ACICACICFinancial Services · Insurance - Property & Casualty

ACIC Stock Forecast: American Coastal Insurance Corp. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$11
+2.87% on the day

The 2 Wall Street analysts covering American Coastal Insurance Corp. hold a median 12-month price target of $14 — +28.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 86 of 100 as at 1 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$514.7M
Ticker Nerd rank
86 / 100
Median analyst target
$14
Analysts covering
2
Total return, dividends reinvested
1W
+4.9%
1M
−5.3%
YTD
−8.2%
1Y
+14.5%
From 52W high
−11.0%
From 52W low
+13.9%
$10
$12
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ACIC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores American Coastal Insurance Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
86 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
100
Growth
97
Value
75
Accruals
71
Momentum
70
Issuance
53
Size
53
Volatility
50
Revisions
32

Quality (100): The business earns solid, repeatable profits on what it owns.

Revisions (32): Analysts have, on balance, been cutting their forecasts.

The rank is the raw material. Whether the rules would actually own American Coastal Insurance Corp. — and when they’d sell — is the membership.

Wall Street

ACIC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ACIC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$9$10$11$12$13$14Oct 25Jan 26Apr 26Jul 26ACICHigh $14Median $14Low $14

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says2 analysts
1 Buy1 Hold0 Sell
Low $14Median $14High $14

The green dot is the last close — the median target sits +28.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
12 Jan 2026OppenheimerInitiatesPerform
12 Nov 2024Raymond JamesMaintainsOutperform
17 Jan 2024Raymond JamesInitiatesOutperform
10 May 2022Wells FargoMaintainsUnderweight
1 Sept 2021BenchmarkInitiatesBuy
10 Aug 2021Raymond JamesDowngradeMarket Perform
9 July 2021Wells FargoMaintainsUnderweight
19 Apr 2021Raymond JamesMaintainsOutperform
1 Mar 2021Raymond JamesMaintainsOutperform
9 Nov 2020Raymond JamesMaintainsOutperform
23 Sept 2020Wells FargoMaintainsUnderweight
21 Sept 2020Raymond JamesMaintainsOutperform
3 Apr 2020Raymond JamesMaintainsOutperform
25 Feb 2020Raymond JamesMaintainsOutperform
6 Jan 2020Wells FargoDowngradeUnderweight
5 Aug 2019Raymond JamesReiteratesOutperform
8 May 2019Wells FargoDowngradeMarket Perform
5 Nov 2018Keefe, Bruyette & WoodsDowngradeMarket Perform
14 May 2018Raymond JamesDowngradeOutperform
9 Aug 2017JMP SecuritiesUpgradeMarket Perform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

ACIC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−35.1%
Analysts raising
0
Analysts cutting
2
Fundamentals

American Coastal Insurance Corp. (ACIC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.0×

Cheaper than 66% of US stocks

Price / sales
1.5×

Cheaper than 60% of US stocks

Price / book
1.5×

Cheaper than 55% of US stocks

EV / EBITDA
3.4×

Cheaper than 55% of US stocks

Growth & margins
Revenue growth (YoY)
−1.4%

Higher than 27% of US stocks

Earnings growth (YoY)
−9.8%

Higher than 26% of US stocks

Gross margin
Operating margin
39.2%

Higher than 92% of US stocks

Net margin
31.3%

Higher than 90% of US stocks

Returns & dividend
Return on equity
35.9%

Higher than 90% of US stocks

Return on assets
8.6%

Higher than 90% of US stocks

Dividend yield
14.1%

Higher than 93% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

ACIC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
ACICAmerican Coastal Insurance Corp.$514.7M
86
AIIAmerican Integrity Insurance Group, Inc.$397.3M
27
GBLIGlobal Indemnity Group LLC$394.6M
72
DGICADonegal Group, Inc.$770.6M
63
HIPOHippo Holdings, Inc.$829.9M
57
ROOTRoot, Inc.$857.0M
31
NODKNI Holdings, Inc.$310.9M
47
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ACIC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest ACIC news & analysis

Earnings Preview: American Coastal Insurance (ACIC) Q2 Earnings Expected to Decline

Zacks Investment Research · 29 July 2026negative

Zacks Investment Research previewed American Coastal Insurance's upcoming Q2 earnings report, noting the company lacks the key ingredients typically needed for an earnings beat.

Why it matters — ACIC watchers would care because the preview suggests the company may report weaker-than-expected quarterly results.

FAQ

Frequently asked questions about ACIC stock

What is the ACIC stock price forecast for 2026-2027?

The 2 Wall Street analysts covering American Coastal Insurance Corp. have a median 12-month price target of $14, with estimates ranging from $14 to $14. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ACIC stock a buy right now?

Of the 2 analysts covering American Coastal Insurance Corp., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks American Coastal Insurance Corp. 86 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ACIC?

As at 1 Aug 2026, American Coastal Insurance Corp. ranks 86 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (100 of 100).

Will ACIC stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +28.1% from the last close, and Ticker Nerd's factor model ranks American Coastal Insurance Corp. 86 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ACIC stock forecast for 2030?

No analyst covering American Coastal Insurance Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ACIC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $14 to $14 over the next 12 months.

How has ACIC stock performed over the past year?

American Coastal Insurance Corp. returned +14.5% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does American Coastal Insurance Corp. do?

American Coastal Insurance Corp. is a publicly traded insurance holding company that underwrites commercial residential property and casualty coverage in the United States.

What is the latest news on ACIC?

The most recent item we track (Zacks Investment Research, 29 July 2026): "Earnings Preview: American Coastal Insurance (ACIC) Q2 Earnings Expected to Decline". Zacks Investment Research previewed American Coastal Insurance's upcoming Q2 earnings report, noting the company lacks the key ingredients typically needed for an earnings beat.

Company

About American Coastal Insurance Corp.

American Coastal Insurance Corp. is a publicly traded insurance holding company that underwrites commercial residential property and casualty coverage in the United States. Through its insurance subsidiary, the company offers policies for homeowners, landlords, seasonal properties, condominiums, flood, renters, and commercial residential risks. Its core business is centered on providing protection for property owners and related real estate exposures, making it an active participant in the specialty property insurance market. American Coastal Insurance Corp. serves policyholders through a focused product portfolio designed for residential and commercial property-related needs, with operations based in St. Petersburg, Florida.

CEO Mr. Bennett Bradford Martz CPA · 65 employees · United States · https://www.amcoastal.com