UBSIUBSIFinancial Services · Banks - Regional

UBSI Stock Forecast: United Bankshares, Inc. (West Virginia) Price Predictions for 2026-2027

Last close, 22 Oct 2026
$48
+2.71% on the day

The 6 Wall Street analysts covering United Bankshares, Inc. (West Virginia) hold a median 12-month price target of $51 — +5.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 73 of 100 as at 22 Oct 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$6.4B
Ticker Nerd rank
73/ 100
Median analyst target
$51
Analysts covering
6
Revenue$323.1M+5.8% y/y
Net income$131.4M
Free cash flow$98.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+4.0%
1M
+4.1%
YTD
+29.5%
1Y
+41.7%
From 52W high
−1.1%
From 52W low
+44.2%
$34
$49
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UBSI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores United Bankshares, Inc. (West Virginia) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Oct 2026
73/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
94
Volatility
78
Revisions
76
Quality
74
Issuance
74
Growth
66
Accruals
40
Value
26
Size
19

Momentum (94): The shares have been drifting up relative to others.

Value (26): The shares cost a lot relative to the profits and assets behind them.

Size (19): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UBSI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UBSI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50Jan 26Apr 26Jul 26Oct 26UBSIHigh $52Median $51Low $48

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
2 Buy4 Hold0 Sell
Low $48Median $51High $52

The green dot is the last close — the median target sits +5.2% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
27 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$46 → $48
1 July 2026Raymond JamesMaintainsOutperform—
1 July 2026Raymond JamesMaintainsOutperform$49 → $50
24 June 2026Hovde GroupInitiatesMarket Perform—
26 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
23 Jan 2026Stephens & Co.MaintainsEqual-Weight—
24 Oct 2025Piper SandlerUpgradeOverweight—
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
12 Mar 2025Piper SandlerAssumesNeutral$39
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2025Stephens & Co.ReiteratesEqual-Weight—
26 July 2024DA DavidsonMaintainsNeutral—
26 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 July 2024Stephens & Co.MaintainsEqual-Weight—
17 June 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
3 May 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 Apr 2024Stephens & Co.MaintainsEqual-Weight—
5 Jan 2024Raymond JamesMaintainsOutperform—
31 July 2023Piper SandlerMaintainsNeutral—
1 May 2023Piper SandlerMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

UBSI appears in the Radar on the weeks it earns a place.

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Performance

UBSI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 22 Oct 2026, United Bankshares, Inc. (West Virginia) returned +41.7% against +15.6% for the S&P 500, dividends included.

UBSI vs S&P 500, last 12 monthsTotal return, rebased to 100
100110120130140150Jan 26Apr 26Jul 26Oct 26UBSIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UBSI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.2%
Analysts raising
1
Analysts cutting
1
Fundamentals

United Bankshares, Inc. (West Virginia) (UBSI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.9×

Cheaper than 50% of US stocks

Price / sales
5.1×

Cheaper than 23% of US stocks

Price / book
1.2×

Cheaper than 65% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
6.2%

Higher than 42% of US stocks

Earnings growth (YoY)
8.8%

Higher than 47% of US stocks

Gross margin
—
Operating margin
53.1%

Higher than 97% of US stocks

Net margin
41.2%

Higher than 94% of US stocks

Returns & dividend
Return on equity
9.5%

Higher than 62% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
3.2%

Higher than 87% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

United Bankshares, Inc. (West Virginia) (UBSI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • United Bankshares, Inc. (West Virginia) has a market value of $6.4B and an enterprise value of $5.1B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 6.2% year on year.

  • Net income over the same four quarters: $515.2M, a 40.3% net margin.

  • Diluted earnings per share, trailing twelve months: $3.67.

  • Free cash flow in the twelve months to 30 June 2026: $533.9M.

  • United Bankshares, Inc. (West Virginia) spent $210.3M on share buybacks and $211.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 136.9M.

  • Trailing P/E: 12.9×; forward P/E: 12.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.22%, paying out 41% of earnings.

  • United Bankshares, Inc. (West Virginia) employs 2,740 people — $467K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 22 Oct 2026

Data provided by Twelve Data

Peers

UBSI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UBSIUnited Bankshares, Inc. (West Virginia)$6.4B73
FNBF.N.B. Corp. (Pennsylvania)$6.5B57
IFSIntercorp Financial Services, Inc.$6.2B—
HOMBHome Bancshares, Inc. (Arkansas)$6.1B67
GBCIGlacier Bancorp, Inc.$6.0B25
VLYValley National Bancorp$7.7B57
HWCHancock Whitney Corp.$5.9B37

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own United Bankshares, Inc. (West Virginia) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UBSI news & analysis

United Bankshares (UBSI) Q3 Earnings Meet Estimates

Zacks Investment Research · 22 Oct 2026neutral

United Bankshares reported third-quarter earnings of $0.94 per share, in line with the Zacks Consensus Estimate. That compared with earnings of $0.92 per share a year earlier.

Why it matters — UBSI watchers can compare the reported quarterly earnings with analyst expectations and the year-ago result.

United Bankshares (UBSI) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research · 19 Oct 2026neutral

Zacks Investment Research frames United Bankshares (UBSI) as a potential top dividend stock and asks whether it has the qualities investors seek. The excerpt notes that identifying a strong dividend stock can be challenging.

Why it matters — UBSI watchers may find the item relevant because it focuses on the company’s dividend-stock appeal.

United Bankshares (UBSI) Earnings Expected to Grow: Should You Buy?

Zacks Investment Research · 15 Oct 2026positive

Zacks Investment Research says United Bankshares has two key ingredients associated with a likely earnings beat in its upcoming report and highlights key expectations.

Why it matters — UBSI watchers may find the report’s earnings-beat setup and expectations relevant ahead of the upcoming results.

United Bankshares, Inc. Announces Florida Expansion

Business Wire · 8 Oct 2026positive

United Bankshares, Inc. announced a Florida expansion, according to a Business Wire headline. The excerpt provides no further details.

Why it matters — The announcement concerns the company’s geographic expansion, which may be relevant to UBSI watchers tracking its footprint.

FAQ

Frequently asked questions about UBSI stock

What is the UBSI stock price forecast for 2026-2027?

The 6 Wall Street analysts covering United Bankshares, Inc. (West Virginia) have a median 12-month price target of $51, with estimates ranging from $48 to $52. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UBSI stock a buy right now?

Of the 6 analysts covering United Bankshares, Inc. (West Virginia), 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Bankshares, Inc. (West Virginia) 73 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UBSI?

As at 22 Oct 2026, United Bankshares, Inc. (West Virginia) ranks 73 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (94 of 100).

Will UBSI stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +5.2% from the last close, and Ticker Nerd's factor model ranks United Bankshares, Inc. (West Virginia) 73 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UBSI stock forecast for 2030?

No analyst covering United Bankshares, Inc. (West Virginia) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UBSI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $48 to $52 over the next 12 months.

How has UBSI stock performed over the past year?

United Bankshares, Inc. (West Virginia) returned +41.7% over the 12 months to 22 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does United Bankshares, Inc. (West Virginia) do?

United Bankshares Inc. is a financial services company and bank holding company that provides commercial and retail banking products and services through its subsidiaries.

What is the latest news on UBSI?

The most recent item we track (Zacks Investment Research, 22 Oct 2026): "United Bankshares (UBSI) Q3 Earnings Meet Estimates". United Bankshares reported third-quarter earnings of $0.94 per share, in line with the Zacks Consensus Estimate. That compared with earnings of $0.92 per share a year earlier.

Company

About United Bankshares, Inc. (West Virginia).

United Bankshares Inc. is a financial services company and bank holding company that provides commercial and retail banking products and services through its subsidiaries. United Bankshares Inc. serves individuals, businesses, and public-sector customers with a broad mix of deposit accounts, lending solutions, mortgage banking, and other everyday banking services. Its operations are centered on community banking, with additional mortgage banking activities that support home financing and related customer needs. The company also offers services such as commercial loans, consumer loans, and treasury-oriented banking products that help support local economies and business activity. Headquartered in Charleston, West Virginia, United Bankshares Inc. operates primarily across the Mid-Atlantic and Southeast regions of the United States, where its branch network and banking relationships make it a recognizable regional banking institution.

CEO Mr. Richard Matthew Adams Jr., M.D. · 2,740 employees · United States · https://www.ubsi-inc.com