CPSSFinancial Services · Credit ServicesTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 22 Aug 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Consumer Portfolio Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (92): Sales and profits are climbing, and climbing faster than before.
Accruals (16): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on CPSS, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 3 Apr 2020 | JMP Securities | Maintains | Market Outperform | $6.00 → $3.00 |
| 8 June 2018 | JMP Securities | Upgrade | Market Outperform | — |
| 16 Mar 2016 | JMP Securities | Downgrade | Market Perform | — |
| 25 Feb 2016 | Jefferies | Maintains | Buy | — |
| 2 Jan 2015 | Jefferies | Maintains | Buy | — |
| 4 Sept 2014 | Jefferies | Initiates | Buy | — |
| 8 July 2014 | Compass Point | Initiates | Buy | — |
| 7 May 2014 | JMP Securities | Maintains | Market Outperform | — |
| 12 June 2013 | JMP Securities | Initiates | Market Outperform | — |
| 24 May 2013 | Stephens & Co. | Initiates | Equal-Weight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CPSS appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 24 Aug 2026, Consumer Portfolio Services, Inc. returned +8.1% against +19.6% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 59% of US stocks
Cheaper than 71% of US stocks
Cheaper than 83% of US stocks
Higher than 68% of US stocks
Higher than 66% of US stocks
Higher than 73% of US stocks
Higher than 70% of US stocks
Higher than 57% of US stocks
Higher than 46% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Consumer Portfolio Services, Inc. has a market value of $200.5M and an enterprise value of $4.2B.
Revenue in the twelve months to 30 June 2026: $208.8M. The latest quarter grew 18.9% year on year.
Net income over the same four quarters: $21.6M, a 10.3% net margin.
Diluted earnings per share, trailing twelve months: $0.92.
Free cash flow in the twelve months to 30 June 2026: $349.5M.
Consumer Portfolio Services, Inc. spent $7.2M on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 10.2×; forward P/E: 6.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Consumer Portfolio Services, Inc. employs 994 people — $210K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Consumer Portfolio Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Consumer Portfolio Services, Inc. announced the closing of an $80.0 million securitization of residual interests from previously issued securitizations. The transaction was announced on August 18, 2026.
Why it matters — The securitization provides additional funding and liquidity tied to CPS's existing securitization portfolio.
Seeking Alpha published the prepared-remarks transcript from Consumer Portfolio Services, Inc.'s Q2 2026 earnings call. The item is a transcript of the company's prepared commentary for the quarter.
Why it matters — CPSS watchers would care because the transcript provides management's own prepared remarks on the company's second-quarter results and operations.
Consumer Portfolio Services reported sharply higher second-quarter loan originations and improved profitability as a subprime auto lender. Management credited an expanded sales force, added dealers, and what it described as disciplined underwriting standards for the results.
Why it matters — CPSS watchers would care because higher originations and better profitability signal growth and stronger operating performance in the company's core subprime auto lending business.
Consumer Portfolio Services, Inc. announced second quarter 2026 earnings of $6.2 million, or $0.27 per diluted share, for the quarter ended June 30, 2026, a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the prior-year quarter.
Why it matters — The company reported substantially higher quarterly net income and diluted earnings per share versus the same quarter a year earlier, marking a notable improvement in its financial results.
Consumer Portfolio Services, Inc. announced it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results. The call was announced via GlobeNewswire on August 3, 2026.
Why it matters — A CPSS watcher would care because the upcoming conference call will provide an opportunity to hear the company discuss its second quarter 2026 operating results directly.
As at 22 Aug 2026, Consumer Portfolio Services, Inc. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (92 of 100).
No analyst covering Consumer Portfolio Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CPSS are extrapolating price history, which says nothing about the business.
Consumer Portfolio Services, Inc. returned +8.1% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Consumer Portfolio Services Inc. is a specialty finance company focusing on indirect automobile financing.
The most recent item we track (GlobeNewsWire, 18 Aug 2026): "CPS Announces $80.0 Million Securitization of Residual Interests". Consumer Portfolio Services, Inc. announced the closing of an $80.0 million securitization of residual interests from previously issued securitizations. The transaction was announced on August 18, 2026.
Consumer Portfolio Services Inc. is a specialty finance company focusing on indirect automobile financing. The company's primary function is to purchase and service used car loans originated by franchised automobile dealerships. This financial entity primarily impacts the automotive lending industry, playing a crucial role in providing credit facilities to non-prime consumers who might find it challenging to obtain financing through traditional banks or other lending institutions. By enabling car buyers with less-than-stellar credit profiles to secure loans, Consumer Portfolio Services Inc. facilitates broader access to vehicle ownership, thereby supporting the automotive retail sector. Headquartered in California, the company operates a robust portfolio-management system and employs advanced risk assessment techniques to minimize defaults while maximizing recovery on its loan book. It represents a vital component in the auto finance industry, contributing to the circulation of credit and sustaining credit markets by offering liquidity and financial solutions to dealers and consumers alike.
CEO Mr. Charles E. Bradley Jr. · 994 employees · United States · https://www.consumerportfolio.com
