NUFinancial Services · Banks - RegionalThe 22 Wall Street analysts covering Nu Holdings Ltd. hold a median 12-month price target of $18 — +18.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 27 of 100 as at 13 Aug 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Nu Holdings Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (96): The business earns solid, repeatable profits on what it owns.
Value (7): The shares cost a lot relative to the profits and assets behind them.
Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NU, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +18.2% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 7 July 2026 | JP Morgan | Maintains | Overweight | $18 → $20 |
| 26 June 2026 | Needham | Initiates | Buy | — |
| 15 June 2026 | Citigroup | Downgrade | Neutral | — |
| 3 June 2026 | Susquehanna | Downgrade | Neutral | — |
| 2 June 2026 | B of A Securities | Downgrade | Underperform | — |
| 20 May 2026 | UBS | Maintains | Buy | — |
| 14 Apr 2026 | CICC | Initiates | Outperform | — |
| 19 Mar 2026 | UBS | Upgrade | Buy | — |
| 4 Mar 2026 | UBS | Maintains | Neutral | — |
| 27 Jan 2026 | Susquehanna | Maintains | Positive | — |
| 4 Dec 2025 | UBS | Maintains | Neutral | — |
| 20 Nov 2025 | JP Morgan | Maintains | Overweight | — |
| 14 Nov 2025 | Keybanc | Maintains | Overweight | — |
| 14 Nov 2025 | Susquehanna | Maintains | Positive | — |
| 16 Oct 2025 | UBS | Maintains | Neutral | — |
| 5 Sept 2025 | JP Morgan | Maintains | Overweight | — |
| 2 Sept 2025 | UBS | Maintains | Neutral | — |
| 27 Aug 2025 | Susquehanna | Maintains | Positive | — |
| 25 Aug 2025 | B of A Securities | Maintains | Neutral | — |
| 25 Aug 2025 | Banco Bradesco BBI S.A | Upgrade | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NU appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 37% of US stocks
Cheaper than 16% of US stocks
Cheaper than 20% of US stocks
Higher than 84% of US stocks
Higher than 77% of US stocks
Higher than 96% of US stocks
Higher than 95% of US stocks
Higher than 88% of US stocks
Higher than 76% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Nu Holdings Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Shares of Nu Holdings rose 10% to $15.35 on Friday afternoon, reaching a five-month high, while StoneCo fell 6% to $9.59, with Nubank breaking from the pack relative to its peer.
Why it matters — NU watchers would note the stock's notable price gain to a five-month high, distinguishing Nubank's performance from competitor StoneCo's decline.
Nu Holdings reported fiscal Q2 earnings that beat on both the top and bottom line. Revenue rose 39% year-on-year to $5.9 billion, while net income climbed 49% to $1.1 billion, supported by record unit economics, and the shares rose following the results.
Why it matters — The report highlights strong revenue and profit growth for the neobank, which a Nu Holdings watcher would note given the company's expanding scale and improved unit economics.
NU reported Q2 earnings, highlighting that record risk-adjusted margins could persist near current levels, supported by AI expansion, stable credit performance, and accelerating banking growth in Mexico.
Why it matters — A NU watcher would care because the company's ability to sustain record margins through AI and Mexico expansion signals durable profitability and competitive positioning.
Nu Holdings' second-quarter 2026 results came in ahead of Wall Street's projections across key metrics. Additionally, Mexican regulators approved Nu's banking license, which made Nubank the largest digital bank in Mexico.
Why it matters — This marks both a strong quarterly performance and a regulatory milestone expanding Nu's presence in the Mexican market, both of which are significant for NU shareholders.
Nu Holdings Ltd. shares rose on Friday after the digital bank beat Wall Street's estimates in its second-quarter report, and Needham subsequently raised its price target on the stock.
Why it matters — The stock surge and analyst price-target increase signal that NU's quarterly performance exceeded market expectations, which is relevant to investors tracking the company.
The 22 Wall Street analysts covering Nu Holdings Ltd. have a median 12-month price target of $18, with estimates ranging from $10 to $22. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 22 analysts covering Nu Holdings Ltd., 18 rate it a Buy, 3 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Nu Holdings Ltd. 27 out of 100 across roughly 4,600 US stocks as at 13 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 13 Aug 2026, Nu Holdings Ltd. ranks 27 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).
No one can know that. What the data says: the median 12-month target from 22 analysts implies +18.2% from the last close, and Ticker Nerd's factor model ranks Nu Holdings Ltd. 27 out of 100 as at 13 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Nu Holdings Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $10 to $22 over the next 12 months.
Nu Holdings Ltd. returned +26.8% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Nu Holdings Ltd. is a financial technology company that provides digital banking services for consumers, small businesses, and entrepreneurs.
The most recent item we track (24/7 Wall Street, 14 Aug 2026): "Nu Holdings Jumps 10% to a Five-Month High, StoneCo Drops 6% as Nubank Breaks From the Pack". Shares of Nu Holdings rose 10% to $15.35 on Friday afternoon, reaching a five-month high, while StoneCo fell 6% to $9.59, with Nubank breaking from the pack relative to its peer.
Nu Holdings Ltd. is a financial technology company that provides digital banking services for consumers, small businesses, and entrepreneurs. Its platform offers everyday banking tools such as personal and business accounts, credit and debit cards, mobile payments, loans, and savings products. Nu Holdings also serves customers through investment and insurance offerings, helping users manage payments, credit, protection, and wealth-related needs within a single digital ecosystem. The company focuses on markets across Latin America, particularly Brazil, Mexico, and Colombia, where it plays a significant role in expanding access to modern financial services. Nu Holdings Ltd. is recognized for its mobile-first approach and broad retail banking suite, making it an important participant in the region’s digital finance landscape.
CEO Mr. David Velez-Osomo · Brazil · https://nubank.com.br