ROOTFinancial Services · Insurance - Property & CasualtyThe 6 Wall Street analysts covering Root, Inc. hold a median 12-month price target of $53 — -7.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 36 of 100 as at 4 Nov 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Root, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (81): The business earns solid, repeatable profits on what it owns.
Volatility (5): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on ROOT, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits −7.3% from it.
Of the 20 most recent actions, 1 moved their price target up and 3 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 12 Oct 2026 | Wells Fargo | Maintains | Equal-Weight | $53 → $47 |
| 11 Aug 2026 | Jefferies | Downgrade | Hold | $78 → $58 |
| 11 Aug 2026 | Jefferies | Downgrade | Hold | — |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $95 → $80 |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 July 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 9 July 2026 | Wells Fargo | Maintains | Equal-Weight | $58 → $61 |
| 11 May 2026 | UBS | Maintains | Neutral | — |
| 7 May 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 9 Apr 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 7 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 Mar 2026 | UBS | Maintains | Neutral | — |
| 26 Feb 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 26 Feb 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 13 Jan 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 6 Nov 2025 | Wells Fargo | Maintains | Equal-Weight | — |
| 8 Oct 2025 | Wells Fargo | Maintains | Equal-Weight | — |
| 18 Aug 2025 | UBS | Maintains | Neutral | — |
| 11 Aug 2025 | Jefferies | Maintains | Buy | — |
| 8 Aug 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
ROOT appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Root, Inc. returned −27.8% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 43% of US stocks
Cheaper than 79% of US stocks
Cheaper than 33% of US stocks
Cheaper than 48% of US stocks
Higher than 31% of US stocks
Higher than 54% of US stocks
Higher than 62% of US stocks
Higher than 57% of US stocks
Higher than 75% of US stocks
Higher than 67% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Root, Inc. has a market value of $886.2M and an enterprise value of $624.0M.
Revenue in the twelve months to 30 June 2026: $1.6B. The latest quarter grew 1.6% year on year.
Net income over the same four quarters: $63.0M, a 4.0% net margin.
Diluted earnings per share, trailing twelve months: $3.54.
Free cash flow in the twelve months to 30 June 2026: $179.2M, after $15.3M of capital spending.
Trailing P/E: 16.1×; forward P/E: 18.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Root, Inc. employs 1,256 people — $1.2M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Root, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Root reported a third-quarter 2026 profit despite declines in revenue and premiums. Executives said the company held back spending on direct customer acquisition amid intensifying competition in personal auto insurance.
Why it matters — ROOT watchers may note the contrast between reported profitability and declining revenue and premiums, alongside the company's customer-acquisition spending restraint.
Root, Inc. announced its financial results for the third quarter of 2026. The company said its shareholder letter and updated investor presentation are available on its investor relations website.
Why it matters — ROOT watchers can review the company's quarterly results and management commentary in the shareholder letter.
Root CEO Alex Timm published an op-ed on how always-on AI shopping could challenge brand loyalty, help drivers compare prices, and change competition among auto insurers.
Why it matters — The piece outlines potential changes in how customers shop for insurance and how insurers compete, topics relevant to ROOT watchers.
Root announced it will participate in two upcoming investor conferences.
Why it matters — The announcement informs ROOT watchers about the company's upcoming investor-conference participation.
Root Insurance launched auto insurance availability in Wyoming, bringing its total to 38 states, representing 81% of the U.S. population. The expansion advances the company toward its stated goal of coverage across the contiguous United States by the end of 2027.
Why it matters — ROOT watchers may note the added state availability and progress toward the company’s national coverage goal.
The 6 Wall Street analysts covering Root, Inc. have a median 12-month price target of $53, with estimates ranging from $47 to $75. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering Root, Inc., 1 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Root, Inc. 36 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Root, Inc. ranks 36 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (81 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies -7.3% from the last close, and Ticker Nerd's factor model ranks Root, Inc. 36 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Root, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ROOT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $47 to $75 over the next 12 months.
Root, Inc. returned -27.8% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Root, Inc. is a technology-driven insurance company that provides personal auto and renters insurance in the United States.
The most recent item we track (MarketBeat, 5 Nov 2026): "Root Q3 Earnings Call Highlights". Root reported a third-quarter 2026 profit despite declines in revenue and premiums. Executives said the company held back spending on direct customer acquisition amid intensifying competition in personal auto insurance.
Root, Inc. is a technology-driven insurance company that provides personal auto and renters insurance in the United States. The company uses mobile applications, websites, and partnership channels to distribute its products, combining digital tools with telematics and data analytics to assess individual risk and support underwriting, pricing, policy administration, and claims handling. Root, Inc. focuses on a direct-to-consumer model, making insurance services more accessible through app-based customer experiences and automated workflows. Its products and services are designed for drivers and renters seeking streamlined coverage options, while its technology platform also supports broader insurance operations and distribution relationships. Root, Inc. plays a distinctive role in the property and casualty insurance market by blending insurance services with software-based risk selection and customer engagement.
CEO Mr. Alexander Edward Timm · 1,256 employees · United States · https://www.joinroot.com
