TICKERNERD
Menu
RMRMFinancial Services · Credit Services

RM Stock Forecast: Regional Management Corp. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$33
−2.99% on the day

The 3 Wall Street analysts covering Regional Management Corp. hold a median 12-month price target of $43 — +28.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 86 of 100 as at 14 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$317.5M
Ticker Nerd rank
86 / 100
Median analyst target
$43
Analysts covering
3
Revenue$145.0M+5.8% y/y
Net income$8.2M
Free cash flow$75.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.5%
1M
+1.5%
YTD
−11.6%
1Y
−13.9%
From 52W high
−22.6%
From 52W low
+10.4%
$30
$43
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

RM stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Regional Management Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
86 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
98
Growth
95
Volatility
89
Quality
75
Size
60
Revisions
59
Momentum
56
Issuance
53
Accruals
23

Value (98): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Accruals (23): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

RM stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on RM, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45$50Jan 26Apr 26Jul 26Oct 26RMHigh $50Median $43Low $39

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
3 Buy0 Hold0 Sell
Low $39Median $43High $50

The green dot is the last close — the median target sits +28.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
30 July 2026CitizensMaintainsMarket Outperform$45 → $43
21 May 2026CitizensUpgradeMarket Outperform$45
21 May 2026CitizensUpgradeMarket Outperform—
2 May 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
13 Nov 2024Stephens & Co.InitiatesEqual-Weight—
1 Aug 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
7 June 2024BTIGInitiatesNeutral—
3 May 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
8 Feb 2024Stephens & Co.ReiteratesEqual-Weight—
2 Nov 2023Stephens & Co.MaintainsEqual-Weight—
4 May 2023Stephens & Co.ReiteratesEqual-Weight—
11 Apr 2023Keefe, Bruyette & WoodsMaintainsMarket Perform—
10 Feb 2023BMO CapitalMaintainsMarket Perform—
3 Nov 2022BMO CapitalMaintainsMarket Perform—
2 Nov 2022Stephens & Co.MaintainsEqual-Weight—
29 Sept 2021JMP SecuritiesDowngradeMarket Perform—
19 July 2021JMP SecuritiesMaintainsMarket Outperform—
9 June 2021BMO CapitalDowngradeMarket Perform—
12 Nov 2020Janney CapitalDowngradeNeutral—
12 Nov 2020Janney Montgomery ScottDowngradeNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. RM appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

RM vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, Regional Management Corp. returned −13.9% against +17.5% for the S&P 500, dividends included.

RM vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26RMS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

RM analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−12.1%
Analysts raising
0
Analysts cutting
2
Fundamentals

Regional Management Corp. (RM) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
7.2×

Cheaper than 63% of US stocks

Price / sales
0.5×

Cheaper than 82% of US stocks

Price / book
0.8×

Cheaper than 75% of US stocks

EV / EBITDA
11.9×

Cheaper than 30% of US stocks

Growth & margins
Revenue growth (YoY)
6.0%

Higher than 41% of US stocks

Earnings growth (YoY)
−19.6%

Higher than 21% of US stocks

Gross margin
—
Operating margin
20.8%

Higher than 80% of US stocks

Net margin
7.2%

Higher than 65% of US stocks

Returns & dividend
Return on equity
12.6%

Higher than 70% of US stocks

Return on assets
4.6%

Higher than 74% of US stocks

Dividend yield
3.5%

Higher than 88% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Regional Management Corp. (RM) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Regional Management Corp. has a market value of $317.5M and an enterprise value of $2.0B.

  • Revenue in the twelve months to 30 June 2026: $580.0M. The latest quarter grew 6.0% year on year.

  • Net income over the same four quarters: $46.8M, a 8.1% net margin.

  • Diluted earnings per share, trailing twelve months: $4.75.

  • Free cash flow in the twelve months to 30 June 2026: $310.9M.

  • Regional Management Corp. spent $25.2M on share buybacks and $11.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 9.3M.

  • Trailing P/E: 7.2×; forward P/E: 5.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.48%, paying out 25% of earnings.

  • Regional Management Corp. employs 2,112 people — $275K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

RM vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
RMRegional Management Corp.$317.5M
86
PMTSCPI Card Group, Inc.$288.2M
100
FOAFinance of America Cos., Inc.$283.2M
22
MFINMedallion Financial Corp.$256.8M
68
OPRTOportun Financial Corp.$401.6M
84
CPSSConsumer Portfolio Services, Inc.$200.2M
59
TROOTROOPS, Inc.$199.1M
22

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Regional Management Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest RM news & analysis

Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026

Business Wire · 1 Oct 2026neutral

Regional Management Corp. announced it will report third quarter 2026 results after market close on Wednesday, October 28, 2026, and will hold a conference call and live webcast at 5:00 PM ET that day to discuss the results.

Why it matters — The scheduled earnings release and conference call give RM watchers a specific date and time to expect the company's third quarter financial results and management commentary.

Regional Management Q2 Earnings Call Highlights

MarketBeat · 30 July 2026neutral

Regional Management reported second-quarter net income of $8.2 million, or $0.85 per diluted share, with revenue growth and improved operating efficiency partly offset by higher credit-loss provisions and slower-than-expected portfolio expansion.

Why it matters — The results highlight a mixed quarter for RM, with operational improvements being tempered by rising credit costs and a slower-than-anticipated growth trajectory.

Regional Management Corp. (RM) Q2 2026 Earnings Call Transcript

Seeking Alpha · 30 July 2026neutral

Regional Management Corp. held its Q2 2026 earnings call, the transcript of which was published by Seeking Alpha.

Why it matters — Earnings call transcripts provide RM watchers with direct insight into management's discussion of the company's quarterly financial results and outlook.

Regional Management Corp. Announces Second Quarter 2026 Results

Business Wire · 29 July 2026positive

Regional Management Corp. reported its second quarter 2026 financial results, posting $168 million in revenue and improving its operating expense ratio by 80 basis points year-over-year to 12.4%.

Why it matters — The results show the company delivered revenue growth while cutting costs, expanding its auto-secured loan portfolio, and continuing to return capital to shareholders.

FAQ

Frequently asked questions about RM stock

What is the RM stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Regional Management Corp. have a median 12-month price target of $43, with estimates ranging from $39 to $50. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is RM stock a buy right now?

Of the 3 analysts covering Regional Management Corp., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Regional Management Corp. 86 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank RM?

As at 14 Oct 2026, Regional Management Corp. ranks 86 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (98 of 100).

Will RM stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +28.8% from the last close, and Ticker Nerd's factor model ranks Regional Management Corp. 86 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the RM stock forecast for 2030?

No analyst covering Regional Management Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $39 to $50 over the next 12 months.

How has RM stock performed over the past year?

Regional Management Corp. returned -13.9% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Regional Management Corp. do?

Regional Management Corp. Common Stock represents the equity of Regional Management Corp., a diversified consumer finance company focused on installment lending.

What is the latest news on RM?

The most recent item we track (Business Wire, 1 Oct 2026): "Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026". Regional Management Corp. announced it will report third quarter 2026 results after market close on Wednesday, October 28, 2026, and will hold a conference call and live webcast at 5:00 PM ET that day to discuss the results.

Company

About Regional Management Corp.

Regional Management Corp. Common Stock represents the equity of Regional Management Corp., a diversified consumer finance company focused on installment lending. Operating under the Regional Finance brand, the company provides fixed-rate, fixed-term installment loans to customers who often have limited access to traditional bank, credit card, and thrift lending. Its product lineup includes small and large personal loans, vehicle-secured loans, and retail financing, along with related optional protection products where permitted. Regional Management serves consumers through a multi-channel platform that combines branch locations, direct mail, digital partners, retailers, and its consumer website, with loans typically serviced through its branch network. The company plays a specialized role in the U.S. financial market by addressing near-prime and underserved borrowing needs through relationship-based consumer lending.

CEO Mr. Lakhbir S. Lamba · 2,112 employees · United States · https://www.regionalmanagement.com