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ROOTROOTFinancial Services · Insurance - Property & Casualty

ROOT Stock Forecast: Root, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$53
+1.17% on the day

The 6 Wall Street analysts covering Root, Inc. hold a median 12-month price target of $58 — +8.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 35 of 100 as at 12 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$827.5M
Ticker Nerd rank
35 / 100
Median analyst target
$58
Analysts covering
6
Revenue$389.2M+1.6% y/y
Net income$25.8M
Free cash flow$53.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−3.6%
1M
+3.5%
YTD
−26.1%
1Y
−46.4%
From 52W high
−48.1%
From 52W low
+23.6%
$43
$103
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ROOT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Root, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
35 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
81
Quality
78
Issuance
49
Size
47
Value
44
Growth
32
Accruals
21
Momentum
18
Volatility
5

Revisions (81): Analysts have, on balance, been raising their forecasts.

Volatility (5): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ROOT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ROOT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$50$60$70$80$90$100Oct 25Jan 26Apr 26Jul 26ROOTHigh $80Median $58Low $50

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
1 Buy5 Hold0 Sell
Low $50Median $58High $80

The green dot is the last close — the median target sits +8.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 1 moved their price target up and 2 moved it down.

DateFirmActionRatingTarget
11 Aug 2026JefferiesDowngradeHold$78 → $58
6 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$95 → $80
9 July 2026Wells FargoMaintainsEqual-Weight—
9 July 2026Wells FargoMaintainsEqual-Weight$58 → $61
11 May 2026UBSMaintainsNeutral—
7 May 2026Wells FargoMaintainsEqual-Weight—
9 Apr 2026Wells FargoMaintainsEqual-Weight—
7 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
9 Mar 2026UBSMaintainsNeutral—
26 Feb 2026Keefe, Bruyette & WoodsMaintainsOutperform—
26 Feb 2026Wells FargoMaintainsEqual-Weight—
13 Jan 2026Wells FargoMaintainsEqual-Weight—
6 Nov 2025Wells FargoMaintainsEqual-Weight—
8 Oct 2025Wells FargoMaintainsEqual-Weight—
18 Aug 2025UBSMaintainsNeutral—
11 Aug 2025JefferiesMaintainsBuy—
8 Aug 2025Keefe, Bruyette & WoodsMaintainsOutperform—
7 Aug 2025Wells FargoMaintainsEqual-Weight—
10 July 2025Wells FargoMaintainsEqual-Weight—
8 July 2025TD CowenMaintainsHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ROOT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ROOT vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Root, Inc. returned −46.4% against +17.5% for the S&P 500, dividends included.

ROOT vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Oct 25Jan 26Apr 26Jul 26ROOTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ROOT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+38.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

Root, Inc. (ROOT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.9×

Cheaper than 46% of US stocks

Price / sales
0.5×

Cheaper than 81% of US stocks

Price / book
2.5×

Cheaper than 38% of US stocks

EV / EBITDA
6.8×

Cheaper than 49% of US stocks

Growth & margins
Revenue growth (YoY)
1.6%

Higher than 31% of US stocks

Earnings growth (YoY)
15.3%

Higher than 53% of US stocks

Gross margin
—
Operating margin
8.9%

Higher than 62% of US stocks

Net margin
3.7%

Higher than 57% of US stocks

Returns & dividend
Return on equity
15.4%

Higher than 75% of US stocks

Return on assets
3.3%

Higher than 67% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Root, Inc. (ROOT) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Root, Inc. has a market value of $827.5M and an enterprise value of $617.4M.

  • Revenue in the twelve months to 30 June 2026: $1.6B. The latest quarter grew 1.6% year on year.

  • Net income over the same four quarters: $63.0M, a 4.0% net margin.

  • Diluted earnings per share, trailing twelve months: $3.54.

  • Free cash flow in the twelve months to 30 June 2026: $179.2M, after $15.3M of capital spending.

  • Shares outstanding: 15.5M.

  • Trailing P/E: 14.9×; forward P/E: 19.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Root, Inc. employs 1,256 people — $1.2M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 12 Sept 2026

Data provided by Twelve Data

Peers

ROOT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
ROOTRoot, Inc.$827.5M
35
HIPOHippo Holdings, Inc.$844.5M
71
DGICADonegal Group, Inc.$755.8M
58
HRTGHeritage Insurance Holdings, Inc.$1.1B
95
TRUPTrupanion, Inc.$1.1B
35
BOWBowhead Specialty Holdings, Inc.$1.1B
33
UVEUniversal Insurance Holdings, Inc.$1.2B
93

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Root, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ROOT news & analysis

ROOT's Partnership Strategy Push Could Unlock Profitable Growth

Zacks Investment Research · 9 Sept 2026positive

Root is pushing its partnership strategy to expand distribution channels and support underwriting gains. While this broadening of partnerships diversifies its business, higher customer acquisition costs could test the company's profitability.

Why it matters — ROOT watchers would care because the partnership strategy could unlock profitable growth through broader distribution, though rising acquisition costs pose a potential risk to margins.

Root to Participate in Upcoming Investor Conferences

GlobeNewsWire · 3 Sept 2026neutral

Root (NASDAQ: ROOT) announced it will participate in two upcoming investor conferences in New York City. The company made the announcement on September 3, 2026.

Why it matters — A Root watcher would care because participation in investor conferences provides the company a platform to present its business to the investment community.

Root Insurance and Carvana Extend Embedded Insurance Agreement

GlobeNewsWire · 1 Sept 2026positive

Root Insurance and Carvana have extended their embedded insurance agreement, building on a partnership that has already sold more than 200,000 policies.

Why it matters — A ROOT watcher would care because the renewed Carvana partnership extends a distribution channel that has produced significant policy volume for Root.

Root Reduces Auto Insurance Rates by 15% in Florida, Citing Impact of Legal Reforms

GlobeNewsWire · 27 Aug 2026positive

Root announced it is reducing auto insurance rates by 15% in Florida, attributing the move to the state's insurance reforms and regulatory environment, which have lowered litigation costs and enabled immediate savings for drivers.

Why it matters — The rate reduction signals that Florida's legal reforms are benefiting Root's cost structure, which could support its competitive position and underwriting performance in the state.

Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents

GlobeNewsWire · 12 Aug 2026positive

Root and TheZebra.com announced a new digital integration that brings real-time quotes to shoppers on The Zebra's insurance marketplace while creating a faster, more streamlined workflow for independent agents.

Why it matters — A ROOT watcher would care because this partnership expands the company's access to consumers and independent agents through The Zebra's insurance marketplace.

FAQ

Frequently asked questions about ROOT stock

What is the ROOT stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Root, Inc. have a median 12-month price target of $58, with estimates ranging from $50 to $80. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ROOT stock a buy right now?

Of the 6 analysts covering Root, Inc., 1 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Root, Inc. 35 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ROOT?

As at 12 Sept 2026, Root, Inc. ranks 35 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (81 of 100).

Will ROOT stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +8.6% from the last close, and Ticker Nerd's factor model ranks Root, Inc. 35 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ROOT stock forecast for 2030?

No analyst covering Root, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ROOT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $50 to $80 over the next 12 months.

How has ROOT stock performed over the past year?

Root, Inc. returned -46.4% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Root, Inc. do?

Root, Inc. is a technology-driven insurance company that provides personal auto and renters insurance in the United States.

What is the latest news on ROOT?

The most recent item we track (Zacks Investment Research, 9 Sept 2026): "ROOT's Partnership Strategy Push Could Unlock Profitable Growth". Root is pushing its partnership strategy to expand distribution channels and support underwriting gains. While this broadening of partnerships diversifies its business, higher customer acquisition costs could test the company's profitability.

Company

About Root, Inc.

Root, Inc. is a technology-driven insurance company that provides personal auto and renters insurance in the United States. The company uses mobile applications, websites, and partnership channels to distribute its products, combining digital tools with telematics and data analytics to assess individual risk and support underwriting, pricing, policy administration, and claims handling. Root, Inc. focuses on a direct-to-consumer model, making insurance services more accessible through app-based customer experiences and automated workflows. Its products and services are designed for drivers and renters seeking streamlined coverage options, while its technology platform also supports broader insurance operations and distribution relationships. Root, Inc. plays a distinctive role in the property and casualty insurance market by blending insurance services with software-based risk selection and customer engagement.

CEO Mr. Alexander Edward Timm · 1,256 employees · United States · https://www.joinroot.com