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COFCOFFinancial Services · Credit Services

COF Stock Forecast: Capital One Financial Corp. Price Predictions for 2026-2027

Last close, 28 Oct 2026
$205
+0.71% on the day

The 24 Wall Street analysts covering Capital One Financial Corp. hold a median 12-month price target of $251 — +22.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 79 of 100 as at 27 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$124.8B
Ticker Nerd rank
79/ 100
Median analyst target
$251
Analysts covering
24
Revenue$15.8B+26.0% y/y
Net income$3.0B
Free cash flow$8.1B
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.9%
1M
+4.3%
YTD
−14.5%
1Y
−5.9%
From 52W high
−19.6%
From 52W low
+17.3%
$175
$255
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

COF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Capital One Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 27 Oct 2026
79/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
98
Volatility
84
Value
78
Revisions
75
Issuance
74
Quality
61
Momentum
54
Accruals
45
Size
2

Growth (98): Sales and profits are climbing, and climbing faster than before.

Accruals (45): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (2): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

COF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on COF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$180$200$220$240$260$280$300Jan 26Apr 26Jul 26Oct 26COFHigh $290Median $251Low $225

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says24 analysts
19 Buy5 Hold0 Sell
Low $225Median $251High $290

The green dot is the last close — the median target sits +22.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 6 moved their price target up and 6 moved it down.

DateFirmActionRatingTarget
21 Oct 2026BarclaysMaintainsOverweight$237 → $238
21 Oct 2026BMO CapitalMaintainsMarket Perform$219 → $225
21 Oct 2026CitigroupMaintainsBuy$280 → $285
21 Oct 2026JP MorganMaintainsOverweight$227 → $241
21 Oct 2026Piper SandlerMaintainsOverweight$260 → $269
21 Oct 2026TD CowenMaintainsBuy$242 → $250
12 Oct 2026JP MorganMaintainsOverweight$246 → $227
12 Oct 2026JP MorganMaintainsOverweight—
12 Oct 2026Morgan StanleyMaintainsOverweight—
12 Oct 2026Morgan StanleyMaintainsOverweight$273 → $267
9 Oct 2026BMO CapitalInitiatesMarket Perform$219
9 Oct 2026BMO CapitalInitiatesMarket Perform—
6 Oct 2026TD CowenMaintainsBuy$253 → $242
6 Oct 2026TD CowenMaintainsBuy—
5 Oct 2026BarclaysMaintainsOverweight$240 → $237
5 Oct 2026BarclaysMaintainsOverweight—
1 Oct 2026Evercore ISI GroupMaintainsOutperform$230 → $220
1 Oct 2026Evercore ISI GroupMaintainsOutperform—
30 Sept 2026CitigroupMaintainsBuy—
30 Sept 2026CitigroupMaintainsBuy$295 → $280

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

COF appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

Free. Unsubscribe any time.

Performance

COF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 28 Oct 2026, Capital One Financial Corp. returned −5.9% against +13.2% for the S&P 500, dividends included.

COF vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26COFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

COF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.4%
Analysts raising
7
Analysts cutting
1
Fundamentals

Capital One Financial Corp. (COF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.5×

Cheaper than 52% of US stocks

Price / sales
2.6×

Cheaper than 45% of US stocks

Price / book
1.2×

Cheaper than 65% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
6.2%

Higher than 43% of US stocks

Earnings growth (YoY)
10.9%

Higher than 50% of US stocks

Gross margin
—
Operating margin
37.8%

Higher than 91% of US stocks

Net margin
22.2%

Higher than 84% of US stocks

Returns & dividend
Return on equity
9.4%

Higher than 62% of US stocks

Return on assets
1.6%

Higher than 56% of US stocks

Dividend yield
1.6%

Higher than 76% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Capital One Financial Corp. (COF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Capital One Financial Corp. has a market value of $124.8B and an enterprise value of $127.7B.

  • Revenue in the twelve months to 30 June 2026: $61.9B. The latest quarter grew 6.2% year on year.

  • Net income over the same four quarters: $10.5B, a 17.0% net margin.

  • Diluted earnings per share, trailing twelve months: $16.16.

  • Free cash flow in the twelve months to 30 June 2026: $29.7B.

  • Capital One Financial Corp. spent $9.1B on share buybacks and $2.2B on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 613.5M.

  • Trailing P/E: 12.5×; forward P/E: 8.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.57%, paying out 19% of earnings.

  • Capital One Financial Corp. employs 77,500 people — $799K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 28 Oct 2026

Data provided by Twelve Data

Peers

COF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
COFCapital One Financial Corp.$124.8B79
AXPAmerican Express Co.$213.5B68
PYPLPayPal Holdings, Inc.$50.5B78
MAMastercard, Inc.$547.8B66
AFRMAffirm Holdings, Inc.$24.5B54
SYFSynchrony Financial$24.4B67
VVisa, Inc.$733.8B91

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Capital One Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest COF news & analysis

Capital One: Discover Makes It Interesting But The Credit Cycle Decides

Seeking Alpha · 23 Oct 2026positive

Seeking Alpha rates Capital One Buy, citing strong Q3 results and potential long-term value from Discover integration and synergies. It also highlights normalized provisions and credit losses as risks, alongside interchange litigation and international acceptance headwinds.

Why it matters — COF watchers may weigh the potential cost savings and revenue upside from Discover against credit-cycle risks and integration-related headwinds.

Here's Why Capital One (COF) is a Strong Momentum Stock

Zacks Investment Research · 22 Oct 2026positive

Zacks Investment Research highlights its Style Scores as a way to identify stocks with strong performance potential, presenting Capital One as a strong momentum stock.

Why it matters — The item frames COF through a momentum-focused lens and points readers to Zacks Style Scores.

Is Capital One Financial a Buy After Its Latest Earnings Report?

The Motley Fool · 22 Oct 2026positive

Capital One Financial beat expectations on both revenue and earnings in its latest report. The company performed well in its two key activities: credit cards and banking.

Why it matters — COF watchers may be interested in the reported performance across the company’s core credit card and banking activities.

COF Q3 Earnings Call Highlights Integration and Spending Plans

Zacks Investment Research · 21 Oct 2026positive

Capital One reported Q3 earnings above estimates, with Discover synergies accelerating and credit quality improving. Its earnings call also highlighted marketing and network investments.

Why it matters — The update outlines progress on Discover integration alongside changes in credit quality and spending priorities that COF watchers may track.

FAQ

Frequently asked questions about COF stock

What is the COF stock price forecast for 2026-2027?

The 24 Wall Street analysts covering Capital One Financial Corp. have a median 12-month price target of $251, with estimates ranging from $225 to $290. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is COF stock a buy right now?

Of the 24 analysts covering Capital One Financial Corp., 19 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Capital One Financial Corp. 79 out of 100 across roughly 4,600 US stocks as at 27 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank COF?

As at 27 Oct 2026, Capital One Financial Corp. ranks 79 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (98 of 100).

Will COF stock go up?

No one can know that. What the data says: the median 12-month target from 24 analysts implies +22.5% from the last close, and Ticker Nerd's factor model ranks Capital One Financial Corp. 79 out of 100 as at 27 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the COF stock forecast for 2030?

No analyst covering Capital One Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for COF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $225 to $290 over the next 12 months.

How has COF stock performed over the past year?

Capital One Financial Corp. returned -5.9% over the 12 months to 28 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Capital One Financial Corp. do?

Capital One Financial Corp. is a diversified financial services holding company that provides a broad range of banking and lending products to consumers, small businesses, and commercial clients.

What is the latest news on COF?

The most recent item we track (Seeking Alpha, 23 Oct 2026): "Capital One: Discover Makes It Interesting But The Credit Cycle Decides". Seeking Alpha rates Capital One Buy, citing strong Q3 results and potential long-term value from Discover integration and synergies. It also highlights normalized provisions and credit losses as risks, alongside interchange litigation and international acceptance headwinds.

Company

About Capital One Financial Corp.

Capital One Financial Corp. is a diversified financial services holding company that provides a broad range of banking and lending products to consumers, small businesses, and commercial clients. Capital One Financial Corp. focuses on credit card lending, consumer banking, and commercial banking, serving customers through digital platforms, branch services, and other distribution channels. Its offerings include deposit accounts, auto finance, and business banking solutions, along with financial products designed to support everyday spending, saving, and borrowing needs. The company plays an important role in the U.S. financial system by combining consumer-focused banking with commercial lending capabilities and technology-driven service delivery. Headquartered in McLean, Virginia, Capital One Financial Corp. is known for operating as a large, diversified bank holding company with a strong presence in retail financial services.

CEO Mr. Richard D. Fairbank · 77,500 employees · United States · https://www.capitalone.com