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AFL Stock Forecast: Aflac, Inc. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$118
+1.52% on the day

The 15 Wall Street analysts covering Aflac, Inc. hold a median 12-month price target of $116 — -1.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 77 of 100 as at 14 Oct 2026 — inside the top quartile. The factors read stronger than the Street's target implies. That gap is the story on this page.

Market cap
$58.4B
Ticker Nerd rank
77 / 100
Median analyst target
$116
Analysts covering
15
Revenue$4.2B−0.6% y/y
Net income$825.0M
Free cash flow$112.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+4.9%
1M
+1.0%
YTD
+8.9%
1Y
+8.2%
From 52W high
−8.3%
From 52W low
+14.2%
$104
$129
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

AFL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Aflac, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
77 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
97
Issuance
91
Volatility
89
Accruals
77
Momentum
66
Quality
57
Revisions
57
Value
38
Size
4

Growth (97): Sales and profits are climbing, and climbing faster than before.

Value (38): The shares cost a lot relative to the profits and assets behind them.

Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

AFL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on AFL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$100$110$120$130$140Jan 26Apr 26Jul 26Oct 26AFLHigh $138Median $116Low $101

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says15 analysts
3 Buy8 Hold4 Sell
Low $101Median $116High $138

The green dot is the last close — the median target sits −1.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 7 moved their price target up and 4 moved it down.

DateFirmActionRatingTarget
12 Oct 2026Wells FargoMaintainsEqual-Weight$122 → $116
9 Oct 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$125 → $120
7 Oct 2026BarclaysMaintainsUnderweight$99 → $101
7 Oct 2026MizuhoMaintainsUnderperform$116 → $107
6 Oct 2026UBSMaintainsNeutral$124 → $125
19 Aug 2026Wells FargoMaintainsEqual-Weight—
19 Aug 2026Wells FargoMaintainsEqual-Weight$120 → $122
19 Aug 2026Wolfe ResearchInitiatesUnderperform$103
19 Aug 2026Wolfe ResearchInitiatesUnderperform—
11 Aug 2026JP MorganMaintainsNeutral—
11 Aug 2026JP MorganMaintainsNeutral$117 → $116
11 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
11 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$120 → $125
10 Aug 2026MizuhoMaintainsUnderperform—
10 Aug 2026Piper SandlerMaintainsOverweight—
10 Aug 2026Piper SandlerMaintainsOverweight$130 → $138
7 Aug 2026BarclaysMaintainsUnderweight$98 → $99
7 Aug 2026BarclaysMaintainsUnderweight—
22 July 2026TD CowenMaintainsHold$101 → $110
22 July 2026TD CowenMaintainsHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. AFL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

AFL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, Aflac, Inc. returned +8.2% against +17.5% for the S&P 500, dividends included.

AFL vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115120Jan 26Apr 26Jul 26Oct 26AFLS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

AFL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.0%
Analysts raising
0
Analysts cutting
1
Fundamentals

Aflac, Inc. (AFL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.5×

Cheaper than 51% of US stocks

Price / sales
3.2×

Cheaper than 37% of US stocks

Price / book
1.9×

Cheaper than 44% of US stocks

EV / EBITDA
10.8×

Cheaper than 35% of US stocks

Growth & margins
Revenue growth (YoY)
−1.0%

Higher than 26% of US stocks

Earnings growth (YoY)
37.7%

Higher than 70% of US stocks

Gross margin
—
Operating margin
25.7%

Higher than 84% of US stocks

Net margin
26.9%

Higher than 87% of US stocks

Returns & dividend
Return on equity
16.9%

Higher than 77% of US stocks

Return on assets
3.1%

Higher than 66% of US stocks

Dividend yield
2.1%

Higher than 79% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Aflac, Inc. (AFL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Aflac, Inc. has a market value of $58.4B and an enterprise value of $65.3B.

  • Revenue in the twelve months to 30 June 2026: $18.3B. The latest quarter shrank 1.0% year on year.

  • Net income over the same four quarters: $4.9B, a 26.6% net margin.

  • Diluted earnings per share, trailing twelve months: $9.33.

  • Free cash flow in the twelve months to 30 June 2026: $2.6B.

  • Aflac, Inc. spent $3.8B on share buybacks and $1.2B on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 502.3M.

  • Trailing P/E: 12.5×; forward P/E: 15.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.10%, paying out 26% of earnings.

  • Aflac, Inc. employs 12,716 people — $1.4M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 15 Oct 2026

Data provided by Twelve Data

Peers

AFL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Life
CompanyMarket capTKN rank
AFLAflac, Inc.$58.4B
77
METMetLife, Inc.$64.2B
52
PRUPrudential Financial, Inc.$39.7B
79
UNMUnum Group$14.8B
56
GLGlobe Life, Inc.$13.3B
64
JXNJackson Financial, Inc.$8.8B
64
PRIPrimerica, Inc.$8.6B
86

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Aflac, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest AFL news & analysis

Burnout, misinformation and financial vulnerability driving critical choices across American workforce, with Gen Z at the epicenter

PRNewsWire · 13 Oct 2026neutral

Aflac’s 16th annual WorkForces Report says workers report greater confidence in their finances and benefits than a year ago, alongside increased burnout, financial vulnerability and limited preparedness for the cost of a serious health event. It also reports that 37% of Gen Z and 40% of millennials use AI to learn about benefits options.

Why it matters — The report offers insight into workforce financial concerns and how employees seek information about benefits, topics relevant to Aflac’s workplace benefits business.

Aflac Strengthens Benefits Tech With bswift's AI-Powered Tools

Zacks Investment Research · 7 Oct 2026positive

Aflac is advancing workplace benefits with bswift’s AI-powered tools, which simplify plan configuration and may improve access to its voluntary products.

Why it matters — The tools could make Aflac’s voluntary benefits easier for workplace users to access.

1 in 3 U.S. workers do not have a legacy plan in place

PRNewsWire · 6 Oct 2026neutral

Aflac Life Insurance’s Legacy Planning Study highlights that one in three U.S. workers do not have a legacy plan in place. The release says future planning can help families find clarity and support during difficult moments.

Why it matters — The study concerns planning gaps related to Aflac Life Insurance, a topic relevant to watchers of AFL.

Aflac Incorporated to Release Third Quarter Results and CFO Video Update on November 4, 2026 and Host Webcast on November 5, 2026

PRNewsWire · 30 Sept 2026neutral

Aflac Incorporated announced it will release its third quarter 2026 financial results after the market closes on Wednesday, November 4, 2026, and will host a webcast on November 5, 2026. The company also noted a CFO video update will be provided.

Why it matters — This announcement gives Aflac watchers a specific date and format for the company's upcoming third quarter earnings release and management commentary.

4 Insurance Stocks With Two Big Profit Engines Backing the Dividend

24/7 Wall Street · 23 Sept 2026neutral

The article discusses a select group of insurance stocks whose business models generate two sources of income before paying dividends, which the author says supports income durability. It highlights why these "double engine" insurers stand out for retirees seeking reliable dividend income.

Why it matters — AFL watchers would care because the piece frames insurance companies with strong dual profit engines as offering durable dividend income, which is relevant to Aflac's position as a dividend-paying insurer.

FAQ

Frequently asked questions about AFL stock

What is the AFL stock price forecast for 2026-2027?

The 15 Wall Street analysts covering Aflac, Inc. have a median 12-month price target of $116, with estimates ranging from $101 to $138. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is AFL stock a buy right now?

Of the 15 analysts covering Aflac, Inc., 3 rate it a Buy, 8 a Hold and 4 a Sell. Ticker Nerd's systematic factor model ranks Aflac, Inc. 77 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank AFL?

As at 14 Oct 2026, Aflac, Inc. ranks 77 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (97 of 100).

Will AFL stock go up?

No one can know that. What the data says: the median 12-month target from 15 analysts implies -1.9% from the last close, and Ticker Nerd's factor model ranks Aflac, Inc. 77 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the AFL stock forecast for 2030?

No analyst covering Aflac, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for AFL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $101 to $138 over the next 12 months.

How has AFL stock performed over the past year?

Aflac, Inc. returned +8.2% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Aflac, Inc. do?

Aflac Incorporated is a life and health insurance holding company that provides supplemental financial protection through its subsidiaries in the United States and Japan. The company specializes in cash-benefit insurance products that help policyholders cover out-of-pocket costs associated with illness, injury, hospitalization, disability, and other covered events.

What is the latest news on AFL?

The most recent item we track (PRNewsWire, 13 Oct 2026): "Burnout, misinformation and financial vulnerability driving critical choices across American workforce, with Gen Z at the epicenter". Aflac’s 16th annual WorkForces Report says workers report greater confidence in their finances and benefits than a year ago, alongside increased burnout, financial vulnerability and limited preparedness for the cost of a serious health event. It also reports that 37% of Gen Z and 40% of millennials use AI to learn about benefits options.

Company

About Aflac, Inc.

Aflac Incorporated is a life and health insurance holding company that provides supplemental financial protection through its subsidiaries in the United States and Japan. The company specializes in cash-benefit insurance products that help policyholders cover out-of-pocket costs associated with illness, injury, hospitalization, disability, and other covered events. Its portfolio includes supplemental health, cancer, accident, critical illness, hospital indemnity, disability, dental, vision, and life insurance, along with related voluntary benefit solutions for individuals, families, and employers. Aflac Incorporated operates through two main business segments, Aflac Japan and Aflac U.S., and distributes products through independent agents, brokers, banks, corporate agencies, and workplace channels. The company plays a significant role in the supplemental insurance market by complementing primary medical coverage and helping customers manage everyday health-related financial risks.

CEO Mr. Daniel Paul Amos · 12,716 employees · United States · https://www.aflac.com