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MCY Stock Forecast: Mercury General Corporation Price Predictions for 2025

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$54.57

+0.22 (0.40%)

MCY Stock Forecast 2025-2026

$54.57
Current Price
$3.01B
Market Cap
1 Ratings
Buy 1
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to MCY Price Targets

+46.6%
To High Target of $80.00
+46.6%
To Median Target of $80.00
+46.6%
To Low Target of $80.00

MCY Price Momentum

+1.4%
1 Week Change
-3.7%
1 Month Change
+0.5%
1 Year Change
-17.9%
Year-to-Date Change
-32.4%
From 52W High of $80.72
+23.5%
From 52W Low of $44.19
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Latest MCY Stock Price Targets & Analyst Predictions

Based on our analysis of 2 Wall Street analysts, MCY has a bullish consensus with a median price target of $80.00 (ranging from $80.00 to $80.00). Currently trading at $54.57, the median forecast implies a 46.6% upside. This outlook is supported by 1 Buy, 0 Hold, and 0 Sell ratings.

The most optimistic forecast comes from C. Gregory Peters at Raymond James, projecting a 46.6% upside. Conversely, the most conservative target is provided by C. Gregory Peters at Raymond James, suggesting a 46.6% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

MCY Analyst Ratings

1
Buy
0
Hold
0
Sell

MCY Price Target Range

Low
$80.00
Average
$80.00
High
$80.00
Current: $54.57

Latest MCY Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for MCY.

Date Firm Analyst Rating Change Price Target
Feb 12, 2025 Raymond James C. Gregory Peters Strong Buy Upgrade $80.00
Jul 7, 2023 Raymond James C. Gregory Peters Outperform Downgrade $33.00
May 8, 2023 Raymond James C. Gregory Peters Strong Buy Maintains $40.00
Nov 4, 2022 Raymond James C. Gregory Peters Strong Buy Upgrade $45.00
Apr 3, 2020 Raymond James C. Gregory Peters Underperform Downgrade $0.00
Oct 29, 2019 Keefe, Bruyette & Woods Market Perform Downgrade $0.00
Feb 19, 2016 Raymond James Market Perform Upgrade $0.00
Feb 11, 2015 Keefe, Bruyette & Woods Underperform Downgrade $0.00
Feb 11, 2015 Keefe Bruyette & Woods Underperform Downgrade $0.00
Nov 4, 2014 Keefe Bruyette & Woods Market Perform Maintains $0.00
Nov 4, 2014 Keefe, Bruyette & Woods Market Perform Maintains $50.00
Nov 3, 2014 Compass Point Neutral Maintains $50.00
Sep 26, 2014 Keefe, Bruyette & Woods Market Perform Upgrade $0.00
Aug 28, 2014 Compass Point Neutral Initiates $0.00
Mar 7, 2013 Macquarie Neutral Downgrade $0.00
Jan 17, 2013 Macquarie Outperform Upgrade $0.00
Jan 9, 2013 Stifel Hold Upgrade $0.00
Jan 9, 2013 Stifel Nicolaus Hold Upgrade $0.00

Mercury General Corporation (MCY) Competitors

The following stocks are similar to Mercury General based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Mercury General Corporation (MCY) Financial Data

Mercury General Corporation has a market capitalization of $3.01B with a P/E ratio of 6.4x. The company generates $5.48B in trailing twelve-month revenue with a 8.5% profit margin.

Revenue growth is +0.4% quarter-over-quarter, while maintaining an operating margin of +10.5% and return on equity of +26.8%.

Valuation Metrics

Market Cap $3.01B
Enterprise Value $2.57B
P/E Ratio 6.4x
PEG Ratio 8.4x
Price/Sales 0.5x

Growth & Margins

Revenue Growth (YoY) +0.4%
Gross Margin N/A
Operating Margin +10.5%
Net Margin +8.5%
EPS Growth -47.2%

Financial Health

Cash/Price Ratio +33.2%
Current Ratio 0.5x
Debt/Equity 30.3x
ROE +26.8%
ROA +4.9%
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Mercury General Corporation logo

Mercury General Corporation (MCY) Business Model

About Mercury General Corporation

What They Do

Provides a range of personal automobile insurance products.

Business Model

Mercury General operates as an insurance holding company, generating revenue primarily through the sale of personal automobile insurance policies and additional coverage options such as homeowners and renters insurance. The company utilizes a network of independent agents to enhance customer service and engagement, which helps in retaining clients and attracting new business.

Additional Information

Founded in 1961 and headquartered in Los Angeles, Mercury General is one of the largest insurers in California, demonstrating a strong market presence and financial stability. The company's focus on underwriting discipline and cost management positions it well to navigate the competitive insurance market while maintaining profitability.

Company Information

Sector

Financial Services

Industry

Insurance - Property & Casualty

Employees

4,200

CEO

Mr. Gabriel Tirador

Country

United States

IPO Year

1990

Mercury General Corporation (MCY) Latest News & Analysis

Latest News

MCY stock latest news image
Quick Summary

Zacks uses its Rank system, focusing on earnings estimates and revisions, to identify strong stocks, while also monitoring value, growth, and momentum trends.

Why It Matters

The emphasis on earnings estimates and revisions highlights potential stock performance, guiding investors toward strong investment opportunities based on current market trends.

Source: Zacks Investment Research
Market Sentiment: Positive
MCY stock latest news image
Quick Summary

Mercury General Corporation (NYSE: MCY) will release its Q1 2025 earnings on May 6, 2025, after market close, along with its Form 10-Q filing.

Why It Matters

Mercury General's upcoming earnings report may impact stock prices, providing insights into financial performance and guiding investor sentiment and expectations.

Source: PRNewsWire
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

Mercury Insurance has been named one of America's Best Midsized Employers for 2025 by Forbes, highlighting its commitment to employee growth and company culture.

Why It Matters

Mercury Insurance's recognition on Forbes' list enhances its reputation, potentially attracting top talent and improving employee retention, which can lead to better performance and profitability.

Source: PRNewsWire
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

Mercury General stock benefits from rate increases, higher invested assets, financial flexibility, favorable estimates, and attractive valuation.

Why It Matters

Mercury General's stock gains indicate strong financial health, benefiting from rate hikes and asset growth, suggesting potential for continued profitability and investment appeal.

Source: Zacks Investment Research
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

EV sales continue despite a slowdown in adoption, with many first-time owners. Preparing for road trips is essential for EV travelers as summer approaches.

Why It Matters

Slowed EV adoption could signal market saturation risks, affecting automakers' growth prospects. Increased focus on auto insurance and charging infrastructure may create investment opportunities.

Source: PRNewsWire
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

A checklist for tax preparation is crucial, especially for homeowners, as missing deductions can lead to significant financial losses.

Why It Matters

Tax preparation impacts cash flow and net income. Homeowners may miss deductions, affecting financial health and investment returns. Awareness can enhance tax efficiency and overall portfolio performance.

Source: PRNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About MCY Stock

What is Mercury General Corporation's (MCY) stock forecast for 2025?

Based on our analysis of 2 Wall Street analysts, Mercury General Corporation (MCY) has a median price target of $80.00. The highest price target is $80.00 and the lowest is $80.00.

Is MCY stock a good investment in 2025?

According to current analyst ratings, MCY has 1 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $54.57. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for MCY stock?

Wall Street analysts predict MCY stock could reach $80.00 in the next 12 months. This represents a 46.6% increase from the current price of $54.57. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Mercury General Corporation's business model?

Mercury General operates as an insurance holding company, generating revenue primarily through the sale of personal automobile insurance policies and additional coverage options such as homeowners and renters insurance. The company utilizes a network of independent agents to enhance customer service and engagement, which helps in retaining clients and attracting new business.

What is the highest forecasted price for MCY Mercury General Corporation?

The highest price target for MCY is $80.00 from C. Gregory Peters at Raymond James, which represents a 46.6% increase from the current price of $54.57.

What is the lowest forecasted price for MCY Mercury General Corporation?

The lowest price target for MCY is $80.00 from C. Gregory Peters at Raymond James, which represents a 46.6% increase from the current price of $54.57.

What is the overall MCY consensus from analysts for Mercury General Corporation?

The overall analyst consensus for MCY is bullish. Out of 2 Wall Street analysts, 1 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $80.00.

How accurate are MCY stock price projections?

Stock price projections, including those for Mercury General Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 25, 2025 4:04 AM UTC
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