AFLAFLFinancial Services · Insurance - Life

AFL Stock Forecast: Aflac, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$127
−0.60% on the day

The 14 Wall Street analysts covering Aflac, Inc. hold a median 12-month price target of $118 — -6.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 68 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$64.5B
Ticker Nerd rank
68 / 100
Median analyst target
$118
Analysts covering
14
Total return, dividends reinvested
1W
+0.1%
1M
+4.8%
YTD
+16.1%
1Y
+31.9%
From 52W high
−2.2%
From 52W low
+31.3%
$97
$130
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

AFL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Aflac, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
68 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
94
Growth
92
Issuance
83
Momentum
76
Accruals
67
Quality
57
Revisions
45
Value
32
Size
4

Volatility (94): The share price has been relatively steady.

Value (32): The shares cost a lot relative to the profits and assets behind them.

Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.

The rank is the raw material. Whether the rules would actually own Aflac, Inc. — and when they’d sell — is the membership.

Wall Street

AFL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on AFL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$90$100$110$120$130$140Oct 25Jan 26Apr 26Jul 26AFLHigh $137Median $118Low $98

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says14 analysts
3 Buy8 Hold3 Sell
Low $98Median $118High $137

The green dot is the last close — the median target sits −6.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 7 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
22 July 2026TD CowenMaintainsHold$101$110
21 July 2026JP MorganMaintainsNeutral$108$117
13 July 2026Evercore ISI GroupMaintainsUnderperform$109$115
13 July 2026Evercore ISI GroupMaintainsUnderperform
13 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
13 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$115$120
10 July 2026JefferiesMaintainsHold
10 July 2026JefferiesMaintainsHold$100$108
9 July 2026MizuhoMaintainsUnderperform
9 July 2026Wells FargoMaintainsEqual-Weight$111$120
9 July 2026Wells FargoMaintainsEqual-Weight
8 July 2026UBSMaintainsNeutral
8 July 2026UBSMaintainsNeutral$114$124
7 July 2026BarclaysMaintainsUnderweight
7 July 2026BarclaysMaintainsUnderweight$99$98
26 May 2026Piper SandlerMaintainsOverweight
21 May 2026Morgan StanleyMaintainsEqual-Weight
5 May 2026Wells FargoMaintainsEqual-Weight
1 May 2026Piper SandlerMaintainsOverweight
30 Apr 2026BarclaysMaintainsUnderweight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

AFL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−3.1%
Analysts raising
1
Analysts cutting
0
Fundamentals

Aflac, Inc. (AFL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.5×

Cheaper than 48% of US stocks

Price / sales
3.7×

Cheaper than 34% of US stocks

Price / book
2.2×

Cheaper than 44% of US stocks

EV / EBITDA
12.1×

Cheaper than 32% of US stocks

Growth & margins
Revenue growth (YoY)
27.9%

Higher than 79% of US stocks

Earnings growth (YoY)
3413.8%

Higher than 99% of US stocks

Gross margin
Operating margin
29.6%

Higher than 88% of US stocks

Net margin
25.6%

Higher than 86% of US stocks

Returns & dividend
Return on equity
16.5%

Higher than 77% of US stocks

Return on assets
3.1%

Higher than 66% of US stocks

Dividend yield
1.9%

Higher than 44% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

AFL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Life
CompanyMarket capTKN rank
AFLAflac, Inc.$64.5B
68
METMetLife, Inc.$61.9B
34
PRUPrudential Financial, Inc.$42.7B
77
GLGlobe Life, Inc.$14.5B
79
UNMUnum Group$13.9B
53
PRIPrimerica, Inc.$10.0B
82
LNCLincoln National Corp.$8.7B
73
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. AFL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest AFL news & analysis

Can Better Japan Profitability Support Aflac's Q2 Earnings Beat?

Zacks Investment Research · 3 Aug 2026neutral

Aflac's improved Japan benefit-to-premium ratio may help offset premium and investment income pressure ahead of its Aug. 6 second-quarter earnings report, according to Zacks Investment Research.

Why it matters — Aflac watchers would care because the Japan segment's profitability could influence the company's upcoming Q2 results.

Insights Into Aflac (AFL) Q2: Wall Street Projections for Key Metrics

Zacks Investment Research · 3 Aug 2026neutral

A Zacks Investment Research piece previews Aflac's expected performance for the quarter ended June 2026, looking beyond standard top-and-bottom-line estimates at several key metrics for better insight into the company's results.

Why it matters — Aflac watchers can get a view of which specific business metrics are likely to be closely watched when the company reports results for the June 2026 quarter.

Aflac (AFL) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Zacks Investment Research · 30 July 2026positive

A Zacks Investment Research report suggests Aflac (AFL) has the right combination of key ingredients for a likely earnings beat in its upcoming earnings report.

Why it matters — AFL watchers monitoring the company's earnings performance would care about this report's expectation of a potential earnings beat.

FAQ

Frequently asked questions about AFL stock

What is the AFL stock price forecast for 2026-2027?

The 14 Wall Street analysts covering Aflac, Inc. have a median 12-month price target of $118, with estimates ranging from $98 to $137. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is AFL stock a buy right now?

Of the 14 analysts covering Aflac, Inc., 3 rate it a Buy, 8 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks Aflac, Inc. 68 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank AFL?

As at 1 Aug 2026, Aflac, Inc. ranks 68 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (94 of 100).

Will AFL stock go up?

No one can know that. What the data says: the median 12-month target from 14 analysts implies -6.9% from the last close, and Ticker Nerd's factor model ranks Aflac, Inc. 68 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the AFL stock forecast for 2030?

No analyst covering Aflac, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for AFL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $98 to $137 over the next 12 months.

How has AFL stock performed over the past year?

Aflac, Inc. returned +31.9% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Aflac, Inc. do?

Aflac Inc. is a financial services holding company specializing in supplemental health and life insurance.

What is the latest news on AFL?

The most recent item we track (Zacks Investment Research, 3 Aug 2026): "Can Better Japan Profitability Support Aflac's Q2 Earnings Beat?". Aflac's improved Japan benefit-to-premium ratio may help offset premium and investment income pressure ahead of its Aug. 6 second-quarter earnings report, according to Zacks Investment Research.

Company

About Aflac, Inc.

Aflac Inc. is a financial services holding company specializing in supplemental health and life insurance. The company primarily operates through two segments, Aflac Japan and Aflac U.S., providing insurance products that help policyholders manage out-of-pocket costs not fully covered by primary medical plans. Aflac is best known for its supplemental policies, including cancer insurance, accident coverage, critical illness plans, hospital indemnity, disability, and long-term care offerings. These products are marketed largely through independent agents and brokers, with a strong presence in worksite distribution, where policies are offered to employees through their employers, as well as through digital and direct-to-consumer channels. Headquartered in Columbus, Georgia, Aflac serves individuals and businesses, playing a notable role in the insurance market by focusing on financial protection against unexpected health-related expenses in both the United States and Japan.

CEO Mr. Daniel Paul Amos · 12,716 employees · United States · https://www.aflac.com