ACICACICFinancial Services · Insurance - Property & Casualty

ACIC Stock Forecast: American Coastal Insurance Corp. Price Predictions for 2026-2027

Last close, 4 Nov 2026
$11
+0.95% on the day

The 1 Wall Street analysts covering American Coastal Insurance Corp. hold a median 12-month price target of $13 — +22.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 58 of 100 as at 4 Nov 2026 — in the upper half.

Market cap
$498.4M
Ticker Nerd rank
58/ 100
Median analyst target
$13
Analysts covering
1
Revenue$82.5M−4.5% y/y
Net income$21.9M
Free cash flow$58.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.1%
1M
+14.0%
YTD
−10.6%
1Y
−6.3%
From 52W high
−13.3%
From 52W low
+17.7%
$9
$12
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ACIC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores American Coastal Insurance Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 4 Nov 2026
58/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
86
Issuance
67
Value
61
Volatility
61
Momentum
55
Growth
54
Size
52
Accruals
36
Revisions
35

Quality (86): The business earns solid, repeatable profits on what it owns.

Revisions (35): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

ACIC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ACIC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$9$10$11$12$13Jan 26Apr 26Jul 26Oct 26ACICHigh $13Median $13Low $13

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $13Median $13High $13

The green dot is the last close — the median target sits +22.2% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
12 Jan 2026OppenheimerInitiatesPerform—
12 Nov 2024Raymond JamesMaintainsOutperform—
17 Jan 2024Raymond JamesInitiatesOutperform—
10 May 2022Wells FargoMaintainsUnderweight—
1 Sept 2021BenchmarkInitiatesBuy—
10 Aug 2021Raymond JamesDowngradeMarket Perform—
9 July 2021Wells FargoMaintainsUnderweight—
19 Apr 2021Raymond JamesMaintainsOutperform—
1 Mar 2021Raymond JamesMaintainsOutperform—
9 Nov 2020Raymond JamesMaintainsOutperform—
23 Sept 2020Wells FargoMaintainsUnderweight—
21 Sept 2020Raymond JamesMaintainsOutperform—
3 Apr 2020Raymond JamesMaintainsOutperform—
25 Feb 2020Raymond JamesMaintainsOutperform—
6 Jan 2020Wells FargoDowngradeUnderweight—
5 Aug 2019Raymond JamesReiteratesOutperform—
8 May 2019Wells FargoDowngradeMarket Perform—
5 Nov 2018Keefe, Bruyette & WoodsDowngradeMarket Perform—
14 May 2018Raymond JamesDowngradeOutperform—
9 Aug 2017JMP SecuritiesUpgradeMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

ACIC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

ACIC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, American Coastal Insurance Corp. returned −6.3% against +14.8% for the S&P 500, dividends included.

ACIC vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26ACICS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ACIC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+38.5%
Analysts raising
1
Analysts cutting
1
Fundamentals

American Coastal Insurance Corp. (ACIC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
6.0×

Cheaper than 65% of US stocks

Price / sales
1.6×

Cheaper than 57% of US stocks

Price / book
1.4×

Cheaper than 57% of US stocks

EV / EBITDA
2.8×

Cheaper than 56% of US stocks

Growth & margins
Revenue growth (YoY)
−21.8%

Higher than 11% of US stocks

Earnings growth (YoY)
−40.3%

Higher than 13% of US stocks

Gross margin
—
Operating margin
40.1%

Higher than 92% of US stocks

Net margin
28.0%

Higher than 87% of US stocks

Returns & dividend
Return on equity
25.5%

Higher than 85% of US stocks

Return on assets
6.7%

Higher than 84% of US stocks

Dividend yield
14.2%

Higher than 97% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

American Coastal Insurance Corp. (ACIC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • American Coastal Insurance Corp. has a market value of $498.4M and an enterprise value of $349.9M.

  • Revenue in the twelve months to 30 June 2026: $330.2M. The latest quarter shrank 21.8% year on year.

  • Net income over the same four quarters: $100.2M, a 30.3% net margin.

  • Diluted earnings per share, trailing twelve months: $2.01.

  • Free cash flow in the twelve months to 30 June 2026: −$31.0M.

  • Shares outstanding: 47.3M.

  • Trailing P/E: 6.0×; forward P/E: 8.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 14.22%, paying out 0% of earnings.

  • American Coastal Insurance Corp. employs 68 people — $4.9M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 4 Nov 2026

Data provided by Twelve Data

Peers

ACIC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
ACICAmerican Coastal Insurance Corp.$498.4M58
AIIAmerican Integrity Insurance Group, Inc.$570.4M55
DGICADonegal Group, Inc.$747.0M66
NODKNI Holdings, Inc.$317.2M62
GBLIGlobal Indemnity Group LLC$316.1M74
ROOTRoot, Inc.$885.1M36
KINSKingstone Cos., Inc.$290.7M80

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own American Coastal Insurance Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ACIC news & analysis

American Coastal Insurance Corporation (ACIC) Q3 2026 Earnings Call Transcript

Seeking Alpha · 30 Oct 2026neutral

The item is the transcript of American Coastal Insurance Corporation’s Q3 2026 earnings call; no call details are provided in the excerpt.

Why it matters — ACIC watchers can note that a Q3 2026 earnings-call transcript is available, but the excerpt provides no information about the company’s results or outlook.

What American Coastal Insurance (ACIC) Said on Its Q3 Earnings Call

MarketBeat · 29 Oct 2026positive

American Coastal Insurance reported third-quarter net income of $19.4 million and said it maintained strong underwriting profitability despite softer commercial property insurance pricing.

Why it matters — The results give ACIC watchers an update on earnings and underwriting performance amid softer pricing in commercial property insurance.

American Coastal Insurance Corporation Reports Financial Results for Its Third Quarter Ended September 30, 2026

GlobeNewsWire · 29 Oct 2026neutral

American Coastal Insurance Corporation announced it will report financial results for the third quarter ended September 30, 2026. The company said it will host a quarterly conference call at 5:00 p.m. ET on October 29, 2026.

Why it matters — The announcement gives ACIC watchers the timing of the quarterly results and related conference call; the excerpt does not provide the results themselves.

New Strong Buy Stocks for October 19th

Zacks Investment Research · 19 Oct 2026positive

Zacks Investment Research reported that ACIC, along with APOG, EOG, CRCL and ASAIY, was added to the Zacks Rank #1 (Strong Buy) List on October 19, 2026.

Why it matters — The listing places ACIC on Zacks’ Rank #1 list, a research update relevant to investors following the company.

New Strong Buy Stocks for October 15th

Zacks Investment Research · 15 Oct 2026positive

Zacks Investment Research added ACIC, along with KMX, ONC, ODD and WES, to its Zacks Rank #1 (Strong Buy) List on October 15, 2026.

Why it matters — ACIC watchers may note the company’s addition to Zacks’ top-ranked stock list.

FAQ

Frequently asked questions about ACIC stock

What is the ACIC stock price forecast for 2026-2027?

The 1 Wall Street analysts covering American Coastal Insurance Corp. have a median 12-month price target of $13, with estimates ranging from $13 to $13. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ACIC stock a buy right now?

Of the 1 analysts covering American Coastal Insurance Corp., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks American Coastal Insurance Corp. 58 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ACIC?

As at 4 Nov 2026, American Coastal Insurance Corp. ranks 58 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (86 of 100).

Will ACIC stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +22.2% from the last close, and Ticker Nerd's factor model ranks American Coastal Insurance Corp. 58 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ACIC stock forecast for 2030?

No analyst covering American Coastal Insurance Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ACIC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $13 to $13 over the next 12 months.

How has ACIC stock performed over the past year?

American Coastal Insurance Corp. returned -6.3% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does American Coastal Insurance Corp. do?

American Coastal Insurance Corporation is a property and casualty insurance holding company that provides commercial and personal insurance solutions in the United States. Through its operating subsidiaries, the company underwrites coverage for residential condominium associations, apartment communities, homeowners, renters, and condominium unit owners.

What is the latest news on ACIC?

The most recent item we track (Seeking Alpha, 30 Oct 2026): "American Coastal Insurance Corporation (ACIC) Q3 2026 Earnings Call Transcript". The item is the transcript of American Coastal Insurance Corporation’s Q3 2026 earnings call; no call details are provided in the excerpt.

Company

About American Coastal Insurance Corp.

American Coastal Insurance Corporation is a property and casualty insurance holding company that provides commercial and personal insurance solutions in the United States. Through its operating subsidiaries, the company underwrites coverage for residential condominium associations, apartment communities, homeowners, renters, and condominium unit owners. Its product portfolio includes commercial multi-peril property insurance, liability coverage, structure and contents protection, flood insurance, and related specialty offerings such as equipment breakdown and identity theft coverage. American Coastal Insurance Corporation serves policyholders through a network of agents and a mix of admitted and specialty insurance operations, giving it a role in both standard residential protection and commercial residential risk management. Headquartered in St. Petersburg, Florida, American Coastal Insurance Corporation focuses on insurance markets where property exposure, coastal risk, and community association needs are key underwriting considerations.

CEO Mr. Bennett Bradford Martz CPA · 68 employees · United States · https://www.amcoastal.com