NUFinancial Services · Banks - RegionalThe 22 Wall Street analysts covering Nu Holdings Ltd. hold a median 12-month price target of $19 — +21.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 38 of 100 as at 2 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Nu Holdings Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (95): The business earns solid, repeatable profits on what it owns.
Value (11): The shares cost a lot relative to the profits and assets behind them.
Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NU, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +21.2% from it.
Of the 20 most recent actions, 4 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 25 Aug 2026 | Wolfe Research | Maintains | Outperform | $18 → $17 |
| 20 Aug 2026 | UBS | Maintains | Buy | $17 → $18 |
| 14 Aug 2026 | Needham | Maintains | Buy | — |
| 14 Aug 2026 | Needham | Maintains | Buy | $17 → $19 |
| 14 Aug 2026 | Susquehanna | Maintains | Neutral | — |
| 14 Aug 2026 | Susquehanna | Maintains | Neutral | $13 → $16 |
| 7 July 2026 | JP Morgan | Maintains | Overweight | — |
| 7 July 2026 | JP Morgan | Maintains | Overweight | $18 → $20 |
| 26 June 2026 | Needham | Initiates | Buy | — |
| 15 June 2026 | Citigroup | Downgrade | Neutral | — |
| 3 June 2026 | Susquehanna | Downgrade | Neutral | — |
| 2 June 2026 | B of A Securities | Downgrade | Underperform | — |
| 20 May 2026 | UBS | Maintains | Buy | — |
| 14 Apr 2026 | CICC | Initiates | Outperform | — |
| 19 Mar 2026 | UBS | Upgrade | Buy | — |
| 4 Mar 2026 | UBS | Maintains | Neutral | — |
| 27 Jan 2026 | Susquehanna | Maintains | Positive | — |
| 4 Dec 2025 | UBS | Maintains | Neutral | — |
| 20 Nov 2025 | JP Morgan | Maintains | Overweight | — |
| 14 Nov 2025 | Keybanc | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NU appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 3 Sept 2026, Nu Holdings Ltd. returned +5.2% against +21.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 38% of US stocks
Cheaper than 16% of US stocks
Cheaper than 20% of US stocks
Higher than 87% of US stocks
Higher than 79% of US stocks
Higher than 96% of US stocks
Higher than 95% of US stocks
Higher than 88% of US stocks
Higher than 76% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Nu Holdings Ltd. has a market value of $69.9B and an enterprise value of $60.6B.
Revenue in the twelve months to 31 Mar 2026: $11.9B. The latest quarter grew 52.1% year on year.
Net income over the same four quarters: $3.2B, a 26.7% net margin.
Free cash flow in the twelve months to 31 Mar 2026: $867.7M, after $9.3M of capital spending.
Trailing P/E: 19.8×; forward P/E: 12.6× — the forward figure prices analyst consensus estimates, not reported earnings.
Nu Holdings Ltd. employs 0 people.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Nu Holdings Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Nu Holdings, the Brazil-based online bank, reported record net income in the second quarter, clearing $1 billion in quarterly net income while reaching 139 million customers.
Why it matters — This milestone reflects Nu's rapid growth and expanding customer base, marking a significant financial achievement for the company.
Nu Holdings announced it will host its first Investor Day on Tuesday, December 8, 2026, in New York City, with both in-person and virtual attendance. Presentations will be led by founder and CEO David Vélez and other senior management, covering the company's long-term strategy and growth opportunities.
Why it matters — The company's first Investor Day offers Nu watchers an opportunity to hear senior management outline its long-term strategy and growth outlook directly.
Zacks Investment Research highlights Nu Holdings, alongside Interactive Brokers and Visa, as examples of fintech companies redefining payments, lending, and investing through AI, blockchain, and digital wallets as financial services move increasingly digital.
Why it matters — For NU watchers, the piece positions Nu Holdings among leading fintech firms gaining attention amid the broader shift to digital financial services.
Nu Holdings was rated 'Strong Buy' following Q2 2026 results, which showed 55% year-over-year revenue growth, 66.5% net income growth, and a sustainable risk-adjusted net interest margin of 12.4%. Brazil and Mexico remain key growth drivers, supported by rising ARPAC, maturing customer cohorts, and significant untapped customer penetration opportunity in Mexico.
Why it matters — The strong Q2 performance highlights Nu's continued growth momentum and margin sustainability across its key markets of Brazil and Mexico.
Nu Holdings released its latest earnings, and the report highlights continued rapid growth in both revenue and customer numbers. The company is achieving this growth without a rise in credit costs or a decline in credit quality.
Why it matters — For Nu watchers, the report demonstrates that the company can sustain strong expansion while keeping its credit metrics stable.
The 22 Wall Street analysts covering Nu Holdings Ltd. have a median 12-month price target of $19, with estimates ranging from $10 to $23. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 22 analysts covering Nu Holdings Ltd., 18 rate it a Buy, 3 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Nu Holdings Ltd. 38 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 2 Sept 2026, Nu Holdings Ltd. ranks 38 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).
No one can know that. What the data says: the median 12-month target from 22 analysts implies +21.2% from the last close, and Ticker Nerd's factor model ranks Nu Holdings Ltd. 38 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Nu Holdings Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $10 to $23 over the next 12 months.
Nu Holdings Ltd. returned +5.2% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services.
The most recent item we track (The Motley Fool, 3 Sept 2026): "Nu Holdings Cleared $1 Billion in Quarterly Net Income With 139 Million Customers". Nu Holdings, the Brazil-based online bank, reported record net income in the second quarter, clearing $1 billion in quarterly net income while reaching 139 million customers.
Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services. The company operates a mobile-first financial platform that serves consumers and businesses across Latin America and other markets, offering products such as digital accounts, payment solutions, credit and prepaid cards, personal loans, insurance, and investment services. Its ecosystem is built around simple, low-cost, app-based banking that helps customers manage everyday financial activities without relying on traditional branch networks. Nu Holdings also supports merchants and broader financial inclusion through technology-driven tools for transfers, bill payments, and other transactional services. Headquartered in São Paulo, Brazil, Nu Holdings plays a significant role in the region’s fintech landscape by combining software, data, and banking products into a widely used digital financial platform.
CEO Mr. David Velez-Osomo · Brazil · https://nubank.com.br
