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ACIC Stock Forecast 2026-2027
$11.31
Current Price
$551.54M
Market Cap
Buy 1
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to ACIC Price Targets
+23.8%
To High Target of $14.00
+23.8%
To Median Target of $14.00
+23.8%
To Low Target of $14.00
ACIC Price Momentum
-2.8%
1 Week Change
+2.0%
1 Month Change
-7.9%
1 Year Change
-10.5%
Year-to-Date Change
-13.4%
From 52W High of $13.06
+13.4%
From 52W Low of $9.97
📊 TOP ANALYST CALLS
Did ACIC Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if American Coastal is one of their latest high-conviction picks.
Latest ACIC Stock Price Targets & Analyst Predictions
Based on our analysis of 3 Wall Street analysts, ACIC has a neutral consensus with a median price target of $14.00 (ranging from $14.00 to $14.00). The overall analyst rating is Buy (7.0/10). Currently trading at $11.31, the median forecast implies a 23.8% upside. This outlook is supported by 1 Buy, 1 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
ACIC Analyst Ratings
1
Buy
1
Hold
0
Sell
ACIC Price Target Range
Low
$14.00
Average
$14.00
High
$14.00
Current: $11.31
Latest ACIC Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for ACIC.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Jan 12, 2026 | Oppenheimer | Michael Phillips | Perform | Initiates | $N/A |
| Nov 12, 2024 | Raymond James | C. Gregory Peters | Outperform | Maintains | $16.00 |
| Jan 17, 2024 | Raymond James | C. Gregory Peters | Outperform | Initiates | $15.00 |
| May 10, 2022 | Wells Fargo | Underweight | Maintains | $N/A | |
| Sep 1, 2021 | Benchmark | Buy | Initiates | $N/A | |
| Aug 10, 2021 | Raymond James | Market Perform | Downgrade | $N/A | |
| Jul 9, 2021 | Wells Fargo | Underweight | Maintains | $N/A | |
| Apr 19, 2021 | Raymond James | Outperform | Maintains | $N/A | |
| Mar 1, 2021 | Raymond James | Outperform | Maintains | $N/A | |
| Nov 9, 2020 | Raymond James | Outperform | Maintains | $N/A | |
| Sep 23, 2020 | Wells Fargo | Underweight | Maintains | $N/A | |
| Sep 21, 2020 | Raymond James | Outperform | Maintains | $N/A | |
| Apr 3, 2020 | Raymond James | Outperform | Maintains | $N/A | |
| Feb 25, 2020 | Raymond James | Outperform | Maintains | $N/A | |
| Jan 6, 2020 | Wells Fargo | Underweight | Downgrade | $N/A | |
| Aug 5, 2019 | Raymond James | Outperform | Reiterates | $N/A | |
| May 8, 2019 | Wells Fargo | Market Perform | Downgrade | $N/A | |
| Nov 5, 2018 | Keefe, Bruyette & Woods | Market Perform | Downgrade | $N/A | |
| May 14, 2018 | Raymond James | Outperform | Downgrade | $N/A | |
| Aug 9, 2017 | JMP Securities | Market Perform | Upgrade | $N/A |
American Coastal Insurance Corp. (ACIC) Competitors
The following stocks are similar to American Coastal based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
ACIC
American Coastal
mkt cap
551.54M
American Coastal Insurance Corp. (ACIC) Financial Data
American Coastal Insurance Corp. has a market capitalization of $551.54M with a P/E ratio of 6.5x. The company generates $335.44M in trailing twelve-month revenue with a 31.9% profit margin.
Revenue growth is -23.5% quarter-over-quarter, while maintaining an operating margin of -10.0% and return on equity of +38.6%.
Valuation Metrics
Market Cap
$551.54M
Enterprise Value
$479.40M
P/E Ratio
6.5x
PEG Ratio
0.5x
Price/Sales
1.6x
Growth & Margins
Revenue Growth (YoY)
-23.5%
Gross Margin
N/A
Operating Margin
-10.0%
Net Margin
+31.9%
EPS Growth
+9.9%
Financial Health
Cash/Price Ratio
+38.5%
Current Ratio
1.1x
Debt/Equity
46.7x
ROE
+38.6%
ROA
+8.0%
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American Coastal Insurance Corp. (ACIC) Business Model
About American Coastal Insurance Corp.
What They Do
Underwrites residential property and casualty insurance.
Business Model
The company generates revenue by underwriting insurance policies for condominium associations, homeowner associations, and apartment properties, particularly in high-risk areas like Florida. By employing advanced pricing algorithms and partnering with managing general agents, it efficiently assesses risk and provides coverage in markets where larger national insurers have withdrawn.
Additional Information
Founded in 2007 and headquartered in Florida, the company is recognized for its financial stability by agencies such as Demotech and KBRA. It focuses on catastrophe-prone markets and maintains a robust reinsurance program to mitigate risks associated with natural disasters.
Company Information
Sector
Financial Services
Industry
Insurance - Property & Casualty
Employees
68
CEO
Mr. Bennett Bradford Martz CPA
Country
United States
IPO Year
2007
Website
www.amcoastal.comAmerican Coastal Insurance Corp. (ACIC) Latest News & Analysis
Latest News
Quick Summary
American Coastal Insurance Corporation (ACIC) appointed Troy Crawford as Chief Underwriting Officer, effective February 20, 2026.
Why It Matters
Troy Crawford's appointment as Chief Underwriting Officer may signal a strategic shift or improvement in ACIC's underwriting practices, potentially impacting profitability and risk management.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
American Coastal Insurance Corporation (ACIC) held its Q4 2025 earnings call, discussing financial results and future strategies. Further details are available in the full transcript.
Why It Matters
The ACIC Q4 2025 earnings call reveals financial performance, guidance, and strategic direction, impacting stock valuation and investor sentiment regarding future growth and stability.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
The company will hold a quarterly conference call on February 19, 2026, at 5:00 PM ET. An earnings presentation is available on their investor website.
Why It Matters
The conference call signals upcoming earnings insights, which can impact stock valuation and investor sentiment based on performance expectations.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
American Coastal's Q4 2025 financial results show key metrics that are relevant for comparison against Wall Street estimates and previous year's performance.
Why It Matters
Comparing American Coastal's performance metrics to Wall Street estimates and previous year figures helps assess growth potential and market positioning, influencing investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Neutral
American Coastal Insurance (ACIC) Reports Next Week: Wall Street Expects Earnings Growth
1 month ago
Quick Summary
American Coastal (ACIC) may not meet earnings expectations in its upcoming report due to lacking key factors needed for a potential earnings beat.
Why It Matters
ACIC's lack of favorable conditions for an earnings beat may signal weak performance, potentially impacting stock price and investor sentiment negatively.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
American Coastal (ACIC) will report its quarterly earnings for December 2025, with a focus on Wall Street's top-and-bottom-line estimates and key performance metrics.
Why It Matters
Projections on key metrics provide insight into American Coastal's financial health, influencing stock performance and investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About ACIC Stock
What is American Coastal Insurance Corp.'s (ACIC) stock forecast for 2026?
Based on our analysis of 3 Wall Street analysts, American Coastal Insurance Corp. (ACIC) has a median price target of $14.00. The highest price target is $14.00 and the lowest is $14.00.
Is ACIC stock a good investment in 2026?
According to current analyst ratings, ACIC has 1 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $11.31. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for ACIC stock?
Wall Street analysts predict ACIC stock could reach $14.00 in the next 12 months. This represents a 23.8% increase from the current price of $11.31. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is American Coastal Insurance Corp.'s business model?
The company generates revenue by underwriting insurance policies for condominium associations, homeowner associations, and apartment properties, particularly in high-risk areas like Florida. By employing advanced pricing algorithms and partnering with managing general agents, it efficiently assesses risk and provides coverage in markets where larger national insurers have withdrawn.
What is the highest forecasted price for ACIC American Coastal Insurance Corp.?
The highest price target for ACIC is $14.00 from at , which represents a 23.8% increase from the current price of $11.31.
What is the lowest forecasted price for ACIC American Coastal Insurance Corp.?
The lowest price target for ACIC is $14.00 from at , which represents a 23.8% increase from the current price of $11.31.
What is the overall ACIC consensus from analysts for American Coastal Insurance Corp.?
The overall analyst consensus for ACIC is neutral. Out of 3 Wall Street analysts, 1 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $14.00.
How accurate are ACIC stock price projections?
Stock price projections, including those for American Coastal Insurance Corp., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: March 15, 2026 6:06 PM UTC