PYPLPYPLFinancial Services · Credit Services

PYPL Stock Forecast: PayPal Holdings, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$58
+1.15% on the day

The 43 Wall Street analysts covering PayPal Holdings, Inc. hold a median 12-month price target of $57 — -1.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 70 of 100 as at 1 Aug 2026 — in the upper half. The factors read stronger than the Street's target implies. That gap is the story on this page.

Market cap
$48.9B
Ticker Nerd rank
70 / 100
Median analyst target
$57
Analysts covering
43
Total return, dividends reinvested
1W
+3.2%
1M
+27.3%
YTD
−0.2%
1Y
−13.0%
From 52W high
−23.3%
From 52W low
+49.0%
$39
$75
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PYPL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PayPal Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
70 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
92
Volatility
83
Revisions
76
Value
74
Issuance
72
Growth
69
Accruals
33
Momentum
32
Size
5

Quality (92): The business earns solid, repeatable profits on what it owns.

Momentum (32): The shares have been drifting down relative to others.

Size (5): Larger than most of the companies we track — more scrutinised, less often mispriced.

The rank is the raw material. Whether the rules would actually own PayPal Holdings, Inc. — and when they’d sell — is the membership.

Wall Street

PYPL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PYPL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$40$60$80$100$120$140$160Oct 25Jan 26Apr 26Jul 26PYPLHigh $147Median $57Low $36

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says43 analysts
8 Buy32 Hold3 Sell
Low $36Median $57High $147

The green dot is the last close — the median target sits −1.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 15 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
29 July 2026BairdMaintainsNeutral$50$57
29 July 2026BarclaysMaintainsEqual-Weight$55$57
29 July 2026BMO CapitalMaintainsMarket Perform$46$56
29 July 2026Canaccord GenuityMaintainsHold$55
29 July 2026CitigroupMaintainsNeutral$48$61
29 July 2026JP MorganMaintainsNeutral$46$65
29 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$55$70
29 July 2026MacquarieMaintainsNeutral$50$62
29 July 2026MizuhoMaintainsNeutral$50$60
29 July 2026RBC CapitalMaintainsOutperform$59$65
29 July 2026SusquehannaMaintainsPositive$63$67
29 July 2026TD CowenMaintainsHold$48$59
29 July 2026Wells FargoMaintainsEqual-Weight$48$56
24 July 2026Truist SecuritiesUpgradeHold$44$57
16 July 2026BarclaysUpgradeEqual-Weight$42$55
16 July 2026BarclaysUpgradeEqual-Weight
16 July 2026Canaccord GenuityMaintainsHold
16 July 2026Canaccord GenuityMaintainsHold$42$55
15 July 2026MacquarieMaintainsNeutral
15 July 2026MacquarieMaintainsNeutral$50

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

PYPL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.2%
Analysts raising
0
Analysts cutting
3
Fundamentals

PayPal Holdings, Inc. (PYPL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.8×

Cheaper than 58% of US stocks

Price / sales
1.4×

Cheaper than 61% of US stocks

Price / book
2.5×

Cheaper than 39% of US stocks

EV / EBITDA
8.0×

Cheaper than 45% of US stocks

Growth & margins
Revenue growth (YoY)
4.8%

Higher than 41% of US stocks

Earnings growth (YoY)
−12.5%

Higher than 24% of US stocks

Gross margin
44.9%

Higher than 58% of US stocks

Operating margin
17.0%

Higher than 77% of US stocks

Net margin
14.4%

Higher than 77% of US stocks

Returns & dividend
Return on equity
24.5%

Higher than 85% of US stocks

Return on assets
4.6%

Higher than 75% of US stocks

Dividend yield
1.0%

Higher than 22% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

PYPL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
PYPLPayPal Holdings, Inc.$48.9B
70
SYFSynchrony Financial$24.7B
76
AFRMAffirm Holdings, Inc.$23.3B
45
SOFISoFi Technologies, Inc.$20.6B
38
COFCapital One Financial Corp.$130.1B
27
ALLYAlly Financial, Inc.$13.2B
68
AXPAmerican Express Co.$229.4B
68
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PYPL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest PYPL news & analysis

Top-Performing Leveraged ETFs of July

Zacks Investment Research · 4 Aug 2026positive

Zacks reported that July's top-performing leveraged ETFs delivered triple-digit gains, with SpaceX, PayPal, and Chinese tech driving outsized moves during volatile market conditions.

Why it matters — The report highlights PayPal as one of the catalysts behind strong leveraged ETF performance, indicating notable share-price movement in a volatile month.

Which Financial Stock Would Hold Up Better in a Recession: PayPal or American Express?

The Motley Fool · 3 Aug 2026negative

The Motley Fool compared PayPal and American Express on recession resilience, concluding that American Express is naturally resistant to economic downturns while PayPal could have a harder time bouncing back from a recession.

Why it matters — The article suggests PayPal may be more vulnerable than a peer in an economic downturn, which is relevant for investors assessing its risk profile.

PayPal Shares Pause as Turnaround Momentum Collides With Overbought RSI

Benzinga · 3 Aug 2026neutral

PayPal shares traded marginally higher on Monday, pausing as recent turnaround momentum collides with an overbought RSI reading. Traders are weighing the company's second-quarter earnings beat and raised full-year outlook against a risk-on market tape.

Why it matters — A PayPal watcher would care because the report highlights that a strong Q2 beat and an upgraded full-year outlook are currently being tempered by overbought technical conditions, signaling the stock's recent run may be consolidating.

PayPal Stock: Buy or Sell?

The Motley Fool · 1 Aug 2026neutral

According to The Motley Fool, PayPal's management team said they are open to a sale of the company. The article examines whether PayPal stock is a buy or sell in light of this statement.

Why it matters — A possible sale of PayPal would be a significant corporate event that could affect the company's future structure and, potentially, its stock.

PayPal Shares Pause as Raised Guidance Validates Turnaround Narrative

Benzinga · 31 July 2026positive

PayPal shares traded marginally lower as investors digested commentary following a second-quarter earnings beat and a raised full-year outlook.

Why it matters — A PYPL watcher would care because the raised guidance suggests the company's turnaround strategy is gaining momentum.

FAQ

Frequently asked questions about PYPL stock

What is the PYPL stock price forecast for 2026-2027?

The 43 Wall Street analysts covering PayPal Holdings, Inc. have a median 12-month price target of $57, with estimates ranging from $36 to $147. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PYPL stock a buy right now?

Of the 43 analysts covering PayPal Holdings, Inc., 8 rate it a Buy, 32 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks PayPal Holdings, Inc. 70 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PYPL?

As at 1 Aug 2026, PayPal Holdings, Inc. ranks 70 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (92 of 100).

Will PYPL stock go up?

No one can know that. What the data says: the median 12-month target from 43 analysts implies -1.5% from the last close, and Ticker Nerd's factor model ranks PayPal Holdings, Inc. 70 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PYPL stock forecast for 2030?

No analyst covering PayPal Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PYPL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $147 over the next 12 months.

How has PYPL stock performed over the past year?

PayPal Holdings, Inc. returned -13.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does PayPal Holdings, Inc. do?

PayPal Holdings Inc. is a leading technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide.

What is the latest news on PYPL?

The most recent item we track (Zacks Investment Research, 4 Aug 2026): "Top-Performing Leveraged ETFs of July". Zacks reported that July's top-performing leveraged ETFs delivered triple-digit gains, with SpaceX, PayPal, and Chinese tech driving outsized moves during volatile market conditions.

Company

About PayPal Holdings, Inc.

PayPal Holdings Inc. is a leading technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide. Its proprietary Payments Platform includes well-known products such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, and iZettle, offering a comprehensive suite of solutions for online transactions, peer-to-peer transfers, credit financing, international remittances, and point-of-sale processing. The company serves a global community in approximately 200 markets, facilitating seamless money movement between individuals and businesses through linked bank accounts, credit cards, and digital wallets. PayPal Holdings Inc. operates as a key player in the financial services sector, providing payment processing for e-commerce vendors, auction sites, and commercial users as an electronic alternative to traditional methods like checks and money orders. Founded in 2015 and headquartered in San Jose, California, it connects millions of active accounts in a two-sided network that powers everyday commerce.

CEO Mr. Enrique J. Lores · 23,800 employees · United States · https://www.paypal.com