NNIFinancial Services · Credit Services

NNI Stock Forecast: Nelnet, Inc. Price Predictions for 2026-2027

Last close, 23 Oct 2026
$123
−2.59% on the day

The 1 Wall Street analysts covering Nelnet, Inc. hold a median 12-month price target of $125 — +2.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 60 of 100 as at 22 Oct 2026 — in the upper half.

Market cap
$4.5B
Ticker Nerd rank
60/ 100
Median analyst target
$125
Analysts covering
1
Revenue$366.3M+20.2% y/y
Net income$45.5M
Free cash flow$71.6M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−3.8%
1M
−2.0%
YTD
−7.1%
1Y
−5.8%
From 52W high
−14.6%
From 52W low
+0.8%
$122
$143
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NNI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Nelnet, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
60/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
99
Issuance
97
Quality
73
Value
70
Momentum
69
Revisions
40
Accruals
32
Growth
28
Size
24

Volatility (99): The share price has been relatively steady.

Growth (28): Sales and profits are flat, shrinking, or growing more slowly than they were.

Size (24): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NNI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NNI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$120$125$130$135$140Jan 26Apr 26Jul 26Oct 26NNIHigh $125Median $125Low $125

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $125Median $125High $125

The green dot is the last close — the median target sits +2.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
6 Oct 2026TD CowenMaintainsHold$130 → $125
8 Jan 2026TD CowenMaintainsHold$135 → $140
8 Jan 2026TD CowenMaintainsHold—
10 Nov 2025TD CowenMaintainsHold—
12 Aug 2024TD CowenMaintainsHold—
14 May 2024TD CowenMaintainsHold—
1 Nov 2023TD CowenInitiatesMarket Perform—
11 May 2023Credit SuisseReiteratesNeutral—
9 Nov 2022Credit SuisseMaintainsNeutral—
10 Aug 2022Credit SuisseMaintainsNeutral—
2 Mar 2022Credit SuisseMaintainsNeutral—
13 Jan 2022Credit SuisseDowngradeNeutral—
10 Nov 2020Credit SuisseUpgradeOutperform—
12 May 2020Credit SuisseMaintainsNeutral—
20 Oct 2017Credit SuisseMaintainsNeutral—
9 Aug 2017Compass PointDowngradeNeutral—
14 Nov 2016Credit SuisseDowngradeNeutral—
7 Aug 2015Credit SuisseMaintainsOutperform—
7 Nov 2014Credit SuisseMaintainsOutperform—
8 Aug 2014Credit SuisseMaintainsOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

NNI appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

NNI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 23 Oct 2026, Nelnet, Inc. returned −5.8% against +14.3% for the S&P 500, dividends included.

NNI vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115Jan 26Apr 26Jul 26Oct 26NNIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NNI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−9.3%
Analysts raising
1
Analysts cutting
0
Fundamentals

Nelnet, Inc. (NNI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.0×

Cheaper than 46% of US stocks

Price / sales
3.0×

Cheaper than 39% of US stocks

Price / book
1.2×

Cheaper than 64% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
−30.5%

Higher than 8% of US stocks

Earnings growth (YoY)
−63.3%

Higher than 8% of US stocks

Gross margin
—
Operating margin
18.2%

Higher than 77% of US stocks

Net margin
20.3%

Higher than 82% of US stocks

Returns & dividend
Return on equity
6.8%

Higher than 56% of US stocks

Return on assets
1.7%

Higher than 57% of US stocks

Dividend yield
1.1%

Higher than 71% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Nelnet, Inc. (NNI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Nelnet, Inc. has a market value of $4.5B and an enterprise value of $11.2B.

  • Revenue in the twelve months to 30 June 2026: $1.4B. The latest quarter shrank 30.5% year on year.

  • Net income over the same four quarters: $240.4M, a 16.7% net margin.

  • Diluted earnings per share, trailing twelve months: $8.36.

  • Free cash flow in the twelve months to 30 June 2026: $364.0M.

  • Nelnet, Inc. spent $84.2M on share buybacks and $46.3M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 35.8M.

  • Trailing P/E: 15.0×; forward P/E: 14.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.05%, paying out 15% of earnings.

  • Nelnet, Inc. employs 5,744 people — $250K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

NNI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
NNINelnet, Inc.$4.5B60
ENVAEnova International, Inc.$4.4B80
SEZLSezzle, Inc.$4.7B90
BFHBread Financial Holdings, Inc.$4.1B97
SLMSLM Corp.$4.1B83
CACCCredit Acceptance Corp.$5.8B87
OMFOneMain Holdings, Inc.$6.7B68

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Nelnet, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NNI news & analysis

FACTS Introduces FACTS Compass™, a Scholarship Administration Platform for the Federal Scholarship Tax Credit

PRNewsWire · 15 Oct 2026positive

FACTS, a Nelnet company, announced FACTS Compass™, a scholarship administration platform designed to help Scholarship Granting Organizations administer the Federal Scholarship Tax Credit and provide a more connected scholarship management experience.

Why it matters — The announcement concerns a new platform offered by a Nelnet subsidiary for scholarship administration.

Nelnet to Announce Third Quarter Results

PRNewsWire · 12 Oct 2026neutral

Nelnet announced it will release earnings for the third quarter ended September 30, 2026, after the New York Stock Exchange closes on Thursday, November 5, 2026.

Why it matters — NNI watchers can note the scheduled date and timing for the company's third-quarter results announcement.

Nelnet Business Services Acquires International School Management Technology Provider, Entab

PRNewsWire · 5 Oct 2026positive

Nelnet Business Services, a division of Nelnet, Inc., announced the acquisition of Entab Infotech Pvt., an international school management technology provider based in New Delhi. The acquisition expands NBS's presence into international school technology markets.

Why it matters — NNI watchers would care because this acquisition extends Nelnet's education technology portfolio into new international markets, broadening its business services reach.

Nelnet Board of Directors Appoints Two New Members

PRNewsWire · 16 Sept 2026neutral

Nelnet, Inc. announced the appointment of Angie Klein and Ed Pallesen to its board of directors, expanding the board to 10 members. The announcement was made on Sept. 16, 2026, via PRNewswire.

Why it matters — NNI watchers would care because the expansion of the board with two new directors signals a change in corporate governance and leadership oversight at the company.

Nelnet Accessibility Services Now on Civic Marketplace

PRNewsWire · 8 Sept 2026neutral

Nelnet's accessibility assessment, remediation, and compliance services are now available to state and local agencies through Cooperative Purchasing Network's Civic Marketplace via a cooperative contract that eliminates the need for a new RFP ahead of approaching DOJ ADA Title II compliance deadlines. The contract, based in Lincoln, Nebraska, streamlines agency access to these services.

Why it matters — This expands Nelnet's accessibility services to a broad public-sector customer base without requiring individual RFPs, potentially broadening its market reach as ADA compliance deadlines approach.

FAQ

Frequently asked questions about NNI stock

What is the NNI stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Nelnet, Inc. have a median 12-month price target of $125, with estimates ranging from $125 to $125. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is NNI stock a buy right now?

Of the 1 analysts covering Nelnet, Inc., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Nelnet, Inc. 60 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank NNI?

As at 22 Oct 2026, Nelnet, Inc. ranks 60 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (99 of 100).

Will NNI stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +2.0% from the last close, and Ticker Nerd's factor model ranks Nelnet, Inc. 60 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the NNI stock forecast for 2030?

No analyst covering Nelnet, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NNI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $125 to $125 over the next 12 months.

How has NNI stock performed over the past year?

Nelnet, Inc. returned -5.8% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Nelnet, Inc. do?

Nelnet Inc. Class A Common Stock represents ownership in Nelnet, a diversified financial services company focused on consumer lending, loan servicing, payments, and technology-enabled services.

What is the latest news on NNI?

The most recent item we track (PRNewsWire, 15 Oct 2026): "FACTS Introduces FACTS Compass™, a Scholarship Administration Platform for the Federal Scholarship Tax Credit". FACTS, a Nelnet company, announced FACTS Compass™, a scholarship administration platform designed to help Scholarship Granting Organizations administer the Federal Scholarship Tax Credit and provide a more connected scholarship management experience.

Company

About Nelnet, Inc.

Nelnet Inc. Class A Common Stock represents ownership in Nelnet, a diversified financial services company focused on consumer lending, loan servicing, payments, and technology-enabled services. The company provides student and consumer loan origination and servicing, education-focused payment processing, and software and outsourcing solutions that support schools, institutions, churches, and businesses. Nelnet also operates an asset generation and management business centered on acquiring and managing loan assets, alongside Nelnet Bank, which serves private education and consumer lending markets. Headquartered in Lincoln, Nebraska, Nelnet plays a significant role in the education finance ecosystem by combining lending, servicing, and digital payment capabilities within a single operating platform. Its Class A Common Stock is used by investors to participate in the company’s broad financial services and education technology businesses.

5,744 employees · United States · https://www.nelnet.com