ROOTFinancial Services · Insurance - Property & CasualtyThe 6 Wall Street analysts covering Root, Inc. hold a median 12-month price target of $53 — +7.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 37 of 100 as at 14 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Root, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (84): Analysts have, on balance, been raising their forecasts.
Volatility (5): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on ROOT, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +7.9% from it.
Of the 20 most recent actions, 1 moved their price target up and 3 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 12 Oct 2026 | Wells Fargo | Maintains | Equal-Weight | $53 → $47 |
| 11 Aug 2026 | Jefferies | Downgrade | Hold | $78 → $58 |
| 6 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $95 → $80 |
| 9 July 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 9 July 2026 | Wells Fargo | Maintains | Equal-Weight | $58 → $61 |
| 11 May 2026 | UBS | Maintains | Neutral | — |
| 7 May 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 9 Apr 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 7 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 Mar 2026 | UBS | Maintains | Neutral | — |
| 26 Feb 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 26 Feb 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 13 Jan 2026 | Wells Fargo | Maintains | Equal-Weight | — |
| 6 Nov 2025 | Wells Fargo | Maintains | Equal-Weight | — |
| 8 Oct 2025 | Wells Fargo | Maintains | Equal-Weight | — |
| 18 Aug 2025 | UBS | Maintains | Neutral | — |
| 11 Aug 2025 | Jefferies | Maintains | Buy | — |
| 8 Aug 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 7 Aug 2025 | Wells Fargo | Maintains | Equal-Weight | — |
| 10 July 2025 | Wells Fargo | Maintains | Equal-Weight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ROOT appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Oct 2026, Root, Inc. returned −42.8% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 48% of US stocks
Cheaper than 82% of US stocks
Cheaper than 38% of US stocks
Cheaper than 51% of US stocks
Higher than 31% of US stocks
Higher than 53% of US stocks
Higher than 62% of US stocks
Higher than 57% of US stocks
Higher than 75% of US stocks
Higher than 67% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Root, Inc. has a market value of $761.0M and an enterprise value of $550.4M.
Revenue in the twelve months to 30 June 2026: $1.6B. The latest quarter grew 1.6% year on year.
Net income over the same four quarters: $63.0M, a 4.0% net margin.
Diluted earnings per share, trailing twelve months: $3.54.
Free cash flow in the twelve months to 30 June 2026: $179.2M, after $15.3M of capital spending.
Trailing P/E: 13.9×; forward P/E: 16.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Root, Inc. employs 1,256 people — $1.2M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Root, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research explains how its Style Scores can help investors find stocks rated highly for their investing style, presenting Root, Inc. (ROOT) as a long-term growth stock.
Why it matters — ROOT watchers may note the article’s favorable framing of the company and its relevance to Zacks’ stock-rating approach.
Zacks Investment Research highlights embedded insurance as a changing way to distribute coverage and names PGR, CB, TRV, AIZ and ROOT as insurers participating in the market.
Why it matters — ROOT is included among the insurers highlighted for tapping into embedded insurance.
Root, Inc. announced a conference call for November 4, 2026, at 5:00 p.m. Eastern Time to discuss its third-quarter 2026 financial results and provide an update on company operations. It plans to release the results on its Investor Relations website after market close that day.
Why it matters — ROOT watchers can note the scheduled date and time for the company’s quarterly results release and discussion.
Zacks Investment Research highlights Root, Inc. (ROOT) as a strong growth stock, using its Zacks Style Scores system to identify it as a potentially market-beating pick for investors.
Why it matters — A ROOT watcher would care because the article presents the company favorably as a strong growth stock within Zacks' stock-selection framework.
Root has extended its exclusive car-insurance deal with Carvana through at least August 2028. The move is aimed at strengthening Root's embedded distribution channel as competition in the direct market intensifies.
Why it matters — A ROOT watcher would care because the extension secures a key embedded distribution partnership for several more years, supporting growth at a time when direct-market competition is rising.
The 6 Wall Street analysts covering Root, Inc. have a median 12-month price target of $53, with estimates ranging from $47 to $75. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering Root, Inc., 1 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Root, Inc. 37 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Oct 2026, Root, Inc. ranks 37 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (84 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies +7.9% from the last close, and Ticker Nerd's factor model ranks Root, Inc. 37 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Root, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ROOT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $47 to $75 over the next 12 months.
Root, Inc. returned -42.8% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Root, Inc. is a technology-driven insurance company that provides personal auto and renters insurance in the United States.
The most recent item we track (Zacks Investment Research, 13 Oct 2026): "Why Root, Inc. (ROOT) is a Top Growth Stock for the Long-Term". Zacks Investment Research explains how its Style Scores can help investors find stocks rated highly for their investing style, presenting Root, Inc. (ROOT) as a long-term growth stock.
Root, Inc. is a technology-driven insurance company that provides personal auto and renters insurance in the United States. The company uses mobile applications, websites, and partnership channels to distribute its products, combining digital tools with telematics and data analytics to assess individual risk and support underwriting, pricing, policy administration, and claims handling. Root, Inc. focuses on a direct-to-consumer model, making insurance services more accessible through app-based customer experiences and automated workflows. Its products and services are designed for drivers and renters seeking streamlined coverage options, while its technology platform also supports broader insurance operations and distribution relationships. Root, Inc. plays a distinctive role in the property and casualty insurance market by blending insurance services with software-based risk selection and customer engagement.
CEO Mr. Alexander Edward Timm · 1,256 employees · United States · https://www.joinroot.com
