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LIFEFinancial Services · Insurance Brokers

LIFE Stock Forecast: Ethos Technologies, Inc. Price Predictions for 2026-2027

Last close, 29 Oct 2026
$44
+1.84% on the day

The 9 Wall Street analysts covering Ethos Technologies, Inc. hold a median 12-month price target of $38 — -14.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 20 of 100 as at 28 Oct 2026 — in the weakest quartile.

Market cap
$2.8B
Ticker Nerd rank
20/ 100
Median analyst target
$38
Analysts covering
9
Revenue$189.6M+99.8% y/y
Operating income$18.1M
Net income$19.5M
Free cash flow$33.6M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.2%
1M
+28.9%
YTD
+5470.2%
1Y
+4402.5%
From 52W high
−1.4%
From 52W low
+6596.3%
$1
$44
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LIFE stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Ethos Technologies, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 28 Oct 2026
20/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
82
Issuance
56
Growth
37
Value
36
Size
31
Momentum
27
Quality
17
Accruals
12
Volatility
1

Revisions (82): Analysts have, on balance, been raising their forecasts.

Volatility (1): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

LIFE stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LIFE, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$0$10$20$30$40$50Jan 26Apr 26Jul 26Oct 26LIFEHigh $43Median $38Low $32

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says9 analysts
8 Buy1 Hold0 Sell
Low $32Median $38High $43

The green dot is the last close — the median target sits −14.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 9 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
12 Oct 2026CitizensMaintainsMarket Outperform$33 → $40
1 Oct 2026JP MorganDowngradeNeutral—
1 Oct 2026JP MorganDowngradeNeutral$37
4 Aug 2026BairdMaintainsOutperform$26 → $32
4 Aug 2026BairdMaintainsOutperform—
4 Aug 2026BarclaysMaintainsOverweight$27 → $37
4 Aug 2026BarclaysMaintainsOverweight—
4 Aug 2026CitigroupMaintainsBuy—
4 Aug 2026CitigroupMaintainsBuy$27 → $33
4 Aug 2026CitizensMaintainsMarket Outperform—
4 Aug 2026CitizensMaintainsMarket Outperform$27 → $33
13 July 2026JP MorganMaintainsOverweight—
13 July 2026JP MorganMaintainsOverweight$22 → $23
8 May 2026BarclaysMaintainsOverweight$20 → $27
8 May 2026BarclaysMaintainsOverweight—
7 May 2026CitizensMaintainsMarket Outperform$21 → $27
7 May 2026CitizensMaintainsMarket Outperform—
26 Feb 2026CitigroupMaintainsBuy$15 → $16
24 Feb 2026Deutsche BankInitiatesBuy$23
23 Feb 2026B of A SecuritiesInitiatesBuy$15

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

LIFE appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

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The AI build-out map
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    VRTCEGGEVVST

Performance

LIFE vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, Ethos Technologies, Inc. returned +4402.5% against +13.1% for the S&P 500, dividends included.

LIFE vs S&P 500, last 12 monthsTotal return, rebased to 100
01,0002,0003,0004,0005,000Jan 26Apr 26Jul 26Oct 26LIFES&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LIFE analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+16.1%
Analysts raising
3
Analysts cutting
0
Fundamentals

Ethos Technologies, Inc. (LIFE) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
22.5×

Cheaper than 33% of US stocks

Price / sales
4.7×

Cheaper than 25% of US stocks

Price / book
5.7×

Cheaper than 17% of US stocks

EV / EBITDA
−26.0×

Cheaper than 91% of US stocks

Growth & margins
Revenue growth (YoY)
113.4%

Higher than 93% of US stocks

Earnings growth (YoY)
5.8%

Higher than 43% of US stocks

Gross margin
97.9%

Higher than 99% of US stocks

Operating margin
9.6%

Higher than 63% of US stocks

Net margin
−18.1%

Higher than 16% of US stocks

Returns & dividend
Return on equity
−26.1%

Higher than 29% of US stocks

Return on assets
−11.1%

Higher than 26% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Ethos Technologies, Inc. (LIFE) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Ethos Technologies, Inc. has a market value of $2.8B and an enterprise value of $2.5B.

  • Revenue in the twelve months to 30 June 2026: $586.5M. The latest quarter grew 113.4% year on year.

  • Net income over the same four quarters: −$106.4M, a −18.1% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $71.1M.

  • Shares outstanding: 63.8M.

  • Trailing P/E: 22.5×; forward P/E: 16.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Ethos Technologies, Inc. employs 614 people — $955K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 28 Oct 2026

Data provided by Twelve Data

Peers

LIFE vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance Brokers
CompanyMarket capTKN rank
LIFEEthos Technologies, Inc.$2.8B20
NPNeptune Insurance Holdings, Inc.$4.1B27
CRVLCorVel Corp.$4.2B52
ARXAccelerant Holdings$4.2B22
GSHDGoosehead Insurance, Inc.$1.6B49
BWINThe Baldwin Insurance Group, Inc.$4.6B16
TWFGTWFG, Inc.$1.5B59

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Ethos Technologies, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LIFE news & analysis

Ethos and Liberty Mutual Expand Relationship to Help Protect Who and What Matters Most

GlobeNewsWire · 28 Oct 2026positive

Ethos and Liberty Mutual expanded their relationship, making Liberty Mutual’s life insurance offering powered by Ethos available online and through Liberty Mutual call centers. The expansion builds on a collaboration announced in April 2026.

Why it matters — LIFE watchers may note the expanded availability of Ethos-powered life insurance through Liberty Mutual’s online and call-center channels.

Ethos to Announce Third Quarter 2026 Financial Results on November 2, 2026

GlobeNewsWire · 12 Oct 2026neutral

Ethos Technologies said it will release its third-quarter 2026 financial results after U.S. markets close on November 2, 2026. The results cover the quarter ended September 30, 2026, and will be posted on the company’s Investor Relations website.

Why it matters — LIFE watchers can look to the scheduled release for the company’s quarterly financial results.

Ethos CEO Peter Collis on 113% Growth and Reinventing Life Insurance

After Earnings · 15 Sept 2026positive

Ethos Technologies co-founder and CEO Peter Collis was interviewed on the After Earnings podcast, where he discussed the company's transformation of life insurance through instant online underwriting, the consolidation of the life insurtech sector, and the drivers behind Ethos's 113% revenue growth.

Why it matters — LIFE watchers would care because the CEO directly addresses Ethos's rapid growth and its competitive positioning amid widespread consolidation in the life insurtech space.

Ethos Technologies Inc. (LIFE) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

Seeking Alpha · 10 Sept 2026neutral

Seeking Alpha published a transcript of Ethos Technologies Inc. (LIFE) presenting at the Goldman Sachs Communacopia + Technology Conference 2026. The item provides a record of the company's remarks at the conference.

Why it matters — LIFE watchers can review the transcript to hear the company's own commentary and updates delivered at a major industry conference.

FAQ

Frequently asked questions about LIFE stock

What is the LIFE stock price forecast for 2026-2027?

The 9 Wall Street analysts covering Ethos Technologies, Inc. have a median 12-month price target of $38, with estimates ranging from $32 to $43. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is LIFE stock a buy right now?

Of the 9 analysts covering Ethos Technologies, Inc., 8 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Ethos Technologies, Inc. 20 out of 100 across roughly 4,600 US stocks as at 28 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank LIFE?

As at 28 Oct 2026, Ethos Technologies, Inc. ranks 20 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (82 of 100).

Will LIFE stock go up?

No one can know that. What the data says: the median 12-month target from 9 analysts implies -14.0% from the last close, and Ticker Nerd's factor model ranks Ethos Technologies, Inc. 20 out of 100 as at 28 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the LIFE stock forecast for 2030?

No analyst covering Ethos Technologies, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LIFE are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $32 to $43 over the next 12 months.

How has LIFE stock performed over the past year?

Ethos Technologies, Inc. returned +4402.5% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Ethos Technologies, Inc. do?

Ethos Technologies Inc. Class A Common Stock represents the public shares of Ethos Technologies Inc., a technology-driven insurance company focused on life insurance and related protection services.

What is the latest news on LIFE?

The most recent item we track (GlobeNewsWire, 28 Oct 2026): "Ethos and Liberty Mutual Expand Relationship to Help Protect Who and What Matters Most". Ethos and Liberty Mutual expanded their relationship, making Liberty Mutual’s life insurance offering powered by Ethos available online and through Liberty Mutual call centers. The expansion builds on a collaboration announced in April 2026.

Company

About Ethos Technologies, Inc.

Ethos Technologies Inc. Class A Common Stock represents the public shares of Ethos Technologies Inc., a technology-driven insurance company focused on life insurance and related protection services. Ethos Technologies offers a digital platform that connects consumers, agents, and insurance carriers, streamlining policy discovery, underwriting, and administration through an online process. Its current offerings include term life insurance, whole life insurance, indexed universal life insurance, wills and estate planning, and supplemental health insurance products. The company also provides third-party administrator services for insurance policies in the United States, supporting the operational side of policy management and servicing. Ethos Technologies serves as a modern distribution and administration platform within the insurance market, combining software, data, and insurance products to simplify access to coverage for individuals and families.

CEO Mr. Peter George Colis · 614 employees · United States · https://www.ethos.com