TFCTFCFinancial Services · Banks - Regional

TFC Stock Forecast: Truist Financial Corp. Price Predictions for 2026-2027

Last close, 5 Nov 2026
$50
−2.02% on the day

The 22 Wall Street analysts covering Truist Financial Corp. hold a median 12-month price target of $54 — +8.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 39 of 100 as at 5 Nov 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$59.7B
Ticker Nerd rank
39/ 100
Median analyst target
$54
Analysts covering
22
Revenue$5.2B+5.2% y/y
Net income$1.5B
Free cash flow$679.0M
Quarterly, 7 quarters to 31 Mar 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.1%
1M
+7.6%
YTD
+4.4%
1Y
+17.9%
From 52W high
−8.0%
From 52W low
+18.0%
$42
$54
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TFC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Truist Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 5 Nov 2026
39/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
95
Momentum
70
Value
61
Revisions
44
Accruals
43
Volatility
38
Quality
36
Growth
32
Size
4

Issuance (95): The share count has been shrinking and the company is not leaning on new borrowing.

Growth (32): Sales and profits are flat, shrinking, or growing more slowly than they were.

Size (4): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

TFC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TFC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60Jan 26Apr 26Jul 26Oct 26TFCHigh $58Median $54Low $45

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says22 analysts
7 Buy12 Hold3 Sell
Low $45Median $54High $58

The green dot is the last close — the median target sits +8.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 2 moved their price target up and 7 moved it down.

DateFirmActionRatingTarget
30 Oct 2026JP MorganMaintainsUnderweight$51 → $52
27 Oct 2026Wolfe ResearchAssumesPeer Perform—
21 Oct 2026CitigroupMaintainsNeutral—
21 Oct 2026CitigroupMaintainsNeutral$54 → $50
20 Oct 2026Stephens & Co.MaintainsOverweight$55 → $54
20 Oct 2026Stephens & Co.MaintainsOverweight—
19 Oct 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
19 Oct 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$55 → $54
19 Oct 2026RBC CapitalMaintainsOutperform—
19 Oct 2026RBC CapitalMaintainsOutperform$53 → $51
8 Oct 2026TD CowenReinstatesHold$52
5 Oct 2026UBSMaintainsNeutral$55 → $50
5 Oct 2026UBSMaintainsNeutral—
2 Oct 2026JP MorganMaintainsUnderweight—
2 Oct 2026JP MorganMaintainsUnderweight$54 → $51
1 Oct 2026Evercore ISI GroupMaintainsOutperform$56 → $54
1 Oct 2026Evercore ISI GroupMaintainsOutperform—
29 July 2026JP MorganMaintainsUnderweight$53 → $54
29 July 2026JP MorganMaintainsUnderweight—
21 July 2026Evercore ISI GroupMaintainsOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

TFC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

TFC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 5 Nov 2026, Truist Financial Corp. returned +17.9% against +9.3% for the S&P 500, dividends included.

TFC vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115120125130Jan 26Apr 26Jul 26Oct 26TFCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TFC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
−10.5%
Analysts raising
2
Analysts cutting
11
Fundamentals

Truist Financial Corp. (TFC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.1×

Cheaper than 49% of US stocks

Price / sales
3.3×

Cheaper than 36% of US stocks

Price / book
1.1×

Cheaper than 67% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
−15.8%

Higher than 13% of US stocks

Earnings growth (YoY)
−45.0%

Higher than 12% of US stocks

Gross margin
—
Operating margin
25.4%

Higher than 84% of US stocks

Net margin
28.4%

Higher than 88% of US stocks

Returns & dividend
Return on equity
8.2%

Higher than 59% of US stocks

Return on assets
0.9%

Higher than 49% of US stocks

Dividend yield
4.2%

Higher than 91% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Truist Financial Corp. (TFC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Truist Financial Corp. has a market value of $59.7B and an enterprise value of $78.9B.

  • Revenue in the twelve months to 31 Mar 2026: $20.6B. The latest quarter shrank 15.8% year on year.

  • Net income over the same four quarters: $5.5B, a 26.9% net margin.

  • Diluted earnings per share, trailing twelve months: $4.03.

  • Free cash flow in the twelve months to 31 Mar 2026: $5.7B.

  • Truist Financial Corp. spent $4.1B on share buybacks and $3.0B on dividends in the twelve months to 31 Mar 2026.

  • Shares outstanding: 1.2B.

  • Trailing P/E: 13.1×; forward P/E: 10.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 4.18%, paying out 54% of earnings.

  • Truist Financial Corp. employs 37,833 people — $544K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 31 Mar 2026 · market figures as at 6 Nov 2026

Data provided by Twelve Data

Peers

TFC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TFCTruist Financial Corp.$59.7B39
NUNu Holdings Ltd.$56.9B34
FITBFifth Third Bancorp$48.7B16
PNCThe PNC Financial Services Group, Inc.$90.0B42
USBU.S. Bancorp$92.9B68
MTBM&T Bank Corp.$31.9B67
HBANHuntington Bancshares, Inc.$31.7B10

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Truist Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TFC news & analysis

Truist Financial Cuts Back to Grow, Targeting Deposits, Wealth and Payments

MarketBeat · 5 Nov 2026neutral

Truist Financial is reviewing its businesses and expenses to free up capital for growth, focusing on consumer deposits, wholesale banking and wealth management, executives said at an investor event.

Why it matters — The review and stated focus areas outline how Truist plans to allocate capital toward growth.

Will Truist's Merchant Services Expansion Boost Growth Prospects?

Zacks Investment Research · 5 Nov 2026positive

Truist is expanding Merchant Services with faster digital onboarding, enhanced payment insights through Truist Merchant Engage, and broader access to Clover and Paze.

Why it matters — The expansion is intended to improve payment processing and business operations while strengthening relationships with commercial and small business clients.

Truist Debuts Enhancements For Merchant Services Solutions

PYMNTS · 3 Nov 2026positive

Truist announced enhancements to its merchant services offerings, covering solution selection, onboarding, insights, payment management and serving customers across multiple channels.

Why it matters — The changes concern Truist’s merchant services, a business area relevant to investors following the company.

Truist significantly expands Merchant Services capabilities to help businesses start faster, run smarter and grow

PRNewsWire · 3 Nov 2026positive

Truist announced expanded Merchant Services capabilities, including digital onboarding that cuts time to execution by up to 80%, new insights and management tools through Truist Merchant Engage, the Clover business management platform, and Paze online checkout.

Why it matters — The expansion broadens Truist’s merchant offerings by bringing payment acceptance together with tools intended to help businesses manage operations and make informed decisions.

FAQ

Frequently asked questions about TFC stock

What is the TFC stock price forecast for 2026-2027?

The 22 Wall Street analysts covering Truist Financial Corp. have a median 12-month price target of $54, with estimates ranging from $45 to $58. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TFC stock a buy right now?

Of the 22 analysts covering Truist Financial Corp., 7 rate it a Buy, 12 a Hold and 3 a Sell. Ticker Nerd's systematic factor model ranks Truist Financial Corp. 39 out of 100 across roughly 4,600 US stocks as at 5 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TFC?

As at 5 Nov 2026, Truist Financial Corp. ranks 39 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (95 of 100).

Will TFC stock go up?

No one can know that. What the data says: the median 12-month target from 22 analysts implies +8.3% from the last close, and Ticker Nerd's factor model ranks Truist Financial Corp. 39 out of 100 as at 5 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TFC stock forecast for 2030?

No analyst covering Truist Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TFC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $45 to $58 over the next 12 months.

How has TFC stock performed over the past year?

Truist Financial Corp. returned +17.9% over the 12 months to 5 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Truist Financial Corp. do?

Truist Financial Corporation is a financial holding company that provides banking and trust services to individuals, businesses, and municipalities. Headquartered in Charlotte, North Carolina, it operates through consumer banking and wealth, corporate and commercial banking, and treasury and corporate functions.

What is the latest news on TFC?

The most recent item we track (MarketBeat, 5 Nov 2026): "Truist Financial Cuts Back to Grow, Targeting Deposits, Wealth and Payments". Truist Financial is reviewing its businesses and expenses to free up capital for growth, focusing on consumer deposits, wholesale banking and wealth management, executives said at an investor event.

Company

About Truist Financial Corp.

Truist Financial Corporation is a financial holding company that provides banking and trust services to individuals, businesses, and municipalities. Headquartered in Charlotte, North Carolina, it operates through consumer banking and wealth, corporate and commercial banking, and treasury and corporate functions. Truist offers a broad range of products and services including deposit accounts, lending, mortgages, wealth management, asset management, payments, and capital markets capabilities. Its business is centered on serving retail customers, small and mid-sized businesses, and corporate clients across the Southeastern and Mid-Atlantic United States, with additional national reach in specialized financial services. Truist Financial Corporation plays a significant role in U.S. banking by combining branch-based consumer services with commercial and institutional banking solutions.

CEO Mr. Michael Patrick Lyons · 37,833 employees · United States · https://www.truist.com