NUFinancial Services · Banks - RegionalThe 22 Wall Street analysts covering Nu Holdings Ltd. hold a median 12-month price target of $19 — +39.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 37 of 100 as at 23 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Nu Holdings Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (95): The business earns solid, repeatable profits on what it owns.
Value (11): The shares cost a lot relative to the profits and assets behind them.
Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NU, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +39.5% from it.
Of the 20 most recent actions, 4 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 16 Sept 2026 | Itau BBA | Downgrade | Market Perform | $20 → $18 |
| 11 Sept 2026 | Needham | Reiterates | Buy | $19 |
| 25 Aug 2026 | Wolfe Research | Maintains | Outperform | — |
| 25 Aug 2026 | Wolfe Research | Maintains | Outperform | $18 → $17 |
| 20 Aug 2026 | UBS | Maintains | Buy | $17 → $18 |
| 20 Aug 2026 | UBS | Maintains | Buy | — |
| 14 Aug 2026 | Needham | Maintains | Buy | $17 → $19 |
| 14 Aug 2026 | Needham | Maintains | Buy | — |
| 14 Aug 2026 | Susquehanna | Maintains | Neutral | $13 → $16 |
| 14 Aug 2026 | Susquehanna | Maintains | Neutral | — |
| 7 July 2026 | JP Morgan | Maintains | Overweight | — |
| 7 July 2026 | JP Morgan | Maintains | Overweight | $18 → $20 |
| 26 June 2026 | Needham | Initiates | Buy | — |
| 15 June 2026 | Citigroup | Downgrade | Neutral | — |
| 3 June 2026 | Susquehanna | Downgrade | Neutral | — |
| 2 June 2026 | B of A Securities | Downgrade | Underperform | — |
| 20 May 2026 | UBS | Maintains | Buy | — |
| 14 Apr 2026 | CICC | Initiates | Outperform | — |
| 19 Mar 2026 | UBS | Upgrade | Buy | — |
| 4 Mar 2026 | UBS | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NU appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 23 Sept 2026, Nu Holdings Ltd. returned −15.7% against +17.0% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 38% of US stocks
Cheaper than 17% of US stocks
Cheaper than 20% of US stocks
Higher than 86% of US stocks
Higher than 79% of US stocks
Higher than 96% of US stocks
Higher than 95% of US stocks
Higher than 88% of US stocks
Higher than 76% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Nu Holdings Ltd. has a market value of $67.9B and an enterprise value of $58.6B.
Revenue in the twelve months to 30 June 2026: $13.2B. The latest quarter grew 52.1% year on year.
Net income over the same four quarters: $3.6B, a 27.4% net margin.
Free cash flow in the twelve months to 30 June 2026: −$1.7B.
Trailing P/E: 19.1×; forward P/E: 12.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Nu Holdings Ltd. employs 0 people.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Nu Holdings Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The article predicts that Nu Holdings will reach more than $5 billion in net income in 2027, citing strong earnings growth in Brazil alongside rapid expansion in Mexico and Colombia.
Why it matters — It signals Nu's continued earnings growth and broadening international footprint, which are key to its long-term outlook for watchers.
Nu Holdings is expanding its cross-border banking strategy, now reaching 35+ countries by pairing fee-free transfers with dollar and euro accounts as it builds beyond its core markets. Zacks Investment Research examines whether this international push can add growth.
Why it matters — NU watchers would care because the cross-border offering represents a significant expansion of the company's addressable market and a potential new growth driver beyond its core operations.
PYMNTS reports that Revolut and Nubank, the world's two most-valued digital banks, face a steep climb in scaling US banking operations. Both secured conditional approval for US banking charters this year, and Brazil-based Nubank launched its US offering this month.
Why it matters — This highlights Nubank's entry into the US market and the challenges it faces as it pursues international expansion beyond Brazil.
Nu Holdings Ltd. closed at $13.65 in the latest trading session, a decline of 1.37% from the prior day, even as the broader market improved.
Why it matters — A NU watcher would care because the stock fell while the wider market rose, indicating a day of underperformance for the company's shares.
Nu Holdings Ltd. (NU) has attracted significant attention from Zacks.com users recently, prompting the site to highlight key facts that could affect the company's prospects. The item serves to inform investors about current interest in the stock.
Why it matters — A surge in investor searches for NU signals heightened interest that a Nu watcher would want to pay attention to, especially regarding factors that may influence the company's outlook.
The 22 Wall Street analysts covering Nu Holdings Ltd. have a median 12-month price target of $19, with estimates ranging from $12 to $23. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 22 analysts covering Nu Holdings Ltd., 17 rate it a Buy, 4 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Nu Holdings Ltd. 37 out of 100 across roughly 4,600 US stocks as at 23 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 23 Sept 2026, Nu Holdings Ltd. ranks 37 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).
No one can know that. What the data says: the median 12-month target from 22 analysts implies +39.5% from the last close, and Ticker Nerd's factor model ranks Nu Holdings Ltd. 37 out of 100 as at 23 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Nu Holdings Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $12 to $23 over the next 12 months.
Nu Holdings Ltd. returned -15.7% over the 12 months to 23 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services.
The most recent item we track (The Motley Fool, 24 Sept 2026): "Prediction: Nu Holdings Will Earn More Than $5 Billion in 2027". The article predicts that Nu Holdings will reach more than $5 billion in net income in 2027, citing strong earnings growth in Brazil alongside rapid expansion in Mexico and Colombia.
Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services. The company operates a mobile-first financial platform that serves consumers and businesses across Latin America and other markets, offering products such as digital accounts, payment solutions, credit and prepaid cards, personal loans, insurance, and investment services. Its ecosystem is built around simple, low-cost, app-based banking that helps customers manage everyday financial activities without relying on traditional branch networks. Nu Holdings also supports merchants and broader financial inclusion through technology-driven tools for transfers, bill payments, and other transactional services. Headquartered in São Paulo, Brazil, Nu Holdings plays a significant role in the region’s fintech landscape by combining software, data, and banking products into a widely used digital financial platform.
CEO Mr. David Velez-Osomo · Brazil · https://nubank.com.br
