NODKNODKFinancial Services · Insurance - Property & Casualty

NODK Stock Forecast: NI Holdings, Inc. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$15
0.00% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 62 of 100 as at 14 Oct 2026 — in the upper half.

Market cap
$302.6M
Ticker Nerd rank
62 / 100
Median analyst target
—
Analysts covering
—
Revenue$70.2M−7.7% y/y
Net income$146K
Free cash flow$893K
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.6%
1M
−1.9%
YTD
+11.5%
1Y
+9.9%
From 52W high
−9.2%
From 52W low
+18.8%
$12
$16
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NODK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores NI Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
62 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
81
Volatility
81
Growth
76
Accruals
76
Momentum
71
Size
60
Quality
36
Value
32
Revisions
25

Issuance (81): The share count has been shrinking and the company is not leaning on new borrowing.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NODK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NODK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$13$14$15$16$17Jan 26Apr 26Jul 26Oct 26NODK

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NODK appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

NODK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, NI Holdings, Inc. returned +9.9% against +17.5% for the S&P 500, dividends included.

NODK vs S&P 500, last 12 monthsTotal return, rebased to 100
9095100105110115120125Jan 26Apr 26Jul 26Oct 26NODKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NODK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

NI Holdings, Inc. (NODK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
39.0×

Cheaper than 19% of US stocks

Price / sales
1.1×

Cheaper than 65% of US stocks

Price / book
1.2×

Cheaper than 64% of US stocks

EV / EBITDA
21.2×

Cheaper than 14% of US stocks

Growth & margins
Revenue growth (YoY)
−7.7%

Higher than 17% of US stocks

Earnings growth (YoY)
−7.7%

Higher than 28% of US stocks

Gross margin
—
Operating margin
0.3%

Higher than 46% of US stocks

Net margin
2.9%

Higher than 55% of US stocks

Returns & dividend
Return on equity
3.2%

Higher than 50% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

NI Holdings, Inc. (NODK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • NI Holdings, Inc. has a market value of $302.6M and an enterprise value of $252.8M.

  • Revenue in the twelve months to 30 June 2026: $267.4M. The latest quarter shrank 7.7% year on year.

  • Net income over the same four quarters: $7.8M, a 2.9% net margin.

  • Free cash flow in the twelve months to 30 June 2026: −$32.6M.

  • NI Holdings, Inc. spent $4.8M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 20.4M.

  • Trailing P/E: 39.0×.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • NI Holdings, Inc. employs 166 people — $1.6M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

NODK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
NODKNI Holdings, Inc.$302.6M
62
GBLIGlobal Indemnity Group LLC$334.5M
66
KINSKingstone Cos., Inc.$267.0M
81
ACICAmerican Coastal Insurance Corp.$513.5M
97
AIIAmerican Integrity Insurance Group, Inc.$539.5M
57
DGICADonegal Group, Inc.$671.1M
58
ROOTRoot, Inc.$760.7M
37

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own NI Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NODK news & analysis

Zacks Initiates Coverage of NI Holdings With Neutral Recommendation

Zacks Investment Research · 6 Oct 2026neutral

Zacks initiated coverage of NI Holdings with a Neutral rating, describing underwriting recovery, a stronger business mix, and financial flexibility as offset by premium declines and catastrophe risk.

Why it matters — The coverage introduces a Wall Street assessment of NODK and highlights factors that may shape investors’ view of its insurance business.

NI Holdings, Inc. Reports Results for Second Quarter Ended June 30, 2026

GlobeNewsWire · 7 Aug 2026neutral

NI Holdings, Inc. (NASDAQ: NODK) announced its results for the quarter ended June 30, 2026, via GlobeNewsWire on August 7, 2026. The announcement from Fargo, North Dakota reports the company's second-quarter financial results.

Why it matters — This release provides NODK watchers with the company's second-quarter financial performance for the period ended June 30, 2026.

FAQ

Frequently asked questions about NODK stock

How does Ticker Nerd's model rank NODK?

As at 14 Oct 2026, NI Holdings, Inc. ranks 62 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (81 of 100).

What is the NODK stock forecast for 2030?

No analyst covering NI Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NODK are extrapolating price history, which says nothing about the business.

How has NODK stock performed over the past year?

NI Holdings, Inc. returned +9.9% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does NI Holdings, Inc. do?

NI Holdings Inc. is an insurance holding company focused on property and casualty coverage in the United States.

What is the latest news on NODK?

The most recent item we track (Zacks Investment Research, 6 Oct 2026): "Zacks Initiates Coverage of NI Holdings With Neutral Recommendation". Zacks initiated coverage of NI Holdings with a Neutral rating, describing underwriting recovery, a stronger business mix, and financial flexibility as offset by premium declines and catastrophe risk.

Company

About NI Holdings, Inc.

NI Holdings Inc. is an insurance holding company focused on property and casualty coverage in the United States. Through its subsidiaries, the company underwrites personal, commercial, and agricultural insurance products, including private passenger auto, non-standard auto, homeowners, farmowners, crop, and selected liability policies. Its business is organized across core segments such as Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and other specialty lines, allowing it to serve individuals, farmers, and small businesses with a diversified range of risk-transfer solutions. NI Holdings Inc. operates through established insurance subsidiaries and works with agent distribution networks to market and service its policies. Headquartered in Fargo, North Dakota, NI Holdings Inc. plays a role in regional and niche insurance markets by combining personal lines and agricultural coverage with commercial underwriting capabilities.

CEO Ms. Cindy L. Launer · 166 employees · United States · https://www.niholdingsinc.com