ACICACICFinancial Services · Insurance - Property & Casualty

ACIC Stock Forecast: American Coastal Insurance Corp. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$11
−0.94% on the day

The 1 Wall Street analysts covering American Coastal Insurance Corp. hold a median 12-month price target of $13 — +23.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 97 of 100 as at 14 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$502.5M
Ticker Nerd rank
97 / 100
Median analyst target
$13
Analysts covering
1
Revenue$82.5M−4.5% y/y
Net income$21.9M
Free cash flow$58.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+10.7%
1M
+12.5%
YTD
−11.5%
1Y
−9.1%
From 52W high
−14.2%
From 52W low
+16.5%
$9
$12
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ACIC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores American Coastal Insurance Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
97 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
99
Growth
86
Revisions
82
Value
82
Issuance
67
Accruals
64
Volatility
59
Momentum
56
Size
52

Quality (99): The business earns solid, repeatable profits on what it owns.

Momentum (56): The shares have been drifting down relative to others.

Size (52): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ACIC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ACIC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$9$10$11$12$13Jan 26Apr 26Jul 26Oct 26ACICHigh $13Median $13Low $13

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $13Median $13High $13

The green dot is the last close — the median target sits +23.5% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
12 Jan 2026OppenheimerInitiatesPerform—
12 Nov 2024Raymond JamesMaintainsOutperform—
17 Jan 2024Raymond JamesInitiatesOutperform—
10 May 2022Wells FargoMaintainsUnderweight—
1 Sept 2021BenchmarkInitiatesBuy—
10 Aug 2021Raymond JamesDowngradeMarket Perform—
9 July 2021Wells FargoMaintainsUnderweight—
19 Apr 2021Raymond JamesMaintainsOutperform—
1 Mar 2021Raymond JamesMaintainsOutperform—
9 Nov 2020Raymond JamesMaintainsOutperform—
23 Sept 2020Wells FargoMaintainsUnderweight—
21 Sept 2020Raymond JamesMaintainsOutperform—
3 Apr 2020Raymond JamesMaintainsOutperform—
25 Feb 2020Raymond JamesMaintainsOutperform—
6 Jan 2020Wells FargoDowngradeUnderweight—
5 Aug 2019Raymond JamesReiteratesOutperform—
8 May 2019Wells FargoDowngradeMarket Perform—
5 Nov 2018Keefe, Bruyette & WoodsDowngradeMarket Perform—
14 May 2018Raymond JamesDowngradeOutperform—
9 Aug 2017JMP SecuritiesUpgradeMarket Perform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ACIC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ACIC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, American Coastal Insurance Corp. returned −9.1% against +17.5% for the S&P 500, dividends included.

ACIC vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26ACICS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ACIC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.5%
Analysts raising
1
Analysts cutting
1
Fundamentals

American Coastal Insurance Corp. (ACIC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.3×

Cheaper than 66% of US stocks

Price / sales
1.5×

Cheaper than 58% of US stocks

Price / book
1.5×

Cheaper than 54% of US stocks

EV / EBITDA
2.8×

Cheaper than 56% of US stocks

Growth & margins
Revenue growth (YoY)
−4.5%

Higher than 20% of US stocks

Earnings growth (YoY)
−17.2%

Higher than 22% of US stocks

Gross margin
—
Operating margin
37.3%

Higher than 91% of US stocks

Net margin
30.3%

Higher than 89% of US stocks

Returns & dividend
Return on equity
31.7%

Higher than 88% of US stocks

Return on assets
6.9%

Higher than 85% of US stocks

Dividend yield
14.1%

Higher than 97% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

American Coastal Insurance Corp. (ACIC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • American Coastal Insurance Corp. has a market value of $502.5M and an enterprise value of $413.0M.

  • Revenue in the twelve months to 30 June 2026: $330.2M. The latest quarter shrank 4.5% year on year.

  • Net income over the same four quarters: $100.2M, a 30.3% net margin.

  • Diluted earnings per share, trailing twelve months: $2.01.

  • Free cash flow in the twelve months to 30 June 2026: −$31.0M.

  • Shares outstanding: 47.3M.

  • Trailing P/E: 5.3×; forward P/E: 8.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 14.10%, paying out 0% of earnings.

  • American Coastal Insurance Corp. employs 68 people — $4.9M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

ACIC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
ACICAmerican Coastal Insurance Corp.$502.5M
97
AIIAmerican Integrity Insurance Group, Inc.$539.5M
57
DGICADonegal Group, Inc.$671.1M
58
ROOTRoot, Inc.$760.7M
37
GBLIGlobal Indemnity Group LLC$334.5M
66
NODKNI Holdings, Inc.$304.3M
62
OIGOrion180 Insurance Group, Inc.$897.2M
1

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own American Coastal Insurance Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ACIC news & analysis

New Strong Buy Stocks for October 15th

Zacks Investment Research · 15 Oct 2026positive

Zacks Investment Research added ACIC, along with KMX, ONC, ODD and WES, to its Zacks Rank #1 (Strong Buy) List on October 15, 2026.

Why it matters — ACIC watchers may note the company’s addition to Zacks’ top-ranked stock list.

Best Value Stocks to Buy for October 15th

Zacks Investment Research · 15 Oct 2026positive

Zacks Investment Research included American Coastal Insurance Corp. (ACIC), along with KMX and ZIM, on its Zacks Rank #1 (Strong Buy) value stocks list for October 15, 2026.

Why it matters — ACIC watchers may note that the company was included in Zacks’ value-stock list for that date.

American Coastal Insurance Corporation (ACIC) Discusses Specialty Insurance Business Model and Growth Strategy in Florida Property Market Transcript

Seeking Alpha · 13 Oct 2026neutral

Seeking Alpha published a transcript discussing American Coastal Insurance Corporation’s specialty insurance business model and growth strategy in Florida’s property market.

Why it matters — The transcript provides ACIC watchers with discussion of the company’s business model and strategic approach in its Florida property market.

American Coastal Eyes $200M Premium Opportunity With E&S Expansion

MarketBeat · 13 Oct 2026neutral

American Coastal Insurance outlined plans to expand beyond Florida condominium insurance through its excess and surplus (E&S) platform. Management said underwriting discipline and catastrophe reinsurance remain central to its strategy.

Why it matters — The expansion plan and continued emphasis on underwriting and reinsurance are relevant to ACIC watchers assessing the company’s strategic direction.

FAQ

Frequently asked questions about ACIC stock

What is the ACIC stock price forecast for 2026-2027?

The 1 Wall Street analysts covering American Coastal Insurance Corp. have a median 12-month price target of $13, with estimates ranging from $13 to $13. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ACIC stock a buy right now?

Of the 1 analysts covering American Coastal Insurance Corp., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks American Coastal Insurance Corp. 97 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ACIC?

As at 14 Oct 2026, American Coastal Insurance Corp. ranks 97 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (99 of 100).

Will ACIC stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +23.5% from the last close, and Ticker Nerd's factor model ranks American Coastal Insurance Corp. 97 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ACIC stock forecast for 2030?

No analyst covering American Coastal Insurance Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ACIC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $13 to $13 over the next 12 months.

How has ACIC stock performed over the past year?

American Coastal Insurance Corp. returned -9.1% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does American Coastal Insurance Corp. do?

American Coastal Insurance Corporation is a property and casualty insurance holding company that provides commercial and personal insurance solutions in the United States. Through its operating subsidiaries, the company underwrites coverage for residential condominium associations, apartment communities, homeowners, renters, and condominium unit owners.

What is the latest news on ACIC?

The most recent item we track (Zacks Investment Research, 15 Oct 2026): "New Strong Buy Stocks for October 15th". Zacks Investment Research added ACIC, along with KMX, ONC, ODD and WES, to its Zacks Rank #1 (Strong Buy) List on October 15, 2026.

Company

About American Coastal Insurance Corp.

American Coastal Insurance Corporation is a property and casualty insurance holding company that provides commercial and personal insurance solutions in the United States. Through its operating subsidiaries, the company underwrites coverage for residential condominium associations, apartment communities, homeowners, renters, and condominium unit owners. Its product portfolio includes commercial multi-peril property insurance, liability coverage, structure and contents protection, flood insurance, and related specialty offerings such as equipment breakdown and identity theft coverage. American Coastal Insurance Corporation serves policyholders through a network of agents and a mix of admitted and specialty insurance operations, giving it a role in both standard residential protection and commercial residential risk management. Headquartered in St. Petersburg, Florida, American Coastal Insurance Corporation focuses on insurance markets where property exposure, coastal risk, and community association needs are key underwriting considerations.

CEO Mr. Bennett Bradford Martz CPA · 68 employees · United States · https://www.amcoastal.com