TICKERNERD
Menu
TCBSTCBSFinancial Services · Banks - Regional

TCBS Stock Forecast: Texas Community Bancshares, Inc. Price Predictions for 2026-2027

Last close, 24 Aug 2026
$17
−0.26% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 65 of 100 as at 22 Aug 2026 — in the upper half.

Market cap
$50.3M
Ticker Nerd rank
65 / 100
Median analyst target
—
Analysts covering
—
Revenue$4.1M+8.9% y/y
Net income$836K
Free cash flow−$178K
Quarterly, 8 quarters to 31 Mar 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.3%
1M
−1.7%
YTD
−2.2%
1Y
+9.6%
From 52W high
−5.5%
From 52W low
+12.1%
$16
$18
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TCBS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Texas Community Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
65 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
94
Volatility
88
Size
82
Value
64
Momentum
58
Accruals
54
Growth
52
Quality
31
Revisions
25

Issuance (94): The share count has been shrinking and the company is not leaning on new borrowing.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TCBS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TCBS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$16$16$17$17$18$18Oct 25Jan 26Apr 26Jul 26TCBS

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TCBS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

TCBS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Aug 2026, Texas Community Bancshares, Inc. returned +9.6% against +19.6% for the S&P 500, dividends included.

TCBS vs S&P 500, last 12 monthsTotal return, rebased to 100
100105110115120Oct 25Jan 26Apr 26Jul 26TCBSS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TCBS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Texas Community Bancshares, Inc. (TCBS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.5×

Cheaper than 48% of US stocks

Price / sales
3.0×

Cheaper than 42% of US stocks

Price / book
0.9×

Cheaper than 78% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
13.5%

Higher than 60% of US stocks

Earnings growth (YoY)
43.1%

Higher than 72% of US stocks

Gross margin
—
Operating margin
26.6%

Higher than 85% of US stocks

Net margin
20.1%

Higher than 82% of US stocks

Returns & dividend
Return on equity
6.2%

Higher than 55% of US stocks

Return on assets
0.7%

Higher than 47% of US stocks

Dividend yield
1.4%

Higher than 33% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Texas Community Bancshares, Inc. (TCBS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Texas Community Bancshares, Inc. has a market value of $50.3M and an enterprise value of $78.0M.

  • Revenue in the twelve months to 31 Mar 2026: $16.7M. The latest quarter grew 13.5% year on year.

  • Net income over the same four quarters: $3.0M, a 18.1% net margin.

  • Free cash flow in the twelve months to 31 Mar 2026: $2.4M, after $2.2M of capital spending.

  • Texas Community Bancshares, Inc. spent $2.7M on share buybacks and $613K on dividends in the twelve months to 31 Mar 2026.

  • Shares outstanding: 2.9M.

  • Trailing P/E: 14.5×.

  • Forward dividend yield: 1.37%, paying out 17% of earnings.

  • Texas Community Bancshares, Inc. employs 61 people — $274K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 31 Mar 2026 · market figures as at 23 Aug 2026

Data provided by Twelve Data

Peers

TCBS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TCBSTexas Community Bancshares, Inc.$50.3M
65
KFFBKentucky First Federal Bancorp$45.3M
60
MBBCMarathon Bancorp, Inc.$44.4M
40
CLSTCatalyst Bancorp, Inc.$71.4M
45
NSTSNSTS Bancorp, Inc.$73.3M
48
FSEAFirst Seacoast Bancorp, Inc.$80.4M
9
HFBLHome Federal Bancorp, Inc. of Louisiana$82.0M
60

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Texas Community Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TCBS news & analysis

Texas Community Bancshares Q2 Earnings Rise Y/Y on Strong Margins

Zacks Investment Research · 21 Aug 2026positive

Texas Community Bancshares reported a year-over-year rise in second-quarter profit and earnings, driven by stronger loan yields and lower deposit costs, according to Zacks Investment Research. Credit provisions and expenses also increased during the period.

Why it matters — The earnings growth from improved loan yields and reduced deposit costs signals strengthening core profitability for TCBS, even as higher provisions and expenses were noted.

FAQ

Frequently asked questions about TCBS stock

How does Ticker Nerd's model rank TCBS?

As at 22 Aug 2026, Texas Community Bancshares, Inc. ranks 65 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (94 of 100).

What is the TCBS stock forecast for 2030?

No analyst covering Texas Community Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TCBS are extrapolating price history, which says nothing about the business.

How has TCBS stock performed over the past year?

Texas Community Bancshares, Inc. returned +9.6% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Texas Community Bancshares, Inc. do?

Texas Community Bancshares Inc. represents a key player in the community banking sector, focusing on providing financial services to small businesses and individual consumers primarily in Texas.

What is the latest news on TCBS?

The most recent item we track (Zacks Investment Research, 21 Aug 2026): "Texas Community Bancshares Q2 Earnings Rise Y/Y on Strong Margins". Texas Community Bancshares reported a year-over-year rise in second-quarter profit and earnings, driven by stronger loan yields and lower deposit costs, according to Zacks Investment Research. Credit provisions and expenses also increased during the period.

Company

About Texas Community Bancshares, Inc.

Texas Community Bancshares Inc. represents a key player in the community banking sector, focusing on providing financial services to small businesses and individual consumers primarily in Texas. The company's core functions include offering a range of banking products such as savings accounts, loans, and mortgages tailored to meet local economic needs. Operating through its network of local branches, Texas Community Bancshares Inc. plays a crucial role in fostering community development and economic growth by enabling access to credit and financial resources. It engages deeply with the local economy, supporting sectors such as agriculture, small enterprises, and housing markets. By being a locally-focused financial institution, Texas Community Bancshares Inc. is pivotal in promoting financial inclusion and stability within its operational regions. Its understanding of community dynamics allows it to deliver personalized banking solutions, contributing to its reputation as a trusted financial partner for many Texan residents and business owners. This approach not only strengthens local economies but also underscores the institution’s role as a cornerstone of community-oriented banking.

CEO Mr. Jason Sobel · 61 employees · United States · https://www.broadstreet.bank