The 13 Wall Street analysts covering Neptune Insurance Holdings, Inc. hold a median 12-month price target of $33 — +14.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 27 of 100 as at 28 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Neptune Insurance Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (93): Analysts have, on balance, been raising their forecasts.
Value (5): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on NP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +14.5% from it.
Of the 20 most recent actions, 7 moved their price target up and 4 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 22 Oct 2026 | Morgan Stanley | Maintains | Overweight | $36 → $35 |
| 21 Oct 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $32 → $33 |
| 21 Oct 2026 | Mizuho | Maintains | Neutral | $31 → $33 |
| 12 Oct 2026 | Wells Fargo | Maintains | Overweight | $37 → $34 |
| 12 Oct 2026 | Wells Fargo | Maintains | Overweight | — |
| 7 Oct 2026 | Mizuho | Maintains | Neutral | $32 → $31 |
| 7 Oct 2026 | Mizuho | Maintains | Neutral | — |
| 19 Aug 2026 | Morgan Stanley | Upgrade | Overweight | $31 → $36 |
| 19 Aug 2026 | Morgan Stanley | Upgrade | Overweight | — |
| 30 July 2026 | BMO Capital | Downgrade | Market Perform | — |
| 30 July 2026 | BMO Capital | Downgrade | Market Perform | $32 |
| 24 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 24 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $34 → $33 |
| 23 July 2026 | Wells Fargo | Maintains | Overweight | $35 → $37 |
| 23 July 2026 | Wells Fargo | Maintains | Overweight | — |
| 22 July 2026 | Evercore ISI Group | Maintains | Outperform | $35 → $36 |
| 22 July 2026 | Evercore ISI Group | Maintains | Outperform | — |
| 15 July 2026 | Piper Sandler | Maintains | Overweight | $30 → $39 |
| 15 July 2026 | Piper Sandler | Maintains | Overweight | — |
| 13 July 2026 | JP Morgan | Maintains | Neutral | $26 → $30 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
NP appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 29 Oct 2026, Neptune Insurance Holdings, Inc. returned +14.0% against +13.1% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 6% of US stocks
Cheaper than 8% of US stocks
Cheaper than 98% of US stocks
Cheaper than 5% of US stocks
Higher than 80% of US stocks
Higher than 74% of US stocks
Higher than 68% of US stocks
Higher than 95% of US stocks
Higher than 84% of US stocks
Higher than 68% of US stocks
Higher than 99% of US stocks
Higher than 95% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Neptune Insurance Holdings, Inc. has a market value of $4.0B and an enterprise value of $4.2B.
Revenue in the twelve months to 30 June 2026: $181.8M. The latest quarter grew 34.3% year on year.
Net income over the same four quarters: $39.0M, a 21.5% net margin.
Free cash flow in the twelve months to 30 June 2026: $67.8M.
Trailing P/E: 92.9×; forward P/E: 42.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 6.60%, paying out 0% of earnings.
Neptune Insurance Holdings, Inc. employs 62 people — $2.9M of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Neptune Insurance Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The article headline presents Neptune Insurance Holdings Inc. (NP) as a strong momentum stock. Its excerpt describes the Zacks Style Scores as a tool for finding stocks rated for investors’ styles.
Why it matters — NP watchers may be interested in the article’s characterization of the stock and its reference to Zacks’ style-based rating tool.
Neptune Insurance reported third-quarter revenue of $59.6 million, up 34% year over year. Quotes with Atlas+ bind at 3.5 times the rate of other quotes.
Why it matters — The figures highlight the company’s reported revenue growth and the relative binding rate for Atlas+ quotes, two operating metrics relevant to NP watchers.
Neptune Insurance Holdings held its third-quarter 2026 earnings call on October 20, 2026. The excerpt lists company executives and participating analysts but provides no discussion of results or business developments.
Why it matters — NP watchers are alerted to the earnings call, but this excerpt contains no substantive company updates to assess.
Zacks Investment Research notes that Neptune Insurance Holdings Inc. (NP) reported headline numbers for the quarter ended September 2026 and frames a comparison of key metrics with Wall Street estimates and year-ago actuals.
Why it matters — The comparison provides NP watchers context for evaluating the company’s quarterly results against estimates and the prior-year quarter.
Neptune Insurance Holdings reported quarterly earnings of $0.17 per share, above the Zacks Consensus Estimate of $0.16. Earnings were $0.11 per share in the year-ago quarter.
Why it matters — NP watchers may note that quarterly earnings exceeded the consensus estimate and the year-ago result.
The 13 Wall Street analysts covering Neptune Insurance Holdings, Inc. have a median 12-month price target of $33, with estimates ranging from $31 to $39. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 13 analysts covering Neptune Insurance Holdings, Inc., 8 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Neptune Insurance Holdings, Inc. 27 out of 100 across roughly 4,600 US stocks as at 28 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 28 Oct 2026, Neptune Insurance Holdings, Inc. ranks 27 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (93 of 100).
No one can know that. What the data says: the median 12-month target from 13 analysts implies +14.5% from the last close, and Ticker Nerd's factor model ranks Neptune Insurance Holdings, Inc. 27 out of 100 as at 28 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Neptune Insurance Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $31 to $39 over the next 12 months.
Neptune Insurance Holdings, Inc. returned +14.0% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Neptune Insurance Holdings Inc. Class A Common Stock is the equity of Neptune Insurance Holdings, a U.S.-based insurance services company focused on residential and commercial flood coverage.
The most recent item we track (Zacks Investment Research, 22 Oct 2026): "Here's Why Neptune Insurance Holdings Inc. (NP) is a Strong Momentum Stock". The article headline presents Neptune Insurance Holdings Inc. (NP) as a strong momentum stock. Its excerpt describes the Zacks Style Scores as a tool for finding stocks rated for investors’ styles.
Neptune Insurance Holdings Inc. Class A Common Stock is the equity of Neptune Insurance Holdings, a U.S.-based insurance services company focused on residential and commercial flood coverage. Through its subsidiary Neptune Flood Incorporated, the company operates as an insurance agency and managing general agent, placing primary and excess flood policies on behalf of carrier partners. It also provides parametric and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings serves customers across the United States and plays a specialized role in the property insurance market by helping distribute catastrophe-oriented coverage products and underwriting administration services. The company is headquartered in Saint Petersburg, Florida, and its current business is centered on flood and earthquake insurance offerings for consumers and businesses.
CEO Mr. Trevor R. Burgess · 62 employees · United States · https://www.neptuneflood.com
