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UBSIUBSIFinancial Services · Banks - Regional

UBSI Stock Forecast: United Bankshares, Inc. (West Virginia) Price Predictions for 2026-2027

Last close, 21 Aug 2026
$48
+0.23% on the day

The 6 Wall Street analysts covering United Bankshares, Inc. (West Virginia) hold a median 12-month price target of $51 — +6.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 85 of 100 as at 21 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$6.5B
Ticker Nerd rank
85 / 100
Median analyst target
$51
Analysts covering
6
Total return, dividends reinvested
1W
−3.0%
1M
+1.3%
YTD
+26.7%
1Y
+34.4%
From 52W high
−3.2%
From 52W low
+43.3%
$33
$49
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UBSI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores United Bankshares, Inc. (West Virginia) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 21 Aug 2026
85 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
92
Revisions
88
Growth
81
Issuance
78
Quality
76
Volatility
75
Accruals
39
Value
31
Size
20

Momentum (92): The shares have been drifting up relative to others.

Value (31): The shares cost a lot relative to the profits and assets behind them.

Size (20): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UBSI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UBSI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50Oct 25Jan 26Apr 26Jul 26UBSIHigh $52Median $51Low $48

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says6 analysts
2 Buy4 Hold0 Sell
Low $48Median $51High $52

The green dot is the last close — the median target sits +6.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
27 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$46 → $48
1 July 2026Raymond JamesMaintainsOutperform—
1 July 2026Raymond JamesMaintainsOutperform$49 → $50
24 June 2026Hovde GroupInitiatesMarket Perform—
26 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
23 Jan 2026Stephens & Co.MaintainsEqual-Weight—
24 Oct 2025Piper SandlerUpgradeOverweight—
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
12 Mar 2025Piper SandlerAssumesNeutral$39
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2025Stephens & Co.ReiteratesEqual-Weight—
26 July 2024DA DavidsonMaintainsNeutral—
26 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 July 2024Stephens & Co.MaintainsEqual-Weight—
17 June 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
3 May 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 Apr 2024Stephens & Co.MaintainsEqual-Weight—
5 Jan 2024Raymond JamesMaintainsOutperform—
31 July 2023Piper SandlerMaintainsNeutral—
1 May 2023Piper SandlerMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UBSI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

UBSI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.1%
Analysts raising
5
Analysts cutting
0
Fundamentals

United Bankshares, Inc. (West Virginia) (UBSI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.0×

Cheaper than 51% of US stocks

Price / sales
5.2×

Cheaper than 24% of US stocks

Price / book
1.2×

Cheaper than 67% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
6.2%

Higher than 42% of US stocks

Earnings growth (YoY)
8.8%

Higher than 47% of US stocks

Gross margin
—
Operating margin
53.1%

Higher than 97% of US stocks

Net margin
41.2%

Higher than 94% of US stocks

Returns & dividend
Return on equity
9.5%

Higher than 62% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
3.2%

Higher than 68% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

UBSI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UBSIUnited Bankshares, Inc. (West Virginia)$6.5B
85
FNBF.N.B. Corp. (Pennsylvania)$6.6B
55
IFSIntercorp Financial Services, Inc.$6.4B
70
GBCIGlacier Bancorp, Inc.$6.1B
27
HOMBHome Bancshares, Inc. (Arkansas)$6.1B
66
HWCHancock Whitney Corp.$6.0B
49
AUBAtlantic Union Bankshares Corp.$5.9B
57

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own United Bankshares, Inc. (West Virginia) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UBSI news & analysis

Why United Bankshares (UBSI) is a Great Dividend Stock Right Now

Zacks Investment Research · 13 Aug 2026positive

Zacks Investment Research published an article examining United Bankshares (UBSI) as a potential dividend stock, evaluating whether the company has what it takes to be considered a strong dividend payer for shareholders.

Why it matters — A UBSI watcher would care because the piece assesses the bank's dividend appeal, which is a key consideration for income-focused investors tracking the company.

United Bankshares (UBSI) Could Be a Great Choice

Zacks Investment Research · 28 July 2026positive

Zacks Investment Research published a piece highlighting United Bankshares (UBSI) as a potential dividend stock worth considering.

Why it matters — UBSI watchers would care because the article examines whether the company meets the criteria for a strong dividend investment.

United Bankshares (UBSI) Upgraded to Buy: Here's Why

Zacks Investment Research · 27 July 2026positive

United Bankshares (UBSI) was upgraded to a Zacks Rank #2 (Buy) by Zacks Investment Research, reflecting growing optimism about its earnings prospects.

Why it matters — The upgrade signals positive sentiment from a research firm about UBSI's potential earnings trajectory, which could influence investor perception.

FAQ

Frequently asked questions about UBSI stock

What is the UBSI stock price forecast for 2026-2027?

The 6 Wall Street analysts covering United Bankshares, Inc. (West Virginia) have a median 12-month price target of $51, with estimates ranging from $48 to $52. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UBSI stock a buy right now?

Of the 6 analysts covering United Bankshares, Inc. (West Virginia), 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Bankshares, Inc. (West Virginia) 85 out of 100 across roughly 4,600 US stocks as at 21 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UBSI?

As at 21 Aug 2026, United Bankshares, Inc. (West Virginia) ranks 85 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (92 of 100).

Will UBSI stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +6.7% from the last close, and Ticker Nerd's factor model ranks United Bankshares, Inc. (West Virginia) 85 out of 100 as at 21 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UBSI stock forecast for 2030?

No analyst covering United Bankshares, Inc. (West Virginia) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UBSI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $48 to $52 over the next 12 months.

How has UBSI stock performed over the past year?

United Bankshares, Inc. (West Virginia) returned +34.4% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does United Bankshares, Inc. (West Virginia) do?

United Bankshares, Inc. is a financial holding company that operates as the parent of United Bank, providing comprehensive community banking services across multiple states.

What is the latest news on UBSI?

The most recent item we track (Zacks Investment Research, 13 Aug 2026): "Why United Bankshares (UBSI) is a Great Dividend Stock Right Now". Zacks Investment Research published an article examining United Bankshares (UBSI) as a potential dividend stock, evaluating whether the company has what it takes to be considered a strong dividend payer for shareholders.

Company

About United Bankshares, Inc. (West Virginia).

United Bankshares, Inc. is a financial holding company that operates as the parent of United Bank, providing comprehensive community banking services across multiple states. It accepts deposits and originates various loans, including personal, credit card, commercial, and construction loans, while offering brokerage services, safe deposit boxes, and related financial products. The company maintains nearly 240 full-service banking offices and 22 loan origination offices in Virginia, West Virginia, Maryland, Pennsylvania, Ohio, North Carolina, South Carolina, Georgia, and Washington, D.C. United Bankshares, Inc. focuses on the community banking segment, emphasizing service to local customers, businesses, and communities in its operational footprint. With dual headquarters in Washington, D.C., and Charleston, West Virginia, it serves as a key regional player in the financial services sector, supporting economic activities through its deposit and lending operations.

CEO Mr. Richard Matthew Adams Jr., M.D. · 2,740 employees · United States · https://www.ubsi-inc.com