MCYFinancial Services · Insurance - Property & CasualtyThe 1 Wall Street analysts covering Mercury General Corp. hold a median 12-month price target of $120 — +35.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 85 of 100 as at 4 Nov 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Mercury General Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (93): The business earns solid, repeatable profits on what it owns.
Accruals (19): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on MCY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +35.0% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 22 Sept 2025 | Raymond James | Reiterates | Strong Buy | $90 → $100 |
| 4 Aug 2025 | Raymond James | Reiterates | Strong Buy | — |
| 12 Feb 2025 | Raymond James | Upgrade | Strong Buy | — |
| 7 July 2023 | Raymond James | Downgrade | Outperform | — |
| 8 May 2023 | Raymond James | Maintains | Strong Buy | — |
| 4 Nov 2022 | Raymond James | Upgrade | Strong Buy | — |
| 3 Apr 2020 | Raymond James | Downgrade | Underperform | — |
| 29 Oct 2019 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 19 Feb 2016 | Raymond James | Upgrade | Market Perform | — |
| 11 Feb 2015 | Keefe Bruyette & Woods | Downgrade | Underperform | — |
| 11 Feb 2015 | Keefe, Bruyette & Woods | Downgrade | Underperform | — |
| 4 Nov 2014 | Keefe Bruyette & Woods | Maintains | Market Perform | — |
| 4 Nov 2014 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 3 Nov 2014 | Compass Point | Maintains | Neutral | — |
| 26 Sept 2014 | Keefe, Bruyette & Woods | Upgrade | Market Perform | — |
| 28 Aug 2014 | Compass Point | Initiates | Neutral | — |
| 7 Mar 2013 | Macquarie | Downgrade | Neutral | — |
| 17 Jan 2013 | Macquarie | Upgrade | Outperform | — |
| 9 Jan 2013 | Stifel | Upgrade | Hold | — |
| 9 Jan 2013 | Stifel Nicolaus | Upgrade | Hold | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
MCY appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Mercury General Corp. returned +12.9% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 64% of US stocks
Cheaper than 69% of US stocks
Cheaper than 42% of US stocks
Cheaper than 55% of US stocks
Higher than 61% of US stocks
Higher than 77% of US stocks
Higher than 79% of US stocks
Higher than 77% of US stocks
Higher than 91% of US stocks
Higher than 86% of US stocks
Higher than 73% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Mercury General Corp. has a market value of $5.7B and an enterprise value of $4.6B.
Revenue in the twelve months to 30 June 2026: $6.3B. The latest quarter grew 13.8% year on year.
Net income over the same four quarters: $936.9M, a 14.8% net margin.
Diluted earnings per share, trailing twelve months: $16.92.
Free cash flow in the twelve months to 30 June 2026: $1.3B.
Mercury General Corp. spent $70.3M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 6.1×; forward P/E: 8.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.23%, paying out 8% of earnings.
Mercury General Corp. employs 4,380 people — $1.4M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Mercury General Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Mercury General reported quarterly earnings of $3.49 per share, above the Zacks Consensus Estimate of $3.35. Earnings were $3.86 per share in the year-ago quarter.
Why it matters — The results show MCY exceeded analysts’ earnings estimate, while earnings per share were lower than a year earlier.
Mercury General reported third-quarter 2026 net premiums earned of $1.545 billion, up 9.6% year over year, and operating income of $193.3 million, down 9.6%. It recorded a net loss of $13.7 million, compared with net income of $280.4 million a year earlier, and declared a quarterly dividend.
Why it matters — The results show higher premiums alongside a quarterly net loss, driven in part by $206.9 million in after-tax net realized investment losses.
Mercury Insurance issued six safety tips for motorists as November brings increased wildlife-collision risks, citing research that nearly one in five reported wildlife-vehicle collisions occurs that month.
Why it matters — The item highlights Mercury's public safety messaging and references research related to vehicle collisions, an area relevant to an insurer.
Zacks Investment Research says it focuses on its Zacks Rank system, which uses earnings estimates and estimate revisions, while also tracking value, growth, and momentum trends. The excerpt does not provide a specific valuation conclusion about Mercury General.
Why it matters — MCY watchers may note the article’s valuation framing, but the excerpt offers no company-specific assessment.
Mercury Insurance outlined how homeowners coverage, liability and negligence may affect responsibility when a fallen tree damages property. The company said who owns the tree may matter less than how and why it fell.
Why it matters — The item highlights Mercury Insurance’s consumer guidance on homeowners coverage and liability.
The 1 Wall Street analysts covering Mercury General Corp. have a median 12-month price target of $120, with estimates ranging from $120 to $120. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Mercury General Corp., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Mercury General Corp. 85 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Mercury General Corp. ranks 85 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (93 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +35.0% from the last close, and Ticker Nerd's factor model ranks Mercury General Corp. 85 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Mercury General Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $120 to $120 over the next 12 months.
Mercury General Corp. returned +12.9% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Mercury General Corporation is a property and casualty insurance company that focuses on personal automobile coverage in the United States. The company also offers homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products, giving it a broad presence across personal and business insurance needs.
The most recent item we track (Zacks Investment Research, 3 Nov 2026): "Mercury General (MCY) Q3 Earnings and Revenues Beat Estimates". Mercury General reported quarterly earnings of $3.49 per share, above the Zacks Consensus Estimate of $3.35. Earnings were $3.86 per share in the year-ago quarter.
Mercury General Corporation is a property and casualty insurance company that focuses on personal automobile coverage in the United States. The company also offers homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products, giving it a broad presence across personal and business insurance needs. Mercury General Corporation distributes its products through independent agents and direct-to-consumer channels, with a strong emphasis on serving policyholders in California and other U.S. states. Its role in the market centers on underwriting, pricing, and managing insurance risk while providing coverage tailored to drivers, homeowners, and small business customers. Mercury General Corporation is headquartered in Los Angeles, California.
CEO Mr. Gabriel Tirador · 4,380 employees · United States · https://www.mercuryinsurance.com
