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COFCOFFinancial Services · Credit Services

COF Stock Forecast: Capital One Financial Corp. Price Predictions for 2026-2027

Last close, 8 Sept 2026
$214
−2.57% on the day

The 24 Wall Street analysts covering Capital One Financial Corp. hold a median 12-month price target of $255 — +18.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 31 of 100 as at 7 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$134.7B
Ticker Nerd rank
31 / 100
Median analyst target
$255
Analysts covering
24
Revenue$15.8B+26.0% y/y
Net income$3.0B
Free cash flow$8.1B
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.3%
1M
−1.4%
YTD
−10.7%
1Y
−1.3%
From 52W high
−16.1%
From 52W low
+22.4%
$175
$255
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

COF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Capital One Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 7 Sept 2026
31 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
80
Value
69
Revisions
66
Momentum
56
Growth
53
Quality
46
Issuance
17
Accruals
12
Size
2

Volatility (80): The share price has been relatively steady.

Accruals (12): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (2): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

COF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on COF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$200$250$300Oct 25Jan 26Apr 26Jul 26COFHigh $300Median $255Low $214

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says24 analysts
20 Buy4 Hold0 Sell
Low $214Median $255High $300

The green dot is the last close — the median target sits +18.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 6 moved their price target up and 4 moved it down.

DateFirmActionRatingTarget
25 Aug 2026Wolfe ResearchMaintainsOutperform$255 → $275
3 Aug 2026UBSMaintainsBuy$275 → $280
3 Aug 2026UBSMaintainsBuy—
28 July 2026CitigroupMaintainsBuy$310 → $295
28 July 2026CitigroupMaintainsBuy—
28 July 2026Evercore ISI GroupMaintainsOutperform—
28 July 2026Evercore ISI GroupMaintainsOutperform$222 → $230
22 July 2026BarclaysMaintainsOverweight$242 → $240
22 July 2026BarclaysMaintainsOverweight—
13 July 2026HSBCUpgradeBuy$226 → $229
13 July 2026HSBCUpgradeBuy—
13 July 2026JP MorganMaintainsOverweight—
13 July 2026JP MorganMaintainsOverweight$215 → $245
9 July 2026B of A SecuritiesMaintainsBuy—
9 July 2026B of A SecuritiesMaintainsBuy$234 → $231
7 July 2026TD CowenMaintainsBuy—
7 July 2026TD CowenMaintainsBuy$260 → $253
7 July 2026UBSMaintainsBuy$270 → $275
7 July 2026UBSMaintainsBuy—
30 June 2026BTIGMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. COF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

COF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Sept 2026, Capital One Financial Corp. returned −1.3% against +19.4% for the S&P 500, dividends included.

COF vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Oct 25Jan 26Apr 26Jul 26COFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

COF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.5%
Analysts raising
15
Analysts cutting
2
Fundamentals

Capital One Financial Corp. (COF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.9×

Cheaper than 54% of US stocks

Price / sales
2.8×

Cheaper than 44% of US stocks

Price / book
1.3×

Cheaper than 64% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
1111.0%

Higher than 99% of US stocks

Earnings growth (YoY)
26.0%

Higher than 63% of US stocks

Gross margin
—
Operating margin
33.6%

Higher than 89% of US stocks

Net margin
21.9%

Higher than 84% of US stocks

Returns & dividend
Return on equity
9.0%

Higher than 61% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
1.5%

Higher than 34% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Capital One Financial Corp. (COF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Capital One Financial Corp. has a market value of $134.7B and an enterprise value of $137.9B.

  • Revenue in the twelve months to 30 June 2026: $61.9B. The latest quarter grew 1111.0% year on year.

  • Net income over the same four quarters: $10.5B, a 17.0% net margin.

  • Diluted earnings per share, trailing twelve months: $16.16.

  • Free cash flow in the twelve months to 30 June 2026: $29.7B.

  • Capital One Financial Corp. spent $9.1B on share buybacks and $2.2B on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 613.5M.

  • Trailing P/E: 11.9×; forward P/E: 9.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.49%, paying out 17% of earnings.

  • Capital One Financial Corp. employs 78,400 people — $790K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Sept 2026

Data provided by Twelve Data

Peers

COF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
COFCapital One Financial Corp.$134.7B
31
AXPAmerican Express Co.$222.5B
70
PYPLPayPal Holdings, Inc.$49.4B
71
MAMastercard, Inc.$520.3B
63
VVisa, Inc.$684.9B
89
SYFSynchrony Financial$26.0B
76
AFRMAffirm Holdings, Inc.$23.6B
52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Capital One Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest COF news & analysis

Why Capital One (COF) is a Top Momentum Stock for the Long-Term

Zacks Investment Research · 8 Sept 2026positive

Zacks Investment Research highlights Capital One (COF) as a top momentum stock for the long term, citing its Zacks Style Scores tool. The piece presents COF as a strong pick for momentum-oriented investors.

Why it matters — COF watchers would see positive recognition of the stock's momentum characteristics from a major research service, indicating it may be viewed favorably by investors tracking performance trends.

Here's Why Capital One (COF) is a Strong Value Stock

Zacks Investment Research · 7 Sept 2026positive

Zacks Investment Research, using its Style Scores feature of the Zacks Premium research service, highlights Capital One (COF) as a strong value stock. The item signals that COF scores well within Zacks' value-focused screening framework.

Why it matters — A favorable Zacks value-stock designation indicates that Capital One is being flagged as attractively positioned within the firm's research methodology, which COF watchers may follow.

Capital One: Resilient Consumer Trends Make Shares Attractive

Seeking Alpha · 2 Sept 2026positive

Seeking Alpha rates Capital One Financial a buy, citing resilient consumer credit trends and strong earnings momentum. In Q2, COF's net interest margin rose to 8.01%, earnings reached $5.81 and beat expectations by $1.12, with reserve coverage at 5.02% of loans and strong capital returns including a 1.5% yield and aggressive buybacks.

Why it matters — The report highlights COF's resilient consumer credit metrics, robust loan reserve coverage, and strong earnings and capital-return performance in the second quarter.

Goldman Sachs Says Hedge Funds and Mutual Funds Love These 4 Dividend-Paying Financials

24/7 Wall Street · 2 Sept 2026neutral

Goldman Sachs analyzed $10 trillion in equity positions and identified an overlap between hedge fund and mutual fund holdings, highlighting four dividend-paying financial companies favored by institutional investors. The shared holdings suggest conviction among large investors about expected returns in the sector.

Why it matters — A COF watcher would care because the analysis reveals which financial names institutional money is converging on, providing context on where major investors are positioning within the sector.

Capital One Business Travel Limited Time Offer Ends Sept. 7 for New Spark Cash Plus and Spark Cash Cardholders

Business Wire · 25 Aug 2026neutral

Capital One announced that its limited-time travel credit offer for new Spark Cash Plus and Spark Cash business credit card customers will end on September 7, 2026. The offer helps small business owners cut travel costs and simplify corporate booking, policies, and expense management, with rewards on everyday business purchases and 24/7 support.

Why it matters — The expiration of this promotional offer is relevant to COF watchers because it signals a change in a customer-acquisition incentive for Capital One's business credit card segment.

FAQ

Frequently asked questions about COF stock

What is the COF stock price forecast for 2026-2027?

The 24 Wall Street analysts covering Capital One Financial Corp. have a median 12-month price target of $255, with estimates ranging from $214 to $300. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is COF stock a buy right now?

Of the 24 analysts covering Capital One Financial Corp., 20 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Capital One Financial Corp. 31 out of 100 across roughly 4,600 US stocks as at 7 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank COF?

As at 7 Sept 2026, Capital One Financial Corp. ranks 31 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (80 of 100).

Will COF stock go up?

No one can know that. What the data says: the median 12-month target from 24 analysts implies +18.9% from the last close, and Ticker Nerd's factor model ranks Capital One Financial Corp. 31 out of 100 as at 7 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the COF stock forecast for 2030?

No analyst covering Capital One Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for COF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $214 to $300 over the next 12 months.

How has COF stock performed over the past year?

Capital One Financial Corp. returned -1.3% over the 12 months to 8 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Capital One Financial Corp. do?

Capital One Financial Corp. is a diversified financial services holding company that provides a broad range of banking and lending products to consumers, small businesses, and commercial clients.

What is the latest news on COF?

The most recent item we track (Zacks Investment Research, 8 Sept 2026): "Why Capital One (COF) is a Top Momentum Stock for the Long-Term". Zacks Investment Research highlights Capital One (COF) as a top momentum stock for the long term, citing its Zacks Style Scores tool. The piece presents COF as a strong pick for momentum-oriented investors.

Company

About Capital One Financial Corp.

Capital One Financial Corp. is a diversified financial services holding company that provides a broad range of banking and lending products to consumers, small businesses, and commercial clients. Capital One Financial Corp. focuses on credit card lending, consumer banking, and commercial banking, serving customers through digital platforms, branch services, and other distribution channels. Its offerings include deposit accounts, auto finance, and business banking solutions, along with financial products designed to support everyday spending, saving, and borrowing needs. The company plays an important role in the U.S. financial system by combining consumer-focused banking with commercial lending capabilities and technology-driven service delivery. Headquartered in McLean, Virginia, Capital One Financial Corp. is known for operating as a large, diversified bank holding company with a strong presence in retail financial services.

CEO Mr. Richard D. Fairbank · 78,400 employees · United States · https://www.capitalone.com