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ESNT Stock Forecast: Essent Group Ltd. Price Predictions for 2026

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$60.94

-0.19 (-0.31%)

ESNT Stock Forecast 2026-2027

$60.94
Current Price
$6.00B
Market Cap
8 Ratings
Buy 3
Hold 5
Sell 0
Wall St Analyst Ratings

Distance to ESNT Price Targets

+23.1%
To High Target of $75.00
+10.8%
To Median Target of $67.50
+6.7%
To Low Target of $65.00

ESNT Price Momentum

-2.2%
1 Week Change
-8.0%
1 Month Change
+5.6%
1 Year Change
-6.3%
Year-to-Date Change
-9.2%
From 52W High of $67.09
+18.1%
From 52W Low of $51.61
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Latest ESNT Stock Price Targets & Analyst Predictions

Based on our analysis of 16 Wall Street analysts, ESNT has a neutral consensus with a median price target of $67.50 (ranging from $65.00 to $75.00). The overall analyst rating is Buy (7.5/10). Currently trading at $60.94, the median forecast implies a 10.8% upside. This outlook is supported by 3 Buy, 5 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Harry Fong at Roth Capital, projecting a 23.1% upside. Conversely, the most conservative target is provided by Terry Ma at Barclays, suggesting a 6.7% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

ESNT Analyst Ratings

3
Buy
5
Hold
0
Sell

ESNT Price Target Range

Low
$65.00
Average
$67.50
High
$75.00
Current: $60.94

Latest ESNT Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for ESNT.

Date Firm Analyst Rating Change Price Target
Jan 12, 2026 JP Morgan Richard Shane Neutral Maintains $66.00
Jan 6, 2026 Barclays Terry Ma Equal-Weight Maintains $65.00
Jan 2, 2026 Roth Capital Harry Fong Buy Maintains $75.00
Dec 18, 2025 Keefe, Bruyette & Woods Bose George Market Perform Maintains $73.00
Nov 24, 2025 Keefe, Bruyette & Woods Bose George Market Perform Maintains $71.00
Oct 7, 2025 JP Morgan Richard Shane Neutral Downgrade $65.00
Oct 6, 2025 Barclays Terence Malone Equal-Weight Maintains $66.00
Jul 8, 2025 Barclays Terence Malone Equal-Weight Maintains $59.00
Jul 7, 2025 Keefe, Bruyette & Woods Bose George Market Perform Downgrade $67.00
May 23, 2025 Compass Point Giuliano Bologna Buy Maintains $69.00
Apr 8, 2025 JP Morgan Richard Shane Overweight Upgrade $60.00
Apr 8, 2025 Keefe, Bruyette & Woods Bose George Outperform Maintains $65.00
Feb 18, 2025 Keefe, Bruyette & Woods Bose George Outperform Maintains $71.00
Feb 18, 2025 RBC Capital Scott Heleniak Outperform Reiterates $67.00
Jan 8, 2025 Keefe, Bruyette & Woods Bose George Outperform Maintains $72.00
Jan 6, 2025 Barclays Terence Malone Equal-Weight Downgrade $58.00
Dec 10, 2024 Keefe, Bruyette & Woods Bose George Outperform Maintains $75.00
Dec 9, 2024 JP Morgan Richard Shane Neutral Maintains $60.00
Nov 5, 2024 Goldman Sachs Ryan Nash Neutral Maintains $60.00
Nov 4, 2024 JP Morgan Richard Shane Neutral Maintains $67.00

Essent Group Ltd. (ESNT) Competitors

The following stocks are similar to Essent based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Essent Group Ltd. (ESNT) Financial Data

Essent Group Ltd. has a market capitalization of $6.00B with a P/E ratio of 8.9x. The company generates $1.26B in trailing twelve-month revenue with a 55.6% profit margin.

Revenue growth is -1.5% quarter-over-quarter, while maintaining an operating margin of +66.5% and return on equity of +12.4%.

Valuation Metrics

Market Cap $6.00B
Enterprise Value $5.65B
P/E Ratio 8.9x
PEG Ratio 7.4x
Price/Sales 4.8x

Growth & Margins

Revenue Growth (YoY) -1.5%
Gross Margin N/A
Operating Margin +66.5%
Net Margin +55.6%
EPS Growth -6.8%

Financial Health

Cash/Price Ratio +12.4%
Current Ratio 2.6x
Debt/Equity 8.6x
ROE +12.4%
ROA +7.5%
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Essent Group Ltd. logo

Essent Group Ltd. (ESNT) Business Model

About Essent Group Ltd.

What They Do

Provides private mortgage insurance in the U.S.

Business Model

The company generates revenue by offering private mortgage insurance to mortgage lenders and government-sponsored entities, which mitigates credit risk for loans with less than 20% down payments. This insurance is vital for lenders to manage default risk and facilitates homeownership for borrowers who may not qualify for standard mortgages.

Additional Information

Essent Group Ltd. plays a significant role in the housing finance sector, contributing to market liquidity and stability. The company is recognized for its effective risk management practices, which help ensure financial stability while supporting a dynamic real estate market.

Company Information

Sector

Financial Services

Industry

Insurance - Specialty

Employees

510

CEO

Mr. Mark Anthony Casale

Country

Bermuda

IPO Year

2013

Essent Group Ltd. (ESNT) Latest News & Analysis

Latest News

ESNT stock latest news image
Quick Summary

Essent Group Ltd. (ESNT) will hold its Q3 2025 earnings call on November 7, 2025, at 10:00 AM EST, featuring key executives and analysts from major financial institutions.

Why It Matters

The upcoming earnings call for Essent Group Ltd. provides critical insights into the company's financial health and future outlook, influencing stock performance and investor sentiment.

Source: Seeking Alpha
Market Sentiment: Neutral
ESNT stock latest news image
Quick Summary

Essent Group Ltd. (NYSE: ESNT) reported Q3 2025 net income of $164.2 million ($1.67 per diluted share), a slight decrease from $176.2 million ($1.65 per diluted share) in Q3 2024.

Why It Matters

Essent Group's slight decline in net income signals potential volatility in earnings, which may impact stock performance and investor sentiment regarding future growth.

Source: GlobeNewsWire
Market Sentiment: Neutral
ESNT stock latest news image
Quick Summary

Essent Group (ESNT) reported Q3 earnings of $1.67 per share, below the Zacks Consensus Estimate of $1.75. This is an increase from $1.65 per share in the same quarter last year.

Why It Matters

Essent Group's earnings miss may signal potential operational issues, affecting investor confidence and possibly leading to a decline in stock prices.

Source: Zacks Investment Research
Market Sentiment: Negative
ESNT stock latest news image
Quick Summary

Essent Group (ESNT) is expected to report strong earnings, with key factors indicating a likely earnings beat in its upcoming financial report.

Why It Matters

Essent Group's potential for an earnings beat could drive stock prices up, attracting investors looking for growth and positively impacting market sentiment.

Source: Zacks Investment Research
Market Sentiment: Positive
ESNT stock latest news image
Quick Summary

Essent Group Ltd. will hold its Third Quarter Earnings Conference Call on November 7, 2025.

Why It Matters

Essent Group's upcoming earnings call may reveal financial performance and strategic insights, impacting stock valuation and investor sentiment.

Source: Business Wire
Market Sentiment: Neutral
ESNT stock latest news image
Quick Summary

Essent Group (ESNT) has a strong history of earnings surprises and is positioned well for a potential beat in its upcoming quarterly report.

Why It Matters

Essent Group's strong earnings surprise history and favorable conditions suggest potential for positive earnings results, which could boost investor confidence and stock performance.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About ESNT Stock

What is Essent Group Ltd.'s (ESNT) stock forecast for 2026?

Based on our analysis of 16 Wall Street analysts, Essent Group Ltd. (ESNT) has a median price target of $67.50. The highest price target is $75.00 and the lowest is $65.00.

Is ESNT stock a good investment in 2026?

According to current analyst ratings, ESNT has 3 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $60.94. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for ESNT stock?

Wall Street analysts predict ESNT stock could reach $67.50 in the next 12 months. This represents a 10.8% increase from the current price of $60.94. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Essent Group Ltd.'s business model?

The company generates revenue by offering private mortgage insurance to mortgage lenders and government-sponsored entities, which mitigates credit risk for loans with less than 20% down payments. This insurance is vital for lenders to manage default risk and facilitates homeownership for borrowers who may not qualify for standard mortgages.

What is the highest forecasted price for ESNT Essent Group Ltd.?

The highest price target for ESNT is $75.00 from Harry Fong at Roth Capital, which represents a 23.1% increase from the current price of $60.94.

What is the lowest forecasted price for ESNT Essent Group Ltd.?

The lowest price target for ESNT is $65.00 from Terry Ma at Barclays, which represents a 6.7% increase from the current price of $60.94.

What is the overall ESNT consensus from analysts for Essent Group Ltd.?

The overall analyst consensus for ESNT is neutral. Out of 16 Wall Street analysts, 3 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $67.50.

How accurate are ESNT stock price projections?

Stock price projections, including those for Essent Group Ltd., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: January 19, 2026 5:39 AM UTC
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