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CPSSCPSSFinancial Services · Credit Services

CPSS Stock Forecast: Consumer Portfolio Services, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$9.60
+3.00% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 52 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$208.3M
Ticker Nerd rank
52 / 100
Median analyst target
—
Analysts covering
0
Total return, dividends reinvested
1W
+3.6%
1M
−0.2%
YTD
+2.9%
1Y
+19.7%
From 52W high
−6.8%
From 52W low
+31.9%
$7
$10
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CPSS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Consumer Portfolio Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
52 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
96
Volatility
88
Value
79
Size
67
Momentum
60
Quality
47
Issuance
26
Revisions
25
Accruals
20

Growth (96): Sales and profits are climbing, and climbing faster than before.

Accruals (20): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

The rank is the raw material. Whether the rules would actually own Consumer Portfolio Services, Inc. — and when they’d sell — is the membership.

Wall Street

CPSS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CPSS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$7$8$8$9$9$10$10$11Oct 25Jan 26Apr 26Jul 26CPSS

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
3 Apr 2020JMP SecuritiesMaintainsMarket Outperform$6.00 → $3.00
8 June 2018JMP SecuritiesUpgradeMarket Outperform—
16 Mar 2016JMP SecuritiesDowngradeMarket Perform—
25 Feb 2016JefferiesMaintainsBuy—
2 Jan 2015JefferiesMaintainsBuy—
4 Sept 2014JefferiesInitiatesBuy—
8 July 2014Compass PointInitiatesBuy—
7 May 2014JMP SecuritiesMaintainsMarket Outperform—
12 June 2013JMP SecuritiesInitiatesMarket Outperform—
24 May 2013Stephens & Co.InitiatesEqual-Weight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

CPSS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
0
Analysts cutting
0
Fundamentals

Consumer Portfolio Services, Inc. (CPSS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.3×

Cheaper than 56% of US stocks

Price / sales
1.0×

Cheaper than 69% of US stocks

Price / book
0.7×

Cheaper than 81% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
7.9%

Higher than 49% of US stocks

Earnings growth (YoY)
18.0%

Higher than 59% of US stocks

Gross margin
—
Operating margin
15.4%

Higher than 74% of US stocks

Net margin
10.0%

Higher than 70% of US stocks

Returns & dividend
Return on equity
6.6%

Higher than 56% of US stocks

Return on assets
0.5%

Higher than 46% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

CPSS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelCredit Services
CompanyMarket capTKN rank
CPSSConsumer Portfolio Services, Inc.$208.3M
52
TROOTROOPS, Inc.$207.7M
23
MFINMedallion Financial Corp.$231.4M
74
PMTSCPI Card Group, Inc.$239.9M
81
OPRTOportun Financial Corp.$253.4M
77
RMRegional Management Corp.$297.1M
81
LPROOpen Lending Corp.$371.1M
—
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CPSS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest CPSS news & analysis

CPS to Host Conference Call on Second Quarter 2026 Earnings

GlobeNewsWire · 3 Aug 2026neutral

Consumer Portfolio Services, Inc. announced it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results. The call was announced via GlobeNewswire on August 3, 2026.

Why it matters — A CPSS watcher would care because the upcoming conference call will provide an opportunity to hear the company discuss its second quarter 2026 operating results directly.

FAQ

Frequently asked questions about CPSS stock

How does Ticker Nerd's model rank CPSS?

As at 1 Aug 2026, Consumer Portfolio Services, Inc. ranks 52 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (96 of 100).

What is the CPSS stock forecast for 2030?

No analyst covering Consumer Portfolio Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CPSS are extrapolating price history, which says nothing about the business.

How has CPSS stock performed over the past year?

Consumer Portfolio Services, Inc. returned +19.7% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Consumer Portfolio Services, Inc. do?

Consumer Portfolio Services Inc. is a specialty finance company focusing on indirect automobile financing.

What is the latest news on CPSS?

The most recent item we track (GlobeNewsWire, 3 Aug 2026): "CPS to Host Conference Call on Second Quarter 2026 Earnings". Consumer Portfolio Services, Inc. announced it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results. The call was announced via GlobeNewswire on August 3, 2026.

Company

About Consumer Portfolio Services, Inc.

Consumer Portfolio Services Inc. is a specialty finance company focusing on indirect automobile financing. The company's primary function is to purchase and service used car loans originated by franchised automobile dealerships. This financial entity primarily impacts the automotive lending industry, playing a crucial role in providing credit facilities to non-prime consumers who might find it challenging to obtain financing through traditional banks or other lending institutions. By enabling car buyers with less-than-stellar credit profiles to secure loans, Consumer Portfolio Services Inc. facilitates broader access to vehicle ownership, thereby supporting the automotive retail sector. Headquartered in California, the company operates a robust portfolio-management system and employs advanced risk assessment techniques to minimize defaults while maximizing recovery on its loan book. It represents a vital component in the auto finance industry, contributing to the circulation of credit and sustaining credit markets by offering liquidity and financial solutions to dealers and consumers alike.

CEO Mr. Charles E. Bradley Jr. · 956 employees · United States · https://www.consumerportfolio.com