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AFL Stock Forecast: Aflac, Inc. Price Predictions for 2026-2027

Last close, 4 Sept 2026
$117
−0.97% on the day

The 15 Wall Street analysts covering Aflac, Inc. hold a median 12-month price target of $116 — -1.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 78 of 100 as at 3 Sept 2026 — inside the top quartile. The factors read stronger than the Street's target implies. That gap is the story on this page.

Market cap
$59.3B
Ticker Nerd rank
78 / 100
Median analyst target
$116
Analysts covering
15
Revenue$4.2B−0.6% y/y
Net income$825.0M
Free cash flow$112.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.6%
1M
−5.9%
YTD
+7.9%
1Y
+10.2%
From 52W high
−9.1%
From 52W low
+13.2%
$104
$129
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

AFL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Aflac, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 3 Sept 2026
78 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
97
Volatility
92
Issuance
91
Accruals
77
Momentum
75
Quality
57
Revisions
51
Value
40
Size
4

Growth (97): Sales and profits are climbing, and climbing faster than before.

Value (40): The shares cost a lot relative to the profits and assets behind them.

Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

AFL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on AFL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$100$110$120$130$140Oct 25Jan 26Apr 26Jul 26AFLHigh $138Median $116Low $99

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says15 analysts
3 Buy8 Hold4 Sell
Low $99Median $116High $138

The green dot is the last close — the median target sits −1.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 9 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
19 Aug 2026Wells FargoMaintainsEqual-Weight$120 → $122
19 Aug 2026Wolfe ResearchInitiatesUnderperform$103
11 Aug 2026JP MorganMaintainsNeutral$117 → $116
11 Aug 2026JP MorganMaintainsNeutral—
11 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$120 → $125
11 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
10 Aug 2026Piper SandlerMaintainsOverweight—
10 Aug 2026Piper SandlerMaintainsOverweight$130 → $138
7 Aug 2026BarclaysMaintainsUnderweight—
7 Aug 2026BarclaysMaintainsUnderweight$98 → $99
22 July 2026TD CowenMaintainsHold$101 → $110
22 July 2026TD CowenMaintainsHold—
21 July 2026JP MorganMaintainsNeutral—
21 July 2026JP MorganMaintainsNeutral$108 → $117
13 July 2026Evercore ISI GroupMaintainsUnderperform$109 → $115
13 July 2026Evercore ISI GroupMaintainsUnderperform—
13 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
13 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$115 → $120
10 July 2026JefferiesMaintainsHold—
10 July 2026JefferiesMaintainsHold$100 → $108

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. AFL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

AFL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Sept 2026, Aflac, Inc. returned +10.2% against +20.0% for the S&P 500, dividends included.

AFL vs S&P 500, last 12 monthsTotal return, rebased to 100
100105110115120Oct 25Jan 26Apr 26Jul 26AFLS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

AFL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.4%
Analysts raising
1
Analysts cutting
5
Fundamentals

Aflac, Inc. (AFL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.8×

Cheaper than 51% of US stocks

Price / sales
3.3×

Cheaper than 39% of US stocks

Price / book
2.0×

Cheaper than 48% of US stocks

EV / EBITDA
11.0×

Cheaper than 35% of US stocks

Growth & margins
Revenue growth (YoY)
−1.0%

Higher than 26% of US stocks

Earnings growth (YoY)
37.7%

Higher than 70% of US stocks

Gross margin
—
Operating margin
25.7%

Higher than 84% of US stocks

Net margin
26.9%

Higher than 87% of US stocks

Returns & dividend
Return on equity
16.9%

Higher than 77% of US stocks

Return on assets
3.1%

Higher than 66% of US stocks

Dividend yield
2.1%

Higher than 46% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Aflac, Inc. (AFL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Aflac, Inc. has a market value of $59.3B and an enterprise value of $66.6B.

  • Revenue in the twelve months to 30 June 2026: $18.3B. The latest quarter shrank 1.0% year on year.

  • Net income over the same four quarters: $4.9B, a 26.6% net margin.

  • Diluted earnings per share, trailing twelve months: $9.33.

  • Free cash flow in the twelve months to 30 June 2026: $2.6B.

  • Aflac, Inc. spent $3.8B on share buybacks and $1.2B on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 502.3M.

  • Trailing P/E: 12.8×; forward P/E: 15.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.06%, paying out 26% of earnings.

  • Aflac, Inc. employs 12,716 people — $1.4M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 4 Sept 2026

Data provided by Twelve Data

Peers

AFL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Life
CompanyMarket capTKN rank
AFLAflac, Inc.$59.3B
78
METMetLife, Inc.$63.8B
50
PRUPrudential Financial, Inc.$43.1B
77
UNMUnum Group$15.6B
56
GLGlobe Life, Inc.$14.1B
72
JXNJackson Financial, Inc.$9.4B
66
PRIPrimerica, Inc.$9.2B
88

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Aflac, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest AFL news & analysis

3 of Wall Street's Safest High-Yield Dividend Stocks With Over 25-Year Increase Streaks

24/7 Wall Street · 3 Sept 2026neutral

A 24/7 Wall Street article highlights three high-yield dividend stocks with 25-plus years of consecutive annual raises, including a supplemental insurance company among the group. The piece discusses how these firms have sustained long dividend-increase streaks through different cash-generating engines.

Why it matters — Aflac watchers may note the company's inclusion among a select group with over 25-year dividend increase streaks, underscoring its long-term payout track record.

Aflac Incorporated to Present at the 2026 KBW Insurance Conference

PRNewsWire · 2 Sept 2026neutral

Aflac Incorporated announced that its Senior Executive Vice President and Chief Financial Officer, Max K. Brodén, will present at the 2026 KBW Insurance Conference. The announcement was made via a press release from Columbus, Ga.

Why it matters — Investors watching AFL would care because the CFO's conference presentation offers a scheduled opportunity for the company to communicate its outlook and strategic position to the investment community.

AFL's Fujikura 100S Splicer Earns Platinum Recognition in 2026 ISE Network Innovators' Awards

Business Wire · 28 Aug 2026positive

AFL announced that its Fujikura 100S Core Alignment Splicer was named a Platinum Honoree in the 2026 ISE Network Innovators' Awards. The award recognised features such as a dual-fiber loading system and Splice Coach real-time guidance, which reduce splice preparation time and help technicians build job skills.

Why it matters — The recognition highlights an AFL product's industry standing, which is relevant given AFL's role as a global manufacturer of fiber optic connectivity solutions.

5 Dividend Aristocrats That Belong in Every Income Portfolio

24/7 Wall Street · 27 Aug 2026positive

The article highlights Dividend Aristocrats—S&P 500 members that have raised payouts for at least 25 consecutive years—as staples for income portfolios, while noting that not every Aristocrat is equally attractive in 2026. Aflac is presented as one of the top Aristocrats recommended for income investors.

Why it matters — This positions Aflac favorably for income-focused investors by underscoring its long record of consistent dividend increases as a Dividend Aristocrat.

Dividend Champion, Contender, And Challenger Highlights: Week August 16

Seeking Alpha · 14 Aug 2026neutral

Seeking Alpha published its weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, highlighting companies that changed their dividends and those with upcoming ex-dividend dates for the week of August 16.

Why it matters — Aflac (AFL) watchers would care because as a Dividend Champion, the company's dividend status and any changes to its payout are tracked in this weekly roundup.

FAQ

Frequently asked questions about AFL stock

What is the AFL stock price forecast for 2026-2027?

The 15 Wall Street analysts covering Aflac, Inc. have a median 12-month price target of $116, with estimates ranging from $99 to $138. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is AFL stock a buy right now?

Of the 15 analysts covering Aflac, Inc., 3 rate it a Buy, 8 a Hold and 4 a Sell. Ticker Nerd's systematic factor model ranks Aflac, Inc. 78 out of 100 across roughly 4,600 US stocks as at 3 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank AFL?

As at 3 Sept 2026, Aflac, Inc. ranks 78 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (97 of 100).

Will AFL stock go up?

No one can know that. What the data says: the median 12-month target from 15 analysts implies -1.0% from the last close, and Ticker Nerd's factor model ranks Aflac, Inc. 78 out of 100 as at 3 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the AFL stock forecast for 2030?

No analyst covering Aflac, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for AFL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $99 to $138 over the next 12 months.

How has AFL stock performed over the past year?

Aflac, Inc. returned +10.2% over the 12 months to 4 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Aflac, Inc. do?

Aflac Incorporated is a life and health insurance holding company that provides supplemental financial protection through its subsidiaries in the United States and Japan. The company specializes in cash-benefit insurance products that help policyholders cover out-of-pocket costs associated with illness, injury, hospitalization, disability, and other covered events.

What is the latest news on AFL?

The most recent item we track (24/7 Wall Street, 3 Sept 2026): "3 of Wall Street's Safest High-Yield Dividend Stocks With Over 25-Year Increase Streaks". A 24/7 Wall Street article highlights three high-yield dividend stocks with 25-plus years of consecutive annual raises, including a supplemental insurance company among the group. The piece discusses how these firms have sustained long dividend-increase streaks through different cash-generating engines.

Company

About Aflac, Inc.

Aflac Incorporated is a life and health insurance holding company that provides supplemental financial protection through its subsidiaries in the United States and Japan. The company specializes in cash-benefit insurance products that help policyholders cover out-of-pocket costs associated with illness, injury, hospitalization, disability, and other covered events. Its portfolio includes supplemental health, cancer, accident, critical illness, hospital indemnity, disability, dental, vision, and life insurance, along with related voluntary benefit solutions for individuals, families, and employers. Aflac Incorporated operates through two main business segments, Aflac Japan and Aflac U.S., and distributes products through independent agents, brokers, banks, corporate agencies, and workplace channels. The company plays a significant role in the supplemental insurance market by complementing primary medical coverage and helping customers manage everyday health-related financial risks.

CEO Mr. Daniel Paul Amos · 12,716 employees · United States · https://www.aflac.com