SFSTSFSTFinancial Services · Banks - Regional

SFST Stock Forecast: Southern First Bancshares, Inc. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$60
−2.12% on the day

The 2 Wall Street analysts covering Southern First Bancshares, Inc. hold a median 12-month price target of $69 — +15.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 55 of 100 as at 31 Oct 2026 — in the upper half.

Market cap
$576.5M
Ticker Nerd rank
55/ 100
Median analyst target
$69
Analysts covering
2
Revenue$35.9M+25.3% y/y
Net income$11.2M
Free cash flow$16.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.6%
1M
+0.5%
YTD
+15.6%
1Y
+35.6%
From 52W high
−7.8%
From 52W low
+35.9%
$44
$65
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SFST stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Southern First Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
55/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
91
Growth
83
Revisions
65
Size
51
Issuance
45
Value
43
Quality
39
Volatility
35
Accruals
19

Momentum (91): The shares have been drifting up relative to others.

Accruals (19): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

SFST stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SFST, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$45$50$55$60$65$70Jan 26Apr 26Jul 26Oct 26SFSTHigh $70Median $69Low $68

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
1 Buy1 Hold0 Sell
Low $68Median $69High $70

The green dot is the last close — the median target sits +15.4% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
5 Feb 2026Piper SandlerMaintainsOverweight$54 → $64
23 July 2025Piper SandlerMaintainsOverweight—
10 June 2025Piper SandlerAssumesOverweight$43
3 Jan 2024Piper SandlerUpgradeOverweight—
5 Dec 2022Piper SandlerReinstatesNeutral$51
1 Aug 2022DA DavidsonDowngradeNeutral—
16 Mar 2021Janney CapitalDowngradeNeutral—
16 Mar 2021Janney Montgomery ScottDowngradeNeutral—
26 June 2018Piper SandlerDowngradeHold—
26 June 2018Sandler O'NeillDowngradeHold—
29 Nov 2016Keefe Bruyette & WoodsDowngradeMarket Perform—
29 Nov 2016Keefe, Bruyette & WoodsDowngradeMarket Perform—
27 July 2016Keefe Bruyette & WoodsMaintainsOutperform—
27 July 2016Keefe, Bruyette & WoodsMaintainsOutperform—
20 Aug 2015Keefe Bruyette & WoodsMaintainsOutperform—
20 Aug 2015Keefe, Bruyette & WoodsMaintainsOutperform—
2 Feb 2015Keefe Bruyette & WoodsMaintainsOutperform—
2 Feb 2015Keefe, Bruyette & WoodsMaintainsOutperform—
28 Jan 2015Piper SandlerDowngrade——
28 Jan 2015Sandler O'NeillDowngrade——

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

SFST appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

SFST vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Southern First Bancshares, Inc. returned +35.6% against +12.4% for the S&P 500, dividends included.

SFST vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Jan 26Apr 26Jul 26Oct 26SFSTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SFST analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+0.8%
Analysts raising
0
Analysts cutting
1
Fundamentals

Southern First Bancshares, Inc. (SFST) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.4×

Cheaper than 51% of US stocks

Price / sales
4.2×

Cheaper than 28% of US stocks

Price / book
1.2×

Cheaper than 63% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
19.3%

Higher than 68% of US stocks

Earnings growth (YoY)
41.2%

Higher than 72% of US stocks

Gross margin
—
Operating margin
46.4%

Higher than 95% of US stocks

Net margin
32.1%

Higher than 90% of US stocks

Returns & dividend
Return on equity
10.5%

Higher than 64% of US stocks

Return on assets
0.9%

Higher than 49% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Southern First Bancshares, Inc. (SFST) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Southern First Bancshares, Inc. has a market value of $576.5M and an enterprise value of $431.6M.

  • Revenue in the twelve months to 30 June 2026: $132.6M. The latest quarter grew 19.3% year on year.

  • Net income over the same four quarters: $39.6M, a 29.9% net margin.

  • Diluted earnings per share, trailing twelve months: $4.67.

  • Free cash flow in the twelve months to 30 June 2026: $39.3M.

  • Shares outstanding: 9.5M.

  • Trailing P/E: 12.4×; forward P/E: 9.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Southern First Bancshares, Inc. employs 315 people — $421K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

SFST vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
SFSTSouthern First Bancshares, Inc.$576.5M55
BSVNBank7 Corp.$558.1M61
BWFGBankwell Financial Group, Inc.$561.1M86
NPBNorthpointe Bancshares, Inc.$546.0M26
BSRRSierra Bancorp$543.2M97
BWBBridgewater Bancshares, Inc.$565.1M66
PDLBPonce Financial Group, Inc.$539.8M56

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Southern First Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest SFST news & analysis

Compared to Estimates, Southern First (SFST) Q3 Earnings: A Look at Key Metrics

Zacks Investment Research · 20 Oct 2026neutral

Zacks Investment Research’s item focuses on Southern First’s Q3 earnings and suggests comparing key metrics with Wall Street estimates and year-ago figures. The excerpt does not provide specific results or comparisons.

Why it matters — These comparisons may help SFST watchers assess the quarter’s performance, though the excerpt gives no metric-level details.

Southern First (SFST) Q3 Earnings Surpass Estimates

Zacks Investment Research · 20 Oct 2026positive

Southern First reported third-quarter earnings of $1.28 per share, above the Zacks Consensus Estimate of $1.26. Earnings were $1.07 per share a year earlier.

Why it matters — SFST watchers may note that quarterly earnings exceeded the consensus estimate and were higher than a year ago.

Southern First Reports Third Quarter 2026 Results

PRNewsWire · 20 Oct 2026neutral

Southern First Bancshares, Inc. announced financial results for the three months ended September 30, 2026.

Why it matters — The announcement provides SFST watchers with the company’s quarterly financial results.

FAQ

Frequently asked questions about SFST stock

What is the SFST stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Southern First Bancshares, Inc. have a median 12-month price target of $69, with estimates ranging from $68 to $70. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is SFST stock a buy right now?

Of the 2 analysts covering Southern First Bancshares, Inc., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Southern First Bancshares, Inc. 55 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank SFST?

As at 31 Oct 2026, Southern First Bancshares, Inc. ranks 55 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (91 of 100).

Will SFST stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +15.4% from the last close, and Ticker Nerd's factor model ranks Southern First Bancshares, Inc. 55 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the SFST stock forecast for 2030?

No analyst covering Southern First Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SFST are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $68 to $70 over the next 12 months.

How has SFST stock performed over the past year?

Southern First Bancshares, Inc. returned +35.6% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Southern First Bancshares, Inc. do?

Southern First Bancshares, Inc. is a bank holding company that serves as the parent of Southern First Bank, providing a range of banking services to individuals, professionals, and small to midsize businesses.

What is the latest news on SFST?

The most recent item we track (Zacks Investment Research, 20 Oct 2026): "Compared to Estimates, Southern First (SFST) Q3 Earnings: A Look at Key Metrics". Zacks Investment Research’s item focuses on Southern First’s Q3 earnings and suggests comparing key metrics with Wall Street estimates and year-ago figures. The excerpt does not provide specific results or comparisons.

Company

About Southern First Bancshares, Inc.

Southern First Bancshares, Inc. is a bank holding company that serves as the parent of Southern First Bank, providing a range of banking services to individuals, professionals, and small to midsize businesses. Southern First Bancshares, Inc. focuses on relationship-based financial services, including FDIC-insured deposit products, commercial lending, consumer lending, and mortgage loans. Its business also includes other banking products and services delivered through retail offices in South Carolina, North Carolina, and Georgia. Based in Greenville, South Carolina, the company operates as a regional banking franchise with an emphasis on serving local communities and business clients across its core markets.

CEO Mr. R. Arthur Seaver Jr. · 315 employees · United States · https://www.southernfirst.com