MCYFinancial Services · Insurance - Property & CasualtyThe 1 Wall Street analysts covering Mercury General Corp. hold a median 12-month price target of $120 — +13.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 13 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Mercury General Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (98): The business earns solid, repeatable profits on what it owns.
Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on MCY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +13.9% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 22 Sept 2025 | Raymond James | Reiterates | Strong Buy | $90 → $100 |
| 4 Aug 2025 | Raymond James | Reiterates | Strong Buy | — |
| 12 Feb 2025 | Raymond James | Upgrade | Strong Buy | — |
| 7 July 2023 | Raymond James | Downgrade | Outperform | — |
| 8 May 2023 | Raymond James | Maintains | Strong Buy | — |
| 4 Nov 2022 | Raymond James | Upgrade | Strong Buy | — |
| 3 Apr 2020 | Raymond James | Downgrade | Underperform | — |
| 29 Oct 2019 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 19 Feb 2016 | Raymond James | Upgrade | Market Perform | — |
| 11 Feb 2015 | Keefe Bruyette & Woods | Downgrade | Underperform | — |
| 11 Feb 2015 | Keefe, Bruyette & Woods | Downgrade | Underperform | — |
| 4 Nov 2014 | Keefe Bruyette & Woods | Maintains | Market Perform | — |
| 4 Nov 2014 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 3 Nov 2014 | Compass Point | Maintains | Neutral | — |
| 26 Sept 2014 | Keefe, Bruyette & Woods | Upgrade | Market Perform | — |
| 28 Aug 2014 | Compass Point | Initiates | Neutral | — |
| 7 Mar 2013 | Macquarie | Downgrade | Neutral | — |
| 17 Jan 2013 | Macquarie | Upgrade | Outperform | — |
| 9 Jan 2013 | Stifel | Upgrade | Hold | — |
| 9 Jan 2013 | Stifel Nicolaus | Upgrade | Hold | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MCY appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 65% of US stocks
Cheaper than 72% of US stocks
Cheaper than 46% of US stocks
Cheaper than 55% of US stocks
Higher than 61% of US stocks
Higher than 78% of US stocks
Higher than 79% of US stocks
Higher than 77% of US stocks
Higher than 91% of US stocks
Higher than 87% of US stocks
Higher than 29% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Mercury General Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Mercury General has outperformed its industry over the past year, supported by premium growth, strong property and casualty performance, and rising investment income.
Why it matters — MCY watchers would care because the company's operational strengths in premium growth and investment income are driving its market outperformance.
Mercury Insurance issued a public-safety message urging drivers to adjust their commuting habits as students return to school. The announcement cites NHTSA data showing 1,069 fatalities in school-transportation-related crashes from 2015 through 2024.
Why it matters — The announcement reflects Mercury's broader public-engagement and safety-awareness positioning relevant to the auto insurer's consumer-facing brand.
Mercury Insurance launched a new enhanced homeowners insurance product for Oklahoma homeowners offering hail-resistant roofing savings averaging $420, an option to upgrade to a stronger roof after a covered loss, and new wildfire mitigation discounts.
Why it matters — This new Oklahoma homeowners product expands Mercury's offerings in a hail- and wildfire-prone market and may help it remain competitive with added coverage options and cost savings.
Zacks Investment Research published an article discussing whether value investors should consider buying Mercury General (MCY) stock, framed around its Zacks Rank system, which focuses on earnings estimates and estimate revisions while also monitoring value, growth, and momentum trends.
Why it matters — A Mercury General watcher would care because the piece evaluates MCY through Zacks' earnings-estimate and revision methodology, which values MCY as a stock of interest to value investors.
Mercury General, along with Caterpillar and Zebra Technologies, posted impressive second-quarter results that exceeded expectations, drawing attention as a stock worth watching for quality additions to investor portfolios.
Why it matters — MCY watchers would care because the article highlights Mercury General's strong second-quarter earnings that beat expectations, marking it as a company worth a closer look.
The 1 Wall Street analysts covering Mercury General Corp. have a median 12-month price target of $120, with estimates ranging from $120 to $120. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Mercury General Corp., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Mercury General Corp. 75 out of 100 across roughly 4,600 US stocks as at 13 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 13 Aug 2026, Mercury General Corp. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (98 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +13.9% from the last close, and Ticker Nerd's factor model ranks Mercury General Corp. 75 out of 100 as at 13 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Mercury General Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $120 to $120 over the next 12 months.
Mercury General Corp. returned +42.3% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Mercury General Corporation is a prominent insurance holding company that provides a broad range of personal automobile insurance products across the United States. Established in 1961 and headquartered in Los Angeles, California, Mercury General plays a significant role in the insurance sector by offering policies primarily for private passenger vehicles.
The most recent item we track (Zacks Investment Research, 13 Aug 2026): "MCY Outperforms Industry in a Year: Time to Add it for Better Returns?". Mercury General has outperformed its industry over the past year, supported by premium growth, strong property and casualty performance, and rising investment income.
Mercury General Corporation is a prominent insurance holding company that provides a broad range of personal automobile insurance products across the United States. Established in 1961 and headquartered in Los Angeles, California, Mercury General plays a significant role in the insurance sector by offering policies primarily for private passenger vehicles. Beyond basic auto coverage, the company also extends its services to include homeowners, renters, and mechanical breakdown insurance, catering to diverse customer needs. With a focus on customer service and competitive pricing, Mercury General operates through a network of independent agents, facilitating personalized interactions and localized service with policyholders. The company’s strategic emphasis on underwriting discipline and cost management ensures its sustainability and profitability in the highly competitive insurance market. As one of the largest insurers in California, Mercury General holds a strong market position, reflecting its robust financial operations and extensive industry expertise. Its commitment to financial responsibility and adaptability to regulatory changes underscores its significance in the U.S. insurance landscape. Mercury General continues to influence insurance market dynamics through innovation and efficient service delivery.
CEO Mr. Gabriel Tirador · 4,380 employees · United States · https://www.mercuryinsurance.com