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MCY Stock Forecast: Mercury General Corporation Price Predictions for 2026

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$94.10

+1.12 (1.20%)

MCY Stock Forecast 2026-2027

$94.10
Current Price
$5.21B
Market Cap
1 Ratings
Buy 1
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to MCY Price Targets

+16.9%
To High Target of $110.00
+16.9%
To Median Target of $110.00
+16.9%
To Low Target of $110.00

MCY Price Momentum

+6.7%
1 Week Change
+5.7%
1 Month Change
+80.4%
1 Year Change
+0.0%
Year-to-Date Change
-6.0%
From 52W High of $100.06
+92.9%
From 52W Low of $48.79
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Latest MCY Stock Price Targets & Analyst Predictions

Based on our analysis of 2 Wall Street analysts, MCY has a bullish consensus with a median price target of $110.00 (ranging from $110.00 to $110.00). The overall analyst rating is Strong Buy (10.0/10). Currently trading at $94.10, the median forecast implies a 16.9% upside. This outlook is supported by 1 Buy, 0 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

MCY Analyst Ratings

1
Buy
0
Hold
0
Sell

MCY Price Target Range

Low
$110.00
Average
$110.00
High
$110.00
Current: $94.10

Latest MCY Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for MCY.

Date Firm Analyst Rating Change Price Target
Sep 22, 2025 Raymond James C. Gregory Peters Strong Buy Reiterates $100.00
Aug 4, 2025 Raymond James C. Gregory Peters Strong Buy Reiterates $90.00
Feb 12, 2025 Raymond James C. Gregory Peters Strong Buy Upgrade $80.00
Jul 7, 2023 Raymond James C. Gregory Peters Outperform Downgrade $33.00
May 8, 2023 Raymond James C. Gregory Peters Strong Buy Maintains $40.00
Nov 4, 2022 Raymond James C. Gregory Peters Strong Buy Upgrade $45.00
Apr 3, 2020 Raymond James C. Gregory Peters Underperform Downgrade $N/A
Oct 29, 2019 Keefe, Bruyette & Woods Market Perform Downgrade $N/A
Feb 19, 2016 Raymond James Market Perform Upgrade $N/A
Feb 11, 2015 Keefe Bruyette & Woods Underperform Downgrade $N/A
Feb 11, 2015 Keefe, Bruyette & Woods Underperform Downgrade $N/A
Nov 4, 2014 Keefe Bruyette & Woods Market Perform Maintains $N/A
Nov 4, 2014 Keefe, Bruyette & Woods Market Perform Maintains $50.00
Nov 3, 2014 Compass Point Neutral Maintains $50.00
Sep 26, 2014 Keefe, Bruyette & Woods Market Perform Upgrade $N/A
Aug 28, 2014 Compass Point Neutral Initiates $N/A
Mar 7, 2013 Macquarie Neutral Downgrade $N/A
Jan 17, 2013 Macquarie Outperform Upgrade $N/A
Jan 9, 2013 Stifel Hold Upgrade $N/A
Jan 9, 2013 Stifel Nicolaus Hold Upgrade $N/A

Mercury General Corporation (MCY) Competitors

The following stocks are similar to Mercury based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Mercury General Corporation (MCY) Financial Data

Mercury General Corporation has a market capitalization of $5.21B with a P/E ratio of 9.2x. The company generates $5.99B in trailing twelve-month revenue with a 9.0% profit margin.

Revenue growth is +14.1% quarter-over-quarter, while maintaining an operating margin of +16.7% and return on equity of +24.8%.

Valuation Metrics

Market Cap $5.21B
Enterprise Value $3.87B
P/E Ratio 9.2x
PEG Ratio 0.1x
Price/Sales 0.8x

Growth & Margins

Revenue Growth (YoY) +14.1%
Gross Margin N/A
Operating Margin +16.7%
Net Margin +9.0%
EPS Growth +100.4%

Financial Health

Cash/Price Ratio +31.7%
Current Ratio 0.6x
Debt/Equity 24.3x
ROE +24.8%
ROA +4.8%
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Mercury General Corporation logo

Mercury General Corporation (MCY) Business Model

About Mercury General Corporation

What They Do

Provides personal automobile insurance products.

Business Model

Mercury General operates as an insurance holding company, generating revenue primarily through the sale of personal automobile insurance and related products. It utilizes a network of independent agents to deliver personalized service and maintain competitive pricing, while emphasizing underwriting discipline and cost management for profitability.

Additional Information

Headquartered in Los Angeles, California, Mercury General is one of the largest insurers in California, showcasing robust financial operations and industry expertise. The company is committed to financial responsibility and adapts to regulatory changes, affecting market dynamics through innovation and efficient service delivery.

Company Information

Sector

Financial Services

Industry

Insurance - Property & Casualty

Employees

4,380

CEO

Mr. Gabriel Tirador

Country

United States

IPO Year

1990

Mercury General Corporation (MCY) Latest News & Analysis

Featured Analysis
Powered by Zacks Investment Research

Here's Why Mercury General (MCY) is a Strong Growth Stock

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Apr 09, 2026 By Zacks Equity Research Tale of the Tape

5 Stocks to Add From the Prospering P&C Insurance Industry

Zacks Property and Casualty Insurance players like RNR, AXS, FAF, MCY and PLMR are likely to benefit from digitalization and catastrophes that drive policy renewal rate and pricing.

Apr 08, 2026 By Tanuka De Industry Outlook

3 Growth Stocks From the P&C Insurance Space to Enhance Your Portfolio

Given the prospects of the Property and Casualty Insurance industry, MCY, FAF and PLMR have the potential to generate better returns than other players.

Apr 02, 2026 By Sushmita Sarker Analyst Blog

Latest News

MCY stock latest news image
Quick Summary

Mercury Insurance highlights the rising cybersecurity risks in connected homes, urging homeowners to adopt basic safeguards to mitigate digital threats and real-world losses.

Why It Matters

Rising cybersecurity concerns in connected homes could impact insurance claims and premiums, influencing Mercury Insurance's financial performance and market competitiveness.

Source: PRNewsWire
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

MCY, FAF, and PLMR are positioned to potentially outperform other companies in the Property and Casualty Insurance industry, suggesting favorable investment returns.

Why It Matters

MCY, FAF, and PLMR may outperform competitors in the Property and Casualty Insurance industry, signaling potential investment opportunities for higher returns.

Source: Zacks Investment Research
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

Zacks utilizes its Rank system, focusing on earnings estimates and revisions, alongside value, growth, and momentum trends to identify strong stock picks.

Why It Matters

The Zacks Rank system highlights stocks with promising earnings potential, guiding investors toward high-quality picks based on earnings estimates and market trends.

Source: Zacks Investment Research
Market Sentiment: Positive
MCY stock latest news image
Quick Summary

Insurance fraud is evolving with new tactics such as AI-manipulated damage photos and coordinated scams, making it harder to detect and more expensive for drivers and homeowners.

Why It Matters

Rising sophistication in insurance fraud increases costs for insurers, potentially leading to higher premiums and affecting profitability, which can impact stock prices and investment decisions.

Source: PRNewsWire
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

Spring weather increases home insurance claims due to storms and water damage. Mercury Insurance advises homeowners to proactively address vulnerabilities to mitigate risks.

Why It Matters

Rising home insurance claims due to seasonal storms can impact insurers' profitability. Investors in insurance stocks may need to reassess risk and potential losses in the sector.

Source: PRNewsWire
Market Sentiment: Neutral
MCY stock latest news image
Quick Summary

Zacks Premium research service offers Zacks Style Scores, aiding value, growth, and momentum investors in identifying strong stocks.

Why It Matters

Zacks Style Scores highlight strong stock picks across investment strategies, potentially enhancing portfolio performance and decision-making for various investor types.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About MCY Stock

What is Mercury General Corporation's (MCY) stock forecast for 2026?

Based on our analysis of 2 Wall Street analysts, Mercury General Corporation (MCY) has a median price target of $110.00. The highest price target is $110.00 and the lowest is $110.00.

Is MCY stock a good investment in 2026?

According to current analyst ratings, MCY has 1 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $94.10. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for MCY stock?

Wall Street analysts predict MCY stock could reach $110.00 in the next 12 months. This represents a 16.9% increase from the current price of $94.10. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Mercury General Corporation's business model?

Mercury General operates as an insurance holding company, generating revenue primarily through the sale of personal automobile insurance and related products. It utilizes a network of independent agents to deliver personalized service and maintain competitive pricing, while emphasizing underwriting discipline and cost management for profitability.

What is the highest forecasted price for MCY Mercury General Corporation?

The highest price target for MCY is $110.00 from at , which represents a 16.9% increase from the current price of $94.10.

What is the lowest forecasted price for MCY Mercury General Corporation?

The lowest price target for MCY is $110.00 from at , which represents a 16.9% increase from the current price of $94.10.

What is the overall MCY consensus from analysts for Mercury General Corporation?

The overall analyst consensus for MCY is bullish. Out of 2 Wall Street analysts, 1 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $110.00.

How accurate are MCY stock price projections?

Stock price projections, including those for Mercury General Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: April 10, 2026 3:22 AM UTC
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