PYPLFinancial Services · Credit ServicesThe 43 Wall Street analysts covering PayPal Holdings, Inc. hold a median 12-month price target of $59 — -4.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 70 of 100 as at 22 Aug 2026 — in the upper half. The factors read stronger than the Street's target implies. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores PayPal Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (91): The business earns solid, repeatable profits on what it owns.
Accruals (33): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Size (5): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PYPL, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits −4.3% from it.
Of the 20 most recent actions, 10 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 19 Aug 2026 | Truist Securities | Maintains | Hold | $59 → $62 |
| 17 Aug 2026 | Piper Sandler | Maintains | Neutral | $42 → $59 |
| 3 Aug 2026 | Cantor Fitzgerald | Maintains | Neutral | $54 → $60 |
| 3 Aug 2026 | Cantor Fitzgerald | Maintains | Neutral | — |
| 29 July 2026 | Baird | Maintains | Neutral | $50 → $57 |
| 29 July 2026 | Baird | Maintains | Neutral | — |
| 29 July 2026 | Barclays | Maintains | Equal-Weight | $55 → $57 |
| 29 July 2026 | Barclays | Maintains | Equal-Weight | — |
| 29 July 2026 | BMO Capital | Maintains | Market Perform | — |
| 29 July 2026 | BMO Capital | Maintains | Market Perform | $46 → $56 |
| 29 July 2026 | Canaccord Genuity | Maintains | Hold | $55 |
| 29 July 2026 | Canaccord Genuity | Maintains | Hold | — |
| 29 July 2026 | Citigroup | Maintains | Neutral | $48 → $61 |
| 29 July 2026 | Citigroup | Maintains | Neutral | — |
| 29 July 2026 | JP Morgan | Maintains | Neutral | — |
| 29 July 2026 | JP Morgan | Maintains | Neutral | $46 → $65 |
| 29 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $55 → $70 |
| 29 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 29 July 2026 | Macquarie | Maintains | Neutral | $50 → $62 |
| 29 July 2026 | Macquarie | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PYPL appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 55% of US stocks
Cheaper than 60% of US stocks
Cheaper than 38% of US stocks
Cheaper than 44% of US stocks
Higher than 38% of US stocks
Higher than 24% of US stocks
Higher than 56% of US stocks
Higher than 75% of US stocks
Higher than 77% of US stocks
Higher than 85% of US stocks
Higher than 74% of US stocks
Higher than 20% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own PayPal Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research identifies PayPal (PYPL) as a strong value stock, using its Style Scores system that is designed to help investors find market-beating stocks.
Why it matters — A PYPL watcher would care because the designation reflects how PayPal ranks on Zacks' value-focused screening criteria, offering an assessment of the stock's perceived value characteristics.
PayPal's agentic payments strategy is reshaping commerce as AI, identity, and new payment technologies gain traction. The report highlights how this approach positions the company within evolving payment and commerce trends.
Why it matters — A PYPL watcher would care because this indicates how PayPal is adapting its strategy to emerging AI-driven payment technologies in the commerce landscape.
PayPal Holdings Inc. has formed a Golden Cross, a technical pattern where its 50-day moving average has risen above its 200-day moving average, marking a milestone in the company's recent recovery. The pattern was highlighted in connection with David Einhorn's position in the stock.
Why it matters — A Golden Cross is a widely followed technical indicator that PYPL watchers may view as a sign of improving momentum in the stock's recent comeback.
PayPal Holdings Inc. shares closed higher on Thursday amid continued speculation about a potential sale process for the company.
Why it matters — PYPL watchers would care because ongoing deal chatter around a possible sale could affect the company's strategic direction and valuation.
Klarna shares slid 5% and Affirm slipped 3%, while PayPal remained in positive territory, suggesting a possible rotation in buy-now-pay-later stocks toward established financial companies. The article notes that a sustained shift toward established firms could leave Klarna and Affirm with more work before their stocks regain momentum.
Why it matters — For PayPal watchers, this signals that money may be rotating into established financial companies like PayPal, leaving BNPL-focused peers such as Klarna and Affirm under pressure.
The 43 Wall Street analysts covering PayPal Holdings, Inc. have a median 12-month price target of $59, with estimates ranging from $36 to $147. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 43 analysts covering PayPal Holdings, Inc., 8 rate it a Buy, 32 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks PayPal Holdings, Inc. 70 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Aug 2026, PayPal Holdings, Inc. ranks 70 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (91 of 100).
No one can know that. What the data says: the median 12-month target from 43 analysts implies -4.3% from the last close, and Ticker Nerd's factor model ranks PayPal Holdings, Inc. 70 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering PayPal Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PYPL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $36 to $147 over the next 12 months.
PayPal Holdings, Inc. returned -11.0% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
PayPal Holdings, Inc. is a financial technology company that provides digital payment solutions for consumers and merchants worldwide.
The most recent item we track (Zacks Investment Research, 24 Aug 2026): "Here's Why Paypal (PYPL) is a Strong Value Stock". Zacks Investment Research identifies PayPal (PYPL) as a strong value stock, using its Style Scores system that is designed to help investors find market-beating stocks.
PayPal Holdings, Inc. is a financial technology company that provides digital payment solutions for consumers and merchants worldwide. It operates a platform that supports online and in-person transactions, money transfers, withdrawals, and stored-value payments through bank accounts, debit and credit cards, account balances, gift cards, and select digital assets. The company’s services are offered under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy brands, covering checkout, peer-to-peer transfers, merchant acceptance, and payment processing tools. PayPal Holdings, Inc. serves individuals, businesses, and developers across e-commerce, mobile commerce, and point-of-sale environments, making it a key participant in the global digital payments ecosystem. Founded in 1998 and headquartered in San Jose, California, PayPal Holdings, Inc. focuses on simplifying how money is sent, received, and managed across multiple channels.
CEO Mr. Enrique J. Lores · 23,800 employees · United States · https://www.paypal.com