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TCBS Stock Forecast: Texas Community Bancshares, Inc. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$17
0.00% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 61 of 100 as at 19 Sept 2026 — in the upper half.

Market cap
$48.8M
Ticker Nerd rank
61 / 100
Median analyst target
—
Analysts covering
—
Revenue$4.4M+17.5% y/y
Net income$970K
Free cash flow$786K
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.2%
1M
−2.0%
YTD
−4.4%
1Y
+4.0%
From 52W high
−7.7%
From 52W low
+9.6%
$16
$18
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TCBS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Texas Community Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
61 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
94
Volatility
87
Size
82
Value
65
Accruals
55
Growth
51
Momentum
46
Quality
31
Revisions
25

Issuance (94): The share count has been shrinking and the company is not leaning on new borrowing.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TCBS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TCBS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$15$16$17$18$19Oct 25Jan 26Apr 26Jul 26TCBS

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TCBS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

TCBS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, Texas Community Bancshares, Inc. returned +4.0% against +16.3% for the S&P 500, dividends included.

TCBS vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115120Oct 25Jan 26Apr 26Jul 26TCBSS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TCBS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Texas Community Bancshares, Inc. (TCBS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.0×

Cheaper than 48% of US stocks

Price / sales
3.0×

Cheaper than 41% of US stocks

Price / book
0.8×

Cheaper than 77% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
13.5%

Higher than 60% of US stocks

Earnings growth (YoY)
43.1%

Higher than 72% of US stocks

Gross margin
—
Operating margin
26.6%

Higher than 85% of US stocks

Net margin
20.1%

Higher than 82% of US stocks

Returns & dividend
Return on equity
6.2%

Higher than 55% of US stocks

Return on assets
0.7%

Higher than 48% of US stocks

Dividend yield
1.4%

Higher than 32% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Texas Community Bancshares, Inc. (TCBS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Texas Community Bancshares, Inc. has a market value of $48.8M and an enterprise value of $76.7M.

  • Revenue in the twelve months to 30 June 2026: $17.4M. The latest quarter grew 13.5% year on year.

  • Net income over the same four quarters: $3.3M, a 19.1% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $2.3M.

  • Texas Community Bancshares, Inc. spent $2.1M on share buybacks and $667K on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 2.9M.

  • Trailing P/E: 14.0×.

  • Forward dividend yield: 1.39%, paying out 17% of earnings.

  • Texas Community Bancshares, Inc. employs 61 people — $285K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 19 Sept 2026

Data provided by Twelve Data

Peers

TCBS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TCBSTexas Community Bancshares, Inc.$48.8M
61
KFFBKentucky First Federal Bancorp$47.0M
59
MBBCMarathon Bancorp, Inc.$45.2M
40
NSTSNSTS Bancorp, Inc.$73.7M
49
CLSTCatalyst Bancorp, Inc.$74.5M
44
ASRVAmeriServ Financial, Inc.$79.1M
72
FSEAFirst Seacoast Bancorp, Inc.$80.7M
10

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Texas Community Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TCBS news & analysis

Texas Community Bancshares, Inc. Announces Quarterly Cash Dividend

PRNewsWire · 25 Aug 2026positive

Texas Community Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per share on its outstanding common stock. The dividend is payable on or about September 22, 2026, to stockholders of record as of September 8, 2026.

Why it matters — TCBS watchers would care because the declaration of a regular quarterly cash dividend signals the company's ongoing commitment to returning capital to shareholders.

Texas Community Bancshares Q2 Earnings Rise Y/Y on Strong Margins

Zacks Investment Research · 21 Aug 2026positive

Texas Community Bancshares reported a year-over-year rise in second-quarter profit and earnings, driven by stronger loan yields and lower deposit costs, according to Zacks Investment Research. Credit provisions and expenses also increased during the period.

Why it matters — The earnings growth from improved loan yields and reduced deposit costs signals strengthening core profitability for TCBS, even as higher provisions and expenses were noted.

FAQ

Frequently asked questions about TCBS stock

How does Ticker Nerd's model rank TCBS?

As at 19 Sept 2026, Texas Community Bancshares, Inc. ranks 61 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (94 of 100).

What is the TCBS stock forecast for 2030?

No analyst covering Texas Community Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TCBS are extrapolating price history, which says nothing about the business.

How has TCBS stock performed over the past year?

Texas Community Bancshares, Inc. returned +4.0% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Texas Community Bancshares, Inc. do?

Texas Community Bancshares, Inc. Common Stock is the publicly traded common equity of Texas Community Bancshares, Inc., a bank holding company that operates through Broadstreet Bank, SSB.

What is the latest news on TCBS?

The most recent item we track (PRNewsWire, 25 Aug 2026): "Texas Community Bancshares, Inc. Announces Quarterly Cash Dividend". Texas Community Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per share on its outstanding common stock. The dividend is payable on or about September 22, 2026, to stockholders of record as of September 8, 2026.

Company

About Texas Community Bancshares, Inc.

Texas Community Bancshares, Inc. Common Stock is the publicly traded common equity of Texas Community Bancshares, Inc., a bank holding company that operates through Broadstreet Bank, SSB. The company focuses on community banking services for consumers and commercial customers, offering deposit products such as checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides lending solutions that include residential real estate loans, commercial real estate loans, commercial loans, construction and land loans, and consumer loans. Texas Community Bancshares serves local markets in East Texas and the Dallas-Fort Worth Metroplex, with a business model centered on relationship-based banking and regional customer service. As a common stock issue, it represents ownership in a financial institution that plays a practical role in deposit gathering, credit intermediation, and everyday banking services across its operating communities.

CEO Mr. Jason Sobel · 61 employees · United States · https://www.broadstreet.bank