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COFCOFFinancial Services · Credit Services

COF Stock Forecast: Capital One Financial Corp. Price Predictions for 2026-2027

Last close, 6 Oct 2026
$196
+0.35% on the day

The 23 Wall Street analysts covering Capital One Financial Corp. hold a median 12-month price target of $255 — +30.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 6 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$119.5B
Ticker Nerd rank
75 / 100
Median analyst target
$255
Analysts covering
23
Revenue$15.8B+26.0% y/y
Net income$3.0B
Free cash flow$8.1B
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.3%
1M
−10.8%
YTD
−18.3%
1Y
−7.0%
From 52W high
−23.2%
From 52W low
+12.1%
$175
$255
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

COF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Capital One Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 6 Oct 2026
75 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
99
Volatility
85
Value
81
Issuance
79
Revisions
68
Quality
57
Momentum
48
Accruals
42
Size
2

Growth (99): Sales and profits are climbing, and climbing faster than before.

Accruals (42): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (2): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

COF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on COF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$200$250$300Jan 26Apr 26Jul 26Oct 26COFHigh $300Median $255Low $220

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says23 analysts
19 Buy4 Hold0 Sell
Low $220Median $255High $300

The green dot is the last close — the median target sits +30.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 6 moved their price target up and 6 moved it down.

DateFirmActionRatingTarget
1 Oct 2026Evercore ISI GroupMaintainsOutperform$230 → $220
30 Sept 2026CitigroupMaintainsBuy$295 → $280
28 Sept 2026Piper SandlerMaintainsOverweight$254 → $260
25 Aug 2026Wolfe ResearchMaintainsOutperform$255 → $275
25 Aug 2026Wolfe ResearchMaintainsOutperform—
3 Aug 2026UBSMaintainsBuy$275 → $280
3 Aug 2026UBSMaintainsBuy—
28 July 2026CitigroupMaintainsBuy—
28 July 2026CitigroupMaintainsBuy$310 → $295
28 July 2026Evercore ISI GroupMaintainsOutperform—
28 July 2026Evercore ISI GroupMaintainsOutperform$222 → $230
22 July 2026BarclaysMaintainsOverweight$242 → $240
22 July 2026BarclaysMaintainsOverweight—
13 July 2026HSBCUpgradeBuy$226 → $229
13 July 2026HSBCUpgradeBuy—
13 July 2026JP MorganMaintainsOverweight$215 → $245
13 July 2026JP MorganMaintainsOverweight—
9 July 2026B of A SecuritiesMaintainsBuy—
9 July 2026B of A SecuritiesMaintainsBuy$234 → $231
7 July 2026TD CowenMaintainsBuy$260 → $253

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. COF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

COF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 6 Oct 2026, Capital One Financial Corp. returned −7.0% against +17.3% for the S&P 500, dividends included.

COF vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26COFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

COF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.7%
Analysts raising
15
Analysts cutting
2
Fundamentals

Capital One Financial Corp. (COF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.5×

Cheaper than 51% of US stocks

Price / sales
2.5×

Cheaper than 46% of US stocks

Price / book
1.2×

Cheaper than 67% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
1111.0%

Higher than 99% of US stocks

Earnings growth (YoY)
26.0%

Higher than 63% of US stocks

Gross margin
—
Operating margin
33.6%

Higher than 89% of US stocks

Net margin
21.9%

Higher than 84% of US stocks

Returns & dividend
Return on equity
9.0%

Higher than 61% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
1.6%

Higher than 76% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Capital One Financial Corp. (COF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Capital One Financial Corp. has a market value of $119.5B and an enterprise value of $122.6B.

  • Revenue in the twelve months to 30 June 2026: $61.9B. The latest quarter grew 1111.0% year on year.

  • Net income over the same four quarters: $10.5B, a 17.0% net margin.

  • Diluted earnings per share, trailing twelve months: $16.16.

  • Free cash flow in the twelve months to 30 June 2026: $29.7B.

  • Capital One Financial Corp. spent $9.1B on share buybacks and $2.2B on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 613.5M.

  • Trailing P/E: 12.5×; forward P/E: 8.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.64%, paying out 19% of earnings.

  • Capital One Financial Corp. employs 78,400 people — $790K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 5 Oct 2026

Data provided by Twelve Data

Peers

COF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
COFCapital One Financial Corp.$119.5B
75
AXPAmerican Express Co.$207.8B
65
PYPLPayPal Holdings, Inc.$49.1B
69
MAMastercard, Inc.$508.9B
64
AFRMAffirm Holdings, Inc.$25.3B
52
SYFSynchrony Financial$23.5B
79
VVisa, Inc.$676.8B
88

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Capital One Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest COF news & analysis

Capital One: The Discover Deal Could Reprice The Stock

Seeking Alpha · 6 Oct 2026positive

The article says Capital One’s post-Discover merger adds a major card business, a deposit base, and ownership of a large international payment network. It cites expense and network synergy targets, improving credit quality, deposit growth, and a 13.7% CET1 ratio as factors supporting integration and earnings leverage.

Why it matters — COF watchers may be interested in how the merger’s expanded businesses and targeted synergies could affect integration and earnings.

'The hottest skill on Wall Street': Demand for this AI ability jumped 1,721% as banks embrace agents

CNBC · 2 Oct 2026positive

CNBC reports that job postings for "agent orchestration" skills on Wall Street surged 1,721% this year, according to hiring data firm Draup, making it one of the most in-demand technical abilities in finance. Banks are expanding hiring beyond model builders to include "forward deployed engineers" who integrate AI into trading desks, compliance units, and back-office operations.

Why it matters — The rising demand for AI agent orchestration talent signals that banks, including Capital One, are actively investing in AI integration across their operations, which could shape the competitive landscape for financial firms.

Capital One Celebrates Venture X Business' Third Anniversary With Limited Time Travel Offer for Existing Cardholders

Business Wire · 30 Sept 2026positive

Capital One announced a limited-time offer for existing Venture X Business cardholders marking the card's third anniversary. Eligible cardholders who spend $3,000 on Capital One Business Travel bookings by December 15, 2026 can earn a $500 Business Travel credit, and can receive a fourth night free at select Premier and Lifestyle Collection hotels.

Why it matters — The anniversary promotion is designed to drive cardholder engagement and travel-related spending, which could support revenue for Capital One's business card portfolio.

Capital One Research Highlights Correlation Between Vehicle Access and Economic Opportunity

Business Wire · 30 Sept 2026neutral

Capital One Auto released new national survey data highlighting the connection between vehicle access and economic opportunity. The survey found that adults lacking consistent vehicle access report roughly $21,000 in additional potential annual earning power, and 70% of consumers want more guidance in navigating the auto market.

Why it matters — The survey offers insight into consumer perceptions and demand related to the auto market, which is directly relevant to Capital One's auto lending business and its customers.

Why Capital One (COF) is a Top Value Stock for the Long-Term

Zacks Investment Research · 29 Sept 2026positive

Zacks Investment Research highlights Capital One as a top value stock for the long term, suggesting it merits attention for investors seeking market-beating positions. The piece directs readers to the firm's Style Scores as a way to identify strong stocks.

Why it matters — A positive mention from a stock-research firm could raise visibility and interest in COF among value-oriented investors.

FAQ

Frequently asked questions about COF stock

What is the COF stock price forecast for 2026-2027?

The 23 Wall Street analysts covering Capital One Financial Corp. have a median 12-month price target of $255, with estimates ranging from $220 to $300. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is COF stock a buy right now?

Of the 23 analysts covering Capital One Financial Corp., 19 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Capital One Financial Corp. 75 out of 100 across roughly 4,600 US stocks as at 6 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank COF?

As at 6 Oct 2026, Capital One Financial Corp. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (99 of 100).

Will COF stock go up?

No one can know that. What the data says: the median 12-month target from 23 analysts implies +30.2% from the last close, and Ticker Nerd's factor model ranks Capital One Financial Corp. 75 out of 100 as at 6 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the COF stock forecast for 2030?

No analyst covering Capital One Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for COF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $220 to $300 over the next 12 months.

How has COF stock performed over the past year?

Capital One Financial Corp. returned -7.0% over the 12 months to 6 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Capital One Financial Corp. do?

Capital One Financial Corp. is a diversified financial services holding company that provides a broad range of banking and lending products to consumers, small businesses, and commercial clients.

What is the latest news on COF?

The most recent item we track (Seeking Alpha, 6 Oct 2026): "Capital One: The Discover Deal Could Reprice The Stock". The article says Capital One’s post-Discover merger adds a major card business, a deposit base, and ownership of a large international payment network. It cites expense and network synergy targets, improving credit quality, deposit growth, and a 13.7% CET1 ratio as factors supporting integration and earnings leverage.

Company

About Capital One Financial Corp.

Capital One Financial Corp. is a diversified financial services holding company that provides a broad range of banking and lending products to consumers, small businesses, and commercial clients. Capital One Financial Corp. focuses on credit card lending, consumer banking, and commercial banking, serving customers through digital platforms, branch services, and other distribution channels. Its offerings include deposit accounts, auto finance, and business banking solutions, along with financial products designed to support everyday spending, saving, and borrowing needs. The company plays an important role in the U.S. financial system by combining consumer-focused banking with commercial lending capabilities and technology-driven service delivery. Headquartered in McLean, Virginia, Capital One Financial Corp. is known for operating as a large, diversified bank holding company with a strong presence in retail financial services.

CEO Mr. Richard D. Fairbank · 78,400 employees · United States · https://www.capitalone.com