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ROOTROOTFinancial Services · Insurance - Property & Casualty

ROOT Stock Forecast: Root, Inc. Price Predictions for 2026-2027

Last close, 21 Aug 2026
$56
−2.82% on the day

The 6 Wall Street analysts covering Root, Inc. hold a median 12-month price target of $58 — +4.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 31 of 100 as at 22 Aug 2026 — in the lower half.

Market cap
$864.4M
Ticker Nerd rank
31 / 100
Median analyst target
$58
Analysts covering
6
Total return, dividends reinvested
1W
+8.4%
1M
−5.5%
YTD
−22.8%
1Y
−36.7%
From 52W high
−45.8%
From 52W low
+29.1%
$43
$103
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ROOT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Root, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
31 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
77
Revisions
75
Issuance
49
Size
47
Value
42
Growth
31
Accruals
21
Momentum
15
Volatility
6

Quality (77): The business earns solid, repeatable profits on what it owns.

Volatility (6): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ROOT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ROOT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$50$60$70$80$90$100$110Oct 25Jan 26Apr 26Jul 26ROOTHigh $80Median $58Low $50

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says6 analysts
1 Buy5 Hold0 Sell
Low $50Median $58High $80

The green dot is the last close — the median target sits +4.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 1 moved their price target up and 2 moved it down.

DateFirmActionRatingTarget
11 Aug 2026JefferiesDowngradeHold$78 → $58
6 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$95 → $80
9 July 2026Wells FargoMaintainsEqual-Weight—
9 July 2026Wells FargoMaintainsEqual-Weight$58 → $61
11 May 2026UBSMaintainsNeutral—
7 May 2026Wells FargoMaintainsEqual-Weight—
9 Apr 2026Wells FargoMaintainsEqual-Weight—
7 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
9 Mar 2026UBSMaintainsNeutral—
26 Feb 2026Keefe, Bruyette & WoodsMaintainsOutperform—
26 Feb 2026Wells FargoMaintainsEqual-Weight—
13 Jan 2026Wells FargoMaintainsEqual-Weight—
6 Nov 2025Wells FargoMaintainsEqual-Weight—
8 Oct 2025Wells FargoMaintainsEqual-Weight—
18 Aug 2025UBSMaintainsNeutral—
11 Aug 2025JefferiesMaintainsBuy—
8 Aug 2025Keefe, Bruyette & WoodsMaintainsOutperform—
7 Aug 2025Wells FargoMaintainsEqual-Weight—
10 July 2025Wells FargoMaintainsEqual-Weight—
8 July 2025TD CowenMaintainsHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ROOT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

ROOT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+38.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

Root, Inc. (ROOT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.6×

Cheaper than 46% of US stocks

Price / sales
0.6×

Cheaper than 81% of US stocks

Price / book
2.7×

Cheaper than 38% of US stocks

EV / EBITDA
7.2×

Cheaper than 48% of US stocks

Growth & margins
Revenue growth (YoY)
1.6%

Higher than 31% of US stocks

Earnings growth (YoY)
15.3%

Higher than 54% of US stocks

Gross margin
—
Operating margin
8.9%

Higher than 62% of US stocks

Net margin
3.7%

Higher than 57% of US stocks

Returns & dividend
Return on equity
15.4%

Higher than 75% of US stocks

Return on assets
3.3%

Higher than 67% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

ROOT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
ROOTRoot, Inc.$864.4M
31
HIPOHippo Holdings, Inc.$874.0M
69
DGICADonegal Group, Inc.$728.9M
57
HRTGHeritage Insurance Holdings, Inc.$1.0B
94
BOWBowhead Specialty Holdings, Inc.$1.1B
31
UVEUniversal Insurance Holdings, Inc.$1.2B
94
ASICAtegrity Specialty Insurance Company Holdings$1.2B
44

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Root, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ROOT news & analysis

Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents

GlobeNewsWire · 12 Aug 2026positive

Root and TheZebra.com announced a new digital integration that brings real-time quotes to shoppers on The Zebra's insurance marketplace while creating a faster, more streamlined workflow for independent agents.

Why it matters — A ROOT watcher would care because this partnership expands the company's access to consumers and independent agents through The Zebra's insurance marketplace.

Root's 2026 Outlook: AI-Driven Telematics Model Gains Scale Through Embedded Growth Partnerships

The Motley Fool · 11 Aug 2026positive

The Motley Fool reported that Root achieved profitability through disciplined underwriting and embedded distribution partnerships, with its proprietary telematics data providing a persistent pricing advantage over traditional insurers.

Why it matters — The piece highlights that Root's AI-driven telematics model and embedded growth partnerships are scaling effectively, which could signal a durable competitive edge for the business.

Should You Buy, Sell or Hold ROOT Stock Post Q2 Earnings?

Zacks Investment Research · 6 Aug 2026neutral

Root's Q2 revenues and EBITDA rose as underwriting margins improved, according to Zacks Investment Research. However, the piece notes a premium valuation and muted analyst sentiment, leading it to recommend a wait-and-see approach rather than a clear buy or sell stance.

Why it matters — A ROOT watcher would care because the earnings improvement is balanced against valuation concerns and subdued analyst sentiment, which may influence near-term positioning on the stock.

Root, Inc. (ROOT) Q2 2026 Earnings Call Transcript

Seeking Alpha · 6 Aug 2026neutral

Root, Inc. published the transcript of its Q2 2026 earnings call via Seeking Alpha, detailing the company's second-quarter 2026 financial results and management commentary.

Why it matters — The transcript gives ROOT watchers direct insight into the company's latest quarterly performance and management's outlook.

Root Q2 Earnings Call Highlights

MarketBeat · 6 Aug 2026positive

Root, Inc. reported second-quarter 2026 net income of $25 million, an increase of 15% from the year-ago period. The auto insurer highlighted its focus on underwriting discipline and ongoing investment in technology, distribution, and geographic expansion.

Why it matters — ROOT watchers would note that the company's rising profitability signals continued strength in its underwriting and growth strategy.

FAQ

Frequently asked questions about ROOT stock

What is the ROOT stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Root, Inc. have a median 12-month price target of $58, with estimates ranging from $50 to $80. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ROOT stock a buy right now?

Of the 6 analysts covering Root, Inc., 1 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Root, Inc. 31 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ROOT?

As at 22 Aug 2026, Root, Inc. ranks 31 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (77 of 100).

Will ROOT stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +4.0% from the last close, and Ticker Nerd's factor model ranks Root, Inc. 31 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ROOT stock forecast for 2030?

No analyst covering Root, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ROOT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $50 to $80 over the next 12 months.

How has ROOT stock performed over the past year?

Root, Inc. returned -36.7% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Root, Inc. do?

Root, Inc. Class A Common Stock represents ownership in a U.S.-based technology-focused insurance company headquartered in Columbus, Ohio.

What is the latest news on ROOT?

The most recent item we track (GlobeNewsWire, 12 Aug 2026): "Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents". Root and TheZebra.com announced a new digital integration that brings real-time quotes to shoppers on The Zebra's insurance marketplace while creating a faster, more streamlined workflow for independent agents.

Company

About Root, Inc.

Root, Inc. Class A Common Stock represents ownership in a U.S.-based technology-focused insurance company headquartered in Columbus, Ohio. Root, Inc. operates as a direct-to-consumer property and casualty insurer, with a primary focus on personal auto insurance and complementary renters insurance products across the United States. The company differentiates itself by using mobile telematics and advanced data analytics to assess individual driving behavior, enabling more granular underwriting and personalized pricing compared with traditional demographic-based models. Root, Inc. delivers its products mainly through a smartphone app and its website, supported by digital media, distribution partners, independent agents, and referral channels. As a holding company, it provides the full insurance value chain—product design, distribution, underwriting, policy administration, and claims handling—through its insurance subsidiaries. In the broader financial services market, Root, Inc. plays a role in the evolving insurtech segment, where data-driven platforms are reshaping how personal insurance is marketed, priced, and serviced.

CEO Mr. Alexander Edward Timm · 1,256 employees · United States · https://www.joinroot.com