CPSS Stock Forecast 2025-2026
Distance to CPSS Price Targets
CPSS Price Momentum
10 Quality Stocks Worth Considering Now
Researching Consumer Portfolio Services (CPSS) after the drop? Our ex-Goldman Sachs analyst reveals if it made our list of 10 oversold quality stocks with strong growth potential.
Get our FREE market selloff report + exclusive analysis on CPSS and similar high-potential opportunities.
Latest CPSS Stock Price Targets & Analyst Predictions
CPSS has shown a year-to-date change of -23.4% and a 1-year change of -7.6%, reflecting downward momentum over the past year. Comprehensive analyst forecasts are currently unavailable for CPSS. Please refer to the price chart above for recent performance and trends.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
CPSS Analyst Ratings
CPSS Price Target Range
Latest CPSS Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for CPSS.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 3, 2020 | JMP Securities | David Scharf | Market Outperform | Maintains | $3.00 |
| Jun 8, 2018 | JMP Securities | Market Outperform | Upgrade | $0.00 | |
| Mar 16, 2016 | JMP Securities | Market Perform | Downgrade | $0.00 | |
| Feb 25, 2016 | Jefferies | Buy | Maintains | $6.00 | |
| Jan 2, 2015 | Jefferies | Buy | Maintains | $10.00 | |
| Sep 4, 2014 | Jefferies | Buy | Initiates | $0.00 | |
| Jul 8, 2014 | Compass Point | Buy | Initiates | $0.00 | |
| May 7, 2014 | JMP Securities | Market Outperform | Maintains | $10.00 | |
| Jun 12, 2013 | JMP Securities | Market Outperform | Initiates | $0.00 | |
| May 24, 2013 | Stephens & Co. | Equal-Weight | Initiates | $0.00 |
Consumer Portfolio Services Inc. (CPSS) Competitors
The following stocks are similar to Consumer Portfolio Services based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Consumer Portfolio Services Inc. (CPSS) Financial Data
Consumer Portfolio Services Inc. has a market capitalization of $178.41M with a P/E ratio of 10.5x. The company generates $185.46M in trailing twelve-month revenue with a 10.4% profit margin.
Revenue growth is +2.6% quarter-over-quarter, while maintaining an operating margin of +15.2% and return on equity of +6.8%.
Valuation Metrics
Growth & Margins
Financial Health
Get All 10 Quality Stocks For This Market Selloff
Still researching investments after the market drop? Our ex-Goldman Sachs analyst has already identified the 10 highest-quality oversold stocks with strong fundamentals and upside potential.
Why spend hours researching when we've already done the work? Get instant access to our complete market selloff analysis.
Consumer Portfolio Services Inc. (CPSS) Business Model
About Consumer Portfolio Services Inc.
Provides indirect automobile financing to consumers.
The company purchases and services used car loans from franchised dealerships, particularly targeting non-prime consumers. It generates revenue through interest on these loans while managing a portfolio to reduce defaults and maximize recovery.
Headquartered in California, the company employs advanced risk assessment techniques and plays a crucial role in the automotive lending industry, facilitating broader access to vehicle ownership and supporting the automotive retail sector.
Company Information
Sector
Financial Services
Industry
Credit Services
Employees
933
CEO
Mr. Charles E. Bradley Jr.
Country
United States
IPO Year
1993
Website
www.consumerportfolio.comConsumer Portfolio Services Inc. (CPSS) Latest News & Analysis
Consumer Portfolio Services, Inc. closed a $65.0 million securitization of residual interests from prior securitizations, as announced on March 20, 2025.
CPS's $65 million securitization indicates strong cash flow management and potential for increased liquidity, which can enhance investor confidence and influence stock performance.
Consumer Portfolio Services (NASDAQ: CPSS) will hold its Q4 2024 earnings conference call on February 26, 2025, at 1:00 PM ET, featuring key executives including the CEO and CFO.
The Q4 earnings call for Consumer Portfolio Services offers insights into financial performance, growth potential, and strategic direction, which can influence stock valuation and investor sentiment.
Consumer Portfolio Services, Inc. reported Q4 2024 earnings of $5.1 million, or $0.21 per diluted share, for the period ending December 31, 2024.
Earnings of $5.1 million and $0.21 per share indicate CPS's financial performance and profitability, influencing investor sentiment and stock valuation.
Consumer Portfolio Services, Inc. (Nasdaq: CPSS) will hold a conference call on February 26, 2025, at 1:00 p.m. ET to discuss its Q4 2024 operating results.
The upcoming conference call on CPS's Q4 2024 results may impact stock performance, offering insights into financial health and future growth, influencing investor decisions.
Consumer Portfolio Services, Inc. closed its first term securitization of 2025, marking its 54th since 2011 and maintaining a triple “A” rating for the senior class of notes from two agencies.
CPS's successful securitization and consistent triple "A" ratings signal strong credit quality and investor confidence, potentially enhancing stock value and attracting more investment.
CPS Announces Credit Facility Capacity Increase
3 months agoConsumer Portfolio Services, Inc. amended its revolving credit agreement with Citibank, raising the facility's capacity from $225 million to $335 million, effective December 16, 2024.
The increase in CPS's revolving credit facility signals improved financial flexibility, enabling potential growth and investment opportunities, which could enhance shareholder value.
Frequently Asked Questions About CPSS Stock
What is Consumer Portfolio Services Inc.'s (CPSS) stock forecast for 2025?
Based on our analysis of 2 Wall Street analysts, Consumer Portfolio Services Inc. (CPSS) has a median price target of $18.00. The highest price target is $18.00 and the lowest is $18.00.
Is CPSS stock a good investment in 2025?
Analyst ratings for CPSS are not currently available. The stock is currently trading at $8.32. Investment decisions should be based on thorough research and your personal financial goals. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for CPSS stock?
Wall Street analysts predict CPSS stock could reach $18.00 in the next 12 months. This represents a 116.3% increase from the current price of $8.32. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Consumer Portfolio Services Inc.'s business model?
The company purchases and services used car loans from franchised dealerships, particularly targeting non-prime consumers. It generates revenue through interest on these loans while managing a portfolio to reduce defaults and maximize recovery.
What is the highest forecasted price for CPSS Consumer Portfolio Services Inc.?
The highest price target for CPSS is $18.00 from at , which represents a 116.3% increase from the current price of $8.32.
What is the lowest forecasted price for CPSS Consumer Portfolio Services Inc.?
The lowest price target for CPSS is $18.00 from at , which represents a 116.3% increase from the current price of $8.32.
What is the overall CPSS consensus from analysts for Consumer Portfolio Services Inc.?
Analyst ratings for CPSS are not currently available. The stock is trading at $8.32.
How accurate are CPSS stock price projections?
Stock price projections, including those for Consumer Portfolio Services Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.