XZOFinancial Services · Insurance - DiversifiedXZO Stock Forecast: Exzeo Group, Inc. Price Predictions for 2026-2027
The 2 Wall Street analysts covering Exzeo Group, Inc. hold a median 12-month price target of $26 — +62.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 5 of 100 as at 1 Aug 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.
XZO stock analysis: one number for the whole business
Consensus tells you what everyone already believes. The model scores Exzeo Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (80): Analysts have, on balance, been raising their forecasts.
Volatility (1): The share price moves around a lot.
The rank is the raw material. Whether the rules would actually own Exzeo Group, Inc. — and when they’d sell — is the membership.
XZO stock forecast 2026-2027: analyst price targets & predictions
The bullish and bearish analyst opinions on XZO, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +62.7% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 1 Dec 2025 | Citizens | Initiates | Market Outperform | $27 |
| 1 Dec 2025 | Citizens | Initiates | Market Outperform | — |
| 1 Dec 2025 | Truist Securities | Initiates | Buy | $25 |
| 1 Dec 2025 | William Blair | Initiates | Outperform | — |
| 1 Dec 2025 | William Blair | Initiates | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
XZO analyst estimate revisions
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
Exzeo Group, Inc. (XZO) financial data
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
- Trailing P/E
- 16.5×
- Price / sales
- 6.2×
- Price / book
- 5.1×
- EV / EBITDA
- 10.2×
Cheaper than 44% of US stocks
Cheaper than 20% of US stocks
Cheaper than 21% of US stocks
Cheaper than 38% of US stocks
- Revenue growth (YoY)
- 9.9%
- Earnings growth (YoY)
- 13.7%
- Gross margin
- 59.0%
- Operating margin
- 47.5%
- Net margin
- 37.6%
Higher than 54% of US stocks
Higher than 54% of US stocks
Higher than 73% of US stocks
Higher than 96% of US stocks
Higher than 93% of US stocks
- Return on equity
- 58.7%
- Return on assets
- 23.8%
- Dividend yield
- —
Higher than 94% of US stocks
Higher than 99% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
XZO vs competitors
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| XZOExzeo Group, Inc. | $1.4B | 5 |
| IGICInternational General Insurance Holdings Ltd. | $1.2B | 56 |
| PLGOPelagos Insurance Capital Ltd. | $2.2B | 80 |
| WABCWestamerica Bancorporation* | $1.4B | 84 |
| PFBCPreferred Bank (California)* | $1.4B | 79 |
| CTBICommunity Trust Bancorp, Inc. (Kentucky)* | $1.4B | 83 |
| FMBHFirst Mid Bancshares, Inc.* | $1.4B | 60 |
* Nearest Financial Services names by size — few insurance - diversified companies of this scale trade in the US universe.
This page is one stock. Monday covers all of them.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. XZO appears on the weeks it earns a place.
Frequently asked questions about XZO stock
What is the XZO stock price forecast for 2026-2027?
The 2 Wall Street analysts covering Exzeo Group, Inc. have a median 12-month price target of $26, with estimates ranging from $25 to $27. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Is XZO stock a buy right now?
Of the 2 analysts covering Exzeo Group, Inc., 2 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Exzeo Group, Inc. 5 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.
How does Ticker Nerd's model rank XZO?
As at 1 Aug 2026, Exzeo Group, Inc. ranks 5 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (80 of 100).
Will XZO stock go up?
No one can know that. What the data says: the median 12-month target from 2 analysts implies +62.7% from the last close, and Ticker Nerd's factor model ranks Exzeo Group, Inc. 5 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
What is the XZO stock forecast for 2030?
No analyst covering Exzeo Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for XZO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $25 to $27 over the next 12 months.
What does Exzeo Group, Inc. do?
Exzeo Group, Inc. is an innovative application software company specializing in comprehensive technology solutions for the property and casualty (P&C) insurance industry.
About Exzeo Group, Inc.
Exzeo Group, Inc. is an innovative application software company specializing in comprehensive technology solutions for the property and casualty (P&C) insurance industry. Founded in 2012 and based in Tampa, Florida, Exzeo Group’s primary offering is a proprietary Insurance-as-a-Service (IaaS) platform incorporating nine configurable applications that support crucial functions such as quoting and underwriting, policy administration, claims processing, data analytics, and financial reporting. This platform empowers insurance carriers and their agents throughout the insurance value chain—streamlining operations, improving underwriting precision, and enhancing data-driven decision-making. Exzeo Group's platform integrates advanced algorithmic models that analyze and visualize both structured and unstructured data, enabling insurers to make more accurate, efficient, and profitable risk assessments. By providing end-to-end digital solutions, Exzeo Group plays a vital role in modernizing insurance workflows and elevating the operational efficiency and competitiveness of P&C carriers across the United States. As a recent carve-out IPO from HCI Group, Exzeo Group stands out for its domain expertise, internally developed technology, and pivotal role in the digital transformation of the insurance sector.
CEO Mr. Pareshbhai Suryakant Patel · 354 employees · United States · https://www.exzeo.com