UBSIUBSIFinancial Services · Banks - Regional

UBSI Stock Forecast: United Bankshares, Inc. (West Virginia) Price Predictions for 2026-2027

Last close, 11 Sept 2026
$47
+0.57% on the day

The 6 Wall Street analysts covering United Bankshares, Inc. (West Virginia) hold a median 12-month price target of $51 — +8.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 84 of 100 as at 10 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$6.4B
Ticker Nerd rank
84 / 100
Median analyst target
$51
Analysts covering
6
Revenue$323.1M+5.8% y/y
Net income$131.4M
Free cash flow$98.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.0%
1M
−1.9%
YTD
+26.1%
1Y
+29.7%
From 52W high
−3.6%
From 52W low
+42.6%
$33
$49
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UBSI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores United Bankshares, Inc. (West Virginia) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 10 Sept 2026
84 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
92
Revisions
86
Growth
81
Issuance
79
Quality
76
Volatility
72
Accruals
39
Value
32
Size
19

Momentum (92): The shares have been drifting up relative to others.

Value (32): The shares cost a lot relative to the profits and assets behind them.

Size (19): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UBSI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UBSI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45$50Oct 25Jan 26Apr 26Jul 26UBSIHigh $52Median $51Low $48

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
2 Buy4 Hold0 Sell
Low $48Median $51High $52

The green dot is the last close — the median target sits +8.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
27 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$46$48
1 July 2026Raymond JamesMaintainsOutperform
1 July 2026Raymond JamesMaintainsOutperform$49$50
24 June 2026Hovde GroupInitiatesMarket Perform
26 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
23 Jan 2026Stephens & Co.MaintainsEqual-Weight
24 Oct 2025Piper SandlerUpgradeOverweight
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
12 Mar 2025Piper SandlerAssumesNeutral$39
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
27 Jan 2025Stephens & Co.ReiteratesEqual-Weight
26 July 2024DA DavidsonMaintainsNeutral
26 July 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
26 July 2024Stephens & Co.MaintainsEqual-Weight
17 June 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
3 May 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
26 Apr 2024Stephens & Co.MaintainsEqual-Weight
5 Jan 2024Raymond JamesMaintainsOutperform
31 July 2023Piper SandlerMaintainsNeutral
1 May 2023Piper SandlerMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UBSI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UBSI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, United Bankshares, Inc. (West Virginia) returned +29.7% against +17.5% for the S&P 500, dividends included.

UBSI vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Oct 25Jan 26Apr 26Jul 26UBSIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UBSI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.9%
Analysts raising
1
Analysts cutting
1
Fundamentals

United Bankshares, Inc. (West Virginia) (UBSI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.9×

Cheaper than 51% of US stocks

Price / sales
5.2×

Cheaper than 24% of US stocks

Price / book
1.2×

Cheaper than 68% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
6.2%

Higher than 42% of US stocks

Earnings growth (YoY)
8.8%

Higher than 46% of US stocks

Gross margin
Operating margin
53.1%

Higher than 97% of US stocks

Net margin
41.2%

Higher than 94% of US stocks

Returns & dividend
Return on equity
9.5%

Higher than 62% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
3.2%

Higher than 68% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

United Bankshares, Inc. (West Virginia) (UBSI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • United Bankshares, Inc. (West Virginia) has a market value of $6.4B and an enterprise value of $5.1B.

  • Revenue in the twelve months to 30 June 2026: $1.3B. The latest quarter grew 6.2% year on year.

  • Net income over the same four quarters: $515.2M, a 40.3% net margin.

  • Diluted earnings per share, trailing twelve months: $3.67.

  • Free cash flow in the twelve months to 30 June 2026: $533.9M.

  • United Bankshares, Inc. (West Virginia) spent $210.3M on share buybacks and $211.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 136.9M.

  • Trailing P/E: 12.9×; forward P/E: 12.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.21%, paying out 41% of earnings.

  • United Bankshares, Inc. (West Virginia) employs 2,740 people $467K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 11 Sept 2026

Data provided by Twelve Data

Peers

UBSI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UBSIUnited Bankshares, Inc. (West Virginia)$6.4B
84
FNBF.N.B. Corp. (Pennsylvania)$6.5B
56
IFSIntercorp Financial Services, Inc.$6.3B
68
HOMBHome Bancshares, Inc. (Arkansas)$6.0B
65
HWCHancock Whitney Corp.$6.0B
47
GBCIGlacier Bancorp, Inc.$6.0B
27
ASBAssociated Banc-Corp$5.7B
50

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own United Bankshares, Inc. (West Virginia) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UBSI news & analysis

United Bankshares Director Sells 3,200 Shares for $148,544

The Motley Fool · 10 Sept 2026neutral

United Bankshares, Inc. director sold 3,200 shares on Sept. 1 in a transaction valued at $148,544, as reported by The Motley Fool.

Why it matters — A UBSI watcher would care because insider trading activity, such as this director's share sale, can offer insight into executives' views of the company's stock.

United Bankshares Declares Third Quarter Dividend and Announces New Stock Repurchase Program

Business Wire · 24 Aug 2026positive

United Bankshares, Inc. declared its third quarter dividend and announced a new stock repurchase program. The announcement was made via Business Wire from Washington and Charleston, W. Va.

Why it matters — A UBSI watcher would care because the dividend declaration and new buyback program reflect the company's decisions on returning capital to shareholders.

Best Dividend Kings: August 2026

Seeking Alpha · 24 Aug 2026neutral

An August 2026 report highlights that Dividend Kings are outperforming the S&P 500 year-to-date with a 14.98% total return versus SPY's 12.89%. Thirty Dividend Kings are beating the index, 25 appear potentially undervalued with at least 10% annualized return potential, and dividend growth accelerated with the average rate rising to 4.12%.

Why it matters — UBSI watchers may care because the article assesses the performance and valuation of high-dividend-growth companies, a category relevant to dividend-focused banking stocks like UBSI.

Why United Bankshares (UBSI) is a Great Dividend Stock Right Now

Zacks Investment Research · 13 Aug 2026positive

Zacks Investment Research published an article examining United Bankshares (UBSI) as a potential dividend stock, evaluating whether the company has what it takes to be considered a strong dividend payer for shareholders.

Why it matters — A UBSI watcher would care because the piece assesses the bank's dividend appeal, which is a key consideration for income-focused investors tracking the company.

United Bankshares (UBSI) Could Be a Great Choice

Zacks Investment Research · 28 July 2026positive

Zacks Investment Research published a piece highlighting United Bankshares (UBSI) as a potential dividend stock worth considering.

Why it matters — UBSI watchers would care because the article examines whether the company meets the criteria for a strong dividend investment.

FAQ

Frequently asked questions about UBSI stock

What is the UBSI stock price forecast for 2026-2027?

The 6 Wall Street analysts covering United Bankshares, Inc. (West Virginia) have a median 12-month price target of $51, with estimates ranging from $48 to $52. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UBSI stock a buy right now?

Of the 6 analysts covering United Bankshares, Inc. (West Virginia), 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Bankshares, Inc. (West Virginia) 84 out of 100 across roughly 4,600 US stocks as at 10 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UBSI?

As at 10 Sept 2026, United Bankshares, Inc. (West Virginia) ranks 84 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (92 of 100).

Will UBSI stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +8.0% from the last close, and Ticker Nerd's factor model ranks United Bankshares, Inc. (West Virginia) 84 out of 100 as at 10 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UBSI stock forecast for 2030?

No analyst covering United Bankshares, Inc. (West Virginia) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UBSI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $48 to $52 over the next 12 months.

How has UBSI stock performed over the past year?

United Bankshares, Inc. (West Virginia) returned +29.7% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does United Bankshares, Inc. (West Virginia) do?

United Bankshares Inc. is a financial services company and bank holding company that provides commercial and retail banking products and services through its subsidiaries.

What is the latest news on UBSI?

The most recent item we track (The Motley Fool, 10 Sept 2026): "United Bankshares Director Sells 3,200 Shares for $148,544". United Bankshares, Inc. director sold 3,200 shares on Sept. 1 in a transaction valued at $148,544, as reported by The Motley Fool.

Company

About United Bankshares, Inc. (West Virginia).

United Bankshares Inc. is a financial services company and bank holding company that provides commercial and retail banking products and services through its subsidiaries. United Bankshares Inc. serves individuals, businesses, and public-sector customers with a broad mix of deposit accounts, lending solutions, mortgage banking, and other everyday banking services. Its operations are centered on community banking, with additional mortgage banking activities that support home financing and related customer needs. The company also offers services such as commercial loans, consumer loans, and treasury-oriented banking products that help support local economies and business activity. Headquartered in Charleston, West Virginia, United Bankshares Inc. operates primarily across the Mid-Atlantic and Southeast regions of the United States, where its branch network and banking relationships make it a recognizable regional banking institution.

CEO Mr. Richard Matthew Adams Jr., M.D. · 2,740 employees · United States · https://www.ubsi-inc.com