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COF Stock Forecast: Capital One Financial Corporation Price Predictions for 2025

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$162.77

+2.71 (1.69%)

COF Stock Forecast 2025-2026

$162.77
Current Price
$62.33B
Market Cap
22 Ratings
Buy 15
Hold 7
Sell 0
Wall St Analyst Ratings

Distance to COF Price Targets

+54.2%
To High Target of $251.00
+27.8%
To Median Target of $208.00
-1.7%
To Low Target of $160.00

COF Price Momentum

+1.1%
1 Week Change
-5.7%
1 Month Change
+13.9%
1 Year Change
-8.7%
Year-to-Date Change
-22.7%
From 52W High of $210.67
+26.9%
From 52W Low of $128.23
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Latest COF Stock Price Targets & Analyst Predictions

Based on our analysis of 31 Wall Street analysts, COF has a bullish consensus with a median price target of $208.00 (ranging from $160.00 to $251.00). The overall analyst rating is Strong Buy (8.4/10). Currently trading at $162.77, the median forecast implies a 27.8% upside. This outlook is supported by 15 Buy, 7 Hold, and 0 Sell ratings.

Conversely, the most conservative target is provided by Jon Arfstrom at RBC Capital, suggesting a 1.7% downside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

COF Analyst Ratings

15
Buy
7
Hold
0
Sell

COF Price Target Range

Low
$160.00
Average
$208.00
High
$251.00
Current: $162.77

Latest COF Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for COF.

Date Firm Analyst Rating Change Price Target
Apr 8, 2025 JP Morgan Richard Shane Neutral Maintains $170.00
Mar 24, 2025 Citigroup Keith Horowitz Buy Maintains $230.00
Mar 21, 2025 Truist Securities Brian Foran Buy Maintains $215.00
Mar 11, 2025 Baird David George Outperform Upgrade $200.00
Feb 19, 2025 B of A Securities Mihir Bhatia Buy Upgrade $235.00
Jan 27, 2025 Truist Securities Brian Foran Buy Maintains $257.00
Jan 22, 2025 RBC Capital Karl Shepard Sector Perform Maintains $200.00
Jan 22, 2025 Barclays Jason Goldberg Overweight Maintains $220.00
Jan 13, 2025 UBS Eric Wasserstrom Buy Upgrade $235.00
Jan 7, 2025 Truist Securities Brian Foran Buy Initiates $229.00
Jan 6, 2025 Barclays Jason Goldberg Overweight Upgrade $219.00
Jan 3, 2025 Wells Fargo Donald Fandetti Overweight Maintains $210.00
Dec 9, 2024 Keefe, Bruyette & Woods Sanjay Sakhrani Outperform Maintains $232.00
Dec 9, 2024 B of A Securities Mihir Bhatia Neutral Downgrade $200.00
Dec 9, 2024 JP Morgan Richard Shane Neutral Maintains $186.00
Nov 19, 2024 Goldman Sachs Ryan Nash Buy Maintains $205.00
Oct 30, 2024 Evercore ISI Group John Pancari In-Line Maintains $184.00
Oct 25, 2024 RBC Capital Jon Arfstrom Sector Perform Maintains $160.00
Oct 25, 2024 Baird David George Neutral Maintains $150.00
Oct 8, 2024 Barclays Jason Goldberg Equal-Weight Maintains $158.00

Capital One Financial Corporation (COF) Competitors

The following stocks are similar to Capital One based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Capital One Financial Corporation (COF) Financial Data

Capital One Financial Corporation has a market capitalization of $62.33B with a P/E ratio of 14.1x. The company generates $27.40B in trailing twelve-month revenue with a 17.3% profit margin.

Revenue growth is +13.5% quarter-over-quarter, while maintaining an operating margin of +19.6% and return on equity of +8.0%.

Valuation Metrics

Market Cap $62.33B
Enterprise Value $71.05B
P/E Ratio 14.1x
PEG Ratio 10.4x
Price/Sales 2.3x

Growth & Margins

Revenue Growth (YoY) +13.5%
Gross Margin N/A
Operating Margin +19.6%
Net Margin +17.3%
EPS Growth +55.2%

Financial Health

Cash/Price Ratio +71.5%
Current Ratio 0.0x
Debt/Equity 0.8x
ROE +8.0%
ROA +1.0%
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Capital One Financial Corporation logo

Capital One Financial Corporation (COF) Business Model

About Capital One Financial Corporation

What They Do

Provides diverse financial services including credit cards.

Business Model

The company generates revenue through interest and fees from its credit card, auto loan, and banking services. Capital One leverages technology and analytics to improve customer experience and operational efficiency, which enhances its competitive edge in the financial services market.

Additional Information

Headquartered in McLean, Virginia, Capital One is one of the largest banks in the U.S. and is known for its innovative reward programs. The company has a strong digital presence, reflecting its commitment to advancing technology in banking and catering to personal finance, small businesses, and automotive finance sectors.

Company Information

Sector

Financial Services

Industry

Credit Services

Employees

52,600

CEO

Mr. Richard D. Fairbank

Country

United States

IPO Year

1994

Capital One Financial Corporation (COF) Latest News & Analysis

COF stock latest news image
Quick Summary

Capital One's $35.3 billion all-stock acquisition of Discover Financial has been approved by the Federal Reserve and the Office of the Comptroller of the Currency.

Why It Matters

Capital One's acquisition of Discover enhances its market position and could lead to increased revenue and customer base, impacting stock performance and investor sentiment.

Source: CNBC
Market Sentiment: Positive
COF stock latest news image
Quick Summary

Capital One Software launched a tokenization solution, Databolt, to enhance data security for businesses, allowing protection of sensitive data without compromising performance.

Why It Matters

Capital One's new tokenization solution enhances data security, potentially increasing customer trust and reducing breach-related costs, which can positively impact its stock performance and market position.

Source: PYMNTS
Market Sentiment: Positive
COF stock latest news image
Quick Summary

The Federal Reserve and Office of the Comptroller of the Currency have approved the merger between Capital One and Discover, removing the final obstacles for the banks' consolidation.

Why It Matters

The merger approval signals potential growth and market consolidation, impacting competitive dynamics, stock valuations, and future earnings for both banks.

Source: Reuters
Market Sentiment: Positive
COF stock latest news image
Quick Summary

The acquisition is set to be finalized on May 18, pending approval from the Federal Reserve and the currency comptroller.

Why It Matters

The acquisition's completion date indicates regulatory approval, which can boost investor confidence and potentially impact stock prices positively.

Source: The Guardian
Market Sentiment: Positive
COF stock latest news image
Quick Summary

Two major non-bank credit card companies are merging, excluding American Express, which may impact the competitive landscape in the credit card industry.

Why It Matters

The merger of major credit card companies signals potential market consolidation, impacting competition, pricing, and consumer options, which could influence stock valuations and investor sentiment.

Source: New York Post
Market Sentiment: Neutral
COF stock latest news image
Quick Summary

Federal regulators approved Capital One's acquisition of Discover, positioning Capital One as the largest credit card lender in the U.S.

Why It Matters

Capital One's acquisition of Discover enhances its market position, potentially increasing revenue and market share, impacting stock performance and investor sentiment in the credit sector.

Source: Investopedia
Market Sentiment: Neutral

Frequently Asked Questions About COF Stock

What is Capital One Financial Corporation's (COF) stock forecast for 2025?

Based on our analysis of 31 Wall Street analysts, Capital One Financial Corporation (COF) has a median price target of $208.00. The highest price target is $251.00 and the lowest is $160.00.

Is COF stock a good investment in 2025?

According to current analyst ratings, COF has 15 Buy ratings, 7 Hold ratings, and 0 Sell ratings. The stock is currently trading at $162.77. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for COF stock?

Wall Street analysts predict COF stock could reach $208.00 in the next 12 months. This represents a 27.8% increase from the current price of $162.77. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Capital One Financial Corporation's business model?

The company generates revenue through interest and fees from its credit card, auto loan, and banking services. Capital One leverages technology and analytics to improve customer experience and operational efficiency, which enhances its competitive edge in the financial services market.

What is the highest forecasted price for COF Capital One Financial Corporation?

The highest price target for COF is $251.00 from at , which represents a 54.2% increase from the current price of $162.77.

What is the lowest forecasted price for COF Capital One Financial Corporation?

The lowest price target for COF is $160.00 from Jon Arfstrom at RBC Capital, which represents a -1.7% decrease from the current price of $162.77.

What is the overall COF consensus from analysts for Capital One Financial Corporation?

The overall analyst consensus for COF is bullish. Out of 31 Wall Street analysts, 15 rate it as Buy, 7 as Hold, and 0 as Sell, with a median price target of $208.00.

How accurate are COF stock price projections?

Stock price projections, including those for Capital One Financial Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 19, 2025 6:09 PM UTC
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