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MCY Stock Forecast: Mercury General Corp. Price Predictions for 2026-2027

Last close, 24 Sept 2026
$98
+0.46% on the day

The 1 Wall Street analysts covering Mercury General Corp. hold a median 12-month price target of $120 — +22.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 23 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$5.4B
Ticker Nerd rank
75 / 100
Median analyst target
$120
Analysts covering
1
Revenue$1.7B+13.8% y/y
Net income$263.5M
Free cash flow$201.6M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.2%
1M
−7.2%
YTD
+5.5%
1Y
+21.7%
From 52W high
−11.3%
From 52W low
+30.7%
$75
$111
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

MCY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Mercury General Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 23 Sept 2026
75 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
98
Growth
94
Momentum
89
Value
69
Revisions
67
Issuance
45
Volatility
43
Size
22
Accruals
15

Quality (98): The business earns solid, repeatable profits on what it owns.

Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

MCY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on MCY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$70$80$90$100$110$120Oct 25Jan 26Apr 26Jul 26MCYHigh $120Median $120Low $120

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
1 Buy0 Hold0 Sell
Low $120Median $120High $120

The green dot is the last close — the median target sits +22.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
22 Sept 2025Raymond JamesReiteratesStrong Buy$90 → $100
4 Aug 2025Raymond JamesReiteratesStrong Buy—
12 Feb 2025Raymond JamesUpgradeStrong Buy—
7 July 2023Raymond JamesDowngradeOutperform—
8 May 2023Raymond JamesMaintainsStrong Buy—
4 Nov 2022Raymond JamesUpgradeStrong Buy—
3 Apr 2020Raymond JamesDowngradeUnderperform—
29 Oct 2019Keefe, Bruyette & WoodsDowngradeMarket Perform—
19 Feb 2016Raymond JamesUpgradeMarket Perform—
11 Feb 2015Keefe Bruyette & WoodsDowngradeUnderperform—
11 Feb 2015Keefe, Bruyette & WoodsDowngradeUnderperform—
4 Nov 2014Keefe Bruyette & WoodsMaintainsMarket Perform—
4 Nov 2014Keefe, Bruyette & WoodsMaintainsMarket Perform—
3 Nov 2014Compass PointMaintainsNeutral—
26 Sept 2014Keefe, Bruyette & WoodsUpgradeMarket Perform—
28 Aug 2014Compass PointInitiatesNeutral—
7 Mar 2013MacquarieDowngradeNeutral—
17 Jan 2013MacquarieUpgradeOutperform—
9 Jan 2013StifelUpgradeHold—
9 Jan 2013Stifel NicolausUpgradeHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MCY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

MCY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Sept 2026, Mercury General Corp. returned +21.7% against +17.3% for the S&P 500, dividends included.

MCY vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Oct 25Jan 26Apr 26Jul 26MCYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

MCY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+14.9%
Analysts raising
1
Analysts cutting
0
Fundamentals

Mercury General Corp. (MCY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
5.9×

Cheaper than 65% of US stocks

Price / sales
0.9×

Cheaper than 71% of US stocks

Price / book
1.9×

Cheaper than 46% of US stocks

EV / EBITDA
3.4×

Cheaper than 55% of US stocks

Growth & margins
Revenue growth (YoY)
13.8%

Higher than 60% of US stocks

Earnings growth (YoY)
58.3%

Higher than 77% of US stocks

Gross margin
—
Operating margin
19.9%

Higher than 79% of US stocks

Net margin
14.8%

Higher than 77% of US stocks

Returns & dividend
Return on equity
39.0%

Higher than 91% of US stocks

Return on assets
7.6%

Higher than 87% of US stocks

Dividend yield
1.3%

Higher than 29% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Mercury General Corp. (MCY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Mercury General Corp. has a market value of $5.4B and an enterprise value of $4.3B.

  • Revenue in the twelve months to 30 June 2026: $6.3B. The latest quarter grew 13.8% year on year.

  • Net income over the same four quarters: $936.9M, a 14.8% net margin.

  • Diluted earnings per share, trailing twelve months: $16.92.

  • Free cash flow in the twelve months to 30 June 2026: $1.3B.

  • Mercury General Corp. spent $70.3M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 55.4M.

  • Trailing P/E: 5.9×; forward P/E: 8.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.30%, paying out 8% of earnings.

  • Mercury General Corp. employs 4,380 people — $1.4M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 24 Sept 2026

Data provided by Twelve Data

Peers

MCY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
MCYMercury General Corp.$5.4B
75
RLIRLI Corp.$5.2B
61
SIGISelective Insurance Group, Inc.$5.2B
61
WTMWhite Mountains Insurance Group Ltd.$4.8B
72
HGTYHagerty, Inc.$4.7B
35
THGThe Hanover Insurance Group, Inc.$7.6B
87
KNSLKinsale Capital Group, Inc.$7.7B
49

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Mercury General Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest MCY news & analysis

Replacement Cost vs. Market Value: What Homeowners Need to Understand

PRNewsWire · 24 Sept 2026neutral

Mercury Insurance published an educational item explaining why a home's market value and its replacement cost—what it would cost to rebuild—can differ significantly, and why homeowners may find their insured amount doesn't match market value. The release aims to help homeowners understand how these two figures relate to their coverage.

Why it matters — Mercury Insurance's consumer-education effort on replacement cost versus market value can help homeowners better understand their coverage, which may support clearer policy decisions for MCY's insurance business.

Before You Renovate, Put Insurance on the Project Checklist

PRNewsWire · 22 Sept 2026neutral

Mercury Insurance issued advice urging homeowners to consider their insurance coverage before, during, and after major remodeling projects. The company released this guidance in a press announcement dated September 22, 2026.

Why it matters — MCY watchers would note the company's effort to raise consumer awareness of insurance considerations around home renovations, which supports engagement with its customer base.

Can MCY Sustain Policy Growth Amid Rising Auto Competition?

Zacks Investment Research · 11 Sept 2026positive

Zacks reports that Mercury General's growing policy base and premium growth position the company to gain personal auto customers as competition in the sector intensifies and pricing moderates. The article focuses on whether the company can sustain this policy growth amid rising auto competition.

Why it matters — A MCY watcher would care because this indicates the company's ability to keep growing its personal auto customer base could shape its competitive standing in a tougher, more price-competitive market.

Is Mercury General (MCY) Stock Undervalued Right Now?

Zacks Investment Research · 11 Sept 2026neutral

Zacks Investment Research published an article examining whether Mercury General (MCY) stock is currently undervalued. The piece discusses the Zacks Rank system, which focuses on earnings estimates and estimate revisions, while also tracking value, growth, and momentum trends.

Why it matters — MCY watchers would care because Zacks' valuation-focused analysis outlines the criteria used to assess whether the stock is undervalued.

Mercury Insurance Named One of America's Greatest Companies for 2026 by Newsweek

PRNewsWire · 10 Sept 2026positive

Mercury Insurance has been named one of America's Greatest Companies 2026 by Newsweek, receiving a four-star rating in a nationwide evaluation of leading U.S. companies. The recognition is based on criteria including financial leadership, innovation, employer performance, and sustainability.

Why it matters — This external recognition highlights Mercury's competitive standing across financial, workplace, and sustainability dimensions, which could reinforce its reputation with investors and customers.

FAQ

Frequently asked questions about MCY stock

What is the MCY stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Mercury General Corp. have a median 12-month price target of $120, with estimates ranging from $120 to $120. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is MCY stock a buy right now?

Of the 1 analysts covering Mercury General Corp., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Mercury General Corp. 75 out of 100 across roughly 4,600 US stocks as at 23 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank MCY?

As at 23 Sept 2026, Mercury General Corp. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (98 of 100).

Will MCY stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +22.1% from the last close, and Ticker Nerd's factor model ranks Mercury General Corp. 75 out of 100 as at 23 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the MCY stock forecast for 2030?

No analyst covering Mercury General Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $120 to $120 over the next 12 months.

How has MCY stock performed over the past year?

Mercury General Corp. returned +21.7% over the 12 months to 24 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Mercury General Corp. do?

Mercury General Corporation is a property and casualty insurance company that focuses on personal automobile coverage in the United States. The company also offers homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products, giving it a broad presence across personal and business insurance needs.

What is the latest news on MCY?

The most recent item we track (PRNewsWire, 24 Sept 2026): "Replacement Cost vs. Market Value: What Homeowners Need to Understand". Mercury Insurance published an educational item explaining why a home's market value and its replacement cost—what it would cost to rebuild—can differ significantly, and why homeowners may find their insured amount doesn't match market value. The release aims to help homeowners understand how these two figures relate to their coverage.

Company

About Mercury General Corp.

Mercury General Corporation is a property and casualty insurance company that focuses on personal automobile coverage in the United States. The company also offers homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products, giving it a broad presence across personal and business insurance needs. Mercury General Corporation distributes its products through independent agents and direct-to-consumer channels, with a strong emphasis on serving policyholders in California and other U.S. states. Its role in the market centers on underwriting, pricing, and managing insurance risk while providing coverage tailored to drivers, homeowners, and small business customers. Mercury General Corporation is headquartered in Los Angeles, California.

CEO Mr. Gabriel Tirador · 4,380 employees · United States · https://www.mercuryinsurance.com