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NUNUFinancial Services · Banks - Regional

NU Stock Forecast: Nu Holdings Ltd. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$15
−4.17% on the day

The 22 Wall Street analysts covering Nu Holdings Ltd. hold a median 12-month price target of $19 — +27.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 39 of 100 as at 14 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$75.3B
Ticker Nerd rank
39 / 100
Median analyst target
$19
Analysts covering
22
Revenue$3.8B+50.2% y/y
Net income$1.1B
Free cash flow−$53.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−4.2%
1M
+3.6%
YTD
−10.8%
1Y
+0.1%
From 52W high
−20.4%
From 52W low
+28.7%
$12
$19
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NU stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Nu Holdings Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
39 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
95
Growth
88
Revisions
83
Momentum
48
Issuance
33
Volatility
19
Value
14
Accruals
13
Size
4

Quality (95): The business earns solid, repeatable profits on what it owns.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NU stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NU, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$14$16$18$20$22$24Jan 26Apr 26Jul 26Oct 26NUHigh $23Median $19Low $12

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says22 analysts
17 Buy4 Hold1 Sell
Low $12Median $19High $23

The green dot is the last close — the median target sits +27.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 2 moved it down.

DateFirmActionRatingTarget
6 Oct 2026JP MorganMaintainsOverweight$20 → $23
28 Sept 2026NeedhamReiteratesBuy—
28 Sept 2026NeedhamReiteratesBuy$19
16 Sept 2026Itau BBADowngradeMarket Perform—
16 Sept 2026Itau BBADowngradeMarket Perform$20 → $18
11 Sept 2026NeedhamReiteratesBuy$19
11 Sept 2026NeedhamReiteratesBuy—
25 Aug 2026Wolfe ResearchMaintainsOutperform—
25 Aug 2026Wolfe ResearchMaintainsOutperform$18 → $17
20 Aug 2026UBSMaintainsBuy$17 → $18
20 Aug 2026UBSMaintainsBuy—
14 Aug 2026NeedhamMaintainsBuy$17 → $19
14 Aug 2026NeedhamMaintainsBuy—
14 Aug 2026SusquehannaMaintainsNeutral$13 → $16
14 Aug 2026SusquehannaMaintainsNeutral—
7 July 2026JP MorganMaintainsOverweight$18 → $20
7 July 2026JP MorganMaintainsOverweight—
26 June 2026NeedhamInitiatesBuy—
15 June 2026CitigroupDowngradeNeutral—
3 June 2026SusquehannaDowngradeNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NU appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

NU vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, Nu Holdings Ltd. returned +0.1% against +17.5% for the S&P 500, dividends included.

NU vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26NUS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NU analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.9%
Analysts raising
6
Analysts cutting
1
Fundamentals

Nu Holdings Ltd. (NU) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
21.3×

Cheaper than 35% of US stocks

Price / sales
8.9×

Cheaper than 15% of US stocks

Price / book
5.7×

Cheaper than 17% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
52.1%

Higher than 86% of US stocks

Earnings growth (YoY)
66.5%

Higher than 79% of US stocks

Gross margin
—
Operating margin
50.2%

Higher than 96% of US stocks

Net margin
42.7%

Higher than 95% of US stocks

Returns & dividend
Return on equity
31.6%

Higher than 88% of US stocks

Return on assets
5.0%

Higher than 76% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Nu Holdings Ltd. (NU) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Nu Holdings Ltd. has a market value of $75.3B and an enterprise value of $66.0B.

  • Revenue in the twelve months to 30 June 2026: $13.2B. The latest quarter grew 52.1% year on year.

  • Net income over the same four quarters: $3.6B, a 27.4% net margin.

  • Free cash flow in the twelve months to 30 June 2026: −$1.7B.

  • Shares outstanding: 4.8B.

  • Trailing P/E: 21.3×; forward P/E: 13.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Nu Holdings Ltd. employs 0 people.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

NU vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
NUNu Holdings Ltd.$75.3B
39
PNCThe PNC Financial Services Group, Inc.$84.6B
46
USBU.S. Bancorp$87.5B
56
TFCTruist Financial Corp.$58.3B
58
FITBFifth Third Bancorp$45.2B
14
MTBM&T Bank Corp.$31.3B
61
HBANHuntington Bancshares, Inc.$30.6B
8

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Nu Holdings Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NU news & analysis

Nu Holdings: Buy Regardless Of The Brazilian Election Results

Seeking Alpha · 14 Oct 2026positive

The article says Nu Holdings continues to show growth and strong financials, with U.S. expansion described as a major catalyst. It notes possible pro-business tailwinds following Brazil’s election, while policy implementation remains uncertain, and reports market skepticism despite the valuation and growth outlook presented.

Why it matters — NU watchers may weigh the company’s growth and expansion prospects against uncertainty about policy follow-through and ongoing market skepticism.

Nu Holdings: Nubank's Global Expansion Is Just Starting

Seeking Alpha · 14 Oct 2026positive

The article describes Nu Holdings' expansion beyond Latin America, citing a recent U.S. product launch alongside rumors of a Monzo acquisition and leadership changes in Mexico. It also notes the company’s customer-focused growth in Brazil, Mexico and Colombia, where it serves more than 140 million customers.

Why it matters — NU watchers may track how the new expansion initiatives and reported developments affect the company’s growth strategy and perceived risks.

Nu Holdings stock loses momentum after hitting a resistance: is it a buy?

Invezz · 13 Oct 2026negative

Nu Holdings shares pulled back for two consecutive days as investors took profits following a recent surge. The stock fell to $15.60, below this month's high of $16.17.

Why it matters — NU watchers may note the pullback after the stock's recent rise and its distance from this month's high.

Brazilian stocks are breaking out as investors look for opportunities beyond tech

Market Watch · 12 Oct 2026neutral

Brazilian stocks are drawing investor attention amid optimism tied to the country’s presidential election. Some investors are looking beyond U.S. stocks as they assess opportunities in Brazil.

Why it matters — Nu Holdings is a Brazil-linked company, so shifting investor attention to Brazilian markets is relevant context for NU watchers.

The 3 Most Important Metrics to Watch for Nu Holdings. And No, It's Not Customer Numbers.

The Motley Fool · 12 Oct 2026positive

The article highlights revenue generated per customer, rather than customer growth alone, as a key measure of Nu Holdings’ progress. It also notes that Nu’s 33% ROE indicates strong profits relative to the capital needed to operate.

Why it matters — These metrics give NU watchers a view of how effectively the company monetizes its customers and uses capital.

FAQ

Frequently asked questions about NU stock

What is the NU stock price forecast for 2026-2027?

The 22 Wall Street analysts covering Nu Holdings Ltd. have a median 12-month price target of $19, with estimates ranging from $12 to $23. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is NU stock a buy right now?

Of the 22 analysts covering Nu Holdings Ltd., 17 rate it a Buy, 4 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Nu Holdings Ltd. 39 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank NU?

As at 14 Oct 2026, Nu Holdings Ltd. ranks 39 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).

Will NU stock go up?

No one can know that. What the data says: the median 12-month target from 22 analysts implies +27.3% from the last close, and Ticker Nerd's factor model ranks Nu Holdings Ltd. 39 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the NU stock forecast for 2030?

No analyst covering Nu Holdings Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $12 to $23 over the next 12 months.

How has NU stock performed over the past year?

Nu Holdings Ltd. returned +0.1% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Nu Holdings Ltd. do?

Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services.

What is the latest news on NU?

The most recent item we track (Seeking Alpha, 14 Oct 2026): "Nu Holdings: Buy Regardless Of The Brazilian Election Results". The article says Nu Holdings continues to show growth and strong financials, with U.S. expansion described as a major catalyst. It notes possible pro-business tailwinds following Brazil’s election, while policy implementation remains uncertain, and reports market skepticism despite the valuation and growth outlook presented.

Company

About Nu Holdings Ltd.

Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services. The company operates a mobile-first financial platform that serves consumers and businesses across Latin America and other markets, offering products such as digital accounts, payment solutions, credit and prepaid cards, personal loans, insurance, and investment services. Its ecosystem is built around simple, low-cost, app-based banking that helps customers manage everyday financial activities without relying on traditional branch networks. Nu Holdings also supports merchants and broader financial inclusion through technology-driven tools for transfers, bill payments, and other transactional services. Headquartered in São Paulo, Brazil, Nu Holdings plays a significant role in the region’s fintech landscape by combining software, data, and banking products into a widely used digital financial platform.

CEO Mr. David Velez-Osomo · Brazil · https://nubank.com.br