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UBSI Stock Forecast: United Bankshares, Inc. Price Predictions for 2027

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$47.58

-0.64 (-1.33%)

UBSI Stock Forecast 2026-2027

$47.58
Current Price
$6.56B
Market Cap
6 Ratings
Buy 2
Hold 4
Sell 0
Wall St Analyst Ratings

Distance to UBSI Price Targets

+5.1%
To High Target of $50.00
+0.9%
To Median Target of $48.00
-3.3%
To Low Target of $46.00

UBSI Price Momentum

+3.2%
1 Week Change
+7.1%
1 Month Change
+27.6%
1 Year Change
+23.9%
Year-to-Date Change
-1.3%
From 52W High of $48.22
+39.5%
From 52W Low of $34.10
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Latest UBSI Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, UBSI has a neutral consensus with a median price target of $48.00 (ranging from $46.00 to $50.00). The overall analyst rating is Buy (6.7/10). Currently trading at $47.58, the median forecast implies a 0.9% upside. This outlook is supported by 2 Buy, 4 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Steve Moss at Raymond James, projecting a 5.1% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

UBSI Analyst Ratings

2
Buy
4
Hold
0
Sell

UBSI Price Target Range

Low
$46.00
Average
$48.00
High
$50.00
Current: $47.58

Latest UBSI Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for UBSI.

Date Firm Analyst Rating Change Price Target
Jul 1, 2026 Raymond James Steve Moss Outperform Maintains $50.00
Jun 24, 2026 Hovde Group Market Perform Initiates $49.00
Jan 26, 2026 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Jan 23, 2026 Stephens & Co. Equal-Weight Maintains $N/A
Oct 24, 2025 Piper Sandler Overweight Upgrade $N/A
Apr 28, 2025 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Mar 12, 2025 Piper Sandler Stephen Scouten Neutral Assumes $38.50
Jan 27, 2025 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Jan 27, 2025 Stephens & Co. Equal-Weight Reiterates $N/A
Jul 26, 2024 Stephens & Co. Equal-Weight Maintains $N/A
Jul 26, 2024 DA Davidson Neutral Maintains $N/A
Jul 26, 2024 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Jun 17, 2024 Keefe, Bruyette & Woods Market Perform Maintains $N/A
May 3, 2024 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Apr 26, 2024 Stephens & Co. Equal-Weight Maintains $N/A
Jan 5, 2024 Raymond James Outperform Maintains $N/A
Jul 31, 2023 Piper Sandler Neutral Maintains $N/A
May 1, 2023 Piper Sandler Neutral Maintains $N/A
Apr 28, 2023 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Apr 27, 2023 Raymond James Outperform Maintains $N/A

United Bankshares, Inc. (UBSI) Competitors

The following stocks are similar to United Bankshares based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

United Bankshares, Inc. (UBSI) Financial Data

United Bankshares, Inc. has a market capitalization of $6.56B with a P/E ratio of 13.5x. The company generates $1.23B in trailing twelve-month revenue with a 41.0% profit margin.

Revenue growth is +10.6% quarter-over-quarter, while maintaining an operating margin of +52.1% and return on equity of +9.3%.

Valuation Metrics

Market Cap $6.56B
Enterprise Value $4.90B
P/E Ratio 13.5x
PEG Ratio 0.3x
Price/Sales 5.4x

Growth & Margins

Revenue Growth (YoY) +10.6%
Gross Margin N/A
Operating Margin +52.1%
Net Margin +41.0%
EPS Growth +47.3%

Financial Health

Cash/Price Ratio +35.3%
Current Ratio N/A
Debt/Equity 0.1x
ROE +9.3%
ROA +1.5%
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United Bankshares, Inc. logo

United Bankshares, Inc. (UBSI) Business Model

About United Bankshares, Inc.

What They Do

Community banking and financial services provider.

Business Model

The company operates as a financial holding company, primarily generating revenue through accepting deposits and originating a variety of loans, including personal, commercial, and construction loans. Additionally, it offers brokerage services and related financial products, contributing to its overall income.

Additional Information

United Bankshares, Inc. has nearly 240 full-service banking offices and 22 loan origination offices across multiple states, highlighting its strong regional presence. With a focus on community banking, it aims to serve local customers and support economic activities in its operational areas from its dual headquarters in Washington, D.C., and Charleston, West Virginia.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

2,749

CEO

Mr. Richard Matthew Adams Jr., M.D.

Country

United States

IPO Year

1990

United Bankshares, Inc. (UBSI) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes? Let's find out.

Jul 09, 2026 By Zacks Equity Research Tale of the Tape

Latest News

UBSI stock latest news image
Quick Summary

United Bankshares (UBSI) is being evaluated for its potential as a strong dividend stock, highlighting the importance of dividends for shareholders.

Why It Matters

United Bankshares' potential as a dividend stock could attract investors seeking income and stability, impacting its stock price and overall market perception.

Source: Zacks Investment Research
Market Sentiment: Positive
UBSI stock latest news image
Quick Summary

United Bankshares (UBSI) is being evaluated for its potential as a strong dividend stock, highlighting the challenges investors face in identifying quality dividend-paying companies.

Why It Matters

United Bankshares' dividend potential could attract investors seeking income, influencing stock demand and market performance. Evaluating its sustainability is key for investment decisions.

Source: Zacks Investment Research
Market Sentiment: Positive
UBSI stock latest news image
Quick Summary

United Bankshares has declared its second-quarter dividend, signaling continued shareholder returns. Investors should consider the implications for yield and company performance.

Why It Matters

The declaration of a second quarter dividend by United Bankshares signals financial health and stability, potentially attracting income-focused investors and positively impacting stock performance.

Source: Business Wire
Market Sentiment: Neutral
UBSI stock latest news image
Quick Summary

United Bankshares, Inc. has conducted its Annual Meeting of Shareholders, as reported from Washington and Charleston, W.Va.

Why It Matters

The annual meeting could signal strategic updates, performance insights, or dividend decisions, impacting investor sentiment and stock performance for United Bankshares.

Source: Business Wire
Market Sentiment: Neutral
UBSI stock latest news image
Quick Summary

United Bankshares (UBSI) is being evaluated for its potential as a strong dividend stock, highlighting the challenges in identifying quality dividend investments.

Why It Matters

The focus on United Bankshares' dividend potential highlights its attractiveness for income-seeking investors, impacting stock demand and price stability.

Source: Zacks Investment Research
Market Sentiment: Positive
UBSI stock latest news image
Quick Summary

Year-to-date, 36 of 58 Dividend Kings have outperformed the SPY, averaging a 7.03% gain vs. 4.18%. Twenty-seven are potentially undervalued, with expected long-term returns of at least 10%.

Why It Matters

Dividend Kings are delivering superior returns compared to SPY, indicating strong performance and potential for undervalued investments, which can enhance portfolio growth prospects.

Source: Seeking Alpha
Market Sentiment: Positive

Frequently Asked Questions About UBSI Stock

What is United Bankshares, Inc.'s (UBSI) stock forecast for 2027?

Based on our analysis of 4 Wall Street analysts, United Bankshares, Inc. (UBSI) has a median price target of $48.00. The highest price target is $50.00 and the lowest is $46.00.

Is UBSI stock a good investment in 2027?

According to current analyst ratings, UBSI has 2 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $47.58. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for UBSI stock?

Wall Street analysts predict UBSI stock could reach $48.00 in the next 12 months. This represents a 0.9% increase from the current price of $47.58. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is United Bankshares, Inc.'s business model?

The company operates as a financial holding company, primarily generating revenue through accepting deposits and originating a variety of loans, including personal, commercial, and construction loans. Additionally, it offers brokerage services and related financial products, contributing to its overall income.

What is the highest forecasted price for UBSI United Bankshares, Inc.?

The highest price target for UBSI is $50.00 from Steve Moss at Raymond James, which represents a 5.1% increase from the current price of $47.58.

What is the lowest forecasted price for UBSI United Bankshares, Inc.?

The lowest price target for UBSI is $46.00 from at , which represents a -3.3% decrease from the current price of $47.58.

What is the overall UBSI consensus from analysts for United Bankshares, Inc.?

The overall analyst consensus for UBSI is neutral. Out of 4 Wall Street analysts, 2 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $48.00.

How accurate are UBSI stock price projections?

Stock price projections, including those for United Bankshares, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: July 18, 2026 10:05 AM UTC
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