WTMWTMFinancial Services · Insurance - Property & Casualty

WTM Stock Forecast: White Mountains Insurance Group Ltd. Price Predictions for 2026-2027

Last close, 3 Sept 2026
$2,112
+0.36% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 2 Sept 2026 — inside the top quartile.

Market cap
$5.0B
Ticker Nerd rank
75 / 100
Median analyst target
Analysts covering
2
Revenue$844.6M+22.5% y/y
Net income$231.2M
Free cash flow−$55.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.7%
1M
+0.5%
YTD
+1.7%
1Y
+19.2%
From 52W high
−8.9%
From 52W low
+28.0%
$1,650
$2,319
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

WTM stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores White Mountains Insurance Group Ltd. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Sept 2026
75 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
95
Quality
92
Value
78
Issuance
69
Volatility
64
Revisions
60
Momentum
59
Size
23
Accruals
17

Growth (95): Sales and profits are climbing, and climbing faster than before.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

WTM stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on WTM, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$1,600$1,800$2,000$2,200$2,400Oct 25Jan 26Apr 26Jul 26WTM

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
0 Buy2 Hold0 Sell
Recent analyst actionsNewest first
DateFirmActionRatingTarget
3 Jan 2014Janney CapitalDowngradeNeutral
3 Jan 2014Janney Montgomery ScottDowngradeNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. WTM appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

WTM vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 3 Sept 2026, White Mountains Insurance Group Ltd. returned +19.2% against +21.4% for the S&P 500, dividends included.

WTM vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Oct 25Jan 26Apr 26Jul 26WTMS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

WTM analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

White Mountains Insurance Group Ltd. (WTM) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
4.8×

Cheaper than 66% of US stocks

Price / sales
1.7×

Cheaper than 57% of US stocks

Price / book
1.0×

Cheaper than 75% of US stocks

EV / EBITDA
7.6×

Cheaper than 47% of US stocks

Growth & margins
Revenue growth (YoY)
22.5%

Higher than 72% of US stocks

Earnings growth (YoY)
62.3%

Higher than 78% of US stocks

Gross margin
Operating margin
36.4%

Higher than 90% of US stocks

Net margin
37.7%

Higher than 93% of US stocks

Returns & dividend
Return on equity
20.4%

Higher than 81% of US stocks

Return on assets
3.5%

Higher than 68% of US stocks

Dividend yield
0.2%

Higher than 3% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

White Mountains Insurance Group Ltd. (WTM) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • White Mountains Insurance Group Ltd. has a market value of $5.0B and an enterprise value of $5.7B.

  • Revenue in the twelve months to 30 June 2026: $3.0B. The latest quarter grew 22.5% year on year.

  • Net income over the same four quarters: $1.2B, a 39.6% net margin.

  • Diluted earnings per share, trailing twelve months: $439.40.

  • Free cash flow in the twelve months to 30 June 2026: $388.2M.

  • White Mountains Insurance Group Ltd. spent $409.5M on share buybacks and $2.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 2.4M.

  • Trailing P/E: 4.8×; forward P/E: 23.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.19%, paying out 0% of earnings.

  • White Mountains Insurance Group Ltd. employs 1,648 people $1.8M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 3 Sept 2026

Data provided by Twelve Data

Peers

WTM vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
WTMWhite Mountains Insurance Group Ltd.$5.0B
75
SIGISelective Insurance Group, Inc.$5.6B
63
HGTYHagerty, Inc.$4.5B
30
MCYMercury General Corp.$5.7B
76
RLIRLI Corp.$5.8B
59
LMNDLemonade, Inc.$4.1B
22
PLMRPalomar Holdings, Inc.$3.5B
52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own White Mountains Insurance Group Ltd. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest WTM news & analysis

Stephen Klar Elected to the White Mountains Board

PRNewsWire · 27 Aug 2026neutral

White Mountains Insurance Group announced that its Board of Directors elected Stephen Klar as a director of the company. The appointment was announced in a press release from Hamilton, Bermuda.

Why it matters — Board leadership changes can signal shifts in governance and strategic direction for the company, which investors and analysts track closely.

White Mountains: Downgrading On Price Rise And Outlook

Seeking Alpha · 13 Aug 2026negative

White Mountains Insurance Group was downgraded to Hold after a 20% share price run-up and signs the underwriting cycle is peaking. Despite remaining discounted to book value with a P/E under 5x and 14% undeployed capital from recent asset sales and acquisitions, management indicates the current market is unfavorable for new deals.

Why it matters — WTM watchers would care because a downgrade and signals that the underwriting cycle is peaking, coupled with management's view that the market is unfavorable for deploying its undeployed capital, may temper expectations for further share-price gains.

WHITE MOUNTAINS REPORTS SECOND QUARTER RESULTS

PRNewsWire · 6 Aug 2026positive

White Mountains Insurance Group reported second-quarter results, with book value per share of $2,258 as of June 30, 2026, an increase of 4% for the quarter and 3% for the first six months of 2026, including dividends.

Why it matters — Book value per share is a key metric for White Mountains investors, so the reported growth offers a direct view of the company's performance in the second quarter.

White Mountains (WTM) is an Incredible Growth Stock: 3 Reasons Why

Zacks Investment Research · 5 Aug 2026positive

Zacks Investment Research highlighted White Mountains (WTM) as an incredible growth stock, citing its above-average financial growth as a key reason it is well positioned to outperform the market.

Why it matters — WTM watchers would note that the article reinforces confidence in the company's financial trajectory and market positioning.

FAQ

Frequently asked questions about WTM stock

Is WTM stock a buy right now?

Of the 2 analysts covering White Mountains Insurance Group Ltd., 0 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks White Mountains Insurance Group Ltd. 75 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank WTM?

As at 2 Sept 2026, White Mountains Insurance Group Ltd. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (95 of 100).

What is the WTM stock forecast for 2030?

No analyst covering White Mountains Insurance Group Ltd. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for WTM are extrapolating price history, which says nothing about the business.

How has WTM stock performed over the past year?

White Mountains Insurance Group Ltd. returned +19.2% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does White Mountains Insurance Group Ltd. do?

White Mountains Insurance Group, Ltd. is a diversified insurance and financial services holding company.

What is the latest news on WTM?

The most recent item we track (PRNewsWire, 27 Aug 2026): "Stephen Klar Elected to the White Mountains Board". White Mountains Insurance Group announced that its Board of Directors elected Stephen Klar as a director of the company. The appointment was announced in a press release from Hamilton, Bermuda.

Company

About White Mountains Insurance Group Ltd.

White Mountains Insurance Group, Ltd. is a diversified insurance and financial services holding company. White Mountains Insurance Group focuses on owning and managing businesses across specialty property and casualty insurance, reinsurance, municipal bond guarantee reinsurance, capital solutions for asset and wealth management firms, and specialty insurance distribution. Through its operating subsidiaries and affiliates, the company participates in markets that support underwriting, risk transfer, public finance, and insurance-linked services. Its portfolio also includes related financial services activities and other adjacent businesses that complement its core insurance platform. White Mountains Insurance Group’s role in the market is centered on allocating capital to businesses with specialized expertise, providing a holding-company structure for multiple operating segments within insurance and related financial services. The company is headquartered in Hamilton, Bermuda, and its operations are organized around long-term ownership of businesses serving institutional, commercial, and specialty market participants.

CEO Mr. Liam P. Caffrey · 1,648 employees · Bermuda · https://www.whitemountains.com