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RM Stock Forecast: Regional Management Corp. Price Predictions for 2026-2027

Last close, 4 Nov 2026
$40
+1.86% on the day

The 3 Wall Street analysts covering Regional Management Corp. hold a median 12-month price target of $43 — +8.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 87 of 100 as at 3 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$347.0M
Ticker Nerd rank
87/ 100
Median analyst target
$43
Analysts covering
3
Revenue$145.0M+5.8% y/y
Net income$8.2M
Free cash flow$75.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+17.4%
1M
+24.2%
YTD
+4.6%
1Y
+3.6%
From 52W high
−8.4%
From 52W low
+30.7%
$30
$43
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

RM stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Regional Management Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 3 Nov 2026
87/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
96
Volatility
87
Growth
82
Quality
75
Revisions
71
Momentum
66
Size
57
Issuance
55
Accruals
22

Value (96): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Accruals (22): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

RM stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on RM, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45$50Jan 26Apr 26Jul 26Oct 26RMHigh $50Median $43Low $40

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
3 Buy0 Hold0 Sell
Low $40Median $43High $50

The green dot is the last close — the median target sits +8.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
29 Oct 2026Stephens & Co.MaintainsOverweight$39 → $40
30 July 2026CitizensMaintainsMarket Outperform$45 → $43
30 July 2026CitizensMaintainsMarket Outperform—
21 May 2026CitizensUpgradeMarket Outperform$45
21 May 2026CitizensUpgradeMarket Outperform—
2 May 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
13 Nov 2024Stephens & Co.InitiatesEqual-Weight—
1 Aug 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
7 June 2024BTIGInitiatesNeutral—
3 May 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
8 Feb 2024Stephens & Co.ReiteratesEqual-Weight—
2 Nov 2023Stephens & Co.MaintainsEqual-Weight—
4 May 2023Stephens & Co.ReiteratesEqual-Weight—
11 Apr 2023Keefe, Bruyette & WoodsMaintainsMarket Perform—
10 Feb 2023BMO CapitalMaintainsMarket Perform—
3 Nov 2022BMO CapitalMaintainsMarket Perform—
2 Nov 2022Stephens & Co.MaintainsEqual-Weight—
29 Sept 2021JMP SecuritiesDowngradeMarket Perform—
19 July 2021JMP SecuritiesMaintainsMarket Outperform—
9 June 2021BMO CapitalDowngradeMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

RM appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

RM vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, Regional Management Corp. returned +3.6% against +12.9% for the S&P 500, dividends included.

RM vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26RMS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

RM analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+2.8%
Analysts raising
0
Analysts cutting
2
Fundamentals

Regional Management Corp. (RM) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
7.9×

Cheaper than 62% of US stocks

Price / sales
0.5×

Cheaper than 80% of US stocks

Price / book
0.9×

Cheaper than 72% of US stocks

EV / EBITDA
12.3×

Cheaper than 30% of US stocks

Growth & margins
Revenue growth (YoY)
4.0%

Higher than 37% of US stocks

Earnings growth (YoY)
5.3%

Higher than 43% of US stocks

Gross margin
—
Operating margin
26.4%

Higher than 85% of US stocks

Net margin
7.3%

Higher than 65% of US stocks

Returns & dividend
Return on equity
12.6%

Higher than 69% of US stocks

Return on assets
4.5%

Higher than 74% of US stocks

Dividend yield
3.1%

Higher than 87% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Regional Management Corp. (RM) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Regional Management Corp. has a market value of $347.0M and an enterprise value of $2.1B.

  • Revenue in the twelve months to 30 June 2026: $580.0M. The latest quarter grew 4.0% year on year.

  • Net income over the same four quarters: $46.8M, a 8.1% net margin.

  • Diluted earnings per share, trailing twelve months: $4.75.

  • Free cash flow in the twelve months to 30 June 2026: $310.9M.

  • Regional Management Corp. spent $25.2M on share buybacks and $11.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 9.3M.

  • Trailing P/E: 7.9×; forward P/E: 6.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.09%, paying out 25% of earnings.

  • Regional Management Corp. employs 2,112 people — $275K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 4 Nov 2026

Data provided by Twelve Data

Peers

RM vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
RMRegional Management Corp.$347.0M87
PMTSCPI Card Group, Inc.$281.2M99
OPRTOportun Financial Corp.$459.2M95
FOAFinance of America Cos., Inc.$267.4M19
OPFIOppFi, Inc.$498.7M66
TROOTROOPS, Inc.$249.2M19
MFINMedallion Financial Corp.$232.6M67

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Regional Management Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest RM news & analysis

Regional Management Q3 Earnings Call Highlights

MarketBeat · 29 Oct 2026positive

Regional Management reported third-quarter 2026 net income of $15.1 million, or $1.61 per diluted share, up from $14.4 million, or $1.42 per share, a year earlier. Record revenue and portfolio growth offset higher credit losses, operating expenses and interest costs.

Why it matters — The results show year-over-year earnings growth alongside higher credit losses and costs, factors relevant to monitoring RM’s financial performance.

Regional Management Corp. (RM) Q3 2026 Earnings Call Transcript

Seeking Alpha · 29 Oct 2026neutral

Seeking Alpha published a transcript of Regional Management Corp.’s Q3 2026 earnings call. The provided excerpt contains no further details about the call.

Why it matters — The transcript is a source for RM watchers seeking information from the company’s Q3 2026 earnings discussion, but the excerpt provides no specifics.

Regional Management Corp. Announces Third Quarter 2026 Results

Business Wire · 28 Oct 2026positive

Regional Management Corp. announced results for the third quarter ended September 30, 2026. CEO Lakhbir S. Lamba said the company grew its portfolio in line with expectations and generated record revenue, supported by fee income from its bank partnership.

Why it matters — The announcement provides RM watchers with an update on quarterly portfolio growth and revenue performance.

Regional Management Corp. Appoints Elizabeth Canini as Chief Credit Risk Officer

Business Wire · 28 Oct 2026positive

Regional Management Corp. appointed Elizabeth Canini as Chief Credit Risk Officer, effective November 2, 2026. She brings more than 25 years of credit risk and consumer lending experience, including senior roles at Citi, PNC, and HSBC.

Why it matters — The appointment adds an experienced leader to RM’s credit risk function.

Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026

Business Wire · 1 Oct 2026neutral

Regional Management Corp. announced it will report third quarter 2026 results after market close on Wednesday, October 28, 2026, and will hold a conference call and live webcast at 5:00 PM ET that day to discuss the results.

Why it matters — The scheduled earnings release and conference call give RM watchers a specific date and time to expect the company's third quarter financial results and management commentary.

FAQ

Frequently asked questions about RM stock

What is the RM stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Regional Management Corp. have a median 12-month price target of $43, with estimates ranging from $40 to $50. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is RM stock a buy right now?

Of the 3 analysts covering Regional Management Corp., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Regional Management Corp. 87 out of 100 across roughly 4,600 US stocks as at 3 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank RM?

As at 3 Nov 2026, Regional Management Corp. ranks 87 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (96 of 100).

Will RM stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +8.9% from the last close, and Ticker Nerd's factor model ranks Regional Management Corp. 87 out of 100 as at 3 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the RM stock forecast for 2030?

No analyst covering Regional Management Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $40 to $50 over the next 12 months.

How has RM stock performed over the past year?

Regional Management Corp. returned +3.6% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Regional Management Corp. do?

Regional Management Corp. Common Stock represents the equity of Regional Management Corp., a diversified consumer finance company focused on installment lending.

What is the latest news on RM?

The most recent item we track (MarketBeat, 29 Oct 2026): "Regional Management Q3 Earnings Call Highlights". Regional Management reported third-quarter 2026 net income of $15.1 million, or $1.61 per diluted share, up from $14.4 million, or $1.42 per share, a year earlier. Record revenue and portfolio growth offset higher credit losses, operating expenses and interest costs.

Company

About Regional Management Corp.

Regional Management Corp. Common Stock represents the equity of Regional Management Corp., a diversified consumer finance company focused on installment lending. Operating under the Regional Finance brand, the company provides fixed-rate, fixed-term installment loans to customers who often have limited access to traditional bank, credit card, and thrift lending. Its product lineup includes small and large personal loans, vehicle-secured loans, and retail financing, along with related optional protection products where permitted. Regional Management serves consumers through a multi-channel platform that combines branch locations, direct mail, digital partners, retailers, and its consumer website, with loans typically serviced through its branch network. The company plays a specialized role in the U.S. financial market by addressing near-prime and underserved borrowing needs through relationship-based consumer lending.

CEO Mr. Lakhbir S. Lamba · 2,112 employees · United States · https://www.regionalmanagement.com