1Y
−22.6%
From 52W high
−27.5%
From 52W low
+41.0%
$39
$75
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PYPL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PayPal Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 6 Oct 2026
69 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
91
Revisions
81
Value
73
Issuance
72
Volatility
71
Growth
70
Accruals
33
Momentum
32
Size
5

Quality (91): The business earns solid, repeatable profits on what it owns.

Momentum (32): The shares have been drifting down relative to others.

Size (5): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PYPL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PYPL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$40$50$60$70$80Jan 26Apr 26Jul 26Oct 26PYPLHigh $80Median $57Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says42 analysts
7 Buy32 Hold3 Sell
Low $36Median $57High $80

The green dot is the last close — the median target sits +3.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 9 moved their price target up and 2 moved it down.

DateFirmActionRatingTarget
31 Aug 2026RBC CapitalMaintainsOutperform$65 → $70
31 Aug 2026Truist SecuritiesMaintainsHold$62 → $53
28 Aug 2026Loop CapitalMaintainsHold$62 → $50
19 Aug 2026Truist SecuritiesMaintainsHold—
19 Aug 2026Truist SecuritiesMaintainsHold$59 → $62
17 Aug 2026Piper SandlerMaintainsNeutral$42 → $59
17 Aug 2026Piper SandlerMaintainsNeutral—
3 Aug 2026Cantor FitzgeraldMaintainsNeutral$54 → $60
3 Aug 2026Cantor FitzgeraldMaintainsNeutral—
29 July 2026BairdMaintainsNeutral—
29 July 2026BairdMaintainsNeutral$50 → $57
29 July 2026BarclaysMaintainsEqual-Weight$55 → $57
29 July 2026BarclaysMaintainsEqual-Weight—
29 July 2026BMO CapitalMaintainsMarket Perform—
29 July 2026BMO CapitalMaintainsMarket Perform$46 → $56
29 July 2026Canaccord GenuityMaintainsHold—
29 July 2026Canaccord GenuityMaintainsHold$55
29 July 2026CitigroupMaintainsNeutral$48 → $61
29 July 2026CitigroupMaintainsNeutral—
29 July 2026JP MorganMaintainsNeutral$46 → $65

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PYPL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PYPL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 6 Oct 2026, PayPal Holdings, Inc. returned −22.6% against +17.3% for the S&P 500, dividends included.

PYPL vs S&P 500, last 12 monthsTotal return, rebased to 100
6080100120Jan 26Apr 26Jul 26Oct 26PYPLS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PYPL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.6%
Analysts raising
5
Analysts cutting
3
Fundamentals

PayPal Holdings, Inc. (PYPL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.0×

Cheaper than 58% of US stocks

Price / sales
1.3×

Cheaper than 62% of US stocks

Price / book
2.3×

Cheaper than 40% of US stocks

EV / EBITDA
7.5×

Cheaper than 47% of US stocks

Growth & margins
Revenue growth (YoY)
4.8%

Higher than 38% of US stocks

Earnings growth (YoY)
−12.5%

Higher than 25% of US stocks

Gross margin
44.9%

Higher than 56% of US stocks

Operating margin
17.0%

Higher than 75% of US stocks

Net margin
14.4%

Higher than 77% of US stocks

Returns & dividend
Return on equity
24.5%

Higher than 85% of US stocks

Return on assets
4.6%

Higher than 74% of US stocks

Dividend yield
1.1%

Higher than 70% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

PayPal Holdings, Inc. (PYPL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • PayPal Holdings, Inc. has a market value of $45.2B and an enterprise value of $48.1B.

  • Revenue in the twelve months to 30 June 2026: $34.1B. The latest quarter grew 4.8% year on year.

  • Net income over the same four quarters: $4.9B, a 14.4% net margin.

  • Diluted earnings per share, trailing twelve months: $5.29.

  • Free cash flow in the twelve months to 30 June 2026: $6.6B.

  • PayPal Holdings, Inc. spent $6.1B on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 862.0M.

  • Trailing P/E: 10.0×; forward P/E: 9.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.06%, paying out 8% of earnings.

  • PayPal Holdings, Inc. employs 23,800 people — $1.4M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 6 Oct 2026

Data provided by Twelve Data

Peers

PYPL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
PYPLPayPal Holdings, Inc.$45.2B
69
AFRMAffirm Holdings, Inc.$25.3B
52
SYFSynchrony Financial$23.5B
79
SOFISoFi Technologies, Inc.$19.9B
32
COFCapital One Financial Corp.$121.9B
75
AXPAmerican Express Co.$207.8B
65
ALLYAlly Financial, Inc.$11.4B
63

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own PayPal Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PYPL news & analysis

PayPal: Why I Still See A Buy After Stripe Walked Away

Seeking Alpha · 7 Oct 2026positive

A Seeking Alpha article maintains a Buy rating on PayPal following a failed $60.50-per-share takeover bid, citing valuation, buybacks, stable free cash flow, and a falling share count. It also points to projected Venmo revenue growth and improving Braintree profitability as potential offsets to challenges in branded checkout.

Why it matters — The article highlights factors and business segments that may shape investor views of PayPal amid ongoing headwinds.

PYPL or V: Which Is the Better Value Stock Right Now?

Zacks Investment Research · 6 Oct 2026neutral

Zacks Investment Research asks whether PayPal or Visa currently offers the better value opportunity, framing the comparison within the Financial Transaction Services sector.

Why it matters — The item compares PayPal’s value positioning with Visa’s, a relevant peer comparison for PYPL watchers.

PayPal stock has formed an island reversal: is a rebound coming?

Invezz · 6 Oct 2026negative

PayPal shares have traded in a narrow range since September after Stripe and Advent International abandoned their buyout effort. On Monday, PYPL was at $54.41, below its August high of $62.45.

Why it matters — The update gives PYPL watchers context on the stock’s recent trading range and its level relative to the August high.

Affirm Climbs 5% as Buy Now Pay Later Group Rallies Together; Klarna Rises 5%, PayPal Ticks Up

24/7 Wall Street · 5 Oct 2026positive

Buy now pay later lenders rallied as a group, with Affirm Holdings leading the cohort higher at around $74 per share while the wider financials sector stayed largely flat. Klarna rose about 5%, and PayPal also ticked up alongside the group.

Why it matters — Because PayPal operates in the buy now pay later space, a coordinated rally among BNPL lenders signals positive momentum in a segment that is relevant to PayPal's broader payments business.

Why Paypal (PYPL) is a Top Value Stock for the Long-Term

Zacks Investment Research · 2 Oct 2026positive

Zacks Investment Research has highlighted PayPal (PYPL) as a top value stock for the long term, using its Zacks Style Scores system to identify market-beating stocks. The piece focuses on PayPal's position as a strong value pick for investors.

Why it matters — PYPL watchers would note that the company is being recognized as a leading value investment option, which may reinforce confidence in its long-term prospects.

FAQ

Frequently asked questions about PYPL stock

What is the PYPL stock price forecast for 2026-2027?

The 42 Wall Street analysts covering PayPal Holdings, Inc. have a median 12-month price target of $57, with estimates ranging from $36 to $80. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PYPL stock a buy right now?

Of the 42 analysts covering PayPal Holdings, Inc., 7 rate it a Buy, 32 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks PayPal Holdings, Inc. 69 out of 100 across roughly 4,600 US stocks as at 6 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PYPL?

As at 6 Oct 2026, PayPal Holdings, Inc. ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (91 of 100).

Will PYPL stock go up?

No one can know that. What the data says: the median 12-month target from 42 analysts implies +3.5% from the last close, and Ticker Nerd's factor model ranks PayPal Holdings, Inc. 69 out of 100 as at 6 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PYPL stock forecast for 2030?

No analyst covering PayPal Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PYPL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $80 over the next 12 months.

How has PYPL stock performed over the past year?

PayPal Holdings, Inc. returned -22.6% over the 12 months to 6 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does PayPal Holdings, Inc. do?

PayPal Holdings, Inc. is a financial technology company that provides a digital payments platform for consumers and merchants worldwide.

What is the latest news on PYPL?

The most recent item we track (Seeking Alpha, 7 Oct 2026): "PayPal: Why I Still See A Buy After Stripe Walked Away". A Seeking Alpha article maintains a Buy rating on PayPal following a failed $60.50-per-share takeover bid, citing valuation, buybacks, stable free cash flow, and a falling share count. It also points to projected Venmo revenue growth and improving Braintree profitability as potential offsets to challenges in branded checkout.

Company

About PayPal Holdings, Inc.

PayPal Holdings, Inc. is a financial technology company that provides a digital payments platform for consumers and merchants worldwide. PayPal Holdings, Inc. enables online and in-person payments, money transfers, and fund withdrawals through linked bank accounts, card networks, stored balances, and other payment sources. Its ecosystem includes well-known services such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy, supporting a wide range of use cases from checkout and peer-to-peer transfers to merchant processing and cross-border payments. The company serves individual users, small businesses, large enterprises, and platform partners across e-commerce, mobile commerce, and retail environments. Headquartered in San Jose, California, PayPal Holdings, Inc. plays a central role in digital commerce by helping businesses and consumers move money securely and efficiently across multiple channels.

CEO Mr. Enrique J. Lores · 23,800 employees · United States · https://www.paypal.com