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TWFG Stock Forecast: TWFG, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$27
−1.08% on the day

The 8 Wall Street analysts covering TWFG, Inc. hold a median 12-month price target of $31 — +16.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$343.3M
Ticker Nerd rank
57 / 100
Median analyst target
$31
Analysts covering
8
Revenue$84.8M+46.5% y/y
Operating income$15.4M
Net income$17.3M
Free cash flow−$15.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−9.0%
1M
−2.9%
YTD
−7.4%
1Y
+6.8%
From 52W high
−14.4%
From 52W low
+56.4%
$17
$31
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TWFG stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores TWFG, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
57 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
96
Issuance
94
Growth
93
Momentum
41
Size
40
Quality
31
Accruals
30
Volatility
24
Value
8

Revisions (96): Analysts have, on balance, been raising their forecasts.

Value (8): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TWFG stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TWFG, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35Oct 25Jan 26Apr 26Jul 26TWFGHigh $34Median $31Low $26

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says8 analysts
6 Buy2 Hold0 Sell
Low $26Median $31High $34

The green dot is the last close — the median target sits +16.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 11 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
19 Aug 2026JP MorganMaintainsNeutral$27 → $28
19 Aug 2026Morgan StanleyUpgradeOverweight$26 → $30
12 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$26 → $29
10 Aug 2026UBSMaintainsBuy—
10 Aug 2026UBSMaintainsBuy$30 → $34
7 Aug 2026RBC CapitalMaintainsOutperform—
7 Aug 2026RBC CapitalMaintainsOutperform$30 → $34
15 July 2026Piper SandlerMaintainsOverweight$22 → $29
15 July 2026Piper SandlerMaintainsOverweight—
13 July 2026JP MorganMaintainsNeutral$24 → $27
13 July 2026JP MorganMaintainsNeutral—
13 July 2026RBC CapitalMaintainsOutperform$27 → $30
13 July 2026RBC CapitalMaintainsOutperform—
8 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
8 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$23 → $26
8 July 2026UBSMaintainsBuy—
8 July 2026UBSMaintainsBuy$26 → $30
6 July 2026Morgan StanleyMaintainsEqual-Weight$21 → $23
6 July 2026Morgan StanleyMaintainsEqual-Weight—
9 June 2026UBSMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TWFG appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

TWFG vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, TWFG, Inc. returned +6.8% against +17.5% for the S&P 500, dividends included.

TWFG vs S&P 500, last 12 monthsTotal return, rebased to 100
708090100110120130Oct 25Jan 26Apr 26Jul 26TWFGS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TWFG analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+12.8%
Analysts raising
6
Analysts cutting
0
Fundamentals

TWFG, Inc. (TWFG) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
44.5×

Cheaper than 16% of US stocks

Price / sales
1.2×

Cheaper than 66% of US stocks

Price / book
7.4×

Cheaper than 13% of US stocks

EV / EBITDA
6.7×

Cheaper than 49% of US stocks

Growth & margins
Revenue growth (YoY)
45.1%

Higher than 84% of US stocks

Earnings growth (YoY)
21.2%

Higher than 59% of US stocks

Gross margin
36.0%

Higher than 44% of US stocks

Operating margin
20.1%

Higher than 79% of US stocks

Net margin
3.0%

Higher than 55% of US stocks

Returns & dividend
Return on equity
19.3%

Higher than 80% of US stocks

Return on assets
9.6%

Higher than 91% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

TWFG, Inc. (TWFG) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • TWFG, Inc. has a market value of $343.3M and an enterprise value of $519.4M.

  • Revenue in the twelve months to 30 June 2026: $279.5M. The latest quarter grew 45.1% year on year.

  • Net income over the same four quarters: $55.6M, a 19.9% net margin.

  • Diluted earnings per share, trailing twelve months: $0.59.

  • Free cash flow in the twelve months to 30 June 2026: −$8.2M.

  • TWFG, Inc. spent $21.2M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 12.8M.

  • Trailing P/E: 44.5×; forward P/E: 23.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • TWFG, Inc. employs 400 people — $699K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

TWFG vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance Brokers
CompanyMarket capTKN rank
TWFGTWFG, Inc.$343.3M
57
GSHDGoosehead Insurance, Inc.$2.0B
49
LIFEEthos Technologies, Inc.$2.5B
25
CRVLCorVel Corp.$3.5B
44
CRD.ACrawford & Co.$573.9M
99
ARXAccelerant Holdings$4.2B
15
BWINThe Baldwin Insurance Group, Inc.$4.2B
9

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own TWFG, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TWFG news & analysis

TWFG Expands Credit Facility to $125 Million, Enhancing Capacity for Continued Growth and Strategic Investments

GlobeNewsWire · 13 Aug 2026positive

TWFG, Inc. announced it entered into an Amended and Restated Credit Agreement with PNC Bank providing a $125 million revolving credit facility and extending the facility's maturity to August 12, 2031. The company stated the facility enhances its liquidity and financial flexibility to support its continued growth strategy.

Why it matters — A TWFG watcher would care because the expanded credit facility and extended maturity increase the company's liquidity and financial flexibility to fund its growth and strategic investments.

TWFG Q2 Earnings Call Highlights

MarketBeat · 7 Aug 2026positive

TWFG reported second-quarter 2026 revenue growth of 45.1% and raised its full-year outlook. The company cited expansion in its managing general agency (MGA) operations, improving retention, and contributions from acquisitions as drivers.

Why it matters — A TWFG watcher would care because strong revenue growth and an upgraded full-year outlook signal improving momentum across its MGA operations, retention, and acquired businesses.

TWFG, Inc. (TWFG) Q2 2026 Earnings Call Transcript

Seeking Alpha · 6 Aug 2026neutral

TWFG, Inc. held its Q2 2026 earnings call, and Seeking Alpha has published a transcript of the event. The item provides access to the company's second-quarter 2026 earnings discussion.

Why it matters — A TWFG watcher would care because the earnings call transcript offers direct insight into the company's Q2 2026 financial results and management commentary.

TWFG, Inc. (TWFG) Q2 Earnings and Revenues Beat Estimates

Zacks Investment Research · 6 Aug 2026positive

TWFG, Inc. reported Q2 earnings of $0.38 per share, beating the Zacks Consensus Estimate of $0.25 per share, and compared with $0.20 per share a year earlier. Revenues also beat estimates in the quarter.

Why it matters — TWFG watchers would note that the company's quarterly earnings came in ahead of consensus expectations and showed growth versus the prior-year period.

TWFG, Inc. (TWFG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Investment Research · 6 Aug 2026neutral

Zacks Investment Research reports on TWFG, Inc.'s Q2 earnings for the quarter ended June 2026, suggesting that while headline figures provide insight into performance, it may be worthwhile to compare key metrics against Wall Street estimates and year-ago actuals.

Why it matters — TWFG watchers would care because the item highlights a framework for assessing the company's quarterly performance relative to analyst expectations and prior-year results.

FAQ

Frequently asked questions about TWFG stock

What is the TWFG stock price forecast for 2026-2027?

The 8 Wall Street analysts covering TWFG, Inc. have a median 12-month price target of $31, with estimates ranging from $26 to $34. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TWFG stock a buy right now?

Of the 8 analysts covering TWFG, Inc., 6 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks TWFG, Inc. 57 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TWFG?

As at 12 Sept 2026, TWFG, Inc. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (96 of 100).

Will TWFG stock go up?

No one can know that. What the data says: the median 12-month target from 8 analysts implies +16.3% from the last close, and Ticker Nerd's factor model ranks TWFG, Inc. 57 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TWFG stock forecast for 2030?

No analyst covering TWFG, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TWFG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $26 to $34 over the next 12 months.

How has TWFG stock performed over the past year?

TWFG, Inc. returned +6.8% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does TWFG, Inc. do?

TWFG, Inc. is an insurance distribution company that provides personal and commercial insurance products across the United States.

What is the latest news on TWFG?

The most recent item we track (GlobeNewsWire, 13 Aug 2026): "TWFG Expands Credit Facility to $125 Million, Enhancing Capacity for Continued Growth and Strategic Investments". TWFG, Inc. announced it entered into an Amended and Restated Credit Agreement with PNC Bank providing a $125 million revolving credit facility and extending the facility's maturity to August 12, 2031. The company stated the facility enhances its liquidity and financial flexibility to support its continued growth strategy.

Company

About TWFG, Inc.

TWFG, Inc. is an insurance distribution company that provides personal and commercial insurance products across the United States. TWFG offers a broad range of coverage lines, including auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicles, flood, wind, event, luxury items, general liability, property, business auto, workers’ compensation, business owner policies, professional liability, commercial bonds, and group benefits. The company operates through an independent distribution platform supported by company-owned branches, franchised offices, and managing general agency operations, connecting clients with a wide network of insurance carriers. TWFG also provides related support services such as premium financing, marketing assistance, continuing education, and technology-enabled tools for its distribution partners. Headquartered in The Woodlands, Texas, TWFG serves individual, family, and business customers in the property and casualty insurance market.

CEO Mr. Richard Finley Bunch III · 400 employees · United States · https://www.twfg.com