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COFCOFFinancial Services · Credit Services

COF Stock Forecast: Capital One Financial Corp. Price Predictions for 2026-2027

Last close, 18 Aug 2026
$221
+0.01% on the day

The 24 Wall Street analysts covering Capital One Financial Corp. hold a median 12-month price target of $255 — +14.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 28 of 100 as at 18 Aug 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$135.9B
Ticker Nerd rank
28 / 100
Median analyst target
$255
Analysts covering
24
Total return, dividends reinvested
1W
+1.1%
1M
+6.5%
YTD
−7.9%
1Y
+3.7%
From 52W high
−13.4%
From 52W low
+26.3%
$175
$256
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

COF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Capital One Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 18 Aug 2026
28 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
82
Value
67
Revisions
66
Growth
53
Momentum
51
Quality
43
Issuance
17
Accruals
12
Size
2

Volatility (82): The share price has been relatively steady.

Accruals (12): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (2): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

COF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on COF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$180$200$220$240$260$280$300Oct 25Jan 26Apr 26Jul 26COFHigh $300Median $255Low $214

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says24 analysts
20 Buy4 Hold0 Sell
Low $214Median $255High $300

The green dot is the last close — the median target sits +14.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 4 moved it down.

DateFirmActionRatingTarget
3 Aug 2026UBSMaintainsBuy$275 → $280
28 July 2026CitigroupMaintainsBuy$310 → $295
28 July 2026Evercore ISI GroupMaintainsOutperform$222 → $230
22 July 2026BarclaysMaintainsOverweight—
22 July 2026BarclaysMaintainsOverweight$242 → $240
13 July 2026HSBCUpgradeBuy$226 → $229
13 July 2026HSBCUpgradeBuy—
13 July 2026JP MorganMaintainsOverweight$215 → $245
13 July 2026JP MorganMaintainsOverweight—
9 July 2026B of A SecuritiesMaintainsBuy—
9 July 2026B of A SecuritiesMaintainsBuy$234 → $231
7 July 2026TD CowenMaintainsBuy—
7 July 2026TD CowenMaintainsBuy$260 → $253
7 July 2026UBSMaintainsBuy$270 → $275
7 July 2026UBSMaintainsBuy—
30 June 2026BTIGMaintainsBuy—
30 June 2026Piper SandlerInitiatesOverweight—
23 Apr 2026Truist SecuritiesMaintainsBuy—
22 Apr 2026BarclaysMaintainsOverweight—
22 Apr 2026BTIGReiteratesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. COF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

COF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.5%
Analysts raising
11
Analysts cutting
3
Fundamentals

Capital One Financial Corp. (COF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.2×

Cheaper than 54% of US stocks

Price / sales
2.8×

Cheaper than 44% of US stocks

Price / book
1.3×

Cheaper than 63% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
1111.0%

Higher than 99% of US stocks

Earnings growth (YoY)
26.0%

Higher than 64% of US stocks

Gross margin
—
Operating margin
33.6%

Higher than 89% of US stocks

Net margin
21.9%

Higher than 84% of US stocks

Returns & dividend
Return on equity
9.0%

Higher than 61% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
1.4%

Higher than 34% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

COF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
COFCapital One Financial Corp.$135.9B
28
AXPAmerican Express Co.$231.0B
71
PYPLPayPal Holdings, Inc.$54.4B
68
MAMastercard, Inc.$515.9B
66
VVisa, Inc.$665.1B
88
SYFSynchrony Financial$26.2B
74
AFRMAffirm Holdings, Inc.$24.0B
37

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Capital One Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest COF news & analysis

Why Capital One (COF) is a Top Value Stock for the Long-Term

Zacks Investment Research · 18 Aug 2026positive

Zacks Investment Research highlights Capital One (COF) as a top value stock for the long term, using its Style Scores system to identify top-rated stocks based on investing style. The article explains why investors should take advantage of this screening approach.

Why it matters — COF watchers would care because the piece positions Capital One favorably among value-oriented stocks, potentially drawing attention from long-term investors.

Capital One Financial: Solid 7% Yield From Series I Preferred Shares

Seeking Alpha · 17 Aug 2026positive

Capital One Financial offers five preferred share series, with Series I favored for its higher dividend and lower interest-rate sensitivity. The integrated Discover acquisition supports stable net interest income and improved yield spreads above 7% for five consecutive quarters, with loan growth at 4.5% year-over-year, deposit growth, and a stable 90% loan-to-deposit ratio.

Why it matters — COF watchers would care because the item highlights strength in the bank's balance sheet, loan and deposit growth, and preferred-share income, reflecting the benefits of the Discover integration.

SEC filing shows Softbank initiates stake in Capital One; sells 71.5% of its Taiwan Semi holdings

Reuters · 14 Aug 2026positive

SoftBank Group Corp. disclosed in a U.S. Securities and Exchange Commission filing that it initiated a new stake in Capital One during the second quarter. In the same filings, SoftBank reported selling 71.5% of its holdings in Taiwan Semiconductor Holdings.

Why it matters — A significant new investment by SoftBank in Capital One may signal increased institutional interest in the company, which COF watchers would track closely.

Why Capital One built its multi-agent AI platform around open-weight models

VentureBeat · 13 Aug 2026positive

At VB Transform 2026, Capital One's MVP of machine learning engineering, Kel Vanee, discussed with VentureBeat's Sam Witteveen how the bank built a scalable multi-agent AI architecture around deeply customized open-weight models rather than an off-the-shelf foundation model. Vanee emphasized that Capital One is not just using AI but building AI.

Why it matters — A COF watcher would care because this highlights the bank's proprietary approach to AI development, suggesting a focus on building its own AI capabilities rather than depending on third-party foundation models.

Monumental Sports & Entertainment Unveils Bold Vision for Brand-New Capital One Arena

PRNewsWire · 11 Aug 2026positive

Monumental Sports & Entertainment and Capital One announced a 20-year naming rights extension for Capital One Arena, unveiling plans and renderings for a new state-of-the-art sports and entertainment venue in downtown Washington, D.C.

Why it matters — The long-term naming rights deal reflects Capital One's continued investment and brand presence in its hometown market, supporting its community ties.

FAQ

Frequently asked questions about COF stock

What is the COF stock price forecast for 2026-2027?

The 24 Wall Street analysts covering Capital One Financial Corp. have a median 12-month price target of $255, with estimates ranging from $214 to $300. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is COF stock a buy right now?

Of the 24 analysts covering Capital One Financial Corp., 20 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Capital One Financial Corp. 28 out of 100 across roughly 4,600 US stocks as at 18 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank COF?

As at 18 Aug 2026, Capital One Financial Corp. ranks 28 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (82 of 100).

Will COF stock go up?

No one can know that. What the data says: the median 12-month target from 24 analysts implies +14.9% from the last close, and Ticker Nerd's factor model ranks Capital One Financial Corp. 28 out of 100 as at 18 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the COF stock forecast for 2030?

No analyst covering Capital One Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for COF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $214 to $300 over the next 12 months.

How has COF stock performed over the past year?

Capital One Financial Corp. returned +3.7% over the 12 months to 18 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Capital One Financial Corp. do?

Capital One Financial Corporation is a diversified financial services holding company headquartered in McLean, Virginia. The company operates primarily through three business segments: credit card, consumer banking, and commercial banking.

What is the latest news on COF?

The most recent item we track (Zacks Investment Research, 18 Aug 2026): "Why Capital One (COF) is a Top Value Stock for the Long-Term". Zacks Investment Research highlights Capital One (COF) as a top value stock for the long term, using its Style Scores system to identify top-rated stocks based on investing style. The article explains why investors should take advantage of this screening approach.

Company

About Capital One Financial Corp.

Capital One Financial Corporation is a diversified financial services holding company headquartered in McLean, Virginia. The company operates primarily through three business segments: credit card, consumer banking, and commercial banking. In its credit card segment, Capital One provides a broad range of branded and co-branded credit card products to consumers and small businesses, serving both prime and subprime customer segments. Its consumer banking operations offer checking and savings accounts, money market deposits, certificates of deposit, auto loans, and other retail lending products, delivered through digital platforms, physical branches, and café-style locations in selected U.S. markets. The commercial banking segment focuses on lending, treasury management, deposit services, and capital markets solutions for mid-sized and large corporate clients, as well as real estate and industrial borrowers. Capital One Financial Corporation serves customers across the United States, Canada, and the United Kingdom, with a strong emphasis on digital banking and data-driven risk management. Founded in 1988, it is recognized today as a major player in consumer credit and broader retail and commercial banking services.

CEO Mr. Richard D. Fairbank · 78,400 employees · United States · https://www.capitalone.com