The 13 Wall Street analysts covering Neptune Insurance Holdings, Inc. hold a median 12-month price target of $33 — +16.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 23 of 100 as at 8 Oct 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Neptune Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (84): The share count has been shrinking and the company is not leaning on new borrowing.
Value (4): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +16.0% from it.
Of the 20 most recent actions, 7 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 7 Oct 2026 | Mizuho | Maintains | Neutral | $32 → $31 |
| 19 Aug 2026 | Morgan Stanley | Upgrade | Overweight | $31 → $36 |
| 30 July 2026 | BMO Capital | Downgrade | Market Perform | — |
| 30 July 2026 | BMO Capital | Downgrade | Market Perform | $32 |
| 24 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 24 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $34 → $33 |
| 23 July 2026 | Wells Fargo | Maintains | Overweight | — |
| 23 July 2026 | Wells Fargo | Maintains | Overweight | $35 → $37 |
| 22 July 2026 | Evercore ISI Group | Maintains | Outperform | $35 → $36 |
| 22 July 2026 | Evercore ISI Group | Maintains | Outperform | — |
| 15 July 2026 | Piper Sandler | Maintains | Overweight | $30 → $39 |
| 15 July 2026 | Piper Sandler | Maintains | Overweight | — |
| 13 July 2026 | JP Morgan | Maintains | Neutral | $26 → $30 |
| 13 July 2026 | JP Morgan | Maintains | Neutral | — |
| 9 July 2026 | Mizuho | Maintains | Neutral | $29 → $32 |
| 9 July 2026 | Mizuho | Maintains | Neutral | — |
| 8 July 2026 | Keefe, Bruyette & Woods | Downgrade | Market Perform | $32 → $34 |
| 8 July 2026 | Keefe, Bruyette & Woods | Downgrade | Market Perform | — |
| 30 June 2026 | Wells Fargo | Initiates | Overweight | — |
| 21 May 2026 | Morgan Stanley | Maintains | Equal-Weight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NP appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 8 Oct 2026, Neptune Insurance Holdings, Inc. returned +4.9% against +16.2% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 6% of US stocks
Cheaper than 9% of US stocks
Cheaper than 98% of US stocks
Cheaper than 5% of US stocks
Higher than 79% of US stocks
Higher than 69% of US stocks
Higher than 68% of US stocks
Higher than 95% of US stocks
Higher than 83% of US stocks
Higher than 68% of US stocks
Higher than 99% of US stocks
Higher than 95% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Neptune Insurance Holdings, Inc. has a market value of $3.9B and an enterprise value of $4.1B.
Revenue in the twelve months to 30 June 2026: $181.8M. The latest quarter grew 32.8% year on year.
Net income over the same four quarters: $39.0M, a 21.5% net margin.
Free cash flow in the twelve months to 30 June 2026: $67.8M.
Trailing P/E: 123.7×; forward P/E: 42.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 6.68%, paying out 0% of earnings.
Neptune Insurance Holdings, Inc. employs 62 people — $2.9M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Neptune Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Neptune Insurance Holdings announced a new way for consumers to shop for flood insurance by using AI agents, such as Meta's Muse, to complete multi-step browsing and form-filling tasks on their behalf.
Why it matters — NP watchers would care because the company is positioning its products to be accessible through emerging AI agent technology, which could simplify how consumers purchase flood insurance.
Neptune Insurance Holdings, Inc. announced that David Noble has been appointed as an independent member of its Board of Directors, effective September 30, 2026. Noble founded VIEW Advisors and is a senior advisor to Egon Zehn, bringing leadership and strategy expertise to the board.
Why it matters — The appointment of an independent director with senior advisory experience in leadership and strategy may strengthen corporate governance and board expertise for shareholders and investors monitoring the company.
The 13 Wall Street analysts covering Neptune Insurance Holdings, Inc. have a median 12-month price target of $33, with estimates ranging from $31 to $39. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 13 analysts covering Neptune Insurance Holdings, Inc., 8 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Neptune Insurance Holdings, Inc. 23 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 8 Oct 2026, Neptune Insurance Holdings, Inc. ranks 23 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (84 of 100).
No one can know that. What the data says: the median 12-month target from 13 analysts implies +16.0% from the last close, and Ticker Nerd's factor model ranks Neptune Insurance Holdings, Inc. 23 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Neptune Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $31 to $39 over the next 12 months.
Neptune Insurance Holdings, Inc. returned +4.9% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Neptune Insurance Holdings Inc. Class A Common Stock is the equity of Neptune Insurance Holdings, a U.S.-based insurance services company focused on residential and commercial flood coverage.
The most recent item we track (Business Wire, 1 Oct 2026): "Neptune Makes Flood Insurance Ready for the AI Agent Era". Neptune Insurance Holdings announced a new way for consumers to shop for flood insurance by using AI agents, such as Meta's Muse, to complete multi-step browsing and form-filling tasks on their behalf.
Neptune Insurance Holdings Inc. Class A Common Stock is the equity of Neptune Insurance Holdings, a U.S.-based insurance services company focused on residential and commercial flood coverage. Through its subsidiary Neptune Flood Incorporated, the company operates as an insurance agency and managing general agent, placing primary and excess flood policies on behalf of carrier partners. It also provides parametric and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings serves customers across the United States and plays a specialized role in the property insurance market by helping distribute catastrophe-oriented coverage products and underwriting administration services. The company is headquartered in Saint Petersburg, Florida, and its current business is centered on flood and earthquake insurance offerings for consumers and businesses.
CEO Mr. Trevor R. Burgess · 62 employees · United States · https://www.neptuneflood.com
