NUFinancial Services · Banks - RegionalThe 23 Wall Street analysts covering Nu Holdings Ltd. hold a median 12-month price target of $19 — +61.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 34 of 100 as at 5 Nov 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Nu Holdings Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (95): The business earns solid, repeatable profits on what it owns.
Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Size (5): Larger than most of the companies we track — more scrutinised, less often mispriced.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on NU, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +61.8% from it.
Of the 20 most recent actions, 6 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 20 Oct 2026 | UBS | Maintains | Buy | $18 → $21 |
| 6 Oct 2026 | JP Morgan | Maintains | Overweight | $20 → $23 |
| 6 Oct 2026 | JP Morgan | Maintains | Overweight | — |
| 28 Sept 2026 | Needham | Reiterates | Buy | $19 |
| 28 Sept 2026 | Needham | Reiterates | Buy | — |
| 16 Sept 2026 | Itau BBA | Downgrade | Market Perform | $20 → $18 |
| 16 Sept 2026 | Itau BBA | Downgrade | Market Perform | — |
| 11 Sept 2026 | Needham | Reiterates | Buy | $19 |
| 11 Sept 2026 | Needham | Reiterates | Buy | — |
| 25 Aug 2026 | Wolfe Research | Maintains | Outperform | $18 → $17 |
| 25 Aug 2026 | Wolfe Research | Maintains | Outperform | — |
| 20 Aug 2026 | UBS | Maintains | Buy | — |
| 20 Aug 2026 | UBS | Maintains | Buy | $17 → $18 |
| 14 Aug 2026 | Needham | Maintains | Buy | — |
| 14 Aug 2026 | Needham | Maintains | Buy | $17 → $19 |
| 14 Aug 2026 | Susquehanna | Maintains | Neutral | — |
| 14 Aug 2026 | Susquehanna | Maintains | Neutral | $13 → $16 |
| 7 July 2026 | JP Morgan | Maintains | Overweight | $18 → $20 |
| 7 July 2026 | JP Morgan | Maintains | Overweight | — |
| 26 June 2026 | Needham | Initiates | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
NU appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 5 Nov 2026, Nu Holdings Ltd. returned −27.4% against +9.3% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 44% of US stocks
Cheaper than 18% of US stocks
Cheaper than 22% of US stocks
Higher than 86% of US stocks
Higher than 79% of US stocks
Higher than 96% of US stocks
Higher than 95% of US stocks
Higher than 88% of US stocks
Higher than 76% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Nu Holdings Ltd. has a market value of $56.1B and an enterprise value of $46.8B.
Revenue in the twelve months to 30 June 2026: $13.2B. The latest quarter grew 52.1% year on year.
Net income over the same four quarters: $3.6B, a 27.4% net margin.
Free cash flow in the twelve months to 30 June 2026: −$1.7B.
Trailing P/E: 15.9×; forward P/E: 10.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
Nu Holdings Ltd. employs 0 people.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Nu Holdings Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research says Nu Holdings does not have the combination of two key ingredients associated with a likely earnings beat ahead of its upcoming Q3 report. The item points readers to key expectations for the release.
Why it matters — NU watchers may want to review the expectations ahead of the company’s Q3 earnings report.
Seeking Alpha describes Nu Holdings as a digital banking company expanding in Latin America, citing customer acquisition, technology, and a large addressable market. The article frames the company as a high-growth fintech operating in underbanked regions.
Why it matters — NU watchers may find the article’s emphasis on customer growth, market opportunity, and regional expansion relevant to the company’s growth narrative.
A Seeking Alpha article says Nu Holdings remains fundamentally strong despite recent volatility, citing its efficiency ratio, risk-adjusted NIM, revenue growth and ROE. It characterizes the stock's valuation as depressed relative to intrinsic value.
Why it matters — The article highlights operating metrics and valuation claims that may be relevant to investors following NU.
The Motley Fool compares CME Group and Nu Holdings, describing CME’s global derivatives-market dominance and industry-leading net margins, while noting Nu’s rapid Latin American digital-banking growth and high revenue growth.
Why it matters — The comparison highlights Nu’s expansion and revenue growth as context for investors following the company.
The Motley Fool compared Robinhood Markets and Nu as fintech growth stocks, noting Robinhood’s nearly $4.5 billion in 2025 revenue and Nu’s approximately $15.9 billion in 2025 revenue. Nu serves more than 140 million customers across Latin America.
Why it matters — The comparison gives NU watchers context on Nu’s scale and revenue alongside another fintech company.
The 23 Wall Street analysts covering Nu Holdings Ltd. have a median 12-month price target of $19, with estimates ranging from $12 to $23. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 23 analysts covering Nu Holdings Ltd., 19 rate it a Buy, 3 a Hold and 1 a Sell. Ticker Nerd's systematic factor model ranks Nu Holdings Ltd. 34 out of 100 across roughly 4,600 US stocks as at 5 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 5 Nov 2026, Nu Holdings Ltd. ranks 34 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).
No one can know that. What the data says: the median 12-month target from 23 analysts implies +61.8% from the last close, and Ticker Nerd's factor model ranks Nu Holdings Ltd. 34 out of 100 as at 5 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Nu Holdings Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $12 to $23 over the next 12 months.
Nu Holdings Ltd. returned -27.4% over the 12 months to 5 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services.
The most recent item we track (Zacks Investment Research, 5 Nov 2026): "Nu Holdings Ltd. (NU) Earnings Expected to Grow: What to Know Ahead of Q3 Release". Zacks Investment Research says Nu Holdings does not have the combination of two key ingredients associated with a likely earnings beat ahead of its upcoming Q3 report. The item points readers to key expectations for the release.
Nu Holdings Ltd. Class A Ordinary Shares represents the equity of Nu Holdings Ltd., a Brazilian financial technology company focused on digital banking services. The company operates a mobile-first financial platform that serves consumers and businesses across Latin America and other markets, offering products such as digital accounts, payment solutions, credit and prepaid cards, personal loans, insurance, and investment services. Its ecosystem is built around simple, low-cost, app-based banking that helps customers manage everyday financial activities without relying on traditional branch networks. Nu Holdings also supports merchants and broader financial inclusion through technology-driven tools for transfers, bill payments, and other transactional services. Headquartered in São Paulo, Brazil, Nu Holdings plays a significant role in the region’s fintech landscape by combining software, data, and banking products into a widely used digital financial platform.
CEO Mr. David Velez-Osomo · Brazil · https://nubank.com.br
