SOFIFinancial Services · Credit ServicesThe 24 Wall Street analysts covering SoFi Technologies, Inc. hold a median 12-month price target of $18 — -4.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 35 of 100 as at 20 Aug 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores SoFi Technologies, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (72): Analysts have, on balance, been raising their forecasts.
Accruals (11): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Size (10): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on SOFI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits −4.8% from it.
Of the 20 most recent actions, 3 moved their price target up and 4 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 17 Aug 2026 | Piper Sandler | Initiates | Overweight | $22 |
| 12 Aug 2026 | Truist Securities | Maintains | Hold | $18 → $19 |
| 31 July 2026 | Mizuho | Maintains | Outperform | — |
| 31 July 2026 | Mizuho | Maintains | Outperform | $29 → $22 |
| 30 July 2026 | Morgan Stanley | Maintains | Underweight | $16 → $15 |
| 30 July 2026 | Morgan Stanley | Maintains | Underweight | — |
| 30 July 2026 | Needham | Maintains | Buy | $25 → $24 |
| 30 July 2026 | Needham | Maintains | Buy | — |
| 30 July 2026 | Wells Fargo | Maintains | Equal-Weight | $18 → $17 |
| 30 July 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 24 July 2026 | Truist Securities | Maintains | Hold | $17 → $18 |
| 24 July 2026 | Truist Securities | Maintains | Hold | — |
| 9 July 2026 | Goldman Sachs | Maintains | Neutral | $17 → $21 |
| 9 July 2026 | Goldman Sachs | Maintains | Neutral | — |
| 12 May 2026 | Truist Securities | Maintains | Hold | — |
| 4 May 2026 | Citigroup | Maintains | Buy | — |
| 30 Apr 2026 | Needham | Maintains | Buy | — |
| 30 Apr 2026 | Stephens & Co. | Maintains | Overweight | — |
| 30 Apr 2026 | TD Cowen | Maintains | Hold | — |
| 30 Apr 2026 | UBS | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SOFI appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 21% of US stocks
Cheaper than 24% of US stocks
Cheaper than 45% of US stocks
Higher than 84% of US stocks
Higher than 78% of US stocks
Higher than 75% of US stocks
Higher than 77% of US stocks
Higher than 57% of US stocks
Higher than 52% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own SoFi Technologies, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
One Wall Street analyst believes SoFi Technologies stock could rise about 20%, according to the cited source. The article notes that SoFi has set up attractively following a difficult first half of 2026.
Why it matters — A SOFI watcher would care because the analyst view points to potential upside for the stock after a challenging first half of the year.
SoFi shares rose about 5% as fintech stocks rallied in a sympathy trade tied to Bitcoin's breakout, with capital flowing into retail brokerages and crypto-linked fintech firms. Robinhood spiked 13% and Affirm also ticked higher in the same move.
Why it matters — A SOFI watcher would care because the rally suggests SoFi's stock is being swept up in broader crypto-driven enthusiasm for fintech companies.
Cryptocurrency and blockchain-related stocks rose in premarket trading after President Donald Trump urged Congress to pass legislation establishing clear rules for the digital asset sector, following a White House meeting with industry executives.
Why it matters — Regulatory clarity for digital assets could affect fintech and crypto-related sectors relevant to SoFi's business and investor sentiment.
Jim Cramer, on a CNBC Stop Trading segment, cautioned against what he views as reflexive analyst enthusiasm for a narrow group of fintech stocks, warning that three of these names are priced for perfection.
Why it matters — A SOFI watcher would care because the caution highlights valuation risk in the fintech sector, potentially affecting sentiment toward high-growth names like SoFi.
SoFi Technologies reported record loan originations of $14.8 billion, indicating strong momentum in its lending business. However, credit performance and funding costs remain important factors to watch as the company continues to expand its loan volume.
Why it matters — A SOFI watcher would care because record loan growth signals business momentum, while credit performance and funding costs could shape how sustainable that expansion proves to be.
The 24 Wall Street analysts covering SoFi Technologies, Inc. have a median 12-month price target of $18, with estimates ranging from $12 to $30. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 24 analysts covering SoFi Technologies, Inc., 8 rate it a Buy, 12 a Hold and 4 a Sell. Ticker Nerd's systematic factor model ranks SoFi Technologies, Inc. 35 out of 100 across roughly 4,600 US stocks as at 20 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 20 Aug 2026, SoFi Technologies, Inc. ranks 35 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (72 of 100).
No one can know that. What the data says: the median 12-month target from 24 analysts implies -4.8% from the last close, and Ticker Nerd's factor model ranks SoFi Technologies, Inc. 35 out of 100 as at 20 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering SoFi Technologies, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SOFI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $12 to $30 over the next 12 months.
SoFi Technologies, Inc. returned -18.9% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
SoFi Technologies, Inc. is a financial technology company that provides a digital platform for a broad range of consumer financial services.
The most recent item we track (24/7 Wall Street, 21 Aug 2026): "One Wall Street Analyst Thinks SoFi Stock Could Jump 20%. Here's Why.". One Wall Street analyst believes SoFi Technologies stock could rise about 20%, according to the cited source. The article notes that SoFi has set up attractively following a difficult first half of 2026.
SoFi Technologies, Inc. is a financial technology company that provides a digital platform for a broad range of consumer financial services. Headquartered in San Francisco, California and founded in 2011, SoFi focuses on offering a member-centric, one-stop solution that enables individuals to borrow, save, spend, invest, and protect their money through a unified app-based experience. The company operates across three main segments: Lending, Technology Platform, and Financial Services. Its Lending segment offers products such as personal loans, student loans, and home loans, supported by end-to-end capabilities from application and underwriting to funding and servicing. The Technology Platform segment, powered by cloud-native and API-driven infrastructure, provides digital banking, payment, and account services to other financial institutions and partners. The Financial Services segment includes cash management, brokerage and investing solutions, and other everyday financial tools, positioning SoFi Technologies, Inc. as a significant participant in the U.S. consumer fintech and digital banking landscape.
CEO Mr. Anthony J. Noto · 6,100 employees · United States · https://www.sofi.com