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COF Stock Forecast: Capital One Financial Corporation Price Predictions for 2026

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$211.15

-5.65 (-2.61%)

COF Stock Forecast 2025-2026

$211.15
Current Price
$134.24B
Market Cap
23 Ratings
Buy 17
Hold 6
Sell 0
Wall St Analyst Ratings

Distance to COF Price Targets

+37.3%
To High Target of $290.00
+25.0%
To Median Target of $264.00
-0.5%
To Low Target of $210.00

COF Price Momentum

-3.1%
1 Week Change
-1.8%
1 Month Change
+14.0%
1 Year Change
+18.4%
Year-to-Date Change
-9.2%
From 52W High of $232.45
+47.4%
From 52W Low of $143.22
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Latest COF Stock Price Targets & Analyst Predictions

Based on our analysis of 32 Wall Street analysts, COF has a bullish consensus with a median price target of $264.00 (ranging from $210.00 to $290.00). The overall analyst rating is Strong Buy (8.7/10). Currently trading at $211.15, the median forecast implies a 25.0% upside. This outlook is supported by 17 Buy, 6 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Keith Horowitz at Citigroup, projecting a 37.3% upside. Conversely, the most conservative target is provided by Richard Shane at JP Morgan, suggesting a 0.5% downside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

COF Analyst Ratings

17
Buy
6
Hold
0
Sell

COF Price Target Range

Low
$210.00
Average
$264.00
High
$290.00
Current: $211.15

Latest COF Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for COF.

Date Firm Analyst Rating Change Price Target
Oct 23, 2025 Citigroup Keith Horowitz Buy Maintains $290.00
Oct 22, 2025 BTIG Vincent Caintic Buy Reiterates $264.00
Oct 22, 2025 Barclays Terry Ma Overweight Maintains $271.00
Oct 22, 2025 JP Morgan Richard Shane Neutral Maintains $237.00
Oct 22, 2025 Morgan Stanley Betsy Graseck Overweight Maintains $272.00
Oct 7, 2025 JP Morgan Richard Shane Neutral Maintains $235.00
Oct 7, 2025 UBS Erika Najarian Buy Maintains $266.00
Oct 6, 2025 Barclays Terry Ma Overweight Maintains $257.00
Sep 30, 2025 Evercore ISI Group John Pancari Outperform Maintains $255.00
Sep 29, 2025 Morgan Stanley Betsy Graseck Overweight Maintains $267.00
Sep 12, 2025 Truist Securities Brian Foran Buy Maintains $270.00
Jul 28, 2025 Truist Securities Brian Foran Buy Maintains $260.00
Jul 25, 2025 Wells Fargo Donald Fandetti Overweight Maintains $265.00
Jul 24, 2025 Citigroup Keith Horowitz Buy Maintains $275.00
Jul 23, 2025 Keefe, Bruyette & Woods Sanjay Sakhrani Outperform Maintains $260.00
Jul 23, 2025 RBC Capital Jon Arfstrom Sector Perform Maintains $255.00
Jul 23, 2025 JP Morgan Richard Shane Neutral Maintains $248.00
Jul 11, 2025 JP Morgan Richard Shane Neutral Maintains $245.00
Jul 9, 2025 Keefe, Bruyette & Woods Sanjay Sakhrani Outperform Maintains $248.00
Jul 8, 2025 TD Cowen Moshe Orenbuch Buy Upgrade $258.00

Capital One Financial Corporation (COF) Competitors

The following stocks are similar to Capital One based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Capital One Financial Corporation (COF) Financial Data

Capital One Financial Corporation has a market capitalization of $134.24B with a P/E ratio of 74.5x. The company generates $28.89B in trailing twelve-month revenue with a 4.9% profit margin.

Revenue growth is +67.9% quarter-over-quarter, while maintaining an operating margin of +38.7% and return on equity of +1.6%.

Valuation Metrics

Market Cap $134.24B
Enterprise Value $144.20B
P/E Ratio 74.5x
PEG Ratio 8.0x
Price/Sales 4.8x

Growth & Margins

Revenue Growth (YoY) +67.9%
Gross Margin N/A
Operating Margin +38.7%
Net Margin +4.9%
EPS Growth +79.6%

Financial Health

Cash/Price Ratio +42.4%
Current Ratio N/A
Debt/Equity 0.5x
ROE +1.6%
ROA +0.2%
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Capital One Financial Corporation logo

Capital One Financial Corporation (COF) Business Model

About Capital One Financial Corporation

What They Do

Provides diverse financial services including credit cards.

Business Model

Capital One Financial Corporation operates primarily as a bank, generating revenue through a variety of services such as credit cards, auto loans, and traditional banking products like savings accounts. The company leverages technology and analytics to enhance customer experience and operational efficiency, allowing it to attract and retain a broad customer base in both consumer and commercial sectors.

Additional Information

Headquartered in McLean, Virginia, Capital One is one of the largest banks in the U.S. It is known for its innovative reward programs and strong presence in competitive loan markets. The company is committed to digital transformation, aiming to simplify banking processes and influence the financial behavior of millions of customers.

Company Information

Sector

Financial Services

Industry

Credit Services

Employees

76,500

CEO

Mr. Richard D. Fairbank

Country

United States

IPO Year

1994

Capital One Financial Corporation (COF) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

The Zacks Analyst Blog Highlights Southern Copper, HCA Healthcare, General Motors, Morgan Stanley and Capital One Financial

Five non-tech powerhouses Southern Copper, HCA Healthcare, General Motors, Morgan Stanley, and Capital One are Zacks' top-ranked picks to drive portfolio gains in 2026.

Nov 13, 2025 By Zacks Equity Research Press Releases

5 Top-Ranked Non-Tech Giants to Maximize Your Portfolio Returns in 2026

Five non-tech powerhouses, SCCO, HCA, GM, MS and COF, shine as strong 2026 portfolio picks.

Nov 12, 2025 By Nalak Das Analyst Blog

Surging Earnings Estimates Signal Upside for Capital One (COF) Stock

Capital One (COF) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Nov 10, 2025 By Zacks Equity Research Tale of the Tape

Latest News

COF stock latest news image
Quick Summary

Five non-tech companiesโ€”SCCO, HCA, GM, MS, and COFโ€”are highlighted as strong portfolio picks for 2026, suggesting potential investment opportunities.

Why It Matters

The mention of strong 2026 portfolio picks indicates potential growth and stability in these companies, suggesting a favorable outlook that could attract investor interest and drive stock prices.

Source: Zacks Investment Research
Market Sentiment: Positive
COF stock latest news image
Quick Summary

A federal judge has rejected Capital One's proposed $425 million settlement with depositors over claims of lost high interest rates, deeming it insufficient.

Why It Matters

The rejection of Capital One's settlement could lead to higher payouts, impacting the company's financials and investor sentiment, potentially affecting stock prices and profitability.

Source: PYMNTS
Market Sentiment: Negative
COF stock latest news image
Quick Summary

Capital One (COF) shares are gaining momentum, supported by positive revisions in earnings estimates, suggesting potential for further increases in the near term.

Why It Matters

Solid earnings estimate revisions for Capital One suggest positive financial performance ahead, potentially driving share price appreciation and attracting investor interest.

Source: Zacks Investment Research
Market Sentiment: Positive
COF stock latest news image
Quick Summary

Capital One (COF) and ACNB (ACNB) have been benchmarked against their sector's performance for the year to date. Further details on their specific performance were not provided.

Why It Matters

Performance comparison highlights relative strength or weakness of Capital One and ACNB against their sector, influencing investment decisions and potential stock price movements.

Source: Zacks Investment Research
Market Sentiment: Negative
COF stock latest news image
Quick Summary

A federal judge has rejected Capital One's $425 million settlement with depositors, deeming it insufficient for account holders affected by low interest rates.

Why It Matters

The rejection of Capital One's settlement could lead to higher financial liabilities for the bank, affecting its stock price and investor confidence. Legal challenges may also impact future earnings.

Source: Reuters
Market Sentiment: Negative
COF stock latest news image
Quick Summary

COF has risen 21.6% YTD, driven by strong financial results, the Discover acquisition, higher interest rates, and a solid balance sheet.

Why It Matters

COF's 21.6% YTD surge indicates strong financial health and growth potential, driven by the Discover buyout and favorable market conditions, suggesting ongoing investor interest and confidence.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About COF Stock

What is Capital One Financial Corporation's (COF) stock forecast for 2026?

Based on our analysis of 32 Wall Street analysts, Capital One Financial Corporation (COF) has a median price target of $264.00. The highest price target is $290.00 and the lowest is $210.00.

Is COF stock a good investment in 2026?

According to current analyst ratings, COF has 17 Buy ratings, 6 Hold ratings, and 0 Sell ratings. The stock is currently trading at $211.15. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for COF stock?

Wall Street analysts predict COF stock could reach $264.00 in the next 12 months. This represents a 25.0% increase from the current price of $211.15. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Capital One Financial Corporation's business model?

Capital One Financial Corporation operates primarily as a bank, generating revenue through a variety of services such as credit cards, auto loans, and traditional banking products like savings accounts. The company leverages technology and analytics to enhance customer experience and operational efficiency, allowing it to attract and retain a broad customer base in both consumer and commercial sectors.

What is the highest forecasted price for COF Capital One Financial Corporation?

The highest price target for COF is $290.00 from Keith Horowitz at Citigroup, which represents a 37.3% increase from the current price of $211.15.

What is the lowest forecasted price for COF Capital One Financial Corporation?

The lowest price target for COF is $210.00 from Richard Shane at JP Morgan, which represents a -0.5% decrease from the current price of $211.15.

What is the overall COF consensus from analysts for Capital One Financial Corporation?

The overall analyst consensus for COF is bullish. Out of 32 Wall Street analysts, 17 rate it as Buy, 6 as Hold, and 0 as Sell, with a median price target of $264.00.

How accurate are COF stock price projections?

Stock price projections, including those for Capital One Financial Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: November 15, 2025 9:52 AM UTC
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