SFSTSFSTFinancial Services · Banks - Regional

SFST Stock Forecast: Southern First Bancshares, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$60
+0.92% on the day

The 2 Wall Street analysts covering Southern First Bancshares, Inc. hold a median 12-month price target of $69 — +13.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 43 of 100 as at 8 Oct 2026 — in the lower half.

Market cap
$572.5M
Ticker Nerd rank
43 / 100
Median analyst target
$69
Analysts covering
2
Revenue$35.9M+25.3% y/y
Net income$11.2M
Free cash flow$16.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.9%
1M
−3.8%
YTD
+17.2%
1Y
+39.9%
From 52W high
−6.5%
From 52W low
+46.8%
$41
$65
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SFST stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Southern First Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
43 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
94
Growth
86
Size
51
Issuance
44
Revisions
39
Quality
38
Value
35
Volatility
28
Accruals
21

Momentum (94): The shares have been drifting up relative to others.

Accruals (21): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

SFST stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SFST, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60$65$70$75Jan 26Apr 26Jul 26Oct 26SFSTHigh $70Median $69Low $67

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
1 Buy1 Hold0 Sell
Low $67Median $69High $70

The green dot is the last close — the median target sits +13.4% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
5 Feb 2026Piper SandlerMaintainsOverweight$54 → $64
23 July 2025Piper SandlerMaintainsOverweight—
10 June 2025Piper SandlerAssumesOverweight$43
3 Jan 2024Piper SandlerUpgradeOverweight—
5 Dec 2022Piper SandlerReinstatesNeutral$51
1 Aug 2022DA DavidsonDowngradeNeutral—
16 Mar 2021Janney CapitalDowngradeNeutral—
16 Mar 2021Janney Montgomery ScottDowngradeNeutral—
26 June 2018Piper SandlerDowngradeHold—
26 June 2018Sandler O'NeillDowngradeHold—
29 Nov 2016Keefe Bruyette & WoodsDowngradeMarket Perform—
29 Nov 2016Keefe, Bruyette & WoodsDowngradeMarket Perform—
27 July 2016Keefe Bruyette & WoodsMaintainsOutperform—
27 July 2016Keefe, Bruyette & WoodsMaintainsOutperform—
20 Aug 2015Keefe Bruyette & WoodsMaintainsOutperform—
20 Aug 2015Keefe, Bruyette & WoodsMaintainsOutperform—
2 Feb 2015Keefe Bruyette & WoodsMaintainsOutperform—
2 Feb 2015Keefe, Bruyette & WoodsMaintainsOutperform—
28 Jan 2015Piper SandlerDowngrade——
28 Jan 2015Sandler O'NeillDowngrade——

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SFST appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

SFST vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Southern First Bancshares, Inc. returned +39.9% against +16.2% for the S&P 500, dividends included.

SFST vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Jan 26Apr 26Jul 26Oct 26SFSTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SFST analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−2.7%
Analysts raising
0
Analysts cutting
1
Fundamentals

Southern First Bancshares, Inc. (SFST) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.1×

Cheaper than 50% of US stocks

Price / sales
4.4×

Cheaper than 27% of US stocks

Price / book
1.3×

Cheaper than 63% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
24.8%

Higher than 74% of US stocks

Earnings growth (YoY)
70.1%

Higher than 80% of US stocks

Gross margin
—
Operating margin
44.0%

Higher than 94% of US stocks

Net margin
30.7%

Higher than 90% of US stocks

Returns & dividend
Return on equity
9.9%

Higher than 63% of US stocks

Return on assets
0.9%

Higher than 48% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Southern First Bancshares, Inc. (SFST) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Southern First Bancshares, Inc. has a market value of $572.5M and an enterprise value of $491.0M.

  • Revenue in the twelve months to 30 June 2026: $132.6M. The latest quarter grew 24.8% year on year.

  • Net income over the same four quarters: $39.6M, a 29.9% net margin.

  • Diluted earnings per share, trailing twelve months: $4.67.

  • Free cash flow in the twelve months to 30 June 2026: $39.3M.

  • Shares outstanding: 9.5M.

  • Trailing P/E: 13.1×; forward P/E: 9.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Southern First Bancshares, Inc. employs 315 people — $421K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Oct 2026

Data provided by Twelve Data

Peers

SFST vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
SFSTSouthern First Bancshares, Inc.$572.5M
43
BWBBridgewater Bancshares, Inc.$562.2M
83
CIVBCivista Bancshares, Inc.$558.6M
80
UNTYUnity Bancorp, Inc.$554.7M
75
NRIMNorthrim BanCorp, Inc.$548.3M
82
NPBNorthpointe Bancshares, Inc.$542.6M
30
GCBCGreene County Bancorp, Inc.$584.7M
52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Southern First Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

FAQ

Frequently asked questions about SFST stock

What is the SFST stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Southern First Bancshares, Inc. have a median 12-month price target of $69, with estimates ranging from $67 to $70. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is SFST stock a buy right now?

Of the 2 analysts covering Southern First Bancshares, Inc., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Southern First Bancshares, Inc. 43 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank SFST?

As at 8 Oct 2026, Southern First Bancshares, Inc. ranks 43 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (94 of 100).

Will SFST stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +13.4% from the last close, and Ticker Nerd's factor model ranks Southern First Bancshares, Inc. 43 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the SFST stock forecast for 2030?

No analyst covering Southern First Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SFST are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $67 to $70 over the next 12 months.

How has SFST stock performed over the past year?

Southern First Bancshares, Inc. returned +39.9% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Southern First Bancshares, Inc. do?

Southern First Bancshares, Inc. is a bank holding company that serves as the parent of Southern First Bank, providing a range of banking services to individuals, professionals, and small to midsize businesses.

Company

About Southern First Bancshares, Inc.

Southern First Bancshares, Inc. is a bank holding company that serves as the parent of Southern First Bank, providing a range of banking services to individuals, professionals, and small to midsize businesses. Southern First Bancshares, Inc. focuses on relationship-based financial services, including FDIC-insured deposit products, commercial lending, consumer lending, and mortgage loans. Its business also includes other banking products and services delivered through retail offices in South Carolina, North Carolina, and Georgia. Based in Greenville, South Carolina, the company operates as a regional banking franchise with an emphasis on serving local communities and business clients across its core markets.

CEO Mr. R. Arthur Seaver Jr. · 315 employees · United States · https://www.southernfirst.com