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MCY Stock Forecast: Mercury General Corp. Price Predictions for 2026-2027

Last close, 3 Sept 2026
$106
+3.05% on the day

The 1 Wall Street analysts covering Mercury General Corp. hold a median 12-month price target of $120 — +13.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 2 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$5.9B
Ticker Nerd rank
76 / 100
Median analyst target
$120
Analysts covering
1
Revenue$1.7B+13.8% y/y
Net income$263.5M
Free cash flow$201.6M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+3.3%
1M
−1.1%
YTD
+13.5%
1Y
+39.7%
From 52W high
−4.6%
From 52W low
+40.6%
$75
$111
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

MCY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Mercury General Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Sept 2026
76 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
97
Growth
94
Momentum
94
Value
68
Revisions
68
Issuance
45
Volatility
42
Size
22
Accruals
15

Quality (97): The business earns solid, repeatable profits on what it owns.

Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

MCY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on MCY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$70$80$90$100$110$120Oct 25Jan 26Apr 26Jul 26MCYHigh $120Median $120Low $120

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
1 Buy0 Hold0 Sell
Low $120Median $120High $120

The green dot is the last close — the median target sits +13.2% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
22 Sept 2025Raymond JamesReiteratesStrong Buy$90 → $100
4 Aug 2025Raymond JamesReiteratesStrong Buy—
12 Feb 2025Raymond JamesUpgradeStrong Buy—
7 July 2023Raymond JamesDowngradeOutperform—
8 May 2023Raymond JamesMaintainsStrong Buy—
4 Nov 2022Raymond JamesUpgradeStrong Buy—
3 Apr 2020Raymond JamesDowngradeUnderperform—
29 Oct 2019Keefe, Bruyette & WoodsDowngradeMarket Perform—
19 Feb 2016Raymond JamesUpgradeMarket Perform—
11 Feb 2015Keefe Bruyette & WoodsDowngradeUnderperform—
11 Feb 2015Keefe, Bruyette & WoodsDowngradeUnderperform—
4 Nov 2014Keefe Bruyette & WoodsMaintainsMarket Perform—
4 Nov 2014Keefe, Bruyette & WoodsMaintainsMarket Perform—
3 Nov 2014Compass PointMaintainsNeutral—
26 Sept 2014Keefe, Bruyette & WoodsUpgradeMarket Perform—
28 Aug 2014Compass PointInitiatesNeutral—
7 Mar 2013MacquarieDowngradeNeutral—
17 Jan 2013MacquarieUpgradeOutperform—
9 Jan 2013StifelUpgradeHold—
9 Jan 2013Stifel NicolausUpgradeHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MCY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

MCY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 3 Sept 2026, Mercury General Corp. returned +39.7% against +21.4% for the S&P 500, dividends included.

MCY vs S&P 500, last 12 monthsTotal return, rebased to 100
100110120130140150Oct 25Jan 26Apr 26Jul 26MCYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

MCY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+14.9%
Analysts raising
1
Analysts cutting
0
Fundamentals

Mercury General Corp. (MCY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
6.3×

Cheaper than 65% of US stocks

Price / sales
0.9×

Cheaper than 71% of US stocks

Price / book
2.1×

Cheaper than 47% of US stocks

EV / EBITDA
3.8×

Cheaper than 55% of US stocks

Growth & margins
Revenue growth (YoY)
13.8%

Higher than 60% of US stocks

Earnings growth (YoY)
58.3%

Higher than 77% of US stocks

Gross margin
—
Operating margin
19.9%

Higher than 79% of US stocks

Net margin
14.8%

Higher than 77% of US stocks

Returns & dividend
Return on equity
39.0%

Higher than 91% of US stocks

Return on assets
7.6%

Higher than 87% of US stocks

Dividend yield
1.2%

Higher than 30% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Mercury General Corp. (MCY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Mercury General Corp. has a market value of $5.9B and an enterprise value of $4.8B.

  • Revenue in the twelve months to 30 June 2026: $6.3B. The latest quarter grew 13.8% year on year.

  • Net income over the same four quarters: $936.9M, a 14.8% net margin.

  • Diluted earnings per share, trailing twelve months: $16.92.

  • Free cash flow in the twelve months to 30 June 2026: $1.3B.

  • Mercury General Corp. spent $70.3M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 55.4M.

  • Trailing P/E: 6.3×; forward P/E: 8.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.20%, paying out 8% of earnings.

  • Mercury General Corp. employs 4,380 people — $1.4M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 4 Sept 2026

Data provided by Twelve Data

Peers

MCY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
MCYMercury General Corp.$5.9B
76
RLIRLI Corp.$5.8B
59
SIGISelective Insurance Group, Inc.$5.6B
63
WTMWhite Mountains Insurance Group Ltd.$5.0B
75
HGTYHagerty, Inc.$4.5B
30
THGThe Hanover Insurance Group, Inc.$7.9B
88
LMNDLemonade, Inc.$4.1B
22

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Mercury General Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest MCY news & analysis

Why Is Mercury General (MCY) Down 6.1% Since Last Earnings Report?

Zacks Investment Research · 3 Sept 2026negative

Mercury General (MCY) reported earnings about 30 days ago, and its stock has declined 6.1% since that earnings release. The report notes the earnings were published and raises the question of what comes next for the stock.

Why it matters — A Mercury General watcher would care because the stock's notable decline since the earnings report reflects the market's reaction to the company's latest results and sets the tone before its next update.

Mercury Insurance Helps Homeowners Make the Most of Wildfire Mitigation Discounts

PRNewsWire · 3 Sept 2026positive

Mercury Insurance announced that homeowners who have taken steps to make their properties more wildfire-resistant may qualify for savings on their homeowners insurance through wildfire mitigation discounts.

Why it matters — This highlights Mercury's wildfire mitigation discount program, which may help the company manage risk and support its homeowners insurance business in fire-prone regions.

Best Value Stocks to Buy for August 31st

Zacks Investment Research · 31 Aug 2026positive

The Zacks Investment Research article included Mercury General Corp. (MCY) on its list of Zacks Rank #1 (Strong Buy) value stocks as of August 31. MCY was named alongside HRTG and OPHC in this selection.

Why it matters — A Zacks Rank #1 (Strong Buy) value stock designation signals that MCY has been highlighted by a major research firm as a value pick, which MCY watchers may find relevant.

Best Value Stocks to Buy for August 27th

Zacks Investment Research · 27 Aug 2026positive

On August 27th, 2026, Mercury General Corp. (MCY) was added to Zacks Investment Research's list of Rank #1 (Strong Buy) value stocks, alongside LEG and HMN.

Why it matters — A strong-buy value stock designation from Zacks signals favorable analyst sentiment for MCY that investors may consider.

Mercury Announces the Passing of Founder and Chairman George Joseph

PRNewsWire · 26 Aug 2026neutral

Mercury General Corporation announced the passing of George Joseph, the company's founder and longtime Chairman. The announcement honors his legacy while reaffirming the continuity of the Joseph family ownership, leadership, and the company's commitments to customers, agents, employees, and shareholders.

Why it matters — As the founder and longtime Chairman, George Joseph's passing marks a significant leadership and ownership milestone for MCY, and investors will watch how the company maintains continuity under its existing leadership and family ownership.

FAQ

Frequently asked questions about MCY stock

What is the MCY stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Mercury General Corp. have a median 12-month price target of $120, with estimates ranging from $120 to $120. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is MCY stock a buy right now?

Of the 1 analysts covering Mercury General Corp., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Mercury General Corp. 76 out of 100 across roughly 4,600 US stocks as at 2 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank MCY?

As at 2 Sept 2026, Mercury General Corp. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (97 of 100).

Will MCY stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +13.2% from the last close, and Ticker Nerd's factor model ranks Mercury General Corp. 76 out of 100 as at 2 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the MCY stock forecast for 2030?

No analyst covering Mercury General Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MCY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $120 to $120 over the next 12 months.

How has MCY stock performed over the past year?

Mercury General Corp. returned +39.7% over the 12 months to 3 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Mercury General Corp. do?

Mercury General Corporation is a property and casualty insurance company that focuses on personal automobile coverage in the United States. The company also offers homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products, giving it a broad presence across personal and business insurance needs.

What is the latest news on MCY?

The most recent item we track (Zacks Investment Research, 3 Sept 2026): "Why Is Mercury General (MCY) Down 6.1% Since Last Earnings Report?". Mercury General (MCY) reported earnings about 30 days ago, and its stock has declined 6.1% since that earnings release. The report notes the earnings were published and raises the question of what comes next for the stock.

Company

About Mercury General Corp.

Mercury General Corporation is a property and casualty insurance company that focuses on personal automobile coverage in the United States. The company also offers homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products, giving it a broad presence across personal and business insurance needs. Mercury General Corporation distributes its products through independent agents and direct-to-consumer channels, with a strong emphasis on serving policyholders in California and other U.S. states. Its role in the market centers on underwriting, pricing, and managing insurance risk while providing coverage tailored to drivers, homeowners, and small business customers. Mercury General Corporation is headquartered in Los Angeles, California.

CEO Mr. Gabriel Tirador · 4,380 employees · United States · https://www.mercuryinsurance.com